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Allowance for Credit Losses - Age Analysis of Past Due Loans Delinquencies (Details) - USD ($)
$ in Thousands
Mar. 31, 2022
Dec. 31, 2021
Mar. 31, 2021
Dec. 31, 2020
Accounts, Notes, Loans and Financing Receivable [Line Items]        
Private Education Loans allowance for losses $ (1,227,362) $ (1,165,335) $ (1,179,021) $ (1,361,723)
Loans held for investment, net $ 21,291,675 $ 20,341,283    
Percentage of Private Education Loans in repayment, 2022 53.40%      
Percentage of Private Education Loans in repayment, 2021 59.50% 59.00%    
Percentage of Private Education Loans in repayment, 2020 69.10% 67.90%    
Percentage of Private Education Loans in repayment, 2019 75.20% 74.30%    
Percentage of Private Education Loans in repayment, 2018 80.40% 79.30%    
Percentage of Private Education Loans in repayment, 2017 and prior 87.70% 82.90%    
Percentage of Private Education Loans in repayment, 2016 and prior   87.40%    
Percentage of Private Education Loans in repayment 74.10% 74.90%    
Delinquent Private Education Loans in repayment as a percentage of Private Education Loans in repayment, 2022 0.40%      
Delinquent Private Education Loans in repayment as a percentage of Private Education Loans in repayment, 2021 0.90% 0.80%    
Delinquent Private Education Loans in repayment as a percentage of Private Education Loans in repayment, 2020 2.20% 1.40%    
Delinquent Private Education Loans in repayment as a percentage of Private Education Loans in repayment, 2019 3.50% 2.90%    
Delinquent Private Education Loans in repayment as a percentage of Private Education Loans in repayment, 2018 4.30% 3.70%    
Delinquent Private Education Loans in repayment as a percentage of Private Education Loans in repayment, 2017 and prior 5.40% 4.30%    
Delinquent Private Education Loans in repayment as a percentage of Private Education Loans in repayment, 2016 and prior   5.20%    
Delinquent Private Education Loans in repayment as a percentage of Private Education Loans in repayment 3.50% 3.30%    
Loans in forbearance as a percentage of loans in repayment and forbearance, 2022 0.10%      
Loans in forbearance as a percentage of loans in repayment and forbearance, 2021 0.50% 0.50%    
Loans in forbearance as a percentage of loans in repayment and forbearance, 2020 1.30% 1.90%    
Loans in forbearance as a percentage of loans in repayment and forbearance, 2019 1.50% 2.10%    
Loans in forbearance as a percentage of loans in repayment and forbearance, 2018 1.70% 2.30%    
Loans in forbearance as a percentage of loans in repayment and forbearance, 2017 and Prior 1.90% 2.50%    
Loans in forbearance as a percentage of loans in repayment and forbearance, 2016 and Prior   2.10%    
Loans in forbearance as a percentage of loans in repayment and forbearance 1.40% 1.90%    
Student Loan | Consumer Portfolio Segment        
Accounts, Notes, Loans and Financing Receivable [Line Items]        
Total Private Education Loans in repayment, 2022 $ 417,417      
Total Private Education Loans in repayment, 2021 3,000,284 $ 2,253,860    
Total Private Education Loans in repayment, 2020 2,751,187 2,826,916    
Total Private Education Loans in repayment, 2019 2,285,817 2,390,841    
Total Private Education Loans in repayment, 2018 1,749,113 1,840,790    
Total Private Education Loans in repayment, 2017 5,891,339 1,640,870    
Total Private Education Loans in repayment, 2016 and prior   4,557,935    
Total Private Education Loans in repayment 16,095,157 15,511,212    
Total Private Education Loans, gross, 2022 781,612      
Total Private Education Loans, gross, 2021 5,040,792 3,822,361    
Total Private Education Loans, gross, 2020 3,983,606 4,166,283    
Total Private Education Loans, gross, 2019 3,038,337 3,216,525    
Total Private Education Loans, gross, 2018 2,174,288 2,320,060    
Total Private Education Loans, gross, 2017 and prior 6,716,734 1,978,233    
Total Private Education Loans, gross, 2016 and prior   5,213,401    
Total Private Education Loans, gross 21,735,369 20,716,863    
Private Education Loans deferred origination costs and unamortized premium/(discount), 2022 9,615      
Private Education Loans deferred origination costs and unamortized premium/(discount), 2021 20,732 22,169    
Private Education Loans deferred origination costs and unamortized premium/(discount), 2020 14,883 16,067    
Private Education Loans deferred origination costs and unamortized premium/(discount), 2019 8,753 9,575    
Private Education Loans deferred origination costs and unamortized premium/(discount), 2018 5,380 5,918    
Private Education Loans deferred origination costs and unamortized premium/(discount), 2017 and prior 12,544 4,588    
Private Education Loans deferred origination costs and unamortized premium/(discount), 2016 and prior   9,171    
Private Education Loans deferred origination costs and unamortized premium/(discount), Total 71,907 67,488    
Total Private Education Loans, 2022 791,227      
Total Private Education Loans, 2021 5,061,524 3,844,530    
Total Private Education Loans, 2020 3,998,489 4,182,350    
Total Private Education Loans, 2019 3,047,090 3,226,100    
Total Private Education Loans, 2018 2,179,668 2,325,978    
Total Private Education Loans, 2017 and Prior 6,729,278 1,982,821    
Total Private Education Loans, 2016 and Prior   5,222,572    
Total Private Education Loans 21,807,276 20,784,351    
Private Education Loans allowance for losses, 2022 (54,769)      
Private Education Loans allowance for losses, 2021 (308,664) (248,102)    
Private Education Loans allowance for losses, 2020 (230,000) (239,507)    
Private Education Loans allowance for losses, 2019 (187,181) (195,223)    
Private Education Loans allowance for losses, 2018 (122,741) (129,678)    
Private Education Loans allowance for losses, 2017 and prior (317,698) (99,982)    
Private Education Loans allowance for losses, 2016 and prior   (246,485)    
Private Education Loans allowance for losses (1,221,053) (1,158,977)    
Private Education Loans, net, 2022 736,458      
Private Education Loans, net, 2021 4,752,860 3,596,428    
Private Education Loans, net, 2020 3,768,489 3,942,843    
Private Education Loans, net, 2019 2,859,909 3,030,877    
Private Education Loans, net, 2018 2,056,927 2,196,300    
Private Education Loans, net, 2017 and prior 6,411,580 1,882,839    
Private Education Loans, net, 2016 and prior   4,976,087    
Loans held for investment, net 20,586,223 19,625,374    
Student Loan | Consumer Portfolio Segment | Loan delinquent, current        
Accounts, Notes, Loans and Financing Receivable [Line Items]        
2022 415,657      
2021 2,972,685 2,234,876    
2020 2,690,157 2,786,646    
2019 2,205,417 2,321,728    
2018 1,674,303 1,772,651    
2017 and Prior 5,571,861 1,570,815    
2016 and Prior   4,319,057    
Total 15,530,080 15,005,773    
Student Loan | Consumer Portfolio Segment | Loan delinquent 30-59 days        
Accounts, Notes, Loans and Financing Receivable [Line Items]        
2022 1,760      
2021 17,435 15,148    
2020 28,523 29,146    
2019 34,956 46,616    
2018 33,362 43,197    
2017 and Prior 144,499 41,695    
2016 and Prior   132,757    
Total 260,535 308,559    
Student Loan | Consumer Portfolio Segment | Loan delinquent 60-89 days        
Accounts, Notes, Loans and Financing Receivable [Line Items]        
2022 0      
2021 6,557 3,194    
2020 18,618 7,441    
2019 25,590 14,044    
2018 23,023 14,310    
2017 and Prior 95,272 16,425    
2016 and Prior   61,533    
Total 169,060 116,947    
Student Loan | Consumer Portfolio Segment | Loan delinquent 90 days or greater past due        
Accounts, Notes, Loans and Financing Receivable [Line Items]        
2022 0      
2021 3,607 642    
2020 13,889 3,683    
2019 19,854 8,453    
2018 18,425 10,632    
2017 and Prior 79,707 11,935    
2016 and Prior   44,588    
Total 135,482 79,933    
Student Loan | Loans in-school/grace/deferment | Consumer Portfolio Segment        
Accounts, Notes, Loans and Financing Receivable [Line Items]        
2022 363,754      
2021 2,025,385 1,556,550    
2020 1,195,182 1,283,523    
2019 717,261 773,320    
2018 394,590 435,657    
2017 and Prior 709,780 296,008    
2016 and Prior   559,356    
Total 5,405,952 4,904,414    
Student Loan | Loans In forbearance | Consumer Portfolio Segment        
Accounts, Notes, Loans and Financing Receivable [Line Items]        
Total Private Education Loans in forbearance, 2022 441      
Total Private Education Loans in forbearance, 2021 15,123 11,951    
Total Private Education Loans in forbearance, 2020 37,237 55,844    
Total Private Education Loans in forbearance, 2019 35,259 52,364    
Total Private Education Loans in forbearance, 2018 30,585 43,613    
Total Private Education Loans in forbearance, 2017 and Prior 115,615 41,355    
Total Private Education Loans in forbearance, 2016 and Prior   96,110    
Total Private Education Loans in forbearance $ 234,260 $ 301,237