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Borrowings - Additional (Details) - USD ($)
12 Months Ended
Feb. 21, 2018
Nov. 08, 2017
Feb. 22, 2017
Feb. 08, 2017
Oct. 12, 2016
Jul. 21, 2016
May 26, 2016
Dec. 31, 2017
Dec. 31, 2016
Dec. 31, 2015
Apr. 05, 2017
Oct. 27, 2015
Apr. 23, 2015
Debt Instrument [Line Items]                          
Amount drawn and outstanding under ABCP facility               $ 0 $ 0        
Total Issued               1,448,000,000 1,782,000,000        
Unsecured debt issued               $ 197,000,000 $ 0 $ 0      
Estimated weighted average life of student loans               5 years 6 months 6 years        
Discretionary uncommitted federal funds line of credit               $ 125,000,000          
Lendable value of collateral               2,600,000,000          
ABCP borrowings                          
Debt Instrument [Line Items]                          
Amount drawn and outstanding under ABCP facility               $ 0 $ 0        
Contractual maturity related to ABCP facility               2 years          
Revolving period of contractual maturity               1 year          
Amortization period of contractual maturity               1 year          
Private Education Loans                          
Debt Instrument [Line Items]                          
Private education loan term accounted for as a secured financing   $ 676,000,000   $ 772,000,000 $ 674,000,000 $ 657,000,000 $ 551,000,000            
Ownership interest percentage on asset-backed financing   100.00%   100.00%                  
Loans sold to third parties                       $ 701,000,000 $ 738,000,000
Unsecured debt issued   $ 674,000,000   $ 768,000,000                  
Class B Notes                          
Debt Instrument [Line Items]                          
Ownership interest percentage on asset-backed financing           100.00% 100.00%            
Ownership interest amount of securitized or asset backed loan           $ 50,000,000 $ 50,000,000            
Residual Certificates                          
Debt Instrument [Line Items]                          
Ownership interest percentage on asset-backed financing           100.00% 100.00%            
Private Education Loans, Class A                          
Debt Instrument [Line Items]                          
Loans sold to third parties           $ 607,000,000 $ 501,000,000            
Unsecured debt issued           $ 607,000,000 $ 501,000,000            
Class A Notes                          
Debt Instrument [Line Items]                          
Estimated weighted average life of student loans           4 years 4 days 4 years 4 days            
Private Education Loans, 2017 Term B                          
Debt Instrument [Line Items]                          
Loans pledged as collateral               $ 698,000,000          
Private Education Loans, 2017 Term A                          
Debt Instrument [Line Items]                          
Loans pledged as collateral               733,000,000          
Private Education Loans, 2016 Term A                          
Debt Instrument [Line Items]                          
Loans pledged as collateral               501,000,000          
Private Education Loans, 2016 Term B                          
Debt Instrument [Line Items]                          
Loans pledged as collateral               $ 605,000,000          
Class C Notes                          
Debt Instrument [Line Items]                          
Ownership interest percentage on asset-backed financing         100.00%                
Loans sold to third parties         $ 674,000,000                
Unsecured debt issued         $ 673,000,000                
Class A and B Notes                          
Debt Instrument [Line Items]                          
Estimated weighted average life of student loans   4 years 26 days   4 years 3 months 8 days 4 years 3 months 7 days                
Private Education Loans, 2016 Term C                          
Debt Instrument [Line Items]                          
Loans pledged as collateral         $ 612,000,000                
London Interbank Offered Rate (LIBOR) | Class A Notes                          
Debt Instrument [Line Items]                          
Basis spread on variable rate           1.36% 1.38%            
London Interbank Offered Rate (LIBOR) | Class A and B Notes                          
Debt Instrument [Line Items]                          
Basis spread on variable rate   0.80%   0.93% 1.15%                
Commercial Paper | ABCP borrowings                          
Debt Instrument [Line Items]                          
Private education loan funding     $ 750,000,000.0                    
Ownership Interest Percentage               100.00%          
Commercial Paper | London Interbank Offered Rate (LIBOR) | ABCP borrowings                          
Debt Instrument [Line Items]                          
Basis spread on variable rate     0.85%                    
Minimum | Commercial Paper | ABCP borrowings                          
Debt Instrument [Line Items]                          
Unused borrowing capacity fee (as a percent)     0.35%                    
Maximum | Commercial Paper | ABCP borrowings                          
Debt Instrument [Line Items]                          
Unused borrowing capacity fee (as a percent)     0.45%                    
Unsecured Debt                          
Debt Instrument [Line Items]                          
Amount drawn and outstanding under ABCP facility               $ 0 $ 0        
Unsecured Debt | Senior Unsecured Notes Due April 5, 2022                          
Debt Instrument [Line Items]                          
Total Issued               $ 197,000,000     $ 200,000,000    
Interest rate                     5.125%    
Subsequent Event | Commercial Paper | ABCP borrowings                          
Debt Instrument [Line Items]                          
Private education loan funding $ 750,000,000.0                        
Subsequent Event | Commercial Paper | London Interbank Offered Rate (LIBOR) | ABCP borrowings                          
Debt Instrument [Line Items]                          
Basis spread on variable rate 0.85%                        
Subsequent Event | Minimum | Commercial Paper | ABCP borrowings                          
Debt Instrument [Line Items]                          
Unused borrowing capacity fee (as a percent) 0.35%                        
Subsequent Event | Maximum | Commercial Paper | ABCP borrowings                          
Debt Instrument [Line Items]                          
Unused borrowing capacity fee (as a percent) 0.45%