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Allowance for Credit Losses - Loan Portfolio Stratified by Key Credit Quality Indicators (Details) - USD ($)
$ in Thousands
3 Months Ended 6 Months Ended 12 Months Ended
Jun. 30, 2023
Jun. 30, 2022
Jun. 30, 2023
Jun. 30, 2022
Dec. 31, 2022
% of Balance          
Financing Receivable, Excluding Accrued Interest, Allowance for Credit Loss, Writeoff $ 114,134 $ 106,999 $ 210,216 $ 191,065  
Recoveries 11,695 10,977 23,692 19,013  
Financing Receivable, Excluding Accrued Interest, Allowance for Credit Loss, Writeoff 102,439 $ 96,022 186,524 $ 172,052  
Consumer Portfolio Segment | Student Loan          
% of Balance          
Current period gross charge-offs, Year 1     (42)   $ (2,224)
Current period gross charge-offs, Year 2     (9,040)   (25,698)
Current period gross charge-offs, Year 3     (35,961)   (48,271)
Current period gross charge-offs, Year 4     (25,581)   (62,071)
Current period gross charge-offs, Year 5     (26,051)   (57,505)
Current period gross charge-offs, After Year 5     (112,960)   (231,647)
Financing Receivable, Excluding Accrued Interest, Allowance for Credit Loss, Writeoff     209,635   427,416
Current period recoveries, Year 1     0   124
Current period recoveries, Year 2     646   1,841
Current period recoveries, Year 3     3,279   4,170
Current period recoveries, Year 4     2,541   5,556
Current period recoveries, Year 5     2,870   5,407
Current period recoveries, After Year 5     14,356   24,639
Recoveries     23,692   41,737
Current period net charge-offs, Year 1     (42)   (2,100)
Current period net charge-offs, Year 2     (8,394)   (23,857)
Current period recoveries, Year 3     (32,682)   (44,101)
Current period recoveries, Year 4     (23,040)   (56,515)
Current period recoveries, Year 5     (23,181)   (52,098)
Current period recoveries, After Year 5     (98,604)   (207,008)
Financing Receivable, Excluding Accrued Interest, Allowance for Credit Loss, Writeoff     185,943   385,679
Total accrued interest by origination vintage, Year 1 39,186   39,186   142,915
Total accrued interest by origination vintage, Year 2 320,737   320,737   315,308
Total accrued interest by origination vintage, Year 3 304,663   304,663   207,858
Total accrued interest by origination vintage, Year 4 182,079   182,079   184,832
Total accrued interest by origination vintage, Year 5 153,744   153,744   116,211
Total accrued interest by origination vintage, After Year 5 275,332   275,332   210,438
Total accrued interest by origination vintage 1,275,741   1,275,741   1,177,562
Consumer Portfolio Segment | Student Loan | With and without cosigners          
Accounts, Notes, Loans and Financing Receivable [Line Items]          
Year 1 1,374,107   1,374,107   4,276,533
Year 2 5,481,115   5,481,115   4,547,159
Year 3 3,455,211   3,455,211   2,584,622
Year 4 2,071,289   2,071,289   2,172,660
Year 5 1,824,409   1,824,409   1,615,842
After Year 5 5,732,232   5,732,232   5,106,872
Loan type $ 19,938,363   $ 19,938,363   $ 20,303,688
% of Balance          
Total in percent 100.00%   100.00%   100.00%
Consumer Portfolio Segment | Student Loan | With cosigner          
Accounts, Notes, Loans and Financing Receivable [Line Items]          
Year 1 $ 1,128,289   $ 1,128,289   $ 3,656,111
Year 2 4,760,539   4,760,539   3,941,921
Year 3 2,967,985   2,967,985   2,208,033
Year 4 1,750,797   1,750,797   1,853,619
Year 5 1,542,521   1,542,521   1,402,828
After Year 5 5,134,126   5,134,126   4,626,491
Loan type $ 17,284,257   $ 17,284,257   $ 17,689,003
% of Balance          
Private education loans 87.00%   87.00%   87.00%
Consumer Portfolio Segment | Student Loan | Without cosigner          
Accounts, Notes, Loans and Financing Receivable [Line Items]          
Year 1 $ 245,818   $ 245,818   $ 620,422
Year 2 720,576   720,576   605,238
Year 3 487,226   487,226   376,589
Year 4 320,492   320,492   319,041
Year 5 281,888   281,888   213,014
After Year 5 598,106   598,106   480,381
Loan type $ 2,654,106   $ 2,654,106   $ 2,614,685
% of Balance          
Private education loans 13.00%   13.00%   13.00%
Consumer Portfolio Segment | Student Loan | FICO at Origination          
Accounts, Notes, Loans and Financing Receivable [Line Items]          
Year 1 $ 1,374,107   $ 1,374,107   $ 4,276,533
Year 2 5,481,115   5,481,115   4,547,159
Year 3 3,455,211   3,455,211   2,584,622
Year 4 2,071,289   2,071,289   2,172,660
Year 5 1,824,409   1,824,409   1,615,842
After Year 5 5,732,232   5,732,232   5,106,872
Loan type $ 19,938,363   $ 19,938,363   $ 20,303,688
% of Balance          
Total in percent 100.00%   100.00%   100.00%
Consumer Portfolio Segment | Student Loan | FICO at Origination | Less than 670          
Accounts, Notes, Loans and Financing Receivable [Line Items]          
Year 1 $ 107,391   $ 107,391   $ 326,991
Year 2 420,793   420,793   307,646
Year 3 240,208   240,208   158,606
Year 4 131,690   131,690   177,098
Year 5 151,540   151,540   143,674
After Year 5 504,422   504,422   439,587
Loan type $ 1,556,044   $ 1,556,044   $ 1,553,602
% of Balance          
Private education loans at origination 8.00%   8.00%   8.00%
Consumer Portfolio Segment | Student Loan | FICO at Origination | 670-699          
Accounts, Notes, Loans and Financing Receivable [Line Items]          
Year 1 $ 204,117   $ 204,117   $ 593,216
Year 2 755,918   755,918   611,649
Year 3 465,841   465,841   356,541
Year 4 287,047   287,047   339,685
Year 5 285,693   285,693   259,142
After Year 5 977,653   977,653   878,426
Loan type $ 2,976,269   $ 2,976,269   $ 3,038,659
% of Balance          
Private education loans at origination 15.00%   15.00%   15.00%
Consumer Portfolio Segment | Student Loan | FICO at Origination | 700-749          
Accounts, Notes, Loans and Financing Receivable [Line Items]          
Year 1 $ 438,522   $ 438,522   $ 1,336,765
Year 2 1,706,428   1,706,428   1,440,510
Year 3 1,094,180   1,094,180   834,819
Year 4 669,539   669,539   719,777
Year 5 607,938   607,938   537,680
After Year 5 1,932,404   1,932,404   1,722,068
Loan type $ 6,449,011   $ 6,449,011   $ 6,591,619
% of Balance          
Private education loans at origination 32.00%   32.00%   32.00%
Consumer Portfolio Segment | Student Loan | FICO at Origination | Greater than or equal to 750          
Accounts, Notes, Loans and Financing Receivable [Line Items]          
Year 1 $ 624,077   $ 624,077   $ 2,019,561
Year 2 2,597,976   2,597,976   2,187,354
Year 3 1,654,982   1,654,982   1,234,656
Year 4 983,013   983,013   936,100
Year 5 779,238   779,238   675,346
After Year 5 2,317,753   2,317,753   2,066,791
Loan type $ 8,957,039   $ 8,957,039   $ 9,119,808
% of Balance          
Private education loans at origination 45.00%   45.00%   45.00%
Consumer Portfolio Segment | Student Loan | FICO Refreshed          
Accounts, Notes, Loans and Financing Receivable [Line Items]          
Year 1 $ 1,374,107   $ 1,374,107   $ 4,276,533
Year 2 5,481,115   5,481,115   4,547,159
Year 3 3,455,211   3,455,211   2,584,622
Year 4 2,071,289   2,071,289   2,172,660
Year 5 1,824,409   1,824,409   1,615,842
After Year 5 5,732,232   5,732,232   5,106,872
Loan type $ 19,938,363   $ 19,938,363   $ 20,303,688
% of Balance          
Total in percent 100.00%   100.00%   100.00%
Consumer Portfolio Segment | Student Loan | FICO Refreshed | Less than 670          
Accounts, Notes, Loans and Financing Receivable [Line Items]          
Year 1 $ 129,421   $ 129,421   $ 443,868
Year 2 597,699   597,699   461,589
Year 3 383,532   383,532   242,310
Year 4 212,612   212,612   237,105
Year 5 212,598   212,598   204,894
After Year 5 822,750   822,750   773,324
Loan type $ 2,358,612   $ 2,358,612   $ 2,363,090
% of Balance          
Private education loans at origination 12.00%   12.00%   12.00%
Consumer Portfolio Segment | Student Loan | FICO Refreshed | 670-699          
Accounts, Notes, Loans and Financing Receivable [Line Items]          
Year 1 $ 200,879   $ 200,879   $ 594,118
Year 2 732,796   732,796   579,784
Year 3 421,987   421,987   284,244
Year 4 222,546   222,546   240,999
Year 5 197,829   197,829   173,754
After Year 5 635,210   635,210   564,344
Loan type $ 2,411,247   $ 2,411,247   $ 2,437,243
% of Balance          
Private education loans at origination 12.00%   12.00%   12.00%
Consumer Portfolio Segment | Student Loan | FICO Refreshed | 700-749          
Accounts, Notes, Loans and Financing Receivable [Line Items]          
Year 1 $ 432,512   $ 432,512   $ 1,322,558
Year 2 1,632,162   1,632,162   1,378,910
Year 3 1,017,167   1,017,167   748,368
Year 4 579,151   579,151   628,060
Year 5 509,954   509,954   449,701
After Year 5 1,563,951   1,563,951   1,388,090
Loan type $ 5,734,897   $ 5,734,897   $ 5,915,687
% of Balance          
Private education loans at origination 29.00%   29.00%   29.00%
Consumer Portfolio Segment | Student Loan | FICO Refreshed | Greater than or equal to 750          
Accounts, Notes, Loans and Financing Receivable [Line Items]          
Year 1 $ 611,295   $ 611,295   $ 1,915,989
Year 2 2,518,458   2,518,458   2,126,876
Year 3 1,632,525   1,632,525   1,309,700
Year 4 1,056,980   1,056,980   1,066,496
Year 5 904,028   904,028   787,493
After Year 5 2,710,321   2,710,321   2,381,114
Loan type $ 9,433,607   $ 9,433,607   $ 9,587,668
% of Balance          
Private education loans at origination 47.00%   47.00%   47.00%
Consumer Portfolio Segment | Student Loan | Seasoning          
Accounts, Notes, Loans and Financing Receivable [Line Items]          
Year 1 $ 1,374,107   $ 1,374,107   $ 4,276,533
Year 2 5,481,115   5,481,115   4,547,159
Year 3 3,455,211   3,455,211   2,584,622
Year 4 2,071,289   2,071,289   2,172,660
Year 5 1,824,409   1,824,409   1,615,842
After Year 5 5,732,232   5,732,232   5,106,872
Loan type $ 19,938,363   $ 19,938,363   $ 20,303,688
% of Balance          
Total in percent 100.00%   100.00%   100.00%
Consumer Portfolio Segment | Student Loan | Seasoning | 1-12 payments          
Accounts, Notes, Loans and Financing Receivable [Line Items]          
Year 1 $ 708,493   $ 708,493   $ 2,448,884
Year 2 2,807,944   2,807,944   636,073
Year 3 444,729   444,729   384,334
Year 4 274,745   274,745   330,316
Year 5 236,836   236,836   235,878
After Year 5 446,584   446,584   424,636
Loan type $ 4,919,331   $ 4,919,331   $ 4,460,121
% of Balance          
Seasoning based on monthly scheduled payments due from 1-12 payments 25.00%   25.00%   22.00%
Consumer Portfolio Segment | Student Loan | Seasoning | 13-24 payments          
Accounts, Notes, Loans and Financing Receivable [Line Items]          
Year 1 $ 0   $ 0   $ 0
Year 2 467,523   467,523   2,477,764
Year 3 1,781,078   1,781,078   255,510
Year 4 180,207   180,207   195,753
Year 5 195,356   195,356   166,045
After Year 5 526,126   526,126   455,782
Loan type $ 3,150,290   $ 3,150,290   $ 3,550,854
% of Balance          
Seasoning based on monthly scheduled payments due from 13 - 24 payments 16.00%   16.00%   18.00%
Consumer Portfolio Segment | Student Loan | Seasoning | 25-36 payments          
Accounts, Notes, Loans and Financing Receivable [Line Items]          
Year 1 $ 0   $ 0   $ 0
Year 2 0   0   0
Year 3 255,314   255,314   1,366,398
Year 4 1,001,721   1,001,721   257,534
Year 5 121,822   121,822   126,223
After Year 5 513,211   513,211   489,157
Loan type $ 1,892,068   $ 1,892,068   $ 2,239,312
% of Balance          
Seasoning based on monthly scheduled payments due from 25 - 36 payments 9.00%   9.00%   11.00%
Consumer Portfolio Segment | Student Loan | Seasoning | 37-48 payments          
Accounts, Notes, Loans and Financing Receivable [Line Items]          
Year 1 $ 0   $ 0   $ 0
Year 2 0   0   0
Year 3 0   0   127
Year 4 186,722   186,722   1,008,418
Year 5 864,585   864,585   224,805
After Year 5 499,560   499,560   451,102
Loan type $ 1,550,867   $ 1,550,867   $ 1,684,452
% of Balance          
Seasoning based on monthly scheduled payments due from 37 - 48 payments 8.00%   8.00%   8.00%
Consumer Portfolio Segment | Student Loan | Seasoning | More than 48 payments          
Accounts, Notes, Loans and Financing Receivable [Line Items]          
Year 1 $ 0   $ 0   $ 0
Year 2 0   0   0
Year 3 0   0   0
Year 4 0   0   0
Year 5 112,729   112,729   643,611
After Year 5 3,211,222   3,211,222   2,830,285
Loan type $ 3,323,951   $ 3,323,951   $ 3,473,896
% of Balance          
Seasoning based on monthly scheduled payments due from more than 48 payments 17.00%   17.00%   17.00%
Consumer Portfolio Segment | Student Loan | Seasoning | Not yet in repayment          
Accounts, Notes, Loans and Financing Receivable [Line Items]          
Year 1 $ 665,614   $ 665,614   $ 1,827,649
Year 2 2,205,648   2,205,648   1,433,322
Year 3 974,090   974,090   578,253
Year 4 427,894   427,894   380,639
Year 5 293,081   293,081   219,280
After Year 5 535,529   535,529   455,910
Loan type $ 5,101,856   $ 5,101,856   $ 4,895,053
% of Balance          
Seasoning based on monthly scheduled payments due from not yet in repayment 25.00%   25.00%   24.00%