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Allowance for Credit Losses - Age Analysis of Past Due Loans Delinquencies (Details) - USD ($)
$ in Thousands
Mar. 31, 2024
Dec. 31, 2023
Mar. 31, 2023
Dec. 31, 2022
Accounts, Notes, Loans and Financing Receivable [Line Items]        
Private Education Loans allowance for losses $ (1,350,058) $ (1,339,772) $ (1,479,306) $ (1,357,075)
Private Education Loans, net $ 20,200,789 $ 20,306,357    
Percentage of Private Education Loans in repayment, Year 1 52.10% 55.60%    
Percentage of Private Education Loans in repayment, Year 2 56.30% 65.30%    
Percentage of Private Education Loans in repayment, Year 3 66.20% 75.20%    
Percentage of Private Education Loans in repayment, Year 4 75.10% 81.10%    
Percentage of Private Education Loans in repayment, Year 5 80.60% 85.00%    
Percentage of Private Education Loans in repayment, After Year 5 88.00% 89.30%    
Percentage of Private Education Loans in repayment 71.40% 73.30%    
Delinquent Private Education Loans in repayment as a percentage of Private Education Loans in repayment, Year 1 0.50% 1.00%    
Delinquent Private Education Loans in repayment as a percentage of Private Education Loans in repayment, Year 2 1.00% 2.10%    
Delinquent Private Education Loans in repayment as a percentage of Private Education Loans in repayment, Year 3 2.80% 3.60%    
Delinquent Private Education Loans in repayment as a percentage of Private Education Loans in repayment, Year 4 3.60% 4.10%    
Delinquent Private Education Loans in repayment as a percentage of Private Education Loans in repayment, Year 5 3.70% 4.50%    
Delinquent Private Education Loans in repayment as a percentage of Private Education Loans in repayment, After Year 5 5.30% 6.80%    
Delinquent Private Education Loans in repayment as a percentage of Private Education Loans in repayment 3.40% 3.90%    
Loans in forbearance as a percentage of loans in repayment and forbearance, Year 1 0.20% 0.80%    
Loans in forbearance as a percentage of loans in repayment and forbearance, Year 2 1.00% 2.70%    
Loans in forbearance as a percentage of loans in repayment and forbearance, Year 3 4.20% 2.60%    
Loans in forbearance as a percentage of loans in repayment and forbearance, Year 4 3.60% 2.30%    
Loans in forbearance as a percentage of loans in repayment and forbearance, Year 5 3.20% 2.20%    
Loans in forbearance as a percentage of loans in repayment and forbearance, After Year 5 2.20% 1.90%    
Loans in forbearance as a percentage of loans in repayment and forbearance 2.50% 2.10%    
Consumer Portfolio Segment | Student Loan        
Accounts, Notes, Loans and Financing Receivable [Line Items]        
Total Private Education Loans in Repayment, Year 1 $ 482,998 $ 2,494,814    
Total Private Education Loans in Repayment, Year 2 3,267,486 3,323,327    
Total Private Education Loans in Repayment, Year 3 2,643,579 2,209,734    
Total Private Education Loans in Repayment, Year 4 1,842,892 1,475,858    
Total Private Education Loans in Repayment, Year 5 1,294,286 1,386,889    
Total Private Education Loans in Repayment, After Year 5 5,430,451 4,519,192    
Total Private Education Loans in repayment 14,961,692 15,409,814    
Total Private Education Loans, gross, Year 1 926,224 4,490,119    
Total Private Education Loans, gross, Year 2 5,803,342 5,088,739    
Total Private Education Loans, gross, Year 3 3,994,361 2,937,422    
Total Private Education Loans, gross, Year 4 2,454,339 1,819,089    
Total Private Education Loans, gross, Year 5 1,606,219 1,632,300    
Total Private Education Loans, gross, After Year 5 6,167,861 5,058,175    
Total Private Education Loans, gross 20,952,346 21,025,844    
Private Education Loans deferred origination costs and unamortized premium/(discount), Year 1 10,902 35,616    
Private Education Loans deferred origination costs and unamortized premium/(discount), Year 2 31,667 18,556    
Private Education Loans deferred origination costs and unamortized premium/(discount), Year 3 14,460 9,465    
Private Education Loans deferred origination costs and unamortized premium/(discount), Year 4 7,834 5,809    
Private Education Loans deferred origination costs and unamortized premium/(discount), Year 5 5,078 3,556    
Private Education Loans deferred origination costs and unamortized premium/(discount), After Year 5 10,927 8,552    
Private Education Loans deferred origination costs and unamortized premium/(discount) 80,868 81,554    
Total Private Education Loans, Year 1 937,126 4,525,735    
Total Private Education Loans, Year 2 5,835,009 5,107,295    
Total Private Education Loans, Year 3 4,008,821 2,946,887    
Total Private Education Loans, Year 4 2,462,173 1,824,898    
Total Private Education Loans, Year 5 1,611,297 1,635,856    
Total Private Education Loans, After Year 5 6,178,788 5,066,727    
Total Private Education Loans 21,033,214 21,107,398    
Private Education Loans allowance for losses, Year 1 (67,459) (269,642)    
Private Education Loans allowance for losses, Year 2 (354,779) (335,090)    
Private Education Loans allowance for losses, Year 3 (271,004) (194,104)    
Private Education Loans allowance for losses, Year 4 (164,549) (118,755)    
Private Education Loans allowance for losses, Year 5 (105,385) (100,111)    
Private Education Loans allowance for losses, After Year 5 (382,255) (317,403)    
Private Education Loans allowance for losses (1,345,431) (1,335,105)    
Private Education Loans, net, Year 1 869,667 4,256,093    
Private Education Loans, net, Year 2 5,480,230 4,772,205    
Private Education Loans, net, Year 3 3,737,817 2,752,783    
Private Education Loans, net, Year 4 2,297,624 1,706,143    
Private Education Loans, net, Year 5 1,505,912 1,535,745    
Private Education Loans, net, After Year 5 5,796,533 4,749,324    
Private Education Loans, net 19,687,783 19,772,293    
Consumer Portfolio Segment | Student Loan | Loan delinquent, current        
Accounts, Notes, Loans and Financing Receivable [Line Items]        
Year 1 480,422 2,469,817    
Year 2 3,236,356 3,254,534    
Year 3 2,569,306 2,131,040    
Year 4 1,776,854 1,416,069    
Year 5 1,245,882 1,323,825    
After Year 5 5,142,786 4,213,986    
Loan type 14,451,606 14,809,271    
Consumer Portfolio Segment | Student Loan | Loan delinquent 30-59 days        
Accounts, Notes, Loans and Financing Receivable [Line Items]        
Year 1 2,576 17,599    
Year 2 18,739 34,627    
Year 3 32,476 37,147    
Year 4 30,460 28,020    
Year 5 22,553 31,432    
After Year 5 133,231 149,926    
Loan type 240,035 298,751    
Consumer Portfolio Segment | Student Loan | Loan delinquent 60-89 days        
Accounts, Notes, Loans and Financing Receivable [Line Items]        
Year 1 0 5,720    
Year 2 7,600 17,227    
Year 3 20,016 20,077    
Year 4 17,424 16,614    
Year 5 12,482 15,482    
After Year 5 76,399 75,897    
Loan type 133,921 151,017    
Consumer Portfolio Segment | Student Loan | Loan delinquent 90 days or greater past due        
Accounts, Notes, Loans and Financing Receivable [Line Items]        
Year 1 0 1,678    
Year 2 4,791 16,939    
Year 3 21,781 21,470    
Year 4 18,154 15,155    
Year 5 13,369 16,150    
After Year 5 78,035 79,383    
Loan type 136,130 150,775    
Loans In-School/Grace/Deferment | Consumer Portfolio Segment | Student Loan        
Accounts, Notes, Loans and Financing Receivable [Line Items]        
Year 1 442,021 1,976,040    
Year 2 2,501,814 1,672,333    
Year 3 1,235,053 669,250    
Year 4 541,726 307,781    
Year 5 268,959 213,593    
After Year 5 613,124 452,994    
Loan type 5,602,697 5,291,991    
Loans In Forbearance | Consumer Portfolio Segment | Student Loan        
Accounts, Notes, Loans and Financing Receivable [Line Items]        
Total Private Education Loans in forbearance, Year 1 1,205 19,265    
Total Private Education Loans in forbearance, Year 2 34,042 93,079    
Total Private Education Loans in forbearance, Year 3 115,729 58,438    
Total Private Education Loans in forbearance, Year 4 69,721 35,450    
Total Private Education Loans in forbearance, Year 5 42,974 31,818    
Total Private Education Loans in forbearance, After Year 5 124,286 85,989    
Total Private Education Loans in forbearance $ 387,957 $ 324,039