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Allowance for Credit Losses - Loan Portfolio Stratified by Key Credit Quality Indicators (Details) - USD ($)
$ in Thousands
12 Months Ended
Dec. 31, 2022
Dec. 31, 2021
Dec. 31, 2020
% of Balance      
Financing Receivable, Excluding Accrued Interest, Allowance for Credit Loss, Writeoff $ 431,244 $ 230,268 $ 245,043
Recoveries 41,742 29,506 29,007
Financing Receivable, Excluding Accrued Interest, Allowance for Credit Loss, Writeoff (Recovery) 389,502 200,762 216,036
Consumer Portfolio Segment | Student Loan      
% of Balance      
Current period gross charge-offs, Year 1 (2,224) (1,183)  
Current period gross charge-offs, Year 2 (25,698) (8,604)  
Current period gross charge-offs, Year 3 (48,271) (23,866)  
Current period gross charge-offs, Year 4 (62,071) (32,741)  
Current period gross charge-offs, Year 5 (57,505) (37,186)  
Current period gross charge-offs, Year 6 (231,647) (126,011)  
Financing Receivable, Excluding Accrued Interest, Allowance for Credit Loss, Writeoff 427,416 229,591  
Current period recoveries, Year 1 124 35  
Current period recoveries, Year 2 1,841 540  
Current period recoveries, Year 3 4,170 2,092  
Current period recoveries, Year 4 5,556 3,693  
Current period recoveries, Year 5 5,407 4,450  
Current period recoveries, Year 6 24,639 18,684  
Recoveries 41,737 29,494  
Current period net charge-offs, Year 1 (2,100) (1,148)  
Current period net charge-offs, Year 2 (23,857) (8,064)  
Current period net charge-offs, Year 3 (44,101) (21,774)  
Current period net charge-offs, Year 4 (56,515) (29,048)  
Current period net charge-offs, Year 5 (52,098) (32,736)  
Current period net charge-offs, Year 6 (207,008) (107,327)  
Financing Receivable, Excluding Accrued Interest, Allowance for Credit Loss, Writeoff (Recovery) 385,679 200,097  
Total accrued interest by origination vintage, Year 1 142,915 109,233  
Total accrued interest by origination vintage, Year 2 315,308 247,418  
Total accrued interest by origination vintage, Year 3 207,858 270,242  
Total accrued interest by origination vintage, Year 4 184,832 198,816  
Total accrued interest by origination vintage, Year 5 116,211 131,685  
Total accrued interest by origination vintage, Year 6 210,438 229,729  
Total accrued interest by origination vintage 1,177,562 1,187,123  
Consumer Portfolio Segment | Student Loan | Loan delinquent, current      
Accounts, Notes, Loans and Financing Receivable [Line Items]      
Year 1 2,411,441 2,234,876 2,043,033
Year 2 2,991,839 2,786,646 2,573,228
Year 3 1,907,574 2,321,728 2,045,012
Year 4 1,683,986 1,772,651 1,850,539
Year 5 1,301,809 1,570,815 1,685,572
After Year 5 4,262,698 4,319,057 3,701,564
Loan type 14,559,347 15,005,773 13,898,948
Consumer Portfolio Segment | Student Loan | Loan delinquent 30-59 days      
Accounts, Notes, Loans and Financing Receivable [Line Items]      
Year 1 14,164 15,148 6,400
Year 2 30,740 29,146 16,983
Year 3 30,877 46,616 26,934
Year 4 35,213 43,197 30,771
Year 5 31,366 41,695 33,040
After Year 5 144,948 132,757 91,400
Loan type 287,308 308,559 205,528
Consumer Portfolio Segment | Student Loan | Loan delinquent 60-89 days      
Accounts, Notes, Loans and Financing Receivable [Line Items]      
Year 1 5,523 3,194 2,628
Year 2 15,056 7,441 9,143
Year 3 14,433 14,044 15,026
Year 4 18,201 14,310 18,121
Year 5 16,697 16,425 19,064
After Year 5 77,595 61,533 55,661
Loan type 147,505 116,947 119,643
Consumer Portfolio Segment | Student Loan | Loan delinquent 90 days or greater past due      
Accounts, Notes, Loans and Financing Receivable [Line Items]      
Year 1 1,710 642 460
Year 2 11,842 3,683 4,642
Year 3 14,872 8,453 9,396
Year 4 16,819 10,632 12,939
Year 5 16,107 11,935 14,710
After Year 5 74,040 44,588 38,555
Loan type 135,390 79,933 $ 80,702
Consumer Portfolio Segment | Student Loan | With and without cosigners      
Accounts, Notes, Loans and Financing Receivable [Line Items]      
Year 1 4,276,533 3,822,361  
Year 2 4,547,159 4,166,283  
Year 3 2,584,622 3,216,525  
Year 4 2,172,660 2,320,060  
Year 5 1,615,842 1,978,233  
After Year 5 5,106,872 5,213,401  
Loan type $ 20,303,688 $ 20,716,863  
% of Balance      
Total in percent 100.00% 100.00%  
Consumer Portfolio Segment | Student Loan | With cosigner      
Accounts, Notes, Loans and Financing Receivable [Line Items]      
Year 1 $ 3,656,111 $ 3,263,892  
Year 2 3,941,921 3,604,553  
Year 3 2,208,033 2,778,262  
Year 4 1,853,619 2,025,463  
Year 5 1,402,828 1,765,719  
After Year 5 4,626,491 4,753,775  
Loan type $ 17,689,003 $ 18,191,664  
% of Balance      
Private education loans 87.00% 88.00%  
Consumer Portfolio Segment | Student Loan | Without cosigner      
Accounts, Notes, Loans and Financing Receivable [Line Items]      
Year 1 $ 620,422 $ 558,469  
Year 2 605,238 561,730  
Year 3 376,589 438,263  
Year 4 319,041 294,597  
Year 5 213,014 212,514  
After Year 5 480,381 459,626  
Loan type $ 2,614,685 $ 2,525,199  
% of Balance      
Private education loans 13.00% 12.00%  
Consumer Portfolio Segment | Student Loan | FICO at Origination      
Accounts, Notes, Loans and Financing Receivable [Line Items]      
Year 1 $ 4,276,533 $ 3,822,361  
Year 2 4,547,159 4,166,283  
Year 3 2,584,622 3,216,525  
Year 4 2,172,660 2,320,060  
Year 5 1,615,842 1,978,233  
After Year 5 5,106,872 5,213,401  
Loan type $ 20,303,688 $ 20,716,863  
% of Balance      
Total in percent 100.00% 100.00%  
Consumer Portfolio Segment | Student Loan | FICO at Origination | Less than 670      
Accounts, Notes, Loans and Financing Receivable [Line Items]      
Year 1 $ 326,991 $ 248,368  
Year 2 307,646 238,005  
Year 3 158,606 251,157  
Year 4 177,098 193,123  
Year 5 143,674 166,048  
After Year 5 439,587 428,416  
Loan type $ 1,553,602 $ 1,525,117  
% of Balance      
Private Education Loans at origination 8.00% 7.00%  
Consumer Portfolio Segment | Student Loan | FICO at Origination | 670-699      
Accounts, Notes, Loans and Financing Receivable [Line Items]      
Year 1 $ 593,216 $ 508,264  
Year 2 611,649 564,497  
Year 3 356,541 493,237  
Year 4 339,685 363,313  
Year 5 259,142 329,807  
After Year 5 878,426 884,981  
Loan type $ 3,038,659 $ 3,144,099  
% of Balance      
Private Education Loans at origination 15.00% 15.00%  
Consumer Portfolio Segment | Student Loan | FICO at Origination | 700-749      
Accounts, Notes, Loans and Financing Receivable [Line Items]      
Year 1 $ 1,336,765 $ 1,210,833  
Year 2 1,440,510 1,348,269  
Year 3 834,819 1,057,001  
Year 4 719,777 770,452  
Year 5 537,680 660,270  
After Year 5 1,722,068 1,753,709  
Loan type $ 6,591,619 $ 6,800,534  
% of Balance      
Private Education Loans at origination 32.00% 33.00%  
Consumer Portfolio Segment | Student Loan | FICO at Origination | Greater than or equal to 750      
Accounts, Notes, Loans and Financing Receivable [Line Items]      
Year 1 $ 2,019,561 $ 1,854,896  
Year 2 2,187,354 2,015,512  
Year 3 1,234,656 1,415,130  
Year 4 936,100 993,172  
Year 5 675,346 822,108  
After Year 5 2,066,791 2,146,295  
Loan type $ 9,119,808 $ 9,247,113  
% of Balance      
Private Education Loans at origination 45.00% 45.00%  
Consumer Portfolio Segment | Student Loan | FICO Refreshed      
Accounts, Notes, Loans and Financing Receivable [Line Items]      
Year 1 $ 4,276,533 $ 3,822,361  
Year 2 4,547,159 4,166,283  
Year 3 2,584,622 3,216,525  
Year 4 2,172,660 2,320,060  
Year 5 1,615,842 1,978,233  
After Year 5 5,106,872 5,213,401  
Loan type $ 20,303,688 $ 20,716,863  
% of Balance      
Total in percent 100.00% 100.00%  
Consumer Portfolio Segment | Student Loan | FICO Refreshed | Less than 670      
Accounts, Notes, Loans and Financing Receivable [Line Items]      
Year 1 $ 443,868 $ 326,613  
Year 2 461,589 279,578  
Year 3 242,310 273,652  
Year 4 237,105 235,684  
Year 5 204,894 233,022  
After Year 5 773,324 739,268  
Loan type $ 2,363,090 $ 2,087,817  
% of Balance      
Private Education Loans at origination 12.00% 10.00%  
Consumer Portfolio Segment | Student Loan | FICO Refreshed | 670-699      
Accounts, Notes, Loans and Financing Receivable [Line Items]      
Year 1 $ 594,118 $ 506,021  
Year 2 579,784 475,674  
Year 3 284,244 365,133  
Year 4 240,999 256,400  
Year 5 173,754 209,536  
After Year 5 564,344 570,605  
Loan type $ 2,437,243 $ 2,383,369  
% of Balance      
Private Education Loans at origination 12.00% 12.00%  
Consumer Portfolio Segment | Student Loan | FICO Refreshed | 700-749      
Accounts, Notes, Loans and Financing Receivable [Line Items]      
Year 1 $ 1,322,558 $ 1,209,493  
Year 2 1,378,910 1,285,015  
Year 3 748,368 978,763  
Year 4 628,060 682,024  
Year 5 449,701 568,766  
After Year 5 1,388,090 1,448,692  
Loan type $ 5,915,687 $ 6,172,753  
% of Balance      
Private Education Loans at origination 29.00% 30.00%  
Consumer Portfolio Segment | Student Loan | FICO Refreshed | Greater than or equal to 750      
Accounts, Notes, Loans and Financing Receivable [Line Items]      
Year 1 $ 1,915,989 $ 1,780,234  
Year 2 2,126,876 2,126,016  
Year 3 1,309,700 1,598,977  
Year 4 1,066,496 1,145,952  
Year 5 787,493 966,909  
After Year 5 2,381,114 2,454,836  
Loan type $ 9,587,668 $ 10,072,924  
% of Balance      
Private Education Loans at origination 47.00% 48.00%  
Consumer Portfolio Segment | Student Loan | Seasoning      
Accounts, Notes, Loans and Financing Receivable [Line Items]      
Year 1 $ 4,276,533 $ 3,822,361  
Year 2 4,547,159 4,166,283  
Year 3 2,584,622 3,216,525  
Year 4 2,172,660 2,320,060  
Year 5 1,615,842 1,978,233  
After Year 5 5,106,872 5,213,401  
Loan type $ 20,303,688 $ 20,716,863  
% of Balance      
Total in percent 100.00% 100.00%  
Consumer Portfolio Segment | Student Loan | Seasoning | 1-12 payments      
Accounts, Notes, Loans and Financing Receivable [Line Items]      
Year 1 $ 2,448,884 $ 2,265,811  
Year 2 636,073 594,850  
Year 3 384,334 515,328  
Year 4 330,316 385,246  
Year 5 235,878 340,242  
After Year 5 424,636 501,269  
Loan type $ 4,460,121 $ 4,602,746  
% of Balance      
Seasoning based on monthly scheduled payments due from 1-12 payments 22.00% 22.00%  
Consumer Portfolio Segment | Student Loan | Seasoning | 13-24 payments      
Accounts, Notes, Loans and Financing Receivable [Line Items]      
Year 1 $ 0 $ 0  
Year 2 2,477,764 2,287,737  
Year 3 255,510 362,674  
Year 4 195,753 203,674  
Year 5 166,045 211,064  
After Year 5 455,782 479,540  
Loan type $ 3,550,854 $ 3,544,689  
% of Balance      
Seasoning based on monthly scheduled payments due from 13 - 24 payments 18.00% 17.00%  
Consumer Portfolio Segment | Student Loan | Seasoning | 25-36 payments      
Accounts, Notes, Loans and Financing Receivable [Line Items]      
Year 1 $ 0 $ 0  
Year 2 0 173  
Year 3 1,366,398 1,565,203  
Year 4 257,534 312,049  
Year 5 126,223 164,575  
After Year 5 489,157 482,369  
Loan type $ 2,239,312 $ 2,524,369  
% of Balance      
Seasoning based on monthly scheduled payments due from 25 - 36 payments 11.00% 12.00%  
Consumer Portfolio Segment | Student Loan | Seasoning | 37-48 payments      
Accounts, Notes, Loans and Financing Receivable [Line Items]      
Year 1 $ 0 $ 0  
Year 2 0 0  
Year 3 127 0  
Year 4 1,008,418 983,434  
Year 5 224,805 295,206  
After Year 5 451,102 464,563  
Loan type $ 1,684,452 $ 1,743,203  
% of Balance      
Seasoning based on monthly scheduled payments due from 37 - 48 payments 8.00% 8.00%  
Consumer Portfolio Segment | Student Loan | Seasoning | More than 48 payments      
Accounts, Notes, Loans and Financing Receivable [Line Items]      
Year 1 $ 0 $ 0  
Year 2 0 0  
Year 3 0 0  
Year 4 0 0  
Year 5 643,611 671,138  
After Year 5 2,830,285 2,726,304  
Loan type $ 3,473,896 $ 3,397,442  
% of Balance      
Seasoning based on monthly scheduled payments due from more than 48 payments 17.00% 16.00%  
Consumer Portfolio Segment | Student Loan | Seasoning | Not yet in repayment      
Accounts, Notes, Loans and Financing Receivable [Line Items]      
Year 1 $ 1,827,649 $ 1,556,550  
Year 2 1,433,322 1,283,523  
Year 3 578,253 773,320  
Year 4 380,639 435,657  
Year 5 219,280 296,008  
After Year 5 455,910 559,356  
Loan type $ 4,895,053 $ 4,904,414  
% of Balance      
Seasoning based on monthly scheduled payments due from not yet in repayment 24.00% 25.00%