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Allowance for Loan Losses - Allowance for Credit Losses and Recorded Investments in Loans (Detail) - USD ($)
$ in Thousands
12 Months Ended
Dec. 31, 2018
Dec. 31, 2017
Dec. 31, 2016
Allowance for Loan Losses      
Beginning balance $ 251,475 $ 184,701 $ 112,507
Total provision 244,584 185,595 159,397
Charge-offs (175,526) (131,596) (91,551)
Recoveries 21,804 17,646 10,382
Net charge-offs (153,722) (113,950) (81,169)
Loan sales (1,216) (4,871) (6,034)
Ending Balance 341,121 251,475 184,701
Allowance:      
Ending balance: individually evaluated for impairment 120,110 94,682 86,930
Ending balance: collectively evaluated for impairment 221,011 156,793 97,771
Loans:      
Ending balance: individually evaluated for impairment 1,257,856 990,351 612,606
Ending balance: collectively evaluated for impairment 21,283,187 17,769,756 14,662,871
FFELP Loans      
Allowance for Loan Losses      
Beginning balance 1,132 2,171 3,691
Total provision 980 (85) (172)
Charge-offs (1,135) (954) (1,348)
Recoveries 0 0 0
Net charge-offs (1,135) (954) (1,348)
Loan sales 0 0 0
Ending Balance 977 1,132 2,171
Allowance:      
Ending balance: individually evaluated for impairment 0 0 0
Ending balance: collectively evaluated for impairment 977 1,132 2,171
Loans:      
Ending balance: individually evaluated for impairment 0 0 0
Ending balance: collectively evaluated for impairment $ 846,487 $ 927,660 $ 1,010,908
Net charge-offs as a percentage of average loans in repayment 0.16% 0.13% 0.17%
Allowance as a percentage of the ending total loan balance 0.12% 0.12% 0.21%
Allowance as a percentage of the ending loans in repayment 0.15% 0.15% 0.28%
Allowance coverage of net charge-offs 0.86 1.19 1.61
Ending total loans, gross $ 846,487 $ 927,660 $ 1,010,908
Average loans in repayment 691,406 745,039 793,203
Ending loans in repayment 665,807 746,456 786,332
Private Education Loans      
Allowance for Loan Losses      
Beginning balance 243,715 182,472 108,816
Total provision 169,287 178,542 159,511
Charge-offs (154,701) (130,063) (90,203)
Recoveries 20,858 17,635 10,382
Net charge-offs (133,843) (112,428) (79,821)
Loan sales (1,216) (4,871) (6,034)
Ending Balance 277,943 243,715 182,472
Allowance:      
Ending balance: individually evaluated for impairment 120,110 94,682 86,930
Ending balance: collectively evaluated for impairment 157,833 149,033 95,542
Loans:      
Ending balance: individually evaluated for impairment 1,257,856 990,351 612,606
Ending balance: collectively evaluated for impairment $ 19,246,609 $ 16,441,816 $ 13,639,069
Net charge-offs as a percentage of average loans in repayment 1.01% 1.03% 0.96%
Allowance as a percentage of the ending total loan balance 1.36% 1.40% 1.28%
Allowance as a percentage of the ending loans in repayment 1.90% 2.00% 1.88%
Allowance coverage of net charge-offs 2.08 2.17 2.29
Ending total loans, gross $ 20,504,465 $ 17,432,167 $ 14,251,675
Average loans in repayment 13,303,801 10,881,058 8,283,036
Ending loans in repayment 14,666,856 12,206,033 9,709,758
Personal Loans      
Allowance for Loan Losses      
Beginning balance 6,628 58 0
Total provision 74,317 7,138 58
Charge-offs (19,690) (579) 0
Recoveries 946 11 0
Net charge-offs (18,744) (568) 0
Loan sales 0 0 0
Ending Balance 62,201 6,628 58
Allowance:      
Ending balance: individually evaluated for impairment 0 0 0
Ending balance: collectively evaluated for impairment 62,201 6,628 58
Loans:      
Ending balance: individually evaluated for impairment 0 0 0
Ending balance: collectively evaluated for impairment $ 1,190,091 $ 400,280 $ 12,894
Net charge-offs as a percentage of average loans in repayment 2.11% 0.47% 0.00%
Allowance as a percentage of the ending total loan balance 5.23% 1.66% 0.00%
Allowance as a percentage of the ending loans in repayment 5.23% 1.66% 0.00%
Allowance coverage of net charge-offs 3.32 11.67 0
Ending total loans, gross $ 1,190,091 $ 400,280 $ 0
Average loans in repayment 889,348 119,606 0
Ending loans in repayment $ 1,190,091 $ 400,280 $ 0