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Allowance for Loan Losses - Allowance and Recorded Investments in Loans (Detail)
$ in Thousands
3 Months Ended 9 Months Ended
Sep. 30, 2018
USD ($)
charge_off
Sep. 30, 2017
USD ($)
charge_off
Sep. 30, 2018
USD ($)
charge_off
Sep. 30, 2017
USD ($)
charge_off
Allowance for Loan Losses        
Allowance at beginning of period $ 295,277 $ 207,448 $ 251,475 $ 184,701
Total provision 68,896 53,847 187,339 130,524
Net charge-offs:        
Charge-offs (40,221) (34,681) (124,458) (94,133)
Recoveries 5,022 4,562 15,834 12,218
Net charge-offs (35,199) (30,119) (108,624) (81,915)
Loan sales 0 (1,257) (1,216) (3,391)
Allowance at end of period 328,974 229,919 328,974 229,919
Allowance:        
Ending balance: individually evaluated for impairment 119,643 100,999 119,643 100,999
Ending balance: collectively evaluated for impairment 209,331 128,920 209,331 128,920
Loans:        
Ending balance: individually evaluated for impairment 1,199,493 942,561 1,199,493 942,561
Ending balance: collectively evaluated for impairment 21,040,289 17,271,626 21,040,289 17,271,626
FFELP Loans        
Allowance for Loan Losses        
Allowance at beginning of period 1,073 1,606 1,132 2,171
Total provision 259 (73) 742 (161)
Net charge-offs:        
Charge-offs (252) (181) (794) (658)
Recoveries 0 0 0 0
Net charge-offs (252) (181) (794) (658)
Loan sales 0 0 0 0
Allowance at end of period 1,080 1,352 1,080 1,352
Allowance:        
Ending balance: individually evaluated for impairment 0 0 0 0
Ending balance: collectively evaluated for impairment 1,080 1,352 1,080 1,352
Loans:        
Ending balance: individually evaluated for impairment 0 0 0 0
Ending balance: collectively evaluated for impairment $ 866,786 $ 949,180 $ 866,786 $ 949,180
Net charge-offs as a percentage of average loans in repayment (annualized) 0.15% 0.10% 0.15% 0.12%
Allowance as a percentage of the ending total loan balance 0.12% 0.14% 0.12% 0.14%
Allowance as a percentage of the ending loans in repayment 0.16% 0.20% 0.16% 0.20%
Allowance coverage of net charge-offs (annualized) | charge_off 1.07 1.87 1.02 1.54
Ending total loans, gross $ 866,786 $ 949,180 $ 866,786 $ 949,180
Average loans in repayment 681,131 734,613 700,679 752,990
Ending loans in repayment 679,110 690,849 679,110 690,849
Private Education Loans        
Allowance for Loan Losses        
Allowance at beginning of period 261,695 205,024 243,715 182,472
Total provision 42,482 53,120 130,616 129,105
Net charge-offs:        
Charge-offs (34,229) (34,280) (113,852) (93,235)
Recoveries 4,736 4,560 15,421 12,216
Net charge-offs (29,493) (29,720) (98,431) (81,019)
Loan sales 0 (1,257) (1,216) (3,391)
Allowance at end of period 274,684 227,167 274,684 227,167
Allowance:        
Ending balance: individually evaluated for impairment 119,643 100,999 119,643 100,999
Ending balance: collectively evaluated for impairment 155,041 126,168 155,041 126,168
Loans:        
Ending balance: individually evaluated for impairment 1,199,493 942,561 1,199,493 942,561
Ending balance: collectively evaluated for impairment $ 19,040,498 $ 16,190,346 $ 19,040,498 $ 16,190,346
Net charge-offs as a percentage of average loans in repayment (annualized) 0.88% 1.08% 1.01% 1.02%
Allowance as a percentage of the ending total loan balance 1.36% 1.33% 1.36% 1.33%
Allowance as a percentage of the ending loans in repayment 1.99% 1.99% 1.99% 1.99%
Allowance coverage of net charge-offs (annualized) | charge_off 2.33 1.91 2.09 2.10
Ending total loans, gross $ 20,239,991 $ 17,132,907 $ 20,239,991 $ 17,132,907
Average loans in repayment 13,351,517 10,971,028 13,009,704 10,589,725
Ending loans in repayment 13,815,415 11,406,581 13,815,415 11,406,581
Personal Loans        
Allowance for Loan Losses        
Allowance at beginning of period 32,509 818 6,628 58
Total provision 26,155 800 55,981 1,580
Net charge-offs:        
Charge-offs (5,740) (220) (9,812) (240)
Recoveries 286 2 413 2
Net charge-offs (5,454) (218) (9,399) (238)
Loan sales 0 0 0 0
Allowance at end of period 53,210 1,400 53,210 1,400
Allowance:        
Ending balance: individually evaluated for impairment 0 0 0 0
Ending balance: collectively evaluated for impairment 53,210 1,400 53,210 1,400
Loans:        
Ending balance: individually evaluated for impairment 0 0 0 0
Ending balance: collectively evaluated for impairment $ 1,133,005 $ 132,100 $ 1,133,005 $ 132,100
Net charge-offs as a percentage of average loans in repayment (annualized) 2.03% 0.96% 1.56% 0.51%
Allowance as a percentage of the ending total loan balance 4.70% 1.06% 4.70% 1.06%
Allowance as a percentage of the ending loans in repayment 4.70% 1.06% 4.70% 1.06%
Allowance coverage of net charge-offs (annualized) | charge_off 2.44 1.60 4.25 4.41
Ending total loans, gross $ 1,133,005 $ 132,100 $ 1,133,005 $ 132,100
Average loans in repayment 1,072,624 90,850 803,928 62,747
Ending loans in repayment $ 1,133,005 $ 132,100 $ 1,133,005 $ 132,100