XML 89 R64.htm IDEA: XBRL DOCUMENT v3.3.1.900
Allowance for Loan Losses - Age Analysis of Past Due Loan Delinquencies (Details) - USD ($)
$ in Thousands
12 Months Ended
Dec. 31, 2015
Dec. 31, 2014
Dec. 31, 2013
Dec. 31, 2012
TDR loans in repayment(3) and percentage of each status:        
Private Education Loans allowance for losses $ (112,507) $ (83,842) $ (68,081) $ (69,189)
Troubled Debt Restructured Loans        
Accounts, Notes, Loans and Financing Receivable [Line Items]        
Loans in in-school/grace/deferment 6,869 2,915    
Loans in forbearance 43,756 18,620    
TDR loans in repayment(3) and percentage of each status:        
Loans current 185,936 34,554    
Total TDR loans in repayment $ 215,206 $ 37,867    
Loans current, in percentage 86.40% 91.20%    
Loans in repayment, in percentage 100.00% 100.00%    
Total TDR loans, gross $ 265,831 $ 59,402    
Private Education Loans        
Accounts, Notes, Loans and Financing Receivable [Line Items]        
Loans in in-school/grace/deferment 3,427,964 3,027,143 2,574,711  
Loans in forbearance 241,207 135,018 16,314  
TDR loans in repayment(3) and percentage of each status:        
Loans current 6,773,095 5,045,600 3,933,143  
Total TDR loans in repayment $ 6,927,266 $ 5,149,215 $ 3,972,317  
Loans current, in percentage 97.80% 98.00% 99.00%  
Loans in repayment, in percentage 100.00% 100.00% 100.00%  
Total TDR loans, gross $ 10,596,437 $ 8,311,376 $ 6,563,342  
Private Education Loans deferred origination costs 27,884 13,845 5,063  
Total Private Education Loans 10,624,321 8,325,221 6,568,405  
Private Education Loans allowance for losses (108,816) (78,574) (61,763) $ (65,218)
Percentage of Private Education Loans in repayment(4) $ 10,515,505 $ 8,246,647 $ 6,506,642  
Percentage of Private Education Loans in repayment(4) 65.40% 62.00% 60.50%  
Delinquencies as a percentage of Private Education Loans in repayment(4) 2.20% 2.00% 1.00%  
Loans in forbearance as a percentage of loans in repayment and forbearance(4) 3.40% 2.60% 0.40%  
31 to 60 Days Past Due | Troubled Debt Restructured Loans        
TDR loans in repayment(3) and percentage of each status:        
Loans delinquent 31-60 days $ 14,948 $ 1,953    
Loans delinquent 31-60 days, in percentage 6.90% 5.20%    
31 to 60 Days Past Due | Private Education Loans        
TDR loans in repayment(3) and percentage of each status:        
Loans delinquent 31-60 days $ 91,129 $ 63,873 $ 28,854  
Loans delinquent 31-60 days, in percentage 1.30% 1.20% 0.70%  
61 to 90 Days Past Due | Troubled Debt Restructured Loans        
TDR loans in repayment(3) and percentage of each status:        
Loans delinquent 31-60 days $ 9,239 $ 983    
Loans delinquent 31-60 days, in percentage 4.30% 2.60%    
61 to 90 Days Past Due | Private Education Loans        
TDR loans in repayment(3) and percentage of each status:        
Loans delinquent 31-60 days $ 42,048 $ 29,041 $ 10,280  
Loans delinquent 31-60 days, in percentage 0.60% 0.60% 0.30%  
Equal to Greater than 90 Days Past Due | Troubled Debt Restructured Loans        
TDR loans in repayment(3) and percentage of each status:        
Loans delinquent 31-60 days $ 5,083 $ 377    
Loans delinquent 31-60 days, in percentage 2.40% 1.00%    
Equal to Greater than 90 Days Past Due | Private Education Loans        
TDR loans in repayment(3) and percentage of each status:        
Loans delinquent 31-60 days $ 20,994 $ 10,701 $ 40  
Loans delinquent 31-60 days, in percentage 0.30% 0.20% 0.00%