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Allowance for Credit Losses - Loan Portfolio Stratified by Key Credit Quality Indicators (Details) - USD ($)
$ in Thousands
3 Months Ended 12 Months Ended
Mar. 31, 2024
Mar. 31, 2023
Dec. 31, 2023
% of Balance      
Current period gross charge-offs, total $ 93,997 $ 96,082  
Current period recoveries, total 11,314 11,997  
Current period net charge-offs, total 82,683 $ 84,085  
Consumer Portfolio Segment | Student Loan      
% of Balance      
Current period gross charge-offs, Year 1 (7)   $ (1,812)
Current period gross charge-offs, Year 2 (2,683)   (31,032)
Current period gross charge-offs, Year 3 (13,167)   (70,331)
Current period gross charge-offs, Year 4 (14,125)   (49,624)
Current period gross charge-offs, Year 5 (9,561)   (50,585)
Current period gross charge-offs, After Year 5 (54,331)   (216,711)
Current period gross charge-offs, total 93,874   420,095
Current period recoveries, Year 1 0   172
Current period recoveries, Year 2 212   2,342
Current period recoveries, Year 3 1,397   6,496
Current period recoveries, Year 4 1,518   4,923
Current period recoveries, Year 5 1,033   5,260
Current period recoveries, After Year 5 7,154   27,175
Current period recoveries, total 11,314   46,368
Current period net charge-offs, Year 1 (7)   (1,640)
Current period net charge-offs, Year 2 (2,471)   (28,690)
Current period recoveries, Year 3 (11,770)   (63,835)
Current period recoveries, Year 4 (12,607)   (44,701)
Current period recoveries, Year 5 (8,528)   (45,325)
Current period recoveries, After Year 5 (47,177)   (189,536)
Current period net charge-offs, total 82,560   373,727
Total accrued interest by origination vintage, Year 1 15,497   177,959
Total accrued interest by origination vintage, Year 2 281,098   408,800
Total accrued interest by origination vintage, Year 3 365,340   269,978
Total accrued interest by origination vintage, Year 4 240,093   152,094
Total accrued interest by origination vintage, Year 5 138,852   116,618
Total accrued interest by origination vintage, After Year 5 317,107   229,116
Total accrued interest by origination vintage 1,357,987   1,354,565
Consumer Portfolio Segment | Student Loan | With and without cosigners      
Accounts, Notes, Loans and Financing Receivable [Line Items]      
Year 1 926,224   4,490,119
Year 2 5,803,342   5,088,739
Year 3 3,994,361   2,937,422
Year 4 2,454,339   1,819,089
Year 5 1,606,219   1,632,300
After Year 5 6,167,861   5,058,175
Loan type $ 20,952,346   $ 21,025,844
% of Balance      
Total in percent 100.00%   100.00%
Consumer Portfolio Segment | Student Loan | With cosigner      
Accounts, Notes, Loans and Financing Receivable [Line Items]      
Year 1 $ 814,592   $ 3,903,676
Year 2 5,130,203   4,428,163
Year 3 3,451,511   2,516,380
Year 4 2,089,098   1,535,308
Year 5 1,347,339   1,378,699
After Year 5 5,440,233   4,529,768
Loan type $ 18,272,976   $ 18,291,994
% of Balance      
Private education loans 87.00%   87.00%
Consumer Portfolio Segment | Student Loan | Without cosigner      
Accounts, Notes, Loans and Financing Receivable [Line Items]      
Year 1 $ 111,632   $ 586,443
Year 2 673,139   660,576
Year 3 542,850   421,042
Year 4 365,241   283,781
Year 5 258,880   253,601
After Year 5 727,628   528,407
Loan type $ 2,679,370   $ 2,733,850
% of Balance      
Private education loans 13.00%   13.00%
Consumer Portfolio Segment | Student Loan | FICO at Origination      
Accounts, Notes, Loans and Financing Receivable [Line Items]      
Year 1 $ 926,224   $ 4,490,119
Year 2 5,803,342   5,088,739
Year 3 3,994,361   2,937,422
Year 4 2,454,339   1,819,089
Year 5 1,606,219   1,632,300
After Year 5 6,167,861   5,058,175
Loan type $ 20,952,346   $ 21,025,844
% of Balance      
Total in percent 100.00%   100.00%
Consumer Portfolio Segment | Student Loan | FICO at Origination | Less than 670      
Accounts, Notes, Loans and Financing Receivable [Line Items]      
Year 1 $ 61,789   $ 328,199
Year 2 424,857   395,526
Year 3 316,552   208,696
Year 4 176,921   118,935
Year 5 105,953   137,494
After Year 5 546,958   451,613
Loan type $ 1,633,030   $ 1,640,463
% of Balance      
Private education loans at origination 8.00%   8.00%
Consumer Portfolio Segment | Student Loan | FICO at Origination | 670-699      
Accounts, Notes, Loans and Financing Receivable [Line Items]      
Year 1 $ 129,467   $ 635,642
Year 2 816,049   704,642
Year 3 553,845   400,744
Year 4 332,430   254,762
Year 5 226,123   257,840
After Year 5 1,041,796   868,777
Loan type $ 3,099,710   $ 3,122,407
% of Balance      
Private education loans at origination 15.00%   15.00%
Consumer Portfolio Segment | Student Loan | FICO at Origination | 700-749      
Accounts, Notes, Loans and Financing Receivable [Line Items]      
Year 1 $ 288,936   $ 1,383,779
Year 2 1,783,230   1,586,783
Year 3 1,243,850   934,033
Year 4 779,798   590,401
Year 5 522,793   545,333
After Year 5 2,082,333   1,709,299
Loan type $ 6,700,940   $ 6,749,628
% of Balance      
Private education loans at origination 32.00%   32.00%
Consumer Portfolio Segment | Student Loan | FICO at Origination | Greater than or equal to 750      
Accounts, Notes, Loans and Financing Receivable [Line Items]      
Year 1 $ 446,032   $ 2,142,499
Year 2 2,779,206   2,401,788
Year 3 1,880,114   1,393,949
Year 4 1,165,190   854,991
Year 5 751,350   691,633
After Year 5 2,496,774   2,028,486
Loan type $ 9,518,666   $ 9,513,346
% of Balance      
Private education loans at origination 45.00%   45.00%
Consumer Portfolio Segment | Student Loan | FICO Refreshed      
Accounts, Notes, Loans and Financing Receivable [Line Items]      
Year 1 $ 926,224   $ 4,490,119
Year 2 5,803,342   5,088,739
Year 3 3,994,361   2,937,422
Year 4 2,454,339   1,819,089
Year 5 1,606,219   1,632,300
After Year 5 6,167,861   5,058,175
Loan type $ 20,952,346   $ 21,025,844
% of Balance      
Total in percent 100.00%   100.00%
Consumer Portfolio Segment | Student Loan | FICO Refreshed | Less than 670      
Accounts, Notes, Loans and Financing Receivable [Line Items]      
Year 1 $ 84,355   $ 495,451
Year 2 669,427   638,381
Year 3 541,494   379,738
Year 4 335,868   217,956
Year 5 205,407   214,665
After Year 5 951,407   791,875
Loan type $ 2,787,958   $ 2,738,066
% of Balance      
Private education loans at origination 13.00%   13.00%
Consumer Portfolio Segment | Student Loan | FICO Refreshed | 670-699      
Accounts, Notes, Loans and Financing Receivable [Line Items]      
Year 1 $ 129,421   $ 616,684
Year 2 789,950   672,777
Year 3 514,154   365,674
Year 4 299,737   193,462
Year 5 167,203   176,963
After Year 5 671,160   564,245
Loan type $ 2,571,625   $ 2,589,805
% of Balance      
Private education loans at origination 12.00%   12.00%
Consumer Portfolio Segment | Student Loan | FICO Refreshed | 700-749      
Accounts, Notes, Loans and Financing Receivable [Line Items]      
Year 1 $ 286,786   $ 1,347,094
Year 2 1,700,049   1,477,310
Year 3 1,127,465   836,747
Year 4 678,404   498,414
Year 5 430,414   445,244
After Year 5 1,643,152   1,361,073
Loan type $ 5,866,270   $ 5,965,882
% of Balance      
Private education loans at origination 28.00%   28.00%
Consumer Portfolio Segment | Student Loan | FICO Refreshed | Greater than or equal to 750      
Accounts, Notes, Loans and Financing Receivable [Line Items]      
Year 1 $ 425,662   $ 2,030,890
Year 2 2,643,916   2,300,271
Year 3 1,811,248   1,355,263
Year 4 1,140,330   909,257
Year 5 803,195   795,428
After Year 5 2,902,142   2,340,982
Loan type $ 9,726,493   $ 9,732,091
% of Balance      
Private education loans at origination 47.00%   47.00%
Consumer Portfolio Segment | Student Loan | Seasoning      
Accounts, Notes, Loans and Financing Receivable [Line Items]      
Year 1 $ 926,224   $ 4,490,119
Year 2 5,803,342   5,088,739
Year 3 3,994,361   2,937,422
Year 4 2,454,339   1,819,089
Year 5 1,606,219   1,632,300
After Year 5 6,167,861   5,058,175
Loan type $ 20,952,346   $ 21,025,844
% of Balance      
Total in percent 100.00%   100.00%
Consumer Portfolio Segment | Student Loan | Seasoning | 1-12 payments      
Accounts, Notes, Loans and Financing Receivable [Line Items]      
Year 1 $ 484,203   $ 2,514,079
Year 2 3,024,087   740,450
Year 3 508,182   440,293
Year 4 323,857   245,631
Year 5 191,566   208,941
After Year 5 433,762   332,608
Loan type $ 4,965,657   $ 4,482,002
% of Balance      
Seasoning based on monthly scheduled payments due from 1-12 payments 24.00%   21.00%
Consumer Portfolio Segment | Student Loan | Seasoning | 13-24 payments      
Accounts, Notes, Loans and Financing Receivable [Line Items]      
Year 1 $ 0   $ 0
Year 2 277,441   2,675,956
Year 3 2,095,039   303,045
Year 4 206,882   167,532
Year 5 147,749   165,577
After Year 5 467,866   384,760
Loan type $ 3,194,977   $ 3,696,870
% of Balance      
Seasoning based on monthly scheduled payments due from 13 - 24 payments 15.00%   18.00%
Consumer Portfolio Segment | Student Loan | Seasoning | 25-36 payments      
Accounts, Notes, Loans and Financing Receivable [Line Items]      
Year 1 $ 0   $ 0
Year 2 0   0
Year 3 156,087   1,524,834
Year 4 1,301,243   195,091
Year 5 128,581   129,571
After Year 5 559,089   456,448
Loan type $ 2,145,000   $ 2,305,944
% of Balance      
Seasoning based on monthly scheduled payments due from 25 - 36 payments 10.00%   11.00%
Consumer Portfolio Segment | Student Loan | Seasoning | 37-48 payments      
Accounts, Notes, Loans and Financing Receivable [Line Items]      
Year 1 $ 0   $ 0
Year 2 0   0
Year 3 0   0
Year 4 80,631   902,938
Year 5 798,248   208,521
After Year 5 529,743   446,350
Loan type $ 1,408,622   $ 1,557,809
% of Balance      
Seasoning based on monthly scheduled payments due from 37 - 48 payments 7.00%   7.00%
Consumer Portfolio Segment | Student Loan | Seasoning | More than 48 payments      
Accounts, Notes, Loans and Financing Receivable [Line Items]      
Year 1 $ 0   $ 0
Year 2 0   0
Year 3 0   0
Year 4 0   116
Year 5 71,116   706,097
After Year 5 3,564,277   2,985,015
Loan type $ 3,635,393   $ 3,691,228
% of Balance      
Seasoning based on monthly scheduled payments due from more than 48 payments 17.00%   18.00%
Consumer Portfolio Segment | Student Loan | Seasoning | Not yet in repayment      
Accounts, Notes, Loans and Financing Receivable [Line Items]      
Year 1 $ 442,021   $ 1,976,040
Year 2 2,501,814   1,672,333
Year 3 1,235,053   669,250
Year 4 541,726   307,781
Year 5 268,959   213,593
After Year 5 613,124   452,994
Loan type $ 5,602,697   $ 5,291,991
% of Balance      
Seasoning based on monthly scheduled payments due from not yet in repayment 27.00%   25.00%