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Allowance for Credit Losses - Age Analysis of Past Due Loans Delinquencies (Details) - USD ($)
$ in Thousands
Sep. 30, 2020
Jun. 30, 2020
Jan. 01, 2020
Dec. 31, 2019
Sep. 30, 2019
Jun. 30, 2019
Dec. 31, 2018
Accounts, Notes, Loans and Financing Receivable [Line Items]              
Private Education Loans allowance for losses $ (1,734,559) $ (1,929,323) $ (441,912) $ (441,912) $ (414,406) $ (383,997) $ (341,121)
Loans held for investment, net $ 21,709,771     $ 24,667,792      
Percentage of Private Education Loans in repayment, 2020 58.20%     58.20%      
Percentage of Private Education Loans in repayment, 2019 60.20%     65.40%      
Percentage of Private Education Loans in repayment, 2018 67.60%     71.20%      
Percentage of Private Education Loans in repayment, 2017 71.80%     77.20%      
Percentage of Private Education Loans in repayment, 2016 77.40%     82.20%      
Percentage of Private Education Loans in repayment, 2015 and prior 83.60%     85.40%      
Percentage of Private Education Loans in repayment 70.10%     72.40%      
Delinquent Private Education Loans in repayment as a percentage of Private Education Loans in repayment, 2020 0.30%     0.60%      
Delinquent Private Education Loans in repayment as a percentage of Private Education Loans in repayment, 2019 1.20%     1.20%      
Delinquent Private Education Loans in repayment as a percentage of Private Education Loans in repayment, 2018 2.60%     2.40%      
Delinquent Private Education Loans in repayment as a percentage of Private Education Loans in repayment, 2017 3.50%     3.20%      
Delinquent Private Education Loans in repayment as a percentage of Private Education Loans in repayment, 2016 4.00%     4.00%      
Delinquent Private Education Loans in repayment as a percentage of Private Education Loans in repayment, 2015 and prior 4.90%     5.00%      
Delinquent Private Education Loans in repayment as a percentage of Private Education Loans in repayment 3.00%     2.80%      
Delinquencies as a percentage of Private Education Loans in repayment and delinquent forbearance loans, 2020 0.30%     0.60%      
Delinquencies as a percentage of Private Education Loans in repayment and delinquent forbearance loans, 2019 1.20%     1.20%      
Delinquencies as a percentage of Private Education Loans in repayment and delinquent forbearance loans, 2018 2.60%     2.40%      
Delinquencies as a percentage of Private Education Loans in repayment and delinquent forbearance loans, 2017 3.50%     3.20%      
Delinquencies as a percentage of Private Education Loans in repayment and delinquent forbearance loans, 2016 4.10%     4.00%      
Delinquencies as a percentage of Private Education Loans in repayment and delinquent forbearance loans, 2015 and Prior 4.90%     5.00%      
Delinquencies as a percentage of Private Education Loans in repayment and delinquent forbearance loans 3.00%     2.80%      
Loans in forbearance as a percentage of loans in repayment and forbearance, 2020 0.50%     0.90%      
Loans in forbearance as a percentage of loans in repayment and forbearance, 2019 2.00%     3.30%      
Loans in forbearance as a percentage of loans in repayment and forbearance, 2018 4.40%     4.80%      
Loans in forbearance as a percentage of loans in repayment and forbearance, 2017 5.60%     5.20%      
Loans in forbearance as a percentage of loans in repayment and forbearance, 2016 5.90%     5.20%      
Loans in forbearance as a percentage of loans in repayment and forbearance, 2015 and Prior 5.70%     4.70%      
Loans in forbearance as a percentage of loans in repayment and forbearance 4.30%     4.10%      
Consumer Portfolio Segment              
Accounts, Notes, Loans and Financing Receivable [Line Items]              
Private Education Loans allowance for losses $ (114,778) $ (85,958)     $ (1,967) $ (755)  
Personal Loans              
Accounts, Notes, Loans and Financing Receivable [Line Items]              
Total 0     $ 1,049,007      
Private Education Loans allowance for losses 0   $ (65,877) (65,877)      
Loans held for investment, net 0     983,643      
Student Loan | Consumer Portfolio Segment              
Accounts, Notes, Loans and Financing Receivable [Line Items]              
2020 1,758,337            
2019 3,031,984     2,340,221      
2018 2,374,526     3,159,878      
2017 2,092,242     2,781,132      
2016 1,920,310     2,566,815      
2015 and Prior 4,197,607     2,225,721      
2014 and Prior       3,241,884      
Total 15,375,006     16,315,651      
Total Private Education Loans in repayment, 2019 3,068,154     2,355,395      
Total Private Education Loans in repayment, 2018 2,437,078     3,199,351      
Total Private Education Loans in repayment, 2017 2,169,127     2,850,380      
Total Private Education Loans in repayment, 2016 2,001,314     2,651,946      
Total Private Education Loans in repayment, 2015 4,413,952     2,317,788      
Total Private Education Loans in repayment, 2014 and prior       3,412,810      
Total Private Education Loans in repayment 15,853,309     16,787,670      
Total Private Education Loans, gross, 2020 3,028,657     4,047,048      
Total Private Education Loans, gross, 2019 5,095,700     4,888,373      
Total Private Education Loans, gross, 2018 3,605,096     4,003,485      
Total Private Education Loans, gross, 2017 3,019,169     3,433,858      
Total Private Education Loans, gross, 2016 2,585,078     2,821,172      
Total Private Education Loans, gross, 2014 and prior 5,280,627     3,995,655      
Total Private Education Loans, gross 22,614,327     23,189,591      
Private Education Loans deferred origination costs and unamortized premium/(discount), 2020 16,654     23,661      
Private Education Loans deferred origination costs and unamortized premium/(discount), 2019 18,633     17,699      
Private Education Loans deferred origination costs and unamortized premium/(discount), 2018 11,151     13,843      
Private Education Loans deferred origination costs and unamortized premium/(discount), 2017 8,354     12,304      
Private Education Loans deferred origination costs and unamortized premium/(discount), 2016 6,971     8,564      
Private Education Loans deferred origination costs and unamortized premium/(discount), 2015 8,643     5,153      
Private Education Loans deferred origination costs and unamortized premium/(discount), Total 70,406     81,224      
Total Private Education Loans, 2020 3,045,311     4,070,709      
Total Private Education Loans, 2019 5,114,333     4,906,072      
Total Private Education Loans, 2018 3,616,247     4,017,328      
Total Private Education Loans, 2017 3,027,523     3,446,162      
Total Private Education Loans, 2016 2,592,049     2,829,736      
Total Private Education Loans, 2015 and Prior 5,289,270     4,000,808      
Total Private Education Loans 22,684,733     23,270,815      
Private Education Loans allowance for losses, 2020 (208,507)     (3,013)      
Private Education Loans allowance for losses, 2019 (407,435)     (19,105)      
Private Education Loans allowance for losses, 2018 (293,033)     (44,858)      
Private Education Loans allowance for losses, 2017 (243,715)     (71,598)      
Private Education Loans allowance for losses, 2016 (199,119)     (80,974)      
Private Education Loans allowance for losses, 2015 and prior (377,002)     (154,752)      
Private Education Loans allowance for losses (1,728,811)     (374,300)      
Private Education Loans, net, 2020 2,836,804     4,067,696      
Private Education Loans, net, 2019 4,706,898     4,886,967      
Private Education Loans, net, 2018 3,323,214     3,972,470      
Private Education Loans, net, 2017 2,783,808     3,374,564      
Private Education Loans, net, 2016 2,392,930     2,748,762      
Private Education Loans, net, 2015 and prior 4,912,268     3,846,056      
Loans held for investment, net 20,955,922     22,896,515      
Student Loan | Consumer Portfolio Segment | Loan delinquency 31-60 days              
Accounts, Notes, Loans and Financing Receivable [Line Items]              
2020 4,209            
2019 24,834     11,152      
2018 37,444     26,096      
2017 43,055     44,382      
2016 43,560     51,656      
2015 and Prior 112,149     54,559      
2014 and Prior       100,206      
Total 265,251     288,051      
Student Loan | Consumer Portfolio Segment | Loan delinquency 61-90              
Accounts, Notes, Loans and Financing Receivable [Line Items]              
2020 828            
2019 8,421     3,087      
2018 17,289     9,527      
2017 22,429     17,048      
2016 24,515     21,161      
2015 and Prior 66,341     24,562      
2014 and Prior       45,917      
Total 139,823     121,302      
Student Loan | Consumer Portfolio Segment | Loan delinquency greater than 90 days              
Accounts, Notes, Loans and Financing Receivable [Line Items]              
2020 310            
2019 2,915     935      
2018 7,819     3,850      
2017 11,401     7,818      
2016 12,929     12,314      
2015 and Prior 37,855     12,946      
2014 and Prior       24,803      
Total 73,229     62,666      
Student Loan | Loans In-School/Grace/Deferment | Consumer Portfolio Segment              
Accounts, Notes, Loans and Financing Receivable [Line Items]              
2020 1,256,630            
2019 1,963,374     1,670,644      
2018 1,057,069     1,580,513      
2017 722,081     1,010,764      
2016 457,475     635,798      
2015 and Prior 598,932     375,585      
2014 and Prior       414,101      
Total 6,055,561     5,687,405      
Student Loan | Loans In Forbearance | Consumer Portfolio Segment              
Accounts, Notes, Loans and Financing Receivable [Line Items]              
2020 8,343            
2019 64,167     21,009      
2018 110,935     108,509      
2017 127,915     142,341      
2016 126,218     146,114      
2015 and Prior 267,584     127,799      
2014 and Prior       168,744      
Total 705,162     714,516      
Total Private Education Loans in forbearance, 2020 8,343            
Total Private Education Loans in forbearance, 2019 64,172            
Total Private Education Loans in forbearance, 2018 110,949            
Total Private Education Loans in forbearance, 2017 127,961            
Total Private Education Loans in forbearance, 2016 126,289            
Total Private Education Loans in forbearance, 2015 and Prior 705,457            
2015 and Prior 267,743            
Total Private Education Loans in repayment, 2019       21,009      
Total Private Education Loans in repayment, 2018       108,509      
Total Private Education Loans in repayment, 2017       142,341      
Total Private Education Loans in repayment, 2016       146,114      
Total Private Education Loans in repayment, 2015       127,799      
Total Private Education Loans in repayment, 2014 and prior       168,744      
Total Private Education Loans in repayment       714,516      
Student Loan | Loans In Forbearance | Consumer Portfolio Segment | Loan delinquency 31-60 days              
Accounts, Notes, Loans and Financing Receivable [Line Items]              
2020 0            
2019 5     0      
2018 14     0      
2017 25     0      
2016 71     0      
2015 and Prior 159     0      
2014 and Prior       0      
Total 274     0      
Student Loan | Loans In Forbearance | Consumer Portfolio Segment | Loan delinquency 61-90              
Accounts, Notes, Loans and Financing Receivable [Line Items]              
2020 0            
2019 0     0      
2018 0     0      
2017 21     0      
2016 0     0      
2015 and Prior 0     0      
2014 and Prior       0      
Total 21     0      
Student Loan | Loans In Forbearance | Consumer Portfolio Segment | Loan delinquency greater than 90 days              
Accounts, Notes, Loans and Financing Receivable [Line Items]              
2020 0            
2019 0     0      
2018 0     0      
2017 0     0      
2016 0     0      
2015 and Prior 0     0      
2014 and Prior       0      
Total $ 0     $ 0