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Allowance for Credit Losses - Age Analysis of Past Due Loans Delinquencies (Details) - USD ($)
$ in Thousands
Mar. 31, 2023
Dec. 31, 2022
Mar. 31, 2022
Dec. 31, 2021
Accounts, Notes, Loans and Financing Receivable [Line Items]        
Private Education Loans allowance for losses $ (1,479,306) $ (1,357,075) $ (1,227,362) $ (1,165,335)
Loans held for investment, net $ 21,087,563 $ 19,626,868    
Percentage of Private Education Loans in repayment, Year 1 51.90% 56.90%    
Percentage of Private Education Loans in repayment, Year 2 57.90% 67.10%    
Percentage of Private Education Loans in repayment, Year 3 68.70% 76.10%    
Percentage of Private Education Loans in repayment, Year 4 77.10% 80.70%    
Percentage of Private Education Loans in repayment, Year 5 81.40% 84.50%    
Percentage of Private Education Loans in repayment, After Year 5 88.10% 89.30%    
Percentage of Private Education Loans in repayment 73.00% 74.50%    
Delinquent Private Education Loans in repayment as a percentage of Private Education Loans in repayment, Year 1 0.30% 0.90%    
Delinquent Private Education Loans in repayment as a percentage of Private Education Loans in repayment, Year 2 0.90% 1.90%    
Delinquent Private Education Loans in repayment as a percentage of Private Education Loans in repayment, Year 3 2.70% 3.10%    
Delinquent Private Education Loans in repayment as a percentage of Private Education Loans in repayment, Year 4 3.20% 4.00%    
Delinquent Private Education Loans in repayment as a percentage of Private Education Loans in repayment, Year 5 3.90% 4.70%    
Delinquent Private Education Loans in repayment as a percentage of Private Education Loans in repayment, After Year 5 5.50% 6.50%    
Delinquent Private Education Loans in repayment as a percentage of Private Education Loans in repayment, total 3.40% 3.80%    
Loans in forbearance as a percentage of loans in repayment and forbearance, Year 1 0.30% 0.70%    
Loans in forbearance as a percentage of loans in repayment and forbearance, Year 2 0.60% 2.10%    
Loans in forbearance as a percentage of loans in repayment and forbearance, Year 3 1.40% 1.90%    
Loans in forbearance as a percentage of loans in repayment and forbearance, Year 4 1.40% 2.10%    
Loans in forbearance as a percentage of loans in repayment and forbearance, Year 5 1.60% 2.20%    
Loans in forbearance as a percentage of loans in repayment and forbearance, After Year 5 1.80% 2.00%    
Loans in forbearance as a percentage of loans in repayment and forbearance 1.40% 1.80%    
Private Education Loans        
Accounts, Notes, Loans and Financing Receivable [Line Items]        
Private Education Loans allowance for losses $ (1,475,379) $ (1,353,631) $ (1,221,053) $ (1,158,977)
Consumer Portfolio Segment | Student Loan        
Accounts, Notes, Loans and Financing Receivable [Line Items]        
Total Private Education Loans in forbearance, Year 1 442,307 2,432,838    
Total Private Education Loans in forbearance, Year 2 3,292,806 3,049,477    
Total Private Education Loans in forbearance, Year 3 3,054,063 1,967,756    
Total Private Education Loans in forbearance, Year 4 1,920,515 1,754,219    
Total Private Education Loans in forbearance, Year 5 1,699,601 1,365,979    
Total Private Education Loans in forbearance, After Year 5 5,581,167 4,559,281    
Private Education Loans in forbearance, total 15,990,459 15,129,550    
Total Private Education Loans, gross, Year 1 852,405 4,276,533    
Total Private Education Loans, gross, Year 2 5,688,118 4,547,159    
Total Private Education Loans, gross, Year 3 4,444,654 2,584,622    
Total Private Education Loans, gross, Year 4 2,491,251 2,172,660    
Total Private Education Loans, gross, Year 5 2,087,454 1,615,842    
Total Private Education Loans, gross, After Year 5 6,334,121 5,106,872    
Total Private Education Loans, gross 21,898,003 20,303,688    
Private Education Loans deferred origination costs and unamortized premium/(discount), Year 1 5,089 26,714    
Private Education Loans deferred origination costs and unamortized premium/(discount), Year 2 29,718 15,933    
Private Education Loans deferred origination costs and unamortized premium/(discount), Year 3 15,151 9,062    
Private Education Loans deferred origination costs and unamortized premium/(discount), Year 4 8,476 5,496    
Private Education Loans deferred origination costs and unamortized premium/(discount), Year 5 5,109 3,575    
Private Education Loans deferred origination costs and unamortized premium/(discount), After Year 5 11,508 8,876    
Private Education Loans deferred origination costs and unamortized premium/(discount), Total 75,051 69,656    
Total Private Education Loans, Year 1 857,494 4,303,247    
Total Private Education Loans, Year 2 5,717,836 4,563,092    
Total Private Education Loans, Year 3 4,459,805 2,593,684    
Total Private Education Loans, Year 4 2,499,727 2,178,156    
Total Private Education Loans, Year 5 2,092,563 1,619,417    
Total Private Education Loans, After Year 5 6,345,629 5,115,748    
Total Private Education Loans 21,973,054 20,373,344    
Private Education Loans allowance for losses, Year 1 (61,767) (304,943)    
Private Education Loans allowance for losses, Year 2 (372,947) (323,506)    
Private Education Loans allowance for losses, Year 3 (296,851) (181,915)    
Private Education Loans allowance for losses, Year 4 (170,497) (141,424)    
Private Education Loans allowance for losses, Year 5 (138,625) (101,023)    
Private Education Loans allowance for losses, After Year 5 (434,692) (300,820)    
Private Education Loans allowance for losses (1,475,379) (1,353,631)    
Private Education Loans, net, Year 1 795,727 3,998,304    
Private Education Loans, net, Year 2 5,344,889 4,239,586    
Private Education Loans, net, Year 3 4,162,954 2,411,769    
Private Education Loans, net, Year 4 2,329,230 2,036,732    
Private Education Loans, net, Year 5 1,953,938 1,518,394    
Private Education Loans, net, After Year 5 5,910,937 4,814,928    
Loans held for investment, net 20,497,675 19,019,713    
Consumer Portfolio Segment | Student Loan | Loan delinquent, current        
Accounts, Notes, Loans and Financing Receivable [Line Items]        
Year 1 441,192 2,411,441    
Year 2 3,263,917 2,991,839    
Year 3 2,972,969 1,907,574    
Year 4 1,859,452 1,683,986    
Year 5 1,632,668 1,301,809    
After Year 5 5,275,984 4,262,698    
Loan type 15,446,182 14,559,347    
Consumer Portfolio Segment | Student Loan | Loan delinquent 30-59 days        
Accounts, Notes, Loans and Financing Receivable [Line Items]        
Year 1 1,115 14,164    
Year 2 17,902 30,740    
Year 3 38,446 30,877    
Year 4 28,762 35,213    
Year 5 31,442 31,366    
After Year 5 149,333 144,948    
Loan type 267,000 287,308    
Consumer Portfolio Segment | Student Loan | Loan delinquent 60-89 days        
Accounts, Notes, Loans and Financing Receivable [Line Items]        
Year 1 0 5,523    
Year 2 6,395 15,056    
Year 3 22,104 14,433    
Year 4 17,136 18,201    
Year 5 18,428 16,697    
After Year 5 76,723 77,595    
Loan type 140,786 147,505    
Consumer Portfolio Segment | Student Loan | Loan delinquent 90 days or greater past due        
Accounts, Notes, Loans and Financing Receivable [Line Items]        
Year 1 0 1,710    
Year 2 4,592 11,842    
Year 3 20,544 14,872    
Year 4 15,165 16,819    
Year 5 17,063 16,107    
After Year 5 79,127 74,040    
Loan type 136,491 135,390    
Loans In-School/Grace/Deferment | Consumer Portfolio Segment | Student Loan        
Accounts, Notes, Loans and Financing Receivable [Line Items]        
Year 1 408,842 1,827,649    
Year 2 2,374,557 1,433,322    
Year 3 1,348,206 578,253    
Year 4 543,621 380,639    
Year 5 359,759 219,280    
After Year 5 651,401 455,910    
Loan type 5,686,386 4,895,053    
Loans In Forbearance | Consumer Portfolio Segment | Student Loan        
Accounts, Notes, Loans and Financing Receivable [Line Items]        
Total Private Education Loans in forbearance, Year 1 1,256 16,046    
Total Private Education Loans in forbearance, Year 2 20,755 64,360    
Total Private Education Loans in forbearance, Year 3 42,385 38,613    
Total Private Education Loans in forbearance, Year 4 27,115 37,802    
Total Private Education Loans in forbearance, Year 5 28,094 30,583    
Total Private Education Loans in forbearance, After Year 5 101,553 91,681    
Total Private Education Loans in forbearance $ 221,158 $ 279,085