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Allowance for Credit Losses - Loan Portfolio Stratified by Key Credit Quality Indicators (Details) - USD ($)
$ in Thousands
12 Months Ended
Dec. 31, 2023
Dec. 31, 2022
Dec. 31, 2021
% of Balance      
Current period recoveries, total $ (421,096) $ (431,244) $ (230,268)
Current period recoveries, total 46,368 41,742 29,506
Current period net charge-offs, total (374,728) (389,502) (200,762)
Consumer Portfolio Segment | Student Loan      
% of Balance      
Current period gross charge-offs, Year 1 (1,812) (2,224)  
Current period gross charge-offs, Year 2 (31,032) (25,698)  
Current period gross charge-offs, Year 3 (70,331) (48,271)  
Current period gross charge-offs, Year 4 (49,624) (62,071)  
Current period gross charge-offs, Year 5 (50,585) (57,505)  
Current period gross charge-offs, Year 6 (216,711) (231,647)  
Current period recoveries, total (420,095) (427,416)  
Current period recoveries, Year 1 172 124  
Current period recoveries, Year 2 2,342 1,841  
Current period recoveries, Year 3 6,496 4,170  
Current period recoveries, Year 4 4,923 5,556  
Current period recoveries, Year 5 5,260 5,407  
Current period recoveries, Year 6 27,175 24,639  
Current period recoveries, total 46,368 41,737  
Current period net charge-offs, Year 1 (1,640) (2,100)  
Current period net charge-offs, Year 2 (28,690) (23,857)  
Current period net charge-offs, Year 3 (63,835) (44,101)  
Current period net charge-offs, Year 4 (44,701) (56,515)  
Current period net charge-offs, Year 5 (45,325) (52,098)  
Current period net charge-offs, Year 6 (189,536) (207,008)  
Current period net charge-offs, total (373,727) (385,679)  
Total accrued interest by origination vintage, Year 1 177,959 142,915  
Total accrued interest by origination vintage, Year 2 408,800 315,308  
Total accrued interest by origination vintage, Year 3 269,978 207,858  
Total accrued interest by origination vintage, Year 4 152,094 184,832  
Total accrued interest by origination vintage, Year 5 116,618 116,211  
Total accrued interest by origination vintage, Year 6 229,116 210,438  
Total accrued interest by origination vintage 1,354,565 1,177,562  
Consumer Portfolio Segment | Student Loan | Loan delinquent, current      
Accounts, Notes, Loans and Financing Receivable [Line Items]      
Year 1 2,469,817 2,411,441 2,234,876
Year 2 3,254,534 2,991,839 2,786,646
Year 3 2,131,040 1,907,574 2,321,728
Year 4 1,416,069 1,683,986 1,772,651
Year 5 1,323,825 1,301,809 1,570,815
After Year 5 4,213,986 4,262,698 4,319,057
Loan type 14,809,271 14,559,347 15,005,773
Consumer Portfolio Segment | Student Loan | Loan delinquent 30-59 days      
Accounts, Notes, Loans and Financing Receivable [Line Items]      
Year 1 17,599 14,164 15,148
Year 2 34,627 30,740 29,146
Year 3 37,147 30,877 46,616
Year 4 28,020 35,213 43,197
Year 5 31,432 31,366 41,695
After Year 5 149,926 144,948 132,757
Loan type 298,751 287,308 308,559
Consumer Portfolio Segment | Student Loan | Loan delinquent 60-89 days      
Accounts, Notes, Loans and Financing Receivable [Line Items]      
Year 1 5,720 5,523 3,194
Year 2 17,227 15,056 7,441
Year 3 20,077 14,433 14,044
Year 4 16,614 18,201 14,310
Year 5 15,482 16,697 16,425
After Year 5 75,897 77,595 61,533
Loan type 151,017 147,505 116,947
Consumer Portfolio Segment | Student Loan | Loan delinquent 90 days or greater past due      
Accounts, Notes, Loans and Financing Receivable [Line Items]      
Year 1 1,678 1,710 642
Year 2 16,939 11,842 3,683
Year 3 21,470 14,872 8,453
Year 4 15,155 16,819 10,632
Year 5 16,150 16,107 11,935
After Year 5 79,383 74,040 44,588
Loan type 150,775 135,390 $ 79,933
Consumer Portfolio Segment | Student Loan | With and without cosigners      
Accounts, Notes, Loans and Financing Receivable [Line Items]      
Year 1 4,490,119 4,276,533  
Year 2 5,088,739 4,547,159  
Year 3 2,937,422 2,584,622  
Year 4 1,819,089 2,172,660  
Year 5 1,632,300 1,615,842  
After Year 5 5,058,175 5,106,872  
Loan type $ 21,025,844 $ 20,303,688  
% of Balance      
Total in percent 100.00% 100.00%  
Consumer Portfolio Segment | Student Loan | With cosigner      
Accounts, Notes, Loans and Financing Receivable [Line Items]      
Year 1 $ 3,903,676 $ 3,656,111  
Year 2 4,428,163 3,941,921  
Year 3 2,516,380 2,208,033  
Year 4 1,535,308 1,853,619  
Year 5 1,378,699 1,402,828  
After Year 5 4,529,768 4,626,491  
Loan type $ 18,291,994 $ 17,689,003  
% of Balance      
Private education loans 87.00% 87.00%  
Consumer Portfolio Segment | Student Loan | Without cosigner      
Accounts, Notes, Loans and Financing Receivable [Line Items]      
Year 1 $ 586,443 $ 620,422  
Year 2 660,576 605,238  
Year 3 421,042 376,589  
Year 4 283,781 319,041  
Year 5 253,601 213,014  
After Year 5 528,407 480,381  
Loan type $ 2,733,850 $ 2,614,685  
% of Balance      
Private education loans 13.00% 13.00%  
Consumer Portfolio Segment | Student Loan | FICO at Origination      
Accounts, Notes, Loans and Financing Receivable [Line Items]      
Year 1 $ 4,490,119 $ 4,276,533  
Year 2 5,088,739 4,547,159  
Year 3 2,937,422 2,584,622  
Year 4 1,819,089 2,172,660  
Year 5 1,632,300 1,615,842  
After Year 5 5,058,175 5,106,872  
Loan type $ 21,025,844 $ 20,303,688  
% of Balance      
Total in percent 100.00% 100.00%  
Consumer Portfolio Segment | Student Loan | FICO at Origination | Less than 670      
Accounts, Notes, Loans and Financing Receivable [Line Items]      
Year 1 $ 328,199 $ 326,991  
Year 2 395,526 307,646  
Year 3 208,696 158,606  
Year 4 118,935 177,098  
Year 5 137,494 143,674  
After Year 5 451,613 439,587  
Loan type $ 1,640,463 $ 1,553,602  
% of Balance      
Private Education Loans at origination 8.00% 8.00%  
Consumer Portfolio Segment | Student Loan | FICO at Origination | 670-699      
Accounts, Notes, Loans and Financing Receivable [Line Items]      
Year 1 $ 635,642 $ 593,216  
Year 2 704,642 611,649  
Year 3 400,744 356,541  
Year 4 254,762 339,685  
Year 5 257,840 259,142  
After Year 5 868,777 878,426  
Loan type $ 3,122,407 $ 3,038,659  
% of Balance      
Private Education Loans at origination 15.00% 15.00%  
Consumer Portfolio Segment | Student Loan | FICO at Origination | 700-749      
Accounts, Notes, Loans and Financing Receivable [Line Items]      
Year 1 $ 1,383,779 $ 1,336,765  
Year 2 1,586,783 1,440,510  
Year 3 934,033 834,819  
Year 4 590,401 719,777  
Year 5 545,333 537,680  
After Year 5 1,709,299 1,722,068  
Loan type $ 6,749,628 $ 6,591,619  
% of Balance      
Private Education Loans at origination 32.00% 32.00%  
Consumer Portfolio Segment | Student Loan | FICO at Origination | Greater than or equal to 750      
Accounts, Notes, Loans and Financing Receivable [Line Items]      
Year 1 $ 2,142,499 $ 2,019,561  
Year 2 2,401,788 2,187,354  
Year 3 1,393,949 1,234,656  
Year 4 854,991 936,100  
Year 5 691,633 675,346  
After Year 5 2,028,486 2,066,791  
Loan type $ 9,513,346 $ 9,119,808  
% of Balance      
Private Education Loans at origination 45.00% 45.00%  
Consumer Portfolio Segment | Student Loan | FICO Refreshed      
Accounts, Notes, Loans and Financing Receivable [Line Items]      
Year 1 $ 4,490,119 $ 4,276,533  
Year 2 5,088,739 4,547,159  
Year 3 2,937,422 2,584,622  
Year 4 1,819,089 2,172,660  
Year 5 1,632,300 1,615,842  
After Year 5 5,058,175 5,106,872  
Loan type $ 21,025,844 $ 20,303,688  
% of Balance      
Total in percent 100.00% 100.00%  
Consumer Portfolio Segment | Student Loan | FICO Refreshed | Less than 670      
Accounts, Notes, Loans and Financing Receivable [Line Items]      
Year 1 $ 495,451 $ 443,868  
Year 2 638,381 461,589  
Year 3 379,738 242,310  
Year 4 217,956 237,105  
Year 5 214,665 204,894  
After Year 5 791,875 773,324  
Loan type $ 2,738,066 $ 2,363,090  
% of Balance      
Private Education Loans at origination 13.00% 12.00%  
Consumer Portfolio Segment | Student Loan | FICO Refreshed | 670-699      
Accounts, Notes, Loans and Financing Receivable [Line Items]      
Year 1 $ 616,684 $ 594,118  
Year 2 672,777 579,784  
Year 3 365,674 284,244  
Year 4 193,462 240,999  
Year 5 176,963 173,754  
After Year 5 564,245 564,344  
Loan type $ 2,589,805 $ 2,437,243  
% of Balance      
Private Education Loans at origination 12.00% 12.00%  
Consumer Portfolio Segment | Student Loan | FICO Refreshed | 700-749      
Accounts, Notes, Loans and Financing Receivable [Line Items]      
Year 1 $ 1,347,094 $ 1,322,558  
Year 2 1,477,310 1,378,910  
Year 3 836,747 748,368  
Year 4 498,414 628,060  
Year 5 445,244 449,701  
After Year 5 1,361,073 1,388,090  
Loan type $ 5,965,882 $ 5,915,687  
% of Balance      
Private Education Loans at origination 28.00% 29.00%  
Consumer Portfolio Segment | Student Loan | FICO Refreshed | Greater than or equal to 750      
Accounts, Notes, Loans and Financing Receivable [Line Items]      
Year 1 $ 2,030,890 $ 1,915,989  
Year 2 2,300,271 2,126,876  
Year 3 1,355,263 1,309,700  
Year 4 909,257 1,066,496  
Year 5 795,428 787,493  
After Year 5 2,340,982 2,381,114  
Loan type $ 9,732,091 $ 9,587,668  
% of Balance      
Private Education Loans at origination 47.00% 47.00%  
Consumer Portfolio Segment | Student Loan | Seasoning      
Accounts, Notes, Loans and Financing Receivable [Line Items]      
Year 1 $ 4,490,119 $ 4,276,533  
Year 2 5,088,739 4,547,159  
Year 3 2,937,422 2,584,622  
Year 4 1,819,089 2,172,660  
Year 5 1,632,300 1,615,842  
After Year 5 5,058,175 5,106,872  
Loan type $ 21,025,844 $ 20,303,688  
% of Balance      
Total in percent 100.00% 100.00%  
Consumer Portfolio Segment | Student Loan | Seasoning | 1-12 payments      
Accounts, Notes, Loans and Financing Receivable [Line Items]      
Year 1 $ 2,514,079 $ 2,448,884  
Year 2 740,450 636,073  
Year 3 440,293 384,334  
Year 4 245,631 330,316  
Year 5 208,941 235,878  
After Year 5 332,608 424,636  
Loan type $ 4,482,002 $ 4,460,121  
% of Balance      
Seasoning based on monthly scheduled payments due from 1-12 payments 21.00% 22.00%  
Consumer Portfolio Segment | Student Loan | Seasoning | 13-24 payments      
Accounts, Notes, Loans and Financing Receivable [Line Items]      
Year 1 $ 0 $ 0  
Year 2 2,675,956 2,477,764  
Year 3 303,045 255,510  
Year 4 167,532 195,753  
Year 5 165,577 166,045  
After Year 5 384,760 455,782  
Loan type $ 3,696,870 $ 3,550,854  
% of Balance      
Seasoning based on monthly scheduled payments due from 13 - 24 payments 18.00% 18.00%  
Consumer Portfolio Segment | Student Loan | Seasoning | 25-36 payments      
Accounts, Notes, Loans and Financing Receivable [Line Items]      
Year 1 $ 0 $ 0  
Year 2 0 0  
Year 3 1,524,834 1,366,398  
Year 4 195,091 257,534  
Year 5 129,571 126,223  
After Year 5 456,448 489,157  
Loan type $ 2,305,944 $ 2,239,312  
% of Balance      
Seasoning based on monthly scheduled payments due from 25 - 36 payments 11.00% 11.00%  
Consumer Portfolio Segment | Student Loan | Seasoning | 37-48 payments      
Accounts, Notes, Loans and Financing Receivable [Line Items]      
Year 1 $ 0 $ 0  
Year 2 0 0  
Year 3 0 127  
Year 4 902,938 1,008,418  
Year 5 208,521 224,805  
After Year 5 446,350 451,102  
Loan type $ 1,557,809 $ 1,684,452  
% of Balance      
Seasoning based on monthly scheduled payments due from 37 - 48 payments 7.00% 8.00%  
Consumer Portfolio Segment | Student Loan | Seasoning | More than 48 payments      
Accounts, Notes, Loans and Financing Receivable [Line Items]      
Year 1 $ 0 $ 0  
Year 2 0 0  
Year 3 0 0  
Year 4 116 0  
Year 5 706,097 643,611  
After Year 5 2,985,015 2,830,285  
Loan type $ 3,691,228 $ 3,473,896  
% of Balance      
Seasoning based on monthly scheduled payments due from more than 48 payments 18.00% 17.00%  
Consumer Portfolio Segment | Student Loan | Seasoning | Not yet in repayment      
Accounts, Notes, Loans and Financing Receivable [Line Items]      
Year 1 $ 1,976,040 $ 1,827,649  
Year 2 1,672,333 1,433,322  
Year 3 669,250 578,253  
Year 4 307,781 380,639  
Year 5 213,593 219,280  
After Year 5 452,994 455,910  
Loan type $ 5,291,991 $ 4,895,053  
% of Balance      
Seasoning based on monthly scheduled payments due from not yet in repayment 25.00% 24.00%