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Allowance for Loan Losses - Allowance for Credit Losses and Recorded Investments in Loans (Detail)
$ in Thousands
3 Months Ended 9 Months Ended
Sep. 30, 2017
USD ($)
charge_off
Sep. 30, 2016
USD ($)
charge_off
Sep. 30, 2017
USD ($)
charge_off
Sep. 30, 2016
USD ($)
charge_off
Allowance for Loan Losses        
Allowance at beginning of period $ 207,448 $ 144,925 $ 184,701 $ 112,507
Total provision 53,847 40,770 130,524 116,307
Net charge-offs:        
Charge-offs (34,681) (22,428) (94,133) (66,065)
Recoveries 4,562 2,973 12,218 7,098
Net charge-offs (30,119) (19,455) (81,915) (58,967)
Loan sales (1,257) (1,401) (3,391) (5,008)
Allowance at end of period 229,919 164,839 229,919 164,839
Allowance:        
Ending balance: individually evaluated for impairment 100,999 77,521 100,999 77,521
Ending balance: collectively evaluated for impairment 128,920 87,318 128,920 87,318
Loans:        
Ending balance: individually evaluated for impairment 942,561 503,632 942,561 503,632
Ending balance: collectively evaluated for impairment 17,271,626 14,378,559 17,271,626 14,378,559
FFELP Loans        
Allowance for Loan Losses        
Allowance at beginning of period 1,606 2,297 2,171 3,691
Total provision (73) 268 (161) (396)
Net charge-offs:        
Charge-offs (181) (356) (658) (1,086)
Recoveries 0 0 0 0
Net charge-offs (181) (356) (658) (1,086)
Loan sales 0 0 0 0
Allowance at end of period 1,352 2,209 1,352 2,209
Allowance:        
Ending balance: individually evaluated for impairment 0 0 0 0
Ending balance: collectively evaluated for impairment 1,352 2,209 1,352 2,209
Loans:        
Ending balance: individually evaluated for impairment 0 0 0 0
Ending balance: collectively evaluated for impairment $ 949,180 $ 1,033,929 $ 949,180 $ 1,033,929
Net charge-offs as a percentage of average loans in repayment (annualized) 0.10% 0.18% 0.12% 0.18%
Allowance as a percentage of the ending total loan balance 0.14% 0.21% 0.14% 0.21%
Allowance as a percentage of the ending loans in repayment 0.20% 0.28% 0.20% 0.28%
Allowance coverage of net charge-offs (annualized) | charge_off 1.87 1.55 1.54 1.53
Ending total loans, gross $ 949,180 $ 1,033,929 $ 949,180 $ 1,033,929
Average loans in repayment 734,613 791,296 752,990 795,452
Ending loans in repayment 690,849 795,665 690,849 795,665
Private Education Loans        
Allowance for Loan Losses        
Allowance at beginning of period 205,024 142,628 182,472 108,816
Total provision 53,120 40,502 129,105 116,703
Net charge-offs:        
Charge-offs (34,280) (22,072) (93,235) (64,979)
Recoveries 4,560 2,973 12,216 7,098
Net charge-offs (29,720) (19,099) (81,019) (57,881)
Loan sales (1,257) (1,401) (3,391) (5,008)
Allowance at end of period 227,167 162,630 227,167 162,630
Allowance:        
Ending balance: individually evaluated for impairment 100,999 77,521 100,999 77,521
Ending balance: collectively evaluated for impairment 126,168 85,109 126,168 85,109
Loans:        
Ending balance: individually evaluated for impairment 942,561 503,632 942,561 503,632
Ending balance: collectively evaluated for impairment $ 16,190,346 $ 13,344,630 $ 16,190,346 $ 13,344,630
Net charge-offs as a percentage of average loans in repayment (annualized) 1.08% 0.91% 1.02% 0.97%
Allowance as a percentage of the ending total loan balance 1.33% 1.17% 1.33% 1.17%
Allowance as a percentage of the ending loans in repayment 1.99% 1.83% 1.99% 1.83%
Allowance coverage of net charge-offs (annualized) | charge_off 1.91 2.13 2.10 2.11
Ending total loans, gross $ 17,132,907 $ 13,848,262 $ 17,132,907 $ 13,848,262
Average loans in repayment 10,971,028 8,420,625 10,589,725 7,952,469
Ending loans in repayment 11,406,581 $ 8,905,812 11,406,581 $ 8,905,812
Personal Loans        
Allowance for Loan Losses        
Allowance at beginning of period 818   58  
Total provision 800   1,580  
Net charge-offs:        
Charge-offs (220)   (240)  
Recoveries 2   2  
Net charge-offs (218)   (238)  
Loan sales 0   0  
Allowance at end of period 1,400   1,400  
Allowance:        
Ending balance: individually evaluated for impairment 0   0  
Ending balance: collectively evaluated for impairment 1,400   1,400  
Loans:        
Ending balance: individually evaluated for impairment 0   0  
Ending balance: collectively evaluated for impairment $ 132,100   $ 132,100  
Net charge-offs as a percentage of average loans in repayment (annualized) 0.96%   0.51%  
Allowance as a percentage of the ending total loan balance 1.06%   1.06%  
Allowance as a percentage of the ending loans in repayment 1.06%   1.06%  
Allowance coverage of net charge-offs (annualized) | charge_off 1.60   4.41  
Ending total loans, gross $ 132,100   $ 132,100  
Average loans in repayment 90,850   62,747  
Ending loans in repayment $ 132,100   $ 132,100