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Allowance for Credit Losses - Age Analysis of Past Due Loans Delinquencies (Details) - USD ($)
$ in Thousands
Sep. 30, 2024
Jun. 30, 2024
Dec. 31, 2023
Sep. 30, 2023
Jun. 30, 2023
Dec. 31, 2022
Accounts, Notes, Loans and Financing Receivable [Line Items]            
Private Education Loans allowance for losses $ (1,413,621) $ (1,269,652) $ (1,339,772) $ (1,416,048) $ (1,364,716) $ (1,357,075)
Private Education Loans, net $ 20,459,933   $ 20,306,357      
Percentage of Private Education Loans in repayment, Year 1 54.80%   55.60%      
Percentage of Private Education Loans in repayment, Year 2 58.50%   65.30%      
Percentage of Private Education Loans in repayment, Year 3 69.70%   75.20%      
Percentage of Private Education Loans in repayment, Year 4 77.30%   81.10%      
Percentage of Private Education Loans in repayment, Year 5 82.20%   85.00%      
Percentage of Private Education Loans in repayment, After Year 5 89.00%   89.30%      
Percentage of Private Education Loans in repayment 70.50%   73.30%      
Delinquent Private Education Loans in repayment as a percentage of Private Education Loans in repayment, Year 1 0.30%   1.00%      
Delinquent Private Education Loans in repayment as a percentage of Private Education Loans in repayment, Year 2 1.70%   2.10%      
Delinquent Private Education Loans in repayment as a percentage of Private Education Loans in repayment, Year 3 3.70%   3.60%      
Delinquent Private Education Loans in repayment as a percentage of Private Education Loans in repayment, Year 4 4.30%   4.10%      
Delinquent Private Education Loans in repayment as a percentage of Private Education Loans in repayment, Year 5 4.20%   4.50%      
Delinquent Private Education Loans in repayment as a percentage of Private Education Loans in repayment, After Year 5 5.90%   6.80%      
Delinquent Private Education Loans in repayment as a percentage of Private Education Loans in repayment 3.60%   3.90%      
Loans in forbearance as a percentage of loans in repayment and forbearance, Year 1 0.20%   0.80%      
Loans in forbearance as a percentage of loans in repayment and forbearance, Year 2 1.90%   2.70%      
Loans in forbearance as a percentage of loans in repayment and forbearance, Year 3 2.90%   2.60%      
Loans in forbearance as a percentage of loans in repayment and forbearance, Year 4 2.40%   2.30%      
Loans in forbearance as a percentage of loans in repayment and forbearance, Year 5 2.30%   2.20%      
Loans in forbearance as a percentage of loans in repayment and forbearance, After Year 5 2.00%   1.90%      
Loans in forbearance as a percentage of loans in repayment and forbearance 1.90%   2.10%      
Consumer Portfolio Segment | Student Loan            
Accounts, Notes, Loans and Financing Receivable [Line Items]            
Total Private Education Loans in Repayment, Year 1 $ 2,271,922   $ 2,494,814      
Total Private Education Loans in Repayment, Year 2 3,136,672   3,323,327      
Total Private Education Loans in Repayment, Year 3 2,250,064   2,209,734      
Total Private Education Loans in Repayment, Year 4 1,634,932   1,475,858      
Total Private Education Loans in Repayment, Year 5 1,165,916   1,386,889      
Total Private Education Loans in Repayment, After Year 5 4,900,749   4,519,192      
Total Private Education Loans in repayment 15,360,255   15,409,814      
Total Private Education Loans, gross, Year 1 4,145,008   4,490,119      
Total Private Education Loans, gross, Year 2 5,363,248   5,088,739      
Total Private Education Loans, gross, Year 3 3,229,776   2,937,422      
Total Private Education Loans, gross, Year 4 2,113,786   1,819,089      
Total Private Education Loans, gross, Year 5 1,419,153   1,632,300      
Total Private Education Loans, gross, After Year 5 5,506,495   5,058,175      
Total Private Education Loans, gross 21,777,466   21,025,844      
Private Education Loans deferred origination costs and unamortized premium/(discount), Year 1 37,794   35,616      
Private Education Loans deferred origination costs and unamortized premium/(discount), Year 2 26,654   18,556      
Private Education Loans deferred origination costs and unamortized premium/(discount), Year 3 11,375   9,465      
Private Education Loans deferred origination costs and unamortized premium/(discount), Year 4 6,512   5,809      
Private Education Loans deferred origination costs and unamortized premium/(discount), Year 5 4,325   3,556      
Private Education Loans deferred origination costs and unamortized premium/(discount), After Year 5 9,428   8,552      
Private Education Loans deferred origination costs and unamortized premium/(discount) 96,088   81,554      
Total Private Education Loans, Year 1 4,182,802   4,525,735      
Total Private Education Loans, Year 2 5,389,902   5,107,295      
Total Private Education Loans, Year 3 3,241,151   2,946,887      
Total Private Education Loans, Year 4 2,120,298   1,824,898      
Total Private Education Loans, Year 5 1,423,478   1,635,856      
Total Private Education Loans, After Year 5 5,515,923   5,066,727      
Total Private Education Loans 21,873,554   21,107,398      
Private Education Loans allowance for losses, Year 1 (212,169)   (269,642)      
Private Education Loans allowance for losses, Year 2 (313,135)   (335,090)      
Private Education Loans allowance for losses, Year 3 (235,225)   (194,104)      
Private Education Loans allowance for losses, Year 4 (155,737)   (118,755)      
Private Education Loans allowance for losses, Year 5 (95,729)   (100,111)      
Private Education Loans allowance for losses, After Year 5 (401,626)   (317,403)      
Private Education Loans allowance for losses (1,413,621)   (1,335,105)      
Private Education Loans, net, Year 1 3,970,633   4,256,093      
Private Education Loans, net, Year 2 5,076,767   4,772,205      
Private Education Loans, net, Year 3 3,005,926   2,752,783      
Private Education Loans, net, Year 4 1,964,561   1,706,143      
Private Education Loans, net, Year 5 1,327,749   1,535,745      
Private Education Loans, net, After Year 5 5,114,297   4,749,324      
Private Education Loans, net 20,459,933   19,772,293      
Consumer Portfolio Segment | Student Loan | Loan delinquent, current            
Accounts, Notes, Loans and Financing Receivable [Line Items]            
Year 1 2,264,429   2,469,817      
Year 2 3,081,961   3,254,534      
Year 3 2,166,187   2,131,040      
Year 4 1,564,016   1,416,069      
Year 5 1,116,464   1,323,825      
After Year 5 4,613,926   4,213,986      
Loan type 14,806,983   14,809,271      
Consumer Portfolio Segment | Student Loan | Loan delinquent 30-59 days            
Accounts, Notes, Loans and Financing Receivable [Line Items]            
Year 1 5,536   17,599      
Year 2 31,829   34,627      
Year 3 41,997   37,147      
Year 4 34,974   28,020      
Year 5 23,902   31,432      
After Year 5 147,233   149,926      
Loan type 285,471   298,751      
Consumer Portfolio Segment | Student Loan | Loan delinquent 60-89 days            
Accounts, Notes, Loans and Financing Receivable [Line Items]            
Year 1 1,314   5,720      
Year 2 15,492   17,227      
Year 3 24,717   20,077      
Year 4 20,840   16,614      
Year 5 14,467   15,482      
After Year 5 72,268   75,897      
Loan type 149,098   151,017      
Consumer Portfolio Segment | Student Loan | Loan delinquent 90 days or greater past due            
Accounts, Notes, Loans and Financing Receivable [Line Items]            
Year 1 643   1,678      
Year 2 7,390   16,939      
Year 3 17,163   21,470      
Year 4 15,102   15,155      
Year 5 11,083   16,150      
After Year 5 67,322   79,383      
Loan type 118,703   150,775      
Loans In-school/grace/deferment | Consumer Portfolio Segment | Student Loan            
Accounts, Notes, Loans and Financing Receivable [Line Items]            
Year 1 1,868,692   1,976,040      
Year 2 2,166,252   1,672,333      
Year 3 912,688   669,250      
Year 4 438,760   307,781      
Year 5 225,235   213,593      
After Year 5 504,170   452,994      
Loan type 6,115,797   5,291,991      
Loans In forbearance | Consumer Portfolio Segment | Student Loan            
Accounts, Notes, Loans and Financing Receivable [Line Items]            
Total Private Education Loans in forbearance, Year 1 4,394   19,265      
Total Private Education Loans in forbearance, Year 2 60,324   93,079      
Total Private Education Loans in forbearance, Year 3 67,024   58,438      
Total Private Education Loans in forbearance, Year 4 40,094   35,450      
Total Private Education Loans in forbearance, Year 5 28,002   31,818      
Total Private Education Loans in forbearance, After Year 5 101,576   85,989      
Total Private Education Loans in forbearance $ 301,414   $ 324,039