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Allowance for Credit Losses - Loan Portfolio Stratified by Key Credit Quality Indicators (Details) - USD ($)
$ in Thousands
3 Months Ended 12 Months Ended
Mar. 31, 2023
Mar. 31, 2022
Dec. 31, 2022
% of Balance      
Financing Receivable, Excluding Accrued Interest, Allowance for Credit Loss, Writeoff $ 96,082 $ 84,066  
Recoveries 11,997 8,036  
Financing Receivable, Excluding Accrued Interest, Allowance for Credit Loss, Writeoff 84,085 $ 76,030  
Consumer Portfolio Segment | Student Loan      
% of Balance      
Current period gross charge-offs, Year 1 0   $ (2,224)
Current period gross charge-offs, Year 2 (2,262)   (25,698)
Current period gross charge-offs, Year 3 (12,072)   (48,271)
Current period gross charge-offs, Year 4 (10,615)   (62,071)
Current period gross charge-offs, Year 5 (11,773)   (57,505)
Current period gross charge-offs, After Year 5 (58,363)   (231,647)
Financing Receivable, Excluding Accrued Interest, Allowance for Credit Loss, Writeoff 95,085   427,416
Current period recoveries, Year 1 0   124
Current period recoveries, Year 2 207   1,841
Current period recoveries, Year 3 1,428   4,170
Current period recoveries, Year 4 1,167   5,556
Current period recoveries, Year 5 1,460   5,407
Current period recoveries, After Year 5 7,723   24,639
Recoveries 11,985   41,737
Current period net charge-offs, Year 1 0   (2,100)
Current period net charge-offs, Year 2 (2,055)   (23,857)
Current period recoveries, Year 3 (10,644)   (44,101)
Current period recoveries, Year 4 (9,448)   (56,515)
Current period recoveries, Year 5 (10,313)   (52,098)
Current period recoveries, After Year 5 (50,640)   (207,008)
Financing Receivable, Excluding Accrued Interest, Allowance for Credit Loss, Writeoff 83,100   385,679
Total accrued interest by origination vintage, Year 1 13,564   142,915
Total accrued interest by origination vintage, Year 2 241,786   315,308
Total accrued interest by origination vintage, Year 3 351,527   207,858
Total accrued interest by origination vintage, Year 4 209,889   184,832
Total accrued interest by origination vintage, Year 5 177,587   116,211
Total accrued interest by origination vintage, After Year 5 310,373   210,438
Total accrued interest by origination vintage 1,304,726   1,177,562
Consumer Portfolio Segment | Student Loan | With and without cosigners      
Accounts, Notes, Loans and Financing Receivable [Line Items]      
Year 1 852,405   4,276,533
Year 2 5,688,118   4,547,159
Year 3 4,444,654   2,584,622
Year 4 2,491,251   2,172,660
Year 5 2,087,454   1,615,842
After Year 5 6,334,121   5,106,872
Loan type $ 21,898,003   $ 20,303,688
% of Balance      
Total in percent 100.00%   100.00%
Consumer Portfolio Segment | Student Loan | With cosigner      
Accounts, Notes, Loans and Financing Receivable [Line Items]      
Year 1 $ 728,950   $ 3,656,111
Year 2 4,951,808   3,941,921
Year 3 3,858,219   2,208,033
Year 4 2,130,947   1,853,619
Year 5 1,782,069   1,402,828
After Year 5 5,681,899   4,626,491
Loan type $ 19,133,892   $ 17,689,003
% of Balance      
Private education loans 87.00%   87.00%
Consumer Portfolio Segment | Student Loan | Without cosigner      
Accounts, Notes, Loans and Financing Receivable [Line Items]      
Year 1 $ 123,455   $ 620,422
Year 2 736,310   605,238
Year 3 586,435   376,589
Year 4 360,304   319,041
Year 5 305,385   213,014
After Year 5 652,222   480,381
Loan type $ 2,764,111   $ 2,614,685
% of Balance      
Private education loans 13.00%   13.00%
Consumer Portfolio Segment | Student Loan | FICO at Origination      
Accounts, Notes, Loans and Financing Receivable [Line Items]      
Year 1 $ 852,405   $ 4,276,533
Year 2 5,688,118   4,547,159
Year 3 4,444,654   2,584,622
Year 4 2,491,251   2,172,660
Year 5 2,087,454   1,615,842
After Year 5 6,334,121   5,106,872
Loan type $ 21,898,003   $ 20,303,688
% of Balance      
Total in percent 100.00%   100.00%
Consumer Portfolio Segment | Student Loan | FICO at Origination | Less than 670      
Accounts, Notes, Loans and Financing Receivable [Line Items]      
Year 1 $ 72,432   $ 326,991
Year 2 438,029   307,646
Year 3 304,216   158,606
Year 4 154,665   177,098
Year 5 171,983   143,674
After Year 5 554,184   439,587
Loan type $ 1,695,509   $ 1,553,602
% of Balance      
Private education loans at origination 8.00%   8.00%
Consumer Portfolio Segment | Student Loan | FICO at Origination | 670-699      
Accounts, Notes, Loans and Financing Receivable [Line Items]      
Year 1 $ 125,846   $ 593,216
Year 2 785,900   611,649
Year 3 602,706   356,541
Year 4 346,297   339,685
Year 5 327,433   259,142
After Year 5 1,077,557   878,426
Loan type $ 3,265,739   $ 3,038,659
% of Balance      
Private education loans at origination 15.00%   15.00%
Consumer Portfolio Segment | Student Loan | FICO at Origination | 700-749      
Accounts, Notes, Loans and Financing Receivable [Line Items]      
Year 1 $ 270,689   $ 1,336,765
Year 2 1,771,760   1,440,510
Year 3 1,410,157   834,819
Year 4 806,546   719,777
Year 5 692,615   537,680
After Year 5 2,132,757   1,722,068
Loan type $ 7,084,524   $ 6,591,619
% of Balance      
Private education loans at origination 32.00%   32.00%
Consumer Portfolio Segment | Student Loan | FICO at Origination | Greater than or equal to 750      
Accounts, Notes, Loans and Financing Receivable [Line Items]      
Year 1 $ 383,438   $ 2,019,561
Year 2 2,692,429   2,187,354
Year 3 2,127,575   1,234,656
Year 4 1,183,743   936,100
Year 5 895,423   675,346
After Year 5 2,569,623   2,066,791
Loan type $ 9,852,231   $ 9,119,808
% of Balance      
Private education loans at origination 45.00%   45.00%
Consumer Portfolio Segment | Student Loan | FICO Refreshed      
Accounts, Notes, Loans and Financing Receivable [Line Items]      
Year 1 $ 852,405   $ 4,276,533
Year 2 5,688,118   4,547,159
Year 3 4,444,654   2,584,622
Year 4 2,491,251   2,172,660
Year 5 2,087,454   1,615,842
After Year 5 6,334,121   5,106,872
Loan type $ 21,898,003   $ 20,303,688
% of Balance      
Total in percent 100.00%   100.00%
Consumer Portfolio Segment | Student Loan | FICO Refreshed | Less than 670      
Accounts, Notes, Loans and Financing Receivable [Line Items]      
Year 1 $ 88,378   $ 443,868
Year 2 659,414   461,589
Year 3 498,641   242,310
Year 4 256,177   237,105
Year 5 249,547   204,894
After Year 5 969,883   773,324
Loan type $ 2,722,040   $ 2,363,090
% of Balance      
Private education loans at origination 12.00%   12.00%
Consumer Portfolio Segment | Student Loan | FICO Refreshed | 670-699      
Accounts, Notes, Loans and Financing Receivable [Line Items]      
Year 1 $ 128,620   $ 594,118
Year 2 792,523   579,784
Year 3 571,683   284,244
Year 4 277,061   240,999
Year 5 235,805   173,754
After Year 5 706,213   564,344
Loan type $ 2,711,905   $ 2,437,243
% of Balance      
Private education loans at origination 12.00%   12.00%
Consumer Portfolio Segment | Student Loan | FICO Refreshed | 700-749      
Accounts, Notes, Loans and Financing Receivable [Line Items]      
Year 1 $ 267,500   $ 1,322,558
Year 2 1,715,364   1,378,910
Year 3 1,324,781   748,368
Year 4 710,463   628,060
Year 5 591,355   449,701
After Year 5 1,717,774   1,388,090
Loan type $ 6,327,237   $ 5,915,687
% of Balance      
Private education loans at origination 30.00%   29.00%
Consumer Portfolio Segment | Student Loan | FICO Refreshed | Greater than or equal to 750      
Accounts, Notes, Loans and Financing Receivable [Line Items]      
Year 1 $ 367,907   $ 1,915,989
Year 2 2,520,817   2,126,876
Year 3 2,049,549   1,309,700
Year 4 1,247,550   1,066,496
Year 5 1,010,747   787,493
After Year 5 2,940,251   2,381,114
Loan type $ 10,136,821   $ 9,587,668
% of Balance      
Private education loans at origination 46.00%   47.00%
Consumer Portfolio Segment | Student Loan | Seasoning      
Accounts, Notes, Loans and Financing Receivable [Line Items]      
Year 1 $ 852,405   $ 4,276,533
Year 2 5,688,118   4,547,159
Year 3 4,444,654   2,584,622
Year 4 2,491,251   2,172,660
Year 5 2,087,454   1,615,842
After Year 5 6,334,121   5,106,872
Loan type $ 21,898,003   $ 20,303,688
% of Balance      
Total in percent 100.00%   100.00%
Consumer Portfolio Segment | Student Loan | Seasoning | 1-12 payments      
Accounts, Notes, Loans and Financing Receivable [Line Items]      
Year 1 $ 443,563   $ 2,448,884
Year 2 2,988,688   636,073
Year 3 522,305   384,334
Year 4 327,647   330,316
Year 5 271,788   235,878
After Year 5 507,620   424,636
Loan type $ 5,061,611   $ 4,460,121
% of Balance      
Seasoning based on monthly scheduled payments due from 1-12 payments 23.00%   22.00%
Consumer Portfolio Segment | Student Loan | Seasoning | 13-24 payments      
Accounts, Notes, Loans and Financing Receivable [Line Items]      
Year 1 $ 0   $ 0
Year 2 324,873   2,477,764
Year 3 2,414,470   255,510
Year 4 201,750   195,753
Year 5 211,025   166,045
After Year 5 586,952   455,782
Loan type $ 3,739,070   $ 3,550,854
% of Balance      
Seasoning based on monthly scheduled payments due from 13 - 24 payments 17.00%   18.00%
Consumer Portfolio Segment | Student Loan | Seasoning | 25-36 payments      
Accounts, Notes, Loans and Financing Receivable [Line Items]      
Year 1 $ 0   $ 0
Year 2 0   0
Year 3 159,673   1,366,398
Year 4 1,299,993   257,534
Year 5 158,750   126,223
After Year 5 570,770   489,157
Loan type $ 2,189,186   $ 2,239,312
% of Balance      
Seasoning based on monthly scheduled payments due from 25 - 36 payments 10.00%   11.00%
Consumer Portfolio Segment | Student Loan | Seasoning | 37-48 payments      
Accounts, Notes, Loans and Financing Receivable [Line Items]      
Year 1 $ 0   $ 0
Year 2 0   0
Year 3 0   127
Year 4 118,240   1,008,418
Year 5 1,023,883   224,805
After Year 5 568,996   451,102
Loan type $ 1,711,119   $ 1,684,452
% of Balance      
Seasoning based on monthly scheduled payments due from 37 - 48 payments 8.00%   8.00%
Consumer Portfolio Segment | Student Loan | Seasoning | More than 48 payments      
Accounts, Notes, Loans and Financing Receivable [Line Items]      
Year 1 $ 0   $ 0
Year 2 0   0
Year 3 0   0
Year 4 0   0
Year 5 62,249   643,611
After Year 5 3,448,382   2,830,285
Loan type $ 3,510,631   $ 3,473,896
% of Balance      
Seasoning based on monthly scheduled payments due from more than 48 payments 16.00%   17.00%
Consumer Portfolio Segment | Student Loan | Seasoning | Not yet in repayment      
Accounts, Notes, Loans and Financing Receivable [Line Items]      
Year 1 $ 408,842   $ 1,827,649
Year 2 2,374,557   1,433,322
Year 3 1,348,206   578,253
Year 4 543,621   380,639
Year 5 359,759   219,280
After Year 5 651,401   455,910
Loan type $ 5,686,386   $ 4,895,053
% of Balance      
Seasoning based on monthly scheduled payments due from not yet in repayment 26.00%   24.00%