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Allowance for Loan Losses - Loan Status of Personal Education Loans (Details) - USD ($)
$ in Thousands
Dec. 31, 2019
Dec. 31, 2018
Dec. 31, 2017
Dec. 31, 2016
Accounts, Notes, Loans and Financing Receivable [Line Items]        
Allowance for loan losses $ (441,912) $ (341,121) $ (251,475) $ (184,701)
Loans held for investment (net of allowance for losses of $441,912 and $341,121, respectively) 24,667,792 22,270,919    
Personal Loans        
Accounts, Notes, Loans and Financing Receivable [Line Items]        
Private Education Loans 1,049,007 1,190,091    
Deferred origination costs and unamortized premium/ (discount) 513 297    
Allowance for loan losses (65,877) (62,201)    
Loans held for investment (net of allowance for losses of $441,912 and $341,121, respectively) 983,643 1,128,187    
Consumer Portfolio Segment | Personal Loans        
Accounts, Notes, Loans and Financing Receivable [Line Items]        
Loans current $ 1,023,517 $ 1,172,776    
Loans current, in percentage 97.60% 98.50%    
Total TDR loans in repayment $ 1,049,007 $ 1,190,091    
Loans in repayment, in percentage 100.00% 100.00%    
Private Education Loans $ 1,049,007 $ 1,190,091    
Deferred origination costs and unamortized premium/ (discount) 513 297    
Total Personal Loans 1,049,520 1,190,388    
Allowance for loan losses (65,877) (62,201)    
Loans held for investment (net of allowance for losses of $441,912 and $341,121, respectively) $ 983,643 $ 1,128,187    
Delinquencies as a percentage of Private Education Loans in repayment 2.40% 1.50%    
Consumer Portfolio Segment | Personal Loans | Loans delinquent 31-60 days        
Accounts, Notes, Loans and Financing Receivable [Line Items]        
Loans delinquent $ 9,435 $ 6,722    
Loans delinquent (in percentage) 0.90% 0.60%    
Consumer Portfolio Segment | Personal Loans | Loans delinquent 61-90 days        
Accounts, Notes, Loans and Financing Receivable [Line Items]        
Loans delinquent $ 7,172 $ 5,416    
Loans delinquent (in percentage) 0.70% 0.50%    
Consumer Portfolio Segment | Personal Loans | Loans delinquent greater than 90 days        
Accounts, Notes, Loans and Financing Receivable [Line Items]        
Loans delinquent $ 8,883 $ 5,177    
Loans delinquent (in percentage) 0.80% 0.40%