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Borrowings - Long Term Borrowings Narrative (Details) - USD ($)
12 Months Ended
Aug. 16, 2023
Mar. 15, 2023
Aug. 09, 2022
Nov. 01, 2021
Dec. 31, 2023
Dec. 31, 2022
Dec. 31, 2021
Aug. 31, 2023
Mar. 31, 2023
Aug. 31, 2022
Oct. 29, 2020
Debt Instrument [Line Items]                      
Total Issued         $ 1,147,000,000 $ 575,000,000          
Unsecured debt issued         $ 0 $ 0 $ 492,135,000        
Estimated weighted average life of student loans         5 years 5 years          
Senior Unsecured Notes Due October 29, 2025 | Unsecured Debt                      
Debt Instrument [Line Items]                      
Total Issued         $ 497,000,000           $ 500,000,000
Interest rate                     4.20%
Senior Unsecured Notes Due November 2, 2026 | Unsecured Debt                      
Debt Instrument [Line Items]                      
Total Issued       $ 500,000,000 495,000,000            
Interest rate       3.125%              
Issuance price       99.43%              
2023-A                      
Debt Instrument [Line Items]                      
Total Issued                 $ 579,000,000    
Private education loan term accounted for as a secured financing   $ 579,000,000                  
Loans sold to third parties   $ 579,000,000                  
Ownership interest percentage on asset-backed financing   100.00%                  
Unsecured debt issued   $ 572,000,000                  
Estimated weighted average life of student loans   5 years 21 days                  
Loans pledged as collateral         591,000,000            
Principal amount of collateral         551,000,000            
Capitalized interest         40,000,000            
2023-A | Secured Overnight Financing Rate (SOFR) Overnight Index Swap Rate                      
Debt Instrument [Line Items]                      
Basis spread on variable rate   1.53%                  
2023-C                      
Debt Instrument [Line Items]                      
Total Issued               $ 568,000,000      
Private education loan term accounted for as a secured financing $ 568,000,000                    
Loans sold to third parties $ 568,000,000                    
Ownership interest percentage on asset-backed financing 100.00%                    
Unsecured debt issued $ 568,000,000                    
Estimated weighted average life of student loans 4 years 11 months 4 days                    
Loans pledged as collateral         620,000,000            
Principal amount of collateral         579,000,000            
Capitalized interest         41,000,000            
2023-C | Secured Overnight Financing Rate (SOFR) Overnight Index Swap Rate                      
Debt Instrument [Line Items]                      
Basis spread on variable rate 1.69%                    
2022-C                      
Debt Instrument [Line Items]                      
Total Issued                   $ 575,000,000  
Private education loan term accounted for as a secured financing     $ 575,000,000                
Loans sold to third parties     $ 575,000,000                
Ownership interest percentage on asset-backed financing     100.00%                
Unsecured debt issued     $ 575,000,000                
Estimated weighted average life of student loans     4 years 8 months 8 days                
Loans pledged as collateral           $ 543,000,000          
Principal amount of collateral           513,000,000          
Capitalized interest           $ 30,000,000          
2022-C | Secured Overnight Financing Rate (SOFR) Overnight Index Swap Rate                      
Debt Instrument [Line Items]                      
Basis spread on variable rate     1.76%                
ABS Transactions                      
Debt Instrument [Line Items]                      
Private education loan term accounted for as a secured financing             $ 9,810,000,000        
Private Education Loans                      
Debt Instrument [Line Items]                      
Private education loan term accounted for as a secured financing         4,020,000,000.00            
Principal amount of collateral         3,900,000,000            
Capitalized interest         $ 128,000,000