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Borrowings - Narrative (Details)
9 Months Ended 12 Months Ended
Aug. 09, 2022
USD ($)
May 27, 2022
USD ($)
Rate
Mar. 16, 2022
USD ($)
Rate
Sep. 30, 2022
USD ($)
Sep. 30, 2022
USD ($)
Sep. 30, 2022
USD ($)
SecurityLoan
Sep. 30, 2022
USD ($)
Rate
Dec. 31, 2021
USD ($)
May 17, 2022
USD ($)
Line of Credit Facility [Line Items]                  
Secured borrowings outstanding       $ 5,522,311,000 $ 5,522,311,000 $ 5,522,311,000 $ 5,522,311,000 $ 5,930,990,000  
Estimated weighted average life of student loans       5 years       4 years 8 months 12 days  
Number of loans securitized | SecurityLoan           1      
Vertical risk retention interest         5.00%   5.00%    
Uncommitted federal funds       $ 125,000,000 $ 125,000,000 $ 125,000,000 $ 125,000,000    
Lendable value of collateral       2,600,000,000 2,600,000,000 2,600,000,000 2,600,000,000 $ 3,300,000,000  
Secured borrowings                  
Line of Credit Facility [Line Items]                  
Secured borrowings outstanding       4,534,129,000 4,534,129,000 4,534,129,000 4,534,129,000 4,944,852,000  
ABCP borrowings | Secured borrowings                  
Line of Credit Facility [Line Items]                  
Secured borrowing facility maximum borrowing capacity                 $ 2,000,000,000
Residual interest percentage of facility trust                 100.00%
Secured borrowings outstanding       0 0 0 0 $ 0  
2022-A                  
Line of Credit Facility [Line Items]                  
Vertical risk retention interest | Rate     5.00%            
2022-A | Student Loan                  
Line of Credit Facility [Line Items]                  
Private education loans sold     $ 973,000,000            
Additional net proceeds from sales of loans held for investment, capitalized interest     95,000,000            
Gain on sale     $ 10,000,000            
2022-B                  
Line of Credit Facility [Line Items]                  
Vertical risk retention interest | Rate   5.00%              
2022-B | Student Loan                  
Line of Credit Facility [Line Items]                  
Private education loans sold   $ 2,000,000,000              
Additional net proceeds from sales of loans held for investment, capitalized interest   107,000,000              
Gain on sale   $ 11,000,000              
2022-C                  
Line of Credit Facility [Line Items]                  
Private education loan term accounted for as a secured financing $ 575,000,000                
Loans sold to third parties $ 575,000,000                
Ownership interest percentage on asset-backed financing 100.00%                
Unsecured debt issued $ 575,000,000                
Estimated weighted average life of student loans 4 years 8 months 8 days                
Loans pledged as collateral       658,000,000 658,000,000 658,000,000 658,000,000    
Principal amount of collateral       613,000,000 613,000,000 613,000,000 613,000,000    
Capitalized interest       $ 45,000,000 $ 45,000,000 $ 45,000,000 $ 45,000,000    
2022-C | Secured Overnight Financing Rate (SOFR) Overnight Index Swap Rate                  
Line of Credit Facility [Line Items]                  
Basis spread on variable rate 1.76%