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Allowance for Loan Losses - Loan Portfolio Stratified by Key Credit Quality Indicators (Details) - USD ($)
$ in Thousands
3 Months Ended 12 Months Ended
Mar. 31, 2020
Mar. 31, 2019
Dec. 31, 2019
Dec. 31, 2018
Dec. 31, 2017
Dec. 31, 2016
Dec. 31, 2015
Accounts, Notes, Loans and Financing Receivable [Line Items]              
Current period gross charge-offs $ 70,949 $ 55,062          
Current period recoveries 9,518 6,606          
Current period net charge-offs 61,431 $ 48,456          
Personal Loans              
Accounts, Notes, Loans and Financing Receivable [Line Items]              
Total 899,704   $ 1,049,007        
Total accrued interest by origination vintage, 2020 0   3,431        
Total accrued interest by origination vintage, 2019 3,161   4,166        
Total accrued interest by origination vintage, 2018 3,443   572        
Total accrued interest by origination vintage, 2017 414   5        
Total accrued interest by origination vintage, 2016 3            
Total accrued interest by origination vintage 7,021   8,174        
Consumer Portfolio Segment | Student Loan              
Accounts, Notes, Loans and Financing Receivable [Line Items]              
2020 454,436            
2019 3,020,099   2,340,221        
2018 2,422,162   3,159,878        
2017 2,162,435   2,781,132        
2016 1,999,047   2,566,815        
2015 and Prior 4,458,032   2,225,721        
2014 and Prior     3,241,884        
Total 14,516,211   16,315,651        
Total accrued interest by origination vintage, 2020 9,927   116,423        
Total accrued interest by origination vintage, 2019 181,551   321,568        
Total accrued interest by origination vintage, 2018 281,619   327,002        
Total accrued interest by origination vintage, 2017 279,039   261,083        
Total accrued interest by origination vintage, 2016 217,988   165,764        
Total accrued interest by origination vintage, 2015 and prior 288,627   174,318        
Total accrued interest by origination vintage 1,258,751   1,366,158        
Current period gross charge-offs, 2020 0   1,697        
Current period gross charge-offs, 2019 1,597   14,650        
Current period gross charge-offs, 2018 5,241   29,119        
Current period gross charge-offs, 2017 8,136   40,576        
Current period gross charge-offs, 2016 10,284   41,141        
Current period gross charge-offs, 2015 and prior 26,211   81,795        
Current period gross charge-offs 51,469   208,978        
Current period recoveries, 2020 0   69        
Current period recoveries, 2019 92   1,016        
Current period recoveries, 2018 599   2,622        
Current period recoveries, 2017 1,080   4,431        
Current period recoveries, 2016 1,505   5,175        
Current period recoveries, 2015 and prior 4,700   12,452        
Current period recoveries 7,976   25,765        
Current period net charge-offs, 2020 0   1,628        
Current period net charge-offs, 2019 1,505   13,634        
Current period net charge-offs, 2018 4,642   26,497        
Current period net charge-offs, 2017 7,056   36,145        
Current period net charge-offs, 2016 8,779   35,966        
Current period net charge-offs, 2015 and prior 21,511   69,343        
Current period net charge-offs 43,493   183,213        
Consumer Portfolio Segment | Student Loan | With Cosigner              
Accounts, Notes, Loans and Financing Receivable [Line Items]              
2020 698,291            
2019 4,527,042   3,475,256        
2018 3,311,178   4,303,772        
2017 2,869,295   3,575,973        
2016 2,515,751   3,112,873        
2015 and Prior 5,295,854   2,579,214        
2014 and Prior     3,662,547        
Total $ 19,217,411   $ 20,709,635        
Private education loans 89.00%   89.00%        
Consumer Portfolio Segment | Student Loan | Without Cosigner              
Accounts, Notes, Loans and Financing Receivable [Line Items]              
2020 $ 126,138            
2019 676,071   $ 571,792        
2018 489,070   584,601        
2017 353,832   427,512        
2016 268,799   320,985        
2015 and Prior 495,426   241,958        
2014 and Prior     333,108        
Total $ 2,409,336   $ 2,479,956        
Private education loans 11.00%   11.00%        
Consumer Portfolio Segment | Student Loan | Cosigners              
Accounts, Notes, Loans and Financing Receivable [Line Items]              
2020 $ 824,429            
2019 5,203,113   $ 4,047,048        
2018 3,800,248   4,888,373        
2017 3,223,127   4,003,485        
2016 2,784,550   3,433,858        
2015 and Prior 5,791,280   2,821,172        
2014 and Prior     3,995,655        
Total $ 21,626,747   $ 23,189,591        
Total in percent 100.00%   100.00%        
Consumer Portfolio Segment | Student Loan | FICO at Original Approval              
Accounts, Notes, Loans and Financing Receivable [Line Items]              
2020 $ 824,429            
2019 5,203,113   $ 4,047,048        
2018 3,800,248   4,888,373        
2017 3,223,127   4,003,485        
2016 2,784,550   3,433,858        
2015 and Prior 5,791,280   2,821,172        
2014 and Prior     3,995,655        
Total $ 21,626,747   $ 23,189,591        
Total in percent 100.00%   100.00%        
Consumer Portfolio Segment | Student Loan | FICO at Original Approval | Less than 670              
Accounts, Notes, Loans and Financing Receivable [Line Items]              
2020 $ 62,064            
2019 363,345   $ 283,040        
2018 274,016   343,613        
2017 237,052   285,747        
2016 197,390   236,457        
2015 and Prior 446,246   203,145        
2014 and Prior     313,587        
Total $ 1,580,113   $ 1,665,589        
Private Education Loans At Origination 7.00%   7.00%        
Consumer Portfolio Segment | Student Loan | FICO at Original Approval | 670-699              
Accounts, Notes, Loans and Financing Receivable [Line Items]              
2020 $ 123,512            
2019 757,806   $ 592,376        
2018 555,719   714,779        
2017 502,930   617,676        
2016 435,075   529,575        
2015 and Prior 955,404   439,050        
2014 and Prior     676,569        
Total $ 3,330,446   $ 3,570,025        
Private Education Loans At Origination 15.00%   16.00%        
Consumer Portfolio Segment | Student Loan | FICO at Original Approval | 700-749              
Accounts, Notes, Loans and Financing Receivable [Line Items]              
2020 $ 268,388            
2019 1,688,114   $ 1,319,563        
2018 1,243,712   1,601,904        
2017 1,068,091   1,325,387        
2016 937,643   1,155,253        
2015 and Prior 1,933,589   944,135        
2014 and Prior     1,324,506        
Total $ 7,139,537   $ 7,670,748        
Private Education Loans At Origination 33.00%   33.00%        
Consumer Portfolio Segment | Student Loan | FICO at Original Approval | Greater than or equal to 750              
Accounts, Notes, Loans and Financing Receivable [Line Items]              
2020 $ 370,465            
2019 2,393,848   $ 1,852,069        
2018 1,726,801   2,228,077        
2017 1,415,054   1,774,675        
2016 1,214,442   1,512,573        
2015 and Prior 2,456,041   1,234,842        
2014 and Prior     1,680,993        
Total $ 9,576,651   $ 10,283,229        
Private Education Loans At Origination 45.00%   44.00%        
Consumer Portfolio Segment | Student Loan | School FICO, Refreshed Amounts              
Accounts, Notes, Loans and Financing Receivable [Line Items]              
2020 $ 824,429            
2019 5,203,113   $ 4,047,048        
2018 3,800,248   4,888,373        
2017 3,223,127   4,003,485        
2016 2,784,550   3,433,858        
2015 and Prior 5,791,280   2,821,172        
2014 and Prior     3,995,655        
Total $ 21,626,747   $ 23,189,591        
Total in percent 100.00%   100.00%        
Consumer Portfolio Segment | Student Loan | School FICO, Refreshed Amounts | Less than 670              
Accounts, Notes, Loans and Financing Receivable [Line Items]              
2020 $ 86,212            
2019 544,160   $ 401,979        
2018 442,893   515,901        
2017 419,466   475,007        
2016 400,833   449,568        
2015 and Prior 1,029,741   419,308        
2014 and Prior     717,674        
Total $ 2,923,305   $ 2,979,437        
Private Education Loans At Origination 14.00%   13.00%        
Consumer Portfolio Segment | Student Loan | School FICO, Refreshed Amounts | 670-699              
Accounts, Notes, Loans and Financing Receivable [Line Items]              
2020 $ 127,503            
2019 735,546   $ 582,256        
2018 495,808   645,422        
2017 400,096   497,497        
2016 324,334   397,889        
2015 and Prior 651,732   308,607        
2014 and Prior     451,451        
Total $ 2,735,019   $ 2,883,122        
Private Education Loans At Origination 13.00%   13.00%        
Consumer Portfolio Segment | Student Loan | School FICO, Refreshed Amounts | 700-749              
Accounts, Notes, Loans and Financing Receivable [Line Items]              
2020 $ 261,585            
2019 1,633,986   $ 1,284,867        
2018 1,145,724   1,506,849        
2017 952,467   1,199,564        
2016 795,350   994,309        
2015 and Prior 1,542,487   772,205        
2014 and Prior     1,048,808        
Total $ 6,331,599   $ 6,806,602        
Private Education Loans At Origination 29.00%   29.00%        
Consumer Portfolio Segment | Student Loan | School FICO, Refreshed Amounts | Greater than or equal to 750              
Accounts, Notes, Loans and Financing Receivable [Line Items]              
2020 $ 349,129            
2019 2,289,421   $ 1,777,946        
2018 1,715,823   2,220,201        
2017 1,451,098   1,831,417        
2016 1,264,033   1,592,092        
2015 and Prior 2,567,320   1,321,052        
2014 and Prior     1,777,722        
Total $ 9,636,824   $ 10,520,430        
Private Education Loans At Origination 44.00%   45.00%        
Consumer Portfolio Segment | Student Loan | Seasoning              
Accounts, Notes, Loans and Financing Receivable [Line Items]              
2020 $ 824,429            
2019 5,203,113   $ 4,047,048        
2018 3,800,248   4,888,373        
2017 3,223,127   4,003,485        
2016 2,784,550   3,433,858        
2015 and Prior 5,791,280   2,821,172        
2014 and Prior     3,995,655        
Total $ 21,626,747   $ 23,189,591        
Seasoning based on monthly scheduled payments due from 1-12 payments 25.00%   23.00%        
Seasoning based on monthly scheduled payments due from 13 - 24 payments 15.00%   17.00%        
Seasoning based on monthly scheduled payments due from 25 - 36 payments 11.00%   12.00%        
Seasoning based on monthly scheduled payments due from 37 - 48 payments 9.00%   10.00%        
Seasoning based on monthly scheduled payments due from more than 48 payments 13.00%   13.00%        
Seasoning based on monthly scheduled payments due from not yet in repayment 27.00%   25.00%        
Total in percent 100.00%   100.00%        
Consumer Portfolio Segment | Student Loan | Seasoning | 1-12 payments              
Accounts, Notes, Loans and Financing Receivable [Line Items]              
2020 $ 460,330            
2019 2,838,628   $ 2,376,404        
2018 469,314   719,158        
2017 529,441   705,181        
2016 460,742   617,174        
2015 and Prior 715,809   462,946        
2014 and Prior     470,839        
Total 5,474,264   5,351,702        
Consumer Portfolio Segment | Student Loan | Seasoning | 13-24 payments              
Accounts, Notes, Loans and Financing Receivable [Line Items]              
2020 0            
2019 255,403   0        
2018 1,979,761   2,588,702        
2017 277,499   424,953        
2016 258,606   305,078        
2015 and Prior 580,426   285,513        
2014 and Prior     399,905        
Total 3,351,695   4,004,151        
Consumer Portfolio Segment | Student Loan | Seasoning | 25-36 payments              
Accounts, Notes, Loans and Financing Receivable [Line Items]              
2020 0            
2019 0   0        
2018 169,436   0        
2017 1,494,597   1,862,587        
2016 268,357   418,048        
2015 and Prior 538,209   227,391        
2014 and Prior     394,339        
Total 2,470,599   2,902,365        
Consumer Portfolio Segment | Student Loan | Seasoning | 37-48 payments              
Accounts, Notes, Loans and Financing Receivable [Line Items]              
2020 0            
2019 0   0        
2018 0   0        
2017 117,409   0        
2016 1,194,038   1,457,760        
2015 and Prior 568,792   413,508        
2014 and Prior     342,676        
Total 1,880,239   2,213,944        
Consumer Portfolio Segment | Student Loan | Seasoning | More than 48 payments              
Accounts, Notes, Loans and Financing Receivable [Line Items]              
2020 0            
2019 0   0        
2018 0   0        
2017 0   0        
2016 87,201   0        
2015 and Prior 2,714,272   1,056,229        
2014 and Prior     1,973,795        
Total 2,801,473   3,030,024        
Consumer Portfolio Segment | Student Loan | Seasoning | Not yet in repayment              
Accounts, Notes, Loans and Financing Receivable [Line Items]              
2020 364,099            
2019 2,109,082   1,670,644        
2018 1,181,737   1,580,513        
2017 804,181   1,010,764        
2016 515,606   635,798        
2015 and Prior 673,772   375,585        
2014 and Prior     414,101        
Total 5,648,477   5,687,405        
Consumer Portfolio Segment | Student Loan | Loans In Forbearance              
Accounts, Notes, Loans and Financing Receivable [Line Items]              
2020 4,370            
2019 51,418   21,009        
2018 144,691   108,509        
2017 180,617   142,341        
2016 186,362   146,114        
2015 and Prior 422,467   127,799        
2014 and Prior     168,744        
Total 989,925   714,516        
Consumer Portfolio Segment | Personal Loans              
Accounts, Notes, Loans and Financing Receivable [Line Items]              
2020 40            
2019 346,123   400,216        
2018 433,664   522,778        
2017 76,188   99,581        
2016 787   942        
2015 and Prior 856,802            
Consumer Portfolio Segment | Personal Loans | FICO at Original Approval              
Accounts, Notes, Loans and Financing Receivable [Line Items]              
2020 40            
2019 364,849   404,776        
2018 455,692   540,784        
2017 78,336   102,463        
2016 787   984        
Total $ 899,704   $ 1,049,007        
Total in percent 100.00%   100.00%        
Consumer Portfolio Segment | Personal Loans | FICO at Original Approval | Less than 670              
Accounts, Notes, Loans and Financing Receivable [Line Items]              
2020 $ 0            
2019 7,501   $ 8,315        
2018 26,745   32,021        
2017 5,072   7,030        
2016 0   1        
Total $ 39,318   $ 47,367        
Private Education Loans At Origination 4.00%   4.00%        
Consumer Portfolio Segment | Personal Loans | FICO at Original Approval | 670-699              
Accounts, Notes, Loans and Financing Receivable [Line Items]              
2020 $ 0            
2019 70,479   $ 77,746        
2018 128,797   152,909        
2017 21,295   28,384        
2016 47   59        
Total $ 220,618   $ 259,098        
Private Education Loans At Origination 25.00%   25.00%        
Consumer Portfolio Segment | Personal Loans | FICO at Original Approval | 700-749              
Accounts, Notes, Loans and Financing Receivable [Line Items]              
2020 $ 40            
2019 195,857   $ 217,642        
2018 215,424   255,374        
2017 37,261   48,254        
2016 456   586        
Total $ 449,038   $ 521,856        
Private Education Loans At Origination 50.00%   50.00%        
Consumer Portfolio Segment | Personal Loans | FICO at Original Approval | Greater than or equal to 750              
Accounts, Notes, Loans and Financing Receivable [Line Items]              
2020 $ 0            
2019 91,012   $ 101,073        
2018 84,726   100,480        
2017 14,708   18,795        
2016 284   338        
Total $ 190,730   $ 220,686        
Private Education Loans At Origination 21.00%   21.00%        
Consumer Portfolio Segment | Personal Loans | Seasoning              
Accounts, Notes, Loans and Financing Receivable [Line Items]              
2020 $ 40            
2019 364,849   $ 404,776        
2018 455,692   540,784        
2017 78,336   102,463        
2016 787   984        
Total $ 899,704   $ 1,049,007        
Seasoning based on monthly scheduled payments due from 1-12 payments 37.00%            
Seasoning based on monthly scheduled payments due from 13 - 24 payments 48.00%            
Seasoning based on monthly scheduled payments due from 25 - 36 payments 15.00%            
Seasoning based on monthly scheduled payments due from 37 - 48 payments 0.00%            
Seasoning based on monthly scheduled payments due from more than 48 payments 0.00%            
Seasoning based on monthly scheduled payments due from not yet in repayment 0.00%            
Total in percent 100.00%   100.00%        
Consumer Portfolio Segment | Personal Loans | Seasoning | 1-12 payments              
Accounts, Notes, Loans and Financing Receivable [Line Items]              
2020 $ 40            
2019 331,474   $ 404,776        
2018 400   65,164        
2017 0   0        
2016 0   0        
Total 331,914   $ 469,940        
Seasoning based on monthly scheduled payments due from 1-12 payments     45.00%        
Consumer Portfolio Segment | Personal Loans | Seasoning | 13-24 payments              
Accounts, Notes, Loans and Financing Receivable [Line Items]              
2020 0            
2019 33,375   $ 0        
2018 393,608   475,620        
2017 6   29,698        
2016 0   0        
Total 426,989   $ 505,318        
Seasoning based on monthly scheduled payments due from 13 - 24 payments     48.00%        
Consumer Portfolio Segment | Personal Loans | Seasoning | 25-36 payments              
Accounts, Notes, Loans and Financing Receivable [Line Items]              
2020 0            
2019 0   $ 0        
2018 61,684   0        
2017 76,924   72,765        
2016 0   984        
Total 138,608   $ 73,749        
Seasoning based on monthly scheduled payments due from 25 - 36 payments     7.00%        
Consumer Portfolio Segment | Personal Loans | Seasoning | 37-48 payments              
Accounts, Notes, Loans and Financing Receivable [Line Items]              
2020 0            
2019 0   $ 0        
2018 0   0        
2017 1,406   0        
2016 787   0        
Total 2,193   $ 0        
Seasoning based on monthly scheduled payments due from 37 - 48 payments     0.00%        
Consumer Portfolio Segment | Personal Loans | Seasoning | More than 48 payments              
Accounts, Notes, Loans and Financing Receivable [Line Items]              
2020 0            
2019 0   $ 0        
2018 0   0        
2017 0   0        
2016 0   0        
Total 0   $ 0        
Seasoning based on monthly scheduled payments due from more than 48 payments     0.00%        
Consumer Portfolio Segment | Personal Loans | Seasoning | Not yet in repayment              
Accounts, Notes, Loans and Financing Receivable [Line Items]              
2020 0            
2019 0   $ 0        
2018 0   0        
2017 0   0        
2016 0   0        
Total 0   $ 0        
Seasoning based on monthly scheduled payments due from not yet in repayment     0.00%        
Consumer Portfolio Segment | Personal Loans | Loans In Forbearance              
Accounts, Notes, Loans and Financing Receivable [Line Items]              
2020 0            
2019 12,380   $ 0        
2018 7,137   0        
2017 0   0        
2016 0   0        
2015 and Prior 19,517            
Total     0        
Commercial Portfolio Segment              
Accounts, Notes, Loans and Financing Receivable [Line Items]              
Current period gross charge-offs, 2020     (2,350)        
Current period gross charge-offs, 2019       $ (58,134)      
Current period gross charge-offs, 2018         $ (13,693)    
Current period gross charge-offs, 2017           $ (136)  
Current period gross charge-offs             $ 74,313
Current period recoveries, 2020     48        
Current period recoveries, 2019       3,397      
Current period recoveries, 2018         1,722    
Current period recoveries, 2017           39  
Current period recoveries             5,206
Current period net charge-offs, 2020     $ (2,302)        
Current period net charge-offs, 2019       $ (54,737)      
Current period net charge-offs, 2018         $ (11,971)    
Current period net charge-offs, 2017           $ (97)  
Current period net charge-offs             $ 69,107
Commercial Portfolio Segment | Personal Loans              
Accounts, Notes, Loans and Financing Receivable [Line Items]              
Current period gross charge-offs, 2020 0            
Current period gross charge-offs, 2019 2,885            
Current period gross charge-offs, 2018 13,758            
Current period gross charge-offs, 2017 2,563            
Current period gross charge-offs, 2016 (41)            
Current period gross charge-offs 19,247            
Current period recoveries, 2020 0            
Current period recoveries, 2019 15            
Current period recoveries, 2018 1,127            
Current period recoveries, 2017 389            
Current period recoveries, 2016 11            
Current period recoveries 1,542            
Current period net charge-offs, 2020 0            
Current period net charge-offs, 2019 2,870            
Current period net charge-offs, 2018 12,631            
Current period net charge-offs, 2017 2,174            
Current period net charge-offs, 2016 (30)            
Current period net charge-offs $ 17,705