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Borrowings - Long Term Borrowings (Details) - USD ($)
12 Months Ended
Nov. 15, 2021
Nov. 09, 2021
Nov. 01, 2021
Aug. 18, 2021
May 19, 2021
Aug. 12, 2020
Feb. 12, 2020
Dec. 31, 2021
Dec. 31, 2020
Dec. 31, 2019
Nov. 30, 2021
Aug. 31, 2021
May 31, 2021
Oct. 29, 2020
Debt Instrument [Line Items]                            
Total Issued               $ 1,592,000,000 $ 1,343,000,000          
Unsecured debt issued               $ 492,135,000 $ 495,000,000 $ 0        
Estimated weighted average life of student loans               4 years 8 months 12 days 5 years 4 months 24 days          
Senior Unsecured Notes Due April 5, 2022 | Unsecured Debt                            
Debt Instrument [Line Items]                            
Total Issued $ 200,000,000                          
Interest rate 5.125%                          
Redemption price 101.39%                          
Loss on early extinguishment of unsecured debt $ (3,000,000)                          
Senior Unsecured Notes Due October 29, 2025 | Unsecured Debt                            
Debt Instrument [Line Items]                            
Total Issued               $ 495,000,000           $ 500,000,000
Interest rate                           4.20%
Senior Unsecured Notes Due November 2, 2026 | Unsecured Debt                            
Debt Instrument [Line Items]                            
Total Issued     $ 500,000,000         491,000,000            
Interest rate     3.125%                      
Issuance price     99.43%                      
2021-B                            
Debt Instrument [Line Items]                            
Total Issued                         $ 531,000,000  
Private education loan term accounted for as a secured financing         $ 531,000,000                  
Loans sold to third parties         $ 531,000,000                  
Ownership interest percentage on asset-backed financing         100.00%                  
Unsecured debt issued         $ 529,000,000                  
Estimated weighted average life of student loans         4 years 3 months 3 days                  
Loans pledged as collateral               496,000,000            
Principal amount of collateral               467,000,000            
Capitalized interest               29,000,000            
2021-B | London Interbank Offered Rate (LIBOR)                            
Debt Instrument [Line Items]                            
Basis spread on variable rate         0.77%                  
2021-D                            
Debt Instrument [Line Items]                            
Total Issued                       $ 527,000,000    
Private education loan term accounted for as a secured financing       $ 527,000,000                    
Loans sold to third parties       $ 527,000,000                    
Ownership interest percentage on asset-backed financing       100.00%                    
Unsecured debt issued       $ 525,000,000                    
Estimated weighted average life of student loans       4 years 2 months 19 days                    
Loans pledged as collateral               515,000,000            
Principal amount of collateral               485,000,000            
Capitalized interest               30,000,000            
2021-D | London Interbank Offered Rate (LIBOR)                            
Debt Instrument [Line Items]                            
Basis spread on variable rate       0.69%                    
2021-E                            
Debt Instrument [Line Items]                            
Total Issued                     $ 534,000,000      
Private education loan term accounted for as a secured financing   $ 534,000,000                        
Loans sold to third parties   $ 534,000,000                        
Ownership interest percentage on asset-backed financing   100.00%                        
Unsecured debt issued   $ 532,000,000                        
Estimated weighted average life of student loans   4 years 1 month 24 days                        
Loans pledged as collateral               533,000,000            
Principal amount of collateral               502,000,000            
Capitalized interest               31,000,000            
2021-E | London Interbank Offered Rate (LIBOR)                            
Debt Instrument [Line Items]                            
Basis spread on variable rate   0.69%                        
Private Education Loans 2020 Term A                            
Debt Instrument [Line Items]                            
Private education loan term accounted for as a secured financing             $ 636,000,000              
Loans sold to third parties             $ 636,000,000              
Ownership interest percentage on asset-backed financing             100.00%              
Unsecured debt issued             $ 634,000,000              
Estimated weighted average life of student loans             4 years 2 months 4 days              
Loans pledged as collateral               496,000,000            
Principal amount of collateral               469,000,000            
Capitalized interest               27,000,000            
Private Education Loans 2020 Term A | London Interbank Offered Rate (LIBOR)                            
Debt Instrument [Line Items]                            
Basis spread on variable rate             0.88%              
Private Education Loans 2020 Term B                            
Debt Instrument [Line Items]                            
Private education loan term accounted for as a secured financing           $ 707,000,000                
Loans sold to third parties           $ 707,000,000                
Ownership interest percentage on asset-backed financing           100.00%                
Unsecured debt issued           $ 705,000,000                
Estimated weighted average life of student loans           4 years 1 month 20 days                
Loans pledged as collateral               615,000,000            
Principal amount of collateral               581,000,000            
Capitalized interest               34,000,000            
Private Education Loans 2020 Term B | London Interbank Offered Rate (LIBOR)                            
Debt Instrument [Line Items]                            
Basis spread on variable rate           1.30%                
ABS Transactions                            
Debt Instrument [Line Items]                            
Private education loan term accounted for as a secured financing                   $ 6,900,000,000        
Private Education Loans                            
Debt Instrument [Line Items]                            
Private education loan term accounted for as a secured financing               3,600,000,000            
Principal amount of collateral               3,500,000,000            
Capitalized interest               $ 141,000,000