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Allowance for Credit Losses - Loan Portfolio Stratified by Key Credit Quality Indicators (Details) - USD ($)
$ in Thousands
3 Months Ended 12 Months Ended
Mar. 31, 2022
Mar. 31, 2021
Dec. 31, 2021
Accounts, Notes, Loans and Financing Receivable [Line Items]      
Percentage of FFELP loans insured and guaranteed (at least) 97.00%    
Current period gross charge-offs, total $ (84,066) $ (55,316)  
Current period recoveries, total 8,036 7,704  
Net charge-offs (76,030) $ (47,612)  
Consumer Portfolio Segment | Student Loan      
Accounts, Notes, Loans and Financing Receivable [Line Items]      
Current period gross charge-offs 0    
One year before current period gross charge-offs (1,618)   $ (1,183)
Two years before current period gross charge-offs (7,397)   (8,604)
Three years before current period gross charge-offs (12,931)   (23,866)
Four years before current period gross charge-offs (12,579)   (32,741)
Five years before current period gross charge-offs (49,331)   (37,186)
Six years before current period gross charge-offs     (126,011)
Current period gross charge-offs, total (83,856)   (229,591)
Current period recoveries 0    
One year before current period recoveries 107   35
Two years before current period recoveries 507   540
Three years before current period recoveries 989   2,092
Four years before current period recoveries 1,030   3,693
Five years before current period recoveries 5,400   4,450
Six years before current period recoveries     18,684
Current period recoveries, total 8,033   29,494
Current period net charge-offs 0    
One year before current period net charge-offs (1,511)   (1,148)
Two years before current period net charge-offs (6,890)   (8,064)
Three years before current period net charge-offs (11,942)   (21,774)
Four years before current period net charge-offs (11,549)   (29,048)
Five years before current period net charge-offs (43,931)   (32,736)
Six years before current period net charge-offs     (107,327)
Net charge-offs (75,823)   (200,097)
Total accrued interest by origination vintage, 2022 9,778    
Total accrued interest by origination vintage, 2021 180,992   109,233
Total accrued interest by origination vintage, 2020 269,425   247,418
Total accrued interest by origination vintage, 2019 271,083   270,242
Total accrued interest by origination vintage, 2018 190,288   198,816
Total accrued interest by origination vintage, 2017 and prior 320,007   131,685
Total accrued interest by origination vintage, 2016 and prior     229,729
Total accrued interest by origination vintage 1,241,573   1,187,123
Consumer Portfolio Segment | Student Loan | With cosigner      
Accounts, Notes, Loans and Financing Receivable [Line Items]      
2022 664,611    
2021 4,368,829   3,263,892
2020 3,450,387   3,604,553
2019 2,626,952   2,778,262
2018 1,898,677   2,025,463
2017 and Prior 6,087,363   1,765,719
2016 and Prior     4,753,775
Total $ 19,096,819   $ 18,191,664
Private education loans 88.00%   88.00%
Consumer Portfolio Segment | Student Loan | Without cosigner      
Accounts, Notes, Loans and Financing Receivable [Line Items]      
2022 $ 117,001    
2021 671,963   $ 558,469
2020 533,219   561,730
2019 411,385   438,263
2018 275,611   294,597
2017 and Prior 629,371   212,514
2016 and Prior     459,626
Total $ 2,638,550   $ 2,525,199
Private education loans 12.00%   12.00%
Consumer Portfolio Segment | Student Loan | With and without cosigners      
Accounts, Notes, Loans and Financing Receivable [Line Items]      
2022 $ 781,612    
2021 5,040,792   $ 3,822,361
2020 3,983,606   4,166,283
2019 3,038,337   3,216,525
2018 2,174,288   2,320,060
2017 and Prior 6,716,734   1,978,233
2016 and Prior     5,213,401
Total $ 21,735,369   $ 20,716,863
Total in percent 100.00%   100.00%
Consumer Portfolio Segment | Student Loan | FICO at Origination      
Accounts, Notes, Loans and Financing Receivable [Line Items]      
2022 $ 781,612    
2021 5,040,792   $ 3,822,361
2020 3,983,606   4,166,283
2019 3,038,337   3,216,525
2018 2,174,288   2,320,060
2017 and Prior 6,716,734   1,978,233
2016 and Prior     5,213,401
Total $ 21,735,369   $ 20,716,863
Total in percent 100.00%   100.00%
Consumer Portfolio Segment | Student Loan | FICO at Origination | Less than 670      
Accounts, Notes, Loans and Financing Receivable [Line Items]      
2022 $ 58,976    
2021 333,682   $ 248,368
2020 231,772   238,005
2019 241,643   251,157
2018 183,391   193,123
2017 and Prior 561,766   166,048
2016 and Prior     428,416
Total $ 1,611,230   $ 1,525,117
Private education loans at origination 7.00%   7.00%
Consumer Portfolio Segment | Student Loan | FICO at Origination | 670-699      
Accounts, Notes, Loans and Financing Receivable [Line Items]      
2022 $ 111,251    
2021 669,450   $ 508,264
2020 543,884   564,497
2019 468,705   493,237
2018 343,601   363,313
2017 and Prior 1,141,747   329,807
2016 and Prior     884,981
Total $ 3,278,638   $ 3,144,099
Private education loans at origination 15.00%   15.00%
Consumer Portfolio Segment | Student Loan | FICO at Origination | 700-749      
Accounts, Notes, Loans and Financing Receivable [Line Items]      
2022 $ 251,606    
2021 1,591,862   $ 1,210,833
2020 1,290,542   1,348,269
2019 999,922   1,057,001
2018 723,591   770,452
2017 and Prior 2,257,304   660,270
2016 and Prior     1,753,709
Total $ 7,114,827   $ 6,800,534
Private education loans at origination 33.00%   33.00%
Consumer Portfolio Segment | Student Loan | FICO at Origination | Greater than or equal to 750      
Accounts, Notes, Loans and Financing Receivable [Line Items]      
2022 $ 359,779    
2021 2,445,798   $ 1,854,896
2020 1,917,408   2,015,512
2019 1,328,067   1,415,130
2018 923,705   993,172
2017 and Prior 2,755,917   822,108
2016 and Prior     2,146,295
Total $ 9,730,674   $ 9,247,113
Private education loans at origination 45.00%   45.00%
Consumer Portfolio Segment | Student Loan | FICO Refreshed      
Accounts, Notes, Loans and Financing Receivable [Line Items]      
2022 $ 781,612    
2021 5,040,792   $ 3,822,361
2020 3,983,606   4,166,283
2019 3,038,337   3,216,525
2018 2,174,288   2,320,060
2017 and Prior 6,716,734   1,978,233
2016 and Prior     5,213,401
Total $ 21,735,369   $ 20,716,863
Total in percent 100.00%   100.00%
Consumer Portfolio Segment | Student Loan | FICO Refreshed | Less than 670      
Accounts, Notes, Loans and Financing Receivable [Line Items]      
2022 $ 72,244    
2021 472,669   $ 326,613
2020 310,819   279,578
2019 292,706   273,652
2018 245,690   235,684
2017 and Prior 964,669   233,022
2016 and Prior     739,268
Total $ 2,358,797   $ 2,087,817
Private education loans at origination 11.00%   10.00%
Consumer Portfolio Segment | Student Loan | FICO Refreshed | 670-699      
Accounts, Notes, Loans and Financing Receivable [Line Items]      
2022 $ 115,446    
2021 670,147   $ 506,021
2020 453,846   475,674
2019 343,831   365,133
2018 236,812   256,400
2017 and Prior 738,916   209,536
2016 and Prior     570,605
Total $ 2,558,998   $ 2,383,369
Private education loans at origination 12.00%   12.00%
Consumer Portfolio Segment | Student Loan | FICO Refreshed | 700-749      
Accounts, Notes, Loans and Financing Receivable [Line Items]      
2022 $ 249,052    
2021 1,561,528   $ 1,209,493
2020 1,203,084   1,285,015
2019 911,247   978,763
2018 631,484   682,024
2017 and Prior 1,855,009   568,766
2016 and Prior     1,448,692
Total $ 6,411,404   $ 6,172,753
Private education loans at origination 29.00%   30.00%
Consumer Portfolio Segment | Student Loan | FICO Refreshed | Greater than or equal to 750      
Accounts, Notes, Loans and Financing Receivable [Line Items]      
2022 $ 344,870    
2021 2,336,448   $ 1,780,234
2020 2,015,857   2,126,016
2019 1,490,553   1,598,977
2018 1,060,302   1,145,952
2017 and Prior 3,158,140   966,909
2016 and Prior     2,454,836
Total $ 10,406,170   $ 10,072,924
Private education loans at origination 48.00%   48.00%
Consumer Portfolio Segment | Student Loan | Seasoning      
Accounts, Notes, Loans and Financing Receivable [Line Items]      
2022 $ 781,612    
2021 5,040,792   $ 3,822,361
2020 3,983,606   4,166,283
2019 3,038,337   3,216,525
2018 2,174,288   2,320,060
2017 and Prior 6,716,734   1,978,233
2016 and Prior     5,213,401
Total $ 21,735,369   $ 20,716,863
Seasoning based on monthly scheduled payments due from 1-12 payments 27.00%   22.00%
Seasoning based on monthly scheduled payments due from 13 - 24 payments 16.00%   17.00%
Seasoning based on monthly scheduled payments due from 25 - 36 payments 11.00%   12.00%
Seasoning based on monthly scheduled payments due from 37 - 48 payments 7.00%   8.00%
Seasoning based on monthly scheduled payments due from more than 48 payments 14.00%   16.00%
Seasoning based on monthly scheduled payments due from not yet in repayment 25.00%   25.00%
Total in percent 100.00%   100.00%
Consumer Portfolio Segment | Student Loan | Seasoning | 1-12 payments      
Accounts, Notes, Loans and Financing Receivable [Line Items]      
2022 $ 417,858    
2021 3,015,407   $ 2,265,811
2020 597,296   594,850
2019 506,047   515,328
2018 384,057   385,246
2017 and Prior 873,302   340,242
2016 and Prior     501,269
Total 5,793,967   4,602,746
Consumer Portfolio Segment | Student Loan | Seasoning | 13-24 payments      
Accounts, Notes, Loans and Financing Receivable [Line Items]      
2022 0    
2021 0   0
2020 2,190,940   2,287,737
2019 331,049   362,674
2018 188,777   203,674
2017 and Prior 663,245   211,064
2016 and Prior     479,540
Total 3,374,011   3,544,689
Consumer Portfolio Segment | Student Loan | Seasoning | 25-36 payments      
Accounts, Notes, Loans and Financing Receivable [Line Items]      
2022 0    
2021 0   0
2020 188   173
2019 1,483,980   1,565,203
2018 285,486   312,049
2017 and Prior 613,350   164,575
2016 and Prior     482,369
Total 2,383,004   2,524,369
Consumer Portfolio Segment | Student Loan | Seasoning | 37-48 payments      
Accounts, Notes, Loans and Financing Receivable [Line Items]      
2022 0    
2021 0   0
2020 0   0
2019 0   0
2018 921,378   983,434
2017 and Prior 708,204   295,206
2016 and Prior     464,563
Total 1,629,582   1,743,203
Consumer Portfolio Segment | Student Loan | Seasoning | More than 48 payments      
Accounts, Notes, Loans and Financing Receivable [Line Items]      
2022 0    
2021 0   0
2020 0   0
2019 0   0
2018 0   0
2017 and Prior 3,148,853   671,138
2016 and Prior     2,726,304
Total 3,148,853   3,397,442
Consumer Portfolio Segment | Student Loan | Seasoning | Not yet in repayment      
Accounts, Notes, Loans and Financing Receivable [Line Items]      
2022 363,754    
2021 2,025,385   1,556,550
2020 1,195,182   1,283,523
2019 717,261   773,320
2018 394,590   435,657
2017 and Prior 709,780   296,008
2016 and Prior     559,356
Total $ 5,405,952   $ 4,904,414