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Loans Held for Investment - Narrative (Details) - USD ($)
$ in Millions
6 Months Ended 12 Months Ended
Jun. 30, 2024
Jun. 30, 2023
Dec. 31, 2023
Jul. 01, 2006
Jun. 30, 2006
Sep. 30, 1993
Accounts, Notes, Loans and Financing Receivable [Line Items]            
Percent of private loans indexed to LIBOR 28.00%   33.00%      
Tier 1 of government guarantee (at least) 97.00%     97.00%    
Tier 2 of government guarantee         98.00%  
Tier 3 of government guarantee           100.00%
Estimated weighted average life of student loans 5 years 3 months 18 days   5 years      
Private Education Loans            
Accounts, Notes, Loans and Financing Receivable [Line Items]            
Gain on sales of loans, net $ 255 $ 128        
Proceeds from sale of loans receivable 3,690 2,100        
Net proceeds from sales of loans held for investment, principal 3,420 1,960        
Net proceeds from sales of loans held for investment, capitalized interest $ 274 $ 144