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Allowance for Credit Losses - Age Analysis of Past Due Loans Delinquencies (Details) - USD ($)
$ in Thousands
Sep. 30, 2022
Jun. 30, 2022
Dec. 31, 2021
Sep. 30, 2021
Jun. 30, 2021
Dec. 31, 2020
Accounts, Notes, Loans and Financing Receivable [Line Items]            
Private Education Loans allowance for losses $ (1,194,238) $ (1,081,066) $ (1,165,335) $ (1,215,407) $ (1,160,244) $ (1,361,723)
Loans held for investment, net $ 19,622,302   $ 20,341,283      
Percentage of Private Education Loans in repayment, 2022 55.30%          
Percentage of Private Education Loans in repayment, 2021 61.80%   59.00%      
Percentage of Private Education Loans in repayment, 2020 71.80%   67.90%      
Percentage of Private Education Loans in repayment, 2019 77.10%   74.30%      
Percentage of Private Education Loans in repayment, 2018 81.40%   79.30%      
Percentage of Private Education Loans in repayment, 2017 (and prior for current year) 88.20%   82.90%      
Percentage of Private Education Loans in repayment, 2016 and prior     87.40%      
Percentage of Private Education Loans in repayment 72.40%   74.90%      
Delinquent Private Education Loans in repayment as a percentage of Private Education Loans in repayment, 2022 0.40%          
Delinquent Private Education Loans in repayment as a percentage of Private Education Loans in repayment, 2021 1.60%   0.80%      
Delinquent Private Education Loans in repayment as a percentage of Private Education Loans in repayment, 2020 3.10%   1.40%      
Delinquent Private Education Loans in repayment as a percentage of Private Education Loans in repayment, 2019 4.10%   2.90%      
Delinquent Private Education Loans in repayment as a percentage of Private Education Loans in repayment, 2018 4.70%   3.70%      
Delinquent Private Education Loans in repayment as a percentage of Private Education Loans in repayment, 2017 (and prior for current year) 6.30%   4.30%      
Delinquent Private Education Loans in repayment as a percentage of Private Education Loans in repayment, 2016 and prior     5.20%      
Delinquent Private Education Loans in repayment as a percentage of Private Education Loans in repayment 3.70%   3.30%      
Loans in forbearance as a percentage of loans in repayment and forbearance, 2022 0.20%          
Loans in forbearance as a percentage of loans in repayment and forbearance, 2021 0.70%   0.50%      
Loans in forbearance as a percentage of loans in repayment and forbearance, 2020 1.10%   1.90%      
Loans in forbearance as a percentage of loans in repayment and forbearance, 2019 1.40%   2.10%      
Loans in forbearance as a percentage of loans in repayment and forbearance, 2018 1.80%   2.30%      
Loans in forbearance as a percentage of loans in repayment and forbearance, 2017 (and prior for current year) 2.20%   2.50%      
Loans in forbearance as a percentage of loans in repayment and forbearance, 2016 and Prior     2.10%      
Loans in forbearance as a percentage of loans in repayment and forbearance 1.40%   1.90%      
Student Loan | Consumer Portfolio Segment            
Accounts, Notes, Loans and Financing Receivable [Line Items]            
Total Private Education Loans in repayment, 2022 $ 1,957,690          
Total Private Education Loans in repayment, 2021 2,848,743   $ 2,253,860      
Total Private Education Loans in repayment, 2020 1,913,533   2,826,916      
Total Private Education Loans in repayment, 2019 1,724,135   2,390,841      
Total Private Education Loans in repayment, 2018 1,357,703   1,840,790      
Total Private Education Loans in repayment, 2017 (and prior for current year) 4,744,752   1,640,870      
Total Private Education Loans in repayment, 2016 and prior     4,557,935      
Total Private Education Loans in repayment 14,546,556   15,511,212      
Total Private Education Loans, gross, 2022 3,538,717          
Total Private Education Loans, gross, 2021 4,613,297   3,822,361      
Total Private Education Loans, gross, 2020 2,665,608   4,166,283      
Total Private Education Loans, gross, 2019 2,237,381   3,216,525      
Total Private Education Loans, gross, 2018 1,667,150   2,320,060      
Total Private Education Loans, gross, 2017 (and Prior for current year) 5,382,310   1,978,233      
Total Private Education Loans, gross, 2016 and Prior     5,213,401      
Total Private Education Loans, gross 20,104,463   20,716,863      
Private Education Loans deferred origination costs and unamortized premium/(discount), 2022 20,938          
Private Education Loans deferred origination costs and unamortized premium/(discount), 2021 16,761   22,169      
Private Education Loans deferred origination costs and unamortized premium/(discount), 2020 9,719   16,067      
Private Education Loans deferred origination costs and unamortized premium/(discount), 2019 5,935   9,575      
Private Education Loans deferred origination costs and unamortized premium/(discount), 2018 3,867   5,918      
Private Education Loans deferred origination costs and unamortized premium/(discount), 2017 (and prior for current year) 9,596   4,588      
Private Education Loans deferred origination costs and unamortized premium/(discount), 2016 and prior     9,171      
Private Education Loans deferred origination costs and unamortized premium/(discount), Total 66,816   67,488      
Total Private Education Loans, 2022 3,559,655          
Total Private Education Loans, 2021 4,630,058   3,844,530      
Total Private Education Loans, 2020 2,675,327   4,182,350      
Total Private Education Loans, 2019 2,243,316   3,226,100      
Total Private Education Loans, 2018 1,671,017   2,325,978      
Total Private Education Loans, 2017 (and prior for current year) 5,391,906   1,982,821      
Total Private Education Loans, 2016 and prior     5,222,572      
Total Private Education Loans 20,171,279   20,784,351      
Private Education Loans allowance for losses, 2022 (260,520)          
Private Education Loans allowance for losses, 2021 (296,638)   (248,102)      
Private Education Loans allowance for losses, 2020 (153,743)   (239,507)      
Private Education Loans allowance for losses, 2019 (135,939)   (195,223)      
Private Education Loans allowance for losses, 2018 (91,886)   (129,678)      
Private Education Loans allowance for losses, 2017 (and prior for current year) (251,701)   (99,982)      
Private Education Loans allowance for losses, 2016 and prior     (246,485)      
Private Education Loans allowance for losses (1,190,427)   (1,158,977)      
Private Education Loans, net, 2022 3,299,135          
Private Education Loans, net, 2021 4,333,420   3,596,428      
Private Education Loans, net, 2020 2,521,584   3,942,843      
Private Education Loans, net, 2019 2,107,377   3,030,877      
Private Education Loans, net, 2018 1,579,131   2,196,300      
Private Education Loans, net, 2017 (and prior for current year) 5,140,205   1,882,839      
Private Education Loans, net, 2016 and prior     4,976,087      
Loans held for investment, net 18,980,852   19,625,374      
Student Loan | Consumer Portfolio Segment | Loan delinquent, current            
Accounts, Notes, Loans and Financing Receivable [Line Items]            
2022 1,950,830          
2021 2,802,675   2,234,876      
2020 1,854,054   2,786,646      
2019 1,654,125   2,321,728      
2018 1,293,502   1,772,651      
2017 (and Prior for current year) 4,447,769   1,570,815      
2016 and Prior     4,319,057      
Total 14,002,955   15,005,773      
Student Loan | Consumer Portfolio Segment | Loan delinquent 30-59 days            
Accounts, Notes, Loans and Financing Receivable [Line Items]            
2022 4,690          
2021 25,836   15,148      
2020 28,361   29,146      
2019 32,374   46,616      
2018 28,952   43,197      
2017 (and Prior for current year) 135,028   41,695      
2016 and Prior     132,757      
Total 255,241   308,559      
Student Loan | Consumer Portfolio Segment | Loan delinquent 60-89 days            
Accounts, Notes, Loans and Financing Receivable [Line Items]            
2022 1,542          
2021 13,268   3,194      
2020 17,592   7,441      
2019 19,004   14,044      
2018 18,721   14,310      
2017 (and Prior for current year) 81,685   16,425      
2016 and Prior     61,533      
Total 151,812   116,947      
Student Loan | Consumer Portfolio Segment | Loan delinquent 90 days or greater past due            
Accounts, Notes, Loans and Financing Receivable [Line Items]            
2022 628          
2021 6,964   642      
2020 13,526   3,683      
2019 18,632   8,453      
2018 16,528   10,632      
2017 (and Prior for current year) 80,270   11,935      
2016 and Prior     44,588      
Total 136,548   79,933      
Student Loan | Loans in-school/grace/deferment | Consumer Portfolio Segment            
Accounts, Notes, Loans and Financing Receivable [Line Items]            
2022 1,576,993          
2021 1,745,245   1,556,550      
2020 730,081   1,283,523      
2019 488,712   773,320      
2018 284,858   435,657      
2017 (and Prior for current year) 530,971   296,008      
2016 and Prior     559,356      
Total 5,356,860   4,904,414      
Student Loan | Loans In forbearance | Consumer Portfolio Segment            
Accounts, Notes, Loans and Financing Receivable [Line Items]            
Total Private Education Loans in forbearance, 2022 4,034          
Total Private Education Loans in forbearance, 2021 19,309   11,951      
Total Private Education Loans in forbearance, 2020 21,994   55,844      
Total Private Education Loans in forbearance, 2019 24,534   52,364      
Total Private Education Loans in forbearance, 2018 24,589   43,613      
Total Private Education Loans in forbearance, 2017 (and prior for current year) 106,587   41,355      
Total Private Education Loans in forbearance, 2016 and prior     96,110      
Total Private Education Loans in forbearance $ 201,047   $ 301,237