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Loans Held for Investment - Student Loan Portfolio by Program (Details) - USD ($)
$ in Thousands
Dec. 31, 2024
Dec. 31, 2023
Dec. 31, 2022
Dec. 31, 2021
Accounts, Notes, Loans and Financing Receivable [Line Items]        
Allowance for loan losses $ (1,435,920) $ (1,339,772) $ (1,357,075) $ (1,165,335)
Loans held for investment, net 20,902,158 20,306,357    
Private Education Loans        
Accounts, Notes, Loans and Financing Receivable [Line Items]        
Loan type 22,235,008 21,025,844    
Deferred origination costs and unamortized premium/ (discount) 103,070 81,554    
Allowance for loan losses (1,435,920) (1,335,105)    
Loans held for investment, net 20,902,158 19,772,293    
Private Education Loans | Fixed-rate        
Accounts, Notes, Loans and Financing Receivable [Line Items]        
Loan type 17,093,382 13,985,791    
Private Education Loans | Variable-rate        
Accounts, Notes, Loans and Financing Receivable [Line Items]        
Loan type 5,141,626 7,040,053    
FFELP Loans        
Accounts, Notes, Loans and Financing Receivable [Line Items]        
Loan type 0 537,401    
Deferred origination costs and unamortized premium/ (discount) 0 1,330    
Allowance for loan losses 0 (4,667)    
Loans held for investment, net $ 0 $ 534,064