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Significant Accounting Policies - Allowance for FFELP Loans and Loan Interest Income (Details) - USD ($)
9 Months Ended 12 Months Ended
Sep. 30, 2024
Dec. 31, 2024
Dec. 31, 2023
Accounts, Notes, Loans and Financing Receivable [Line Items]      
Percentage reimbursement on all qualifying default claims period two (as a percentage)   97.00%  
Percentage reimbursement on all qualifying default claims period one (as a percentage)   98.00%  
Variable rate   100.00%  
Maximum loss exposure due to federal guarantee   3.00%  
Basis points   0.0105  
Loans in nonaccrual status   $ 0 $ 0
Percent of private education loans related to borrowers in school, grace or deferment   26.00% 25.00%
Credit Cards      
Accounts, Notes, Loans and Financing Receivable [Line Items]      
Gain (loss) on sale of financing receivable $ (8,000,000)   $ (4,000,000)
Credit Card      
Accounts, Notes, Loans and Financing Receivable [Line Items]      
Financing receivable allowance for credit loss, transfer to held-to-sale   $ 2,400,000