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Allowance for Loan Losses - Allowance for Credit Losses and Recorded Investments in Loans (Detail)
$ in Thousands
3 Months Ended 6 Months Ended
Jun. 30, 2018
USD ($)
charge_off
Jun. 30, 2017
USD ($)
charge_off
Jun. 30, 2018
USD ($)
charge_off
Jun. 30, 2017
USD ($)
charge_off
Allowance for Loan Losses        
Allowance at beginning of period $ 272,123 $ 187,086 $ 251,475 $ 184,701
Total provision 62,894 49,886 118,443 76,678
Net charge-offs:        
Charge-offs (45,434) (33,007) (84,237) (59,452)
Recoveries 5,694 4,396 10,812 7,655
Net charge-offs (39,740) (28,611) (73,425) (51,797)
Loan sales 0 (913) (1,216) (2,134)
Allowance at end of period 295,277 207,448 295,277 207,448
Allowance:        
Ending balance: individually evaluated for impairment 113,343 95,177 113,343 95,177
Ending balance: collectively evaluated for impairment 181,934 112,271 181,934 112,271
Loans:        
Ending balance: individually evaluated for impairment 1,121,816 803,456 1,121,816 803,456
Ending balance: collectively evaluated for impairment 19,417,648 15,912,746 19,417,648 15,912,746
FFELP Loans        
Allowance for Loan Losses        
Allowance at beginning of period 1,113 1,637 1,132 2,171
Total provision 252 228 483 (88)
Net charge-offs:        
Charge-offs (292) (259) (542) (477)
Recoveries 0 0 0 0
Net charge-offs (292) (259) (542) (477)
Loan sales 0 0 0 0
Allowance at end of period 1,073 1,606 1,073 1,606
Allowance:        
Ending balance: individually evaluated for impairment 0 0 0 0
Ending balance: collectively evaluated for impairment 1,073 1,606 1,073 1,606
Loans:        
Ending balance: individually evaluated for impairment 0 0 0 0
Ending balance: collectively evaluated for impairment $ 885,357 $ 967,237 $ 885,357 $ 967,237
Net charge-offs as a percentage of average loans in repayment (annualized) 0.17% 0.14% 0.15% 0.12%
Allowance as a percentage of the ending total loan balance 0.12% 0.17% 0.12% 0.17%
Allowance as a percentage of the ending loans in repayment 0.16% 0.21% 0.16% 0.21%
Allowance coverage of net charge-offs (annualized) | charge_off 0.92 1.55 0.99 1.68
Ending total loans, gross $ 885,357 $ 967,237 $ 885,357 $ 967,237
Average loans in repayment 698,197 757,186 709,010 765,347
Ending loans in repayment 680,802 765,980 680,802 765,980
Private Education Loans        
Allowance for Loan Losses        
Allowance at beginning of period 252,103 185,103 243,715 182,472
Total provision 46,264 49,166 88,134 75,986
Net charge-offs:        
Charge-offs (42,270) (32,728) (79,623) (58,955)
Recoveries 5,598 4,396 10,685 7,655
Net charge-offs (36,672) (28,332) (68,938) (51,300)
Loan sales 0 (913) (1,216) (2,134)
Allowance at end of period 261,695 205,024 261,695 205,024
Allowance:        
Ending balance: individually evaluated for impairment 113,343 95,177 113,343 95,177
Ending balance: collectively evaluated for impairment 148,352 109,847 148,352 109,847
Loans:        
Ending balance: individually evaluated for impairment 1,121,816 803,456 1,121,816 803,456
Ending balance: collectively evaluated for impairment $ 17,566,211 $ 14,876,001 $ 17,566,211 $ 14,876,001
Net charge-offs as a percentage of average loans in repayment (annualized) 1.14% 1.08% 1.08% 0.99%
Allowance as a percentage of the ending total loan balance 1.40% 1.31% 1.40% 1.31%
Allowance as a percentage of the ending loans in repayment 2.02% 1.93% 2.02% 1.93%
Allowance coverage of net charge-offs (annualized) | charge_off 1.78 1.81 1.90 2.00
Ending total loans, gross $ 18,688,027 $ 15,679,457 $ 18,688,027 $ 15,679,457
Average loans in repayment 12,909,623 10,523,225 12,810,072 10,375,463
Ending loans in repayment 12,979,523 10,615,105 12,979,523 10,615,105
Personal Loans        
Allowance for Loan Losses        
Allowance at beginning of period 18,907 346 6,628 58
Total provision 16,378 492 29,826 780
Net charge-offs:        
Charge-offs (2,872) (20) (4,072) (20)
Recoveries 96 0 127 0
Net charge-offs (2,776) (20) (3,945) (20)
Loan sales 0 0 0 0
Allowance at end of period 32,509 818 32,509 818
Allowance:        
Ending balance: individually evaluated for impairment 0 0 0 0
Ending balance: collectively evaluated for impairment 32,509 818 32,509 818
Loans:        
Ending balance: individually evaluated for impairment 0 0 0 0
Ending balance: collectively evaluated for impairment $ 966,080 $ 69,508 $ 966,080 $ 69,508
Net charge-offs as a percentage of average loans in repayment (annualized) 1.36% 0.13% 1.17% 0.08%
Allowance as a percentage of the ending total loan balance 3.37% 1.18% 3.37% 1.18%
Allowance as a percentage of the ending loans in repayment 3.37% 1.18% 3.37% 1.18%
Allowance coverage of net charge-offs (annualized) | charge_off 2.93 10.23 4.12 20.45
Ending total loans, gross $ 966,080 $ 69,508 $ 966,080 $ 69,508
Average loans in repayment 815,741 61,439 673,552 47,654
Ending loans in repayment $ 966,080 $ 69,508 $ 966,080 $ 69,508