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Allowance for Loan Losses - Private Education Loan Portfolio Stratified by Key Credit Quality Indicators (Detail) (USD $)
In Thousands, unless otherwise specified
Dec. 31, 2014
Dec. 31, 2013
Accounts, Notes, Loans and Financing Receivable [Line Items]    
Total $ 8,311,376slm_PrivateEducationLoansGross $ 6,563,342slm_PrivateEducationLoansGross
Private Education Loans | Cosigners    
Accounts, Notes, Loans and Financing Receivable [Line Items]    
Private Education Loans with cosigner 7,465,339slm_PrivateLoansWithCosigner
/ us-gaap_AccountsNotesLoansAndFinancingReceivablesByIndustryOfCounterpartyTypeAxis
= slm_PrivateEducationLoansMember
/ slm_CreditQualityIndicatorsAxis
= slm_CosignerMember
[1] 5,898,751slm_PrivateLoansWithCosigner
/ us-gaap_AccountsNotesLoansAndFinancingReceivablesByIndustryOfCounterpartyTypeAxis
= slm_PrivateEducationLoansMember
/ slm_CreditQualityIndicatorsAxis
= slm_CosignerMember
[1]
Private Education Loans without cosigner 846,037slm_PrivateLoansWithoutCosigner
/ us-gaap_AccountsNotesLoansAndFinancingReceivablesByIndustryOfCounterpartyTypeAxis
= slm_PrivateEducationLoansMember
/ slm_CreditQualityIndicatorsAxis
= slm_CosignerMember
[1] 664,591slm_PrivateLoansWithoutCosigner
/ us-gaap_AccountsNotesLoansAndFinancingReceivablesByIndustryOfCounterpartyTypeAxis
= slm_PrivateEducationLoansMember
/ slm_CreditQualityIndicatorsAxis
= slm_CosignerMember
[1]
Private Education Loans with cosigner in percent 90.00%slm_PercentOfPrivateLoansWithCosigner
/ us-gaap_AccountsNotesLoansAndFinancingReceivablesByIndustryOfCounterpartyTypeAxis
= slm_PrivateEducationLoansMember
/ slm_CreditQualityIndicatorsAxis
= slm_CosignerMember
90.00%slm_PercentOfPrivateLoansWithCosigner
/ us-gaap_AccountsNotesLoansAndFinancingReceivablesByIndustryOfCounterpartyTypeAxis
= slm_PrivateEducationLoansMember
/ slm_CreditQualityIndicatorsAxis
= slm_CosignerMember
Private Education Loans without cosigner in percent 10.00%slm_PercentOfPrivateLoansWithoutCosigner
/ us-gaap_AccountsNotesLoansAndFinancingReceivablesByIndustryOfCounterpartyTypeAxis
= slm_PrivateEducationLoansMember
/ slm_CreditQualityIndicatorsAxis
= slm_CosignerMember
10.00%slm_PercentOfPrivateLoansWithoutCosigner
/ us-gaap_AccountsNotesLoansAndFinancingReceivablesByIndustryOfCounterpartyTypeAxis
= slm_PrivateEducationLoansMember
/ slm_CreditQualityIndicatorsAxis
= slm_CosignerMember
Total 8,311,376slm_PrivateEducationLoansGross
/ us-gaap_AccountsNotesLoansAndFinancingReceivablesByIndustryOfCounterpartyTypeAxis
= slm_PrivateEducationLoansMember
/ slm_CreditQualityIndicatorsAxis
= slm_CosignerMember
[1] 6,563,342slm_PrivateEducationLoansGross
/ us-gaap_AccountsNotesLoansAndFinancingReceivablesByIndustryOfCounterpartyTypeAxis
= slm_PrivateEducationLoansMember
/ slm_CreditQualityIndicatorsAxis
= slm_CosignerMember
[1]
Total in percent 100.00%slm_PrivateEducationLoansGrossInPercent
/ us-gaap_AccountsNotesLoansAndFinancingReceivablesByIndustryOfCounterpartyTypeAxis
= slm_PrivateEducationLoansMember
/ slm_CreditQualityIndicatorsAxis
= slm_CosignerMember
100.00%slm_PrivateEducationLoansGrossInPercent
/ us-gaap_AccountsNotesLoansAndFinancingReceivablesByIndustryOfCounterpartyTypeAxis
= slm_PrivateEducationLoansMember
/ slm_CreditQualityIndicatorsAxis
= slm_CosignerMember
Private Education Loans | School Type/FICO Scores    
Accounts, Notes, Loans and Financing Receivable [Line Items]    
Total 8,311,376slm_PrivateEducationLoansGross
/ us-gaap_AccountsNotesLoansAndFinancingReceivablesByIndustryOfCounterpartyTypeAxis
= slm_PrivateEducationLoansMember
/ slm_CreditQualityIndicatorsAxis
= slm_SchoolFicoMember
[1] 6,563,342slm_PrivateEducationLoansGross
/ us-gaap_AccountsNotesLoansAndFinancingReceivablesByIndustryOfCounterpartyTypeAxis
= slm_PrivateEducationLoansMember
/ slm_CreditQualityIndicatorsAxis
= slm_SchoolFicoMember
[1]
Total in percent 100.00%slm_PrivateEducationLoansGrossInPercent
/ us-gaap_AccountsNotesLoansAndFinancingReceivablesByIndustryOfCounterpartyTypeAxis
= slm_PrivateEducationLoansMember
/ slm_CreditQualityIndicatorsAxis
= slm_SchoolFicoMember
100.00%slm_PrivateEducationLoansGrossInPercent
/ us-gaap_AccountsNotesLoansAndFinancingReceivablesByIndustryOfCounterpartyTypeAxis
= slm_PrivateEducationLoansMember
/ slm_CreditQualityIndicatorsAxis
= slm_SchoolFicoMember
Private Education Loans | Seasoning    
Accounts, Notes, Loans and Financing Receivable [Line Items]    
Total 8,311,376slm_PrivateEducationLoansGross
/ us-gaap_AccountsNotesLoansAndFinancingReceivablesByIndustryOfCounterpartyTypeAxis
= slm_PrivateEducationLoansMember
/ slm_CreditQualityIndicatorsAxis
= slm_RepaymentsMember
[1],[2] 6,563,342slm_PrivateEducationLoansGross
/ us-gaap_AccountsNotesLoansAndFinancingReceivablesByIndustryOfCounterpartyTypeAxis
= slm_PrivateEducationLoansMember
/ slm_CreditQualityIndicatorsAxis
= slm_RepaymentsMember
[1],[2]
Seasoning - based on monthly scheduled payments due from 1-12 payments 2,373,117slm_SeasoningBasedOnMonthlyScheduledPaymentsDueFromOneToTwelvePayments
/ us-gaap_AccountsNotesLoansAndFinancingReceivablesByIndustryOfCounterpartyTypeAxis
= slm_PrivateEducationLoansMember
/ slm_CreditQualityIndicatorsAxis
= slm_RepaymentsMember
[1],[2] 1,840,538slm_SeasoningBasedOnMonthlyScheduledPaymentsDueFromOneToTwelvePayments
/ us-gaap_AccountsNotesLoansAndFinancingReceivablesByIndustryOfCounterpartyTypeAxis
= slm_PrivateEducationLoansMember
/ slm_CreditQualityIndicatorsAxis
= slm_RepaymentsMember
[1],[2]
Seasoning - based on monthly scheduled payments due from 13-24 payments 1,532,042slm_SeasoningBasedOnMonthlyScheduledPaymentsDueFromThirteenToTwentyFourPayments
/ us-gaap_AccountsNotesLoansAndFinancingReceivablesByIndustryOfCounterpartyTypeAxis
= slm_PrivateEducationLoansMember
/ slm_CreditQualityIndicatorsAxis
= slm_RepaymentsMember
[1],[2] 1,085,393slm_SeasoningBasedOnMonthlyScheduledPaymentsDueFromThirteenToTwentyFourPayments
/ us-gaap_AccountsNotesLoansAndFinancingReceivablesByIndustryOfCounterpartyTypeAxis
= slm_PrivateEducationLoansMember
/ slm_CreditQualityIndicatorsAxis
= slm_RepaymentsMember
[1],[2]
Seasoning - based on monthly scheduled payments due from 25-36 payments 755,143slm_SeasoningBasedOnMonthlyScheduledPaymentsDueFromTwentyFiveToThirtySixPayments
/ us-gaap_AccountsNotesLoansAndFinancingReceivablesByIndustryOfCounterpartyTypeAxis
= slm_PrivateEducationLoansMember
/ slm_CreditQualityIndicatorsAxis
= slm_RepaymentsMember
[1],[2] 669,685slm_SeasoningBasedOnMonthlyScheduledPaymentsDueFromTwentyFiveToThirtySixPayments
/ us-gaap_AccountsNotesLoansAndFinancingReceivablesByIndustryOfCounterpartyTypeAxis
= slm_PrivateEducationLoansMember
/ slm_CreditQualityIndicatorsAxis
= slm_RepaymentsMember
[1],[2]
Seasoning - based on monthly scheduled payments due from 37-48 payments 411,493slm_SeasoningBasedOnMonthlyScheduledPaymentsDueFromThirtySevenToFortyEightPayments
/ us-gaap_AccountsNotesLoansAndFinancingReceivablesByIndustryOfCounterpartyTypeAxis
= slm_PrivateEducationLoansMember
/ slm_CreditQualityIndicatorsAxis
= slm_RepaymentsMember
[1],[2] 362,124slm_SeasoningBasedOnMonthlyScheduledPaymentsDueFromThirtySevenToFortyEightPayments
/ us-gaap_AccountsNotesLoansAndFinancingReceivablesByIndustryOfCounterpartyTypeAxis
= slm_PrivateEducationLoansMember
/ slm_CreditQualityIndicatorsAxis
= slm_RepaymentsMember
[1],[2]
Seasoning - based on monthly scheduled payments due from more than 48 payments 212,438slm_SeasoningBasedOnMonthlyScheduledPaymentsDueFromMoreThanFortyEightPayments
/ us-gaap_AccountsNotesLoansAndFinancingReceivablesByIndustryOfCounterpartyTypeAxis
= slm_PrivateEducationLoansMember
/ slm_CreditQualityIndicatorsAxis
= slm_RepaymentsMember
[1],[2] 30,891slm_SeasoningBasedOnMonthlyScheduledPaymentsDueFromMoreThanFortyEightPayments
/ us-gaap_AccountsNotesLoansAndFinancingReceivablesByIndustryOfCounterpartyTypeAxis
= slm_PrivateEducationLoansMember
/ slm_CreditQualityIndicatorsAxis
= slm_RepaymentsMember
[1],[2]
Seasoning - based on monthly scheduled payments due from not yet in repayment 3,027,143slm_SeasoningBasedOnMonthlyScheduledPaymentsDueFromNotYetInRepayment
/ us-gaap_AccountsNotesLoansAndFinancingReceivablesByIndustryOfCounterpartyTypeAxis
= slm_PrivateEducationLoansMember
/ slm_CreditQualityIndicatorsAxis
= slm_RepaymentsMember
[1],[2] 2,574,711slm_SeasoningBasedOnMonthlyScheduledPaymentsDueFromNotYetInRepayment
/ us-gaap_AccountsNotesLoansAndFinancingReceivablesByIndustryOfCounterpartyTypeAxis
= slm_PrivateEducationLoansMember
/ slm_CreditQualityIndicatorsAxis
= slm_RepaymentsMember
[1],[2]
Seasoning based on monthly scheduled payments due from 1-12 payments, in percent 29.00%slm_SeasoningBasedOnMonthlyScheduledPaymentsDueFromOneToTwelvePaymentsInPercent
/ us-gaap_AccountsNotesLoansAndFinancingReceivablesByIndustryOfCounterpartyTypeAxis
= slm_PrivateEducationLoansMember
/ slm_CreditQualityIndicatorsAxis
= slm_RepaymentsMember
[2] 28.00%slm_SeasoningBasedOnMonthlyScheduledPaymentsDueFromOneToTwelvePaymentsInPercent
/ us-gaap_AccountsNotesLoansAndFinancingReceivablesByIndustryOfCounterpartyTypeAxis
= slm_PrivateEducationLoansMember
/ slm_CreditQualityIndicatorsAxis
= slm_RepaymentsMember
[2]
Seasoning based on monthly scheduled payments due from 13 - 24 payments, in percent 18.00%slm_SeasoningBasedOnMonthlyScheduledPaymentsDueFromThirteenToTwentyFourPaymentsInPercent
/ us-gaap_AccountsNotesLoansAndFinancingReceivablesByIndustryOfCounterpartyTypeAxis
= slm_PrivateEducationLoansMember
/ slm_CreditQualityIndicatorsAxis
= slm_RepaymentsMember
[2] 17.00%slm_SeasoningBasedOnMonthlyScheduledPaymentsDueFromThirteenToTwentyFourPaymentsInPercent
/ us-gaap_AccountsNotesLoansAndFinancingReceivablesByIndustryOfCounterpartyTypeAxis
= slm_PrivateEducationLoansMember
/ slm_CreditQualityIndicatorsAxis
= slm_RepaymentsMember
[2]
Seasoning based on monthly scheduled payments due from 25 - 36 payments, in percent 9.00%slm_SeasoningBasedOnMonthlyScheduledPaymentsDueFromTwentyFiveToThirtySixPaymentsInPercent
/ us-gaap_AccountsNotesLoansAndFinancingReceivablesByIndustryOfCounterpartyTypeAxis
= slm_PrivateEducationLoansMember
/ slm_CreditQualityIndicatorsAxis
= slm_RepaymentsMember
[2] 10.00%slm_SeasoningBasedOnMonthlyScheduledPaymentsDueFromTwentyFiveToThirtySixPaymentsInPercent
/ us-gaap_AccountsNotesLoansAndFinancingReceivablesByIndustryOfCounterpartyTypeAxis
= slm_PrivateEducationLoansMember
/ slm_CreditQualityIndicatorsAxis
= slm_RepaymentsMember
[2]
Seasoning based on monthly scheduled payments due from 37 - 48 payments, in percent 5.00%slm_SeasoningBasedOnMonthlyScheduledPaymentsDueFromThirtySevenToFortyEightPaymentsInPercent
/ us-gaap_AccountsNotesLoansAndFinancingReceivablesByIndustryOfCounterpartyTypeAxis
= slm_PrivateEducationLoansMember
/ slm_CreditQualityIndicatorsAxis
= slm_RepaymentsMember
[2] 6.00%slm_SeasoningBasedOnMonthlyScheduledPaymentsDueFromThirtySevenToFortyEightPaymentsInPercent
/ us-gaap_AccountsNotesLoansAndFinancingReceivablesByIndustryOfCounterpartyTypeAxis
= slm_PrivateEducationLoansMember
/ slm_CreditQualityIndicatorsAxis
= slm_RepaymentsMember
[2]
Seasoning based on monthly scheduled payments due from more than 48 payments, in percent 3.00%slm_SeasoningBasedOnMonthlyScheduledPaymentsDueFromMoreThanFortyEightPaymentsInPercent
/ us-gaap_AccountsNotesLoansAndFinancingReceivablesByIndustryOfCounterpartyTypeAxis
= slm_PrivateEducationLoansMember
/ slm_CreditQualityIndicatorsAxis
= slm_RepaymentsMember
[2] 0.00%slm_SeasoningBasedOnMonthlyScheduledPaymentsDueFromMoreThanFortyEightPaymentsInPercent
/ us-gaap_AccountsNotesLoansAndFinancingReceivablesByIndustryOfCounterpartyTypeAxis
= slm_PrivateEducationLoansMember
/ slm_CreditQualityIndicatorsAxis
= slm_RepaymentsMember
[2]
Seasoning - based on monthly scheduled payments due from not yet in repayment, in percent 36.00%slm_SeasoningBasedOnMonthlyScheduledPaymentsDueFromNotYetInRepaymentInPercent
/ us-gaap_AccountsNotesLoansAndFinancingReceivablesByIndustryOfCounterpartyTypeAxis
= slm_PrivateEducationLoansMember
/ slm_CreditQualityIndicatorsAxis
= slm_RepaymentsMember
[2] 39.00%slm_SeasoningBasedOnMonthlyScheduledPaymentsDueFromNotYetInRepaymentInPercent
/ us-gaap_AccountsNotesLoansAndFinancingReceivablesByIndustryOfCounterpartyTypeAxis
= slm_PrivateEducationLoansMember
/ slm_CreditQualityIndicatorsAxis
= slm_RepaymentsMember
[2]
Total in percent 100.00%slm_PrivateEducationLoansGrossInPercent
/ us-gaap_AccountsNotesLoansAndFinancingReceivablesByIndustryOfCounterpartyTypeAxis
= slm_PrivateEducationLoansMember
/ slm_CreditQualityIndicatorsAxis
= slm_RepaymentsMember
[2] 100.00%slm_PrivateEducationLoansGrossInPercent
/ us-gaap_AccountsNotesLoansAndFinancingReceivablesByIndustryOfCounterpartyTypeAxis
= slm_PrivateEducationLoansMember
/ slm_CreditQualityIndicatorsAxis
= slm_RepaymentsMember
[2]
FICO score greater than 670 | Private Education Loans | School Type/FICO Scores    
Accounts, Notes, Loans and Financing Receivable [Line Items]    
Total 558,801slm_PrivateEducationLoansGross
/ us-gaap_AccountsNotesLoansAndFinancingReceivablesByIndustryOfCounterpartyTypeAxis
= slm_PrivateEducationLoansMember
/ slm_CreditQualityIndicatorsAxis
= slm_SchoolFicoMember
/ us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis
= slm_FICOscoregreaterthan670Member
[1] 461,412slm_PrivateEducationLoansGross
/ us-gaap_AccountsNotesLoansAndFinancingReceivablesByIndustryOfCounterpartyTypeAxis
= slm_PrivateEducationLoansMember
/ slm_CreditQualityIndicatorsAxis
= slm_SchoolFicoMember
/ us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis
= slm_FICOscoregreaterthan670Member
[1]
Total in percent 7.00%slm_PrivateEducationLoansGrossInPercent
/ us-gaap_AccountsNotesLoansAndFinancingReceivablesByIndustryOfCounterpartyTypeAxis
= slm_PrivateEducationLoansMember
/ slm_CreditQualityIndicatorsAxis
= slm_SchoolFicoMember
/ us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis
= slm_FICOscoregreaterthan670Member
7.00%slm_PrivateEducationLoansGrossInPercent
/ us-gaap_AccountsNotesLoansAndFinancingReceivablesByIndustryOfCounterpartyTypeAxis
= slm_PrivateEducationLoansMember
/ slm_CreditQualityIndicatorsAxis
= slm_SchoolFicoMember
/ us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis
= slm_FICOscoregreaterthan670Member
FICO score 670-709 | Private Education Loans | School Type/FICO Scores    
Accounts, Notes, Loans and Financing Receivable [Line Items]    
Total 1,227,860slm_PrivateEducationLoansGross
/ us-gaap_AccountsNotesLoansAndFinancingReceivablesByIndustryOfCounterpartyTypeAxis
= slm_PrivateEducationLoansMember
/ slm_CreditQualityIndicatorsAxis
= slm_SchoolFicoMember
/ us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis
= slm_FICOscore670709Member
[1] 1,364,286slm_PrivateEducationLoansGross
/ us-gaap_AccountsNotesLoansAndFinancingReceivablesByIndustryOfCounterpartyTypeAxis
= slm_PrivateEducationLoansMember
/ slm_CreditQualityIndicatorsAxis
= slm_SchoolFicoMember
/ us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis
= slm_FICOscore670709Member
[1]
Total in percent 15.00%slm_PrivateEducationLoansGrossInPercent
/ us-gaap_AccountsNotesLoansAndFinancingReceivablesByIndustryOfCounterpartyTypeAxis
= slm_PrivateEducationLoansMember
/ slm_CreditQualityIndicatorsAxis
= slm_SchoolFicoMember
/ us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis
= slm_FICOscore670709Member
21.00%slm_PrivateEducationLoansGrossInPercent
/ us-gaap_AccountsNotesLoansAndFinancingReceivablesByIndustryOfCounterpartyTypeAxis
= slm_PrivateEducationLoansMember
/ slm_CreditQualityIndicatorsAxis
= slm_SchoolFicoMember
/ us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis
= slm_FICOscore670709Member
FICO score 710-749 | Private Education Loans | School Type/FICO Scores    
Accounts, Notes, Loans and Financing Receivable [Line Items]    
Total 2,626,238slm_PrivateEducationLoansGross
/ us-gaap_AccountsNotesLoansAndFinancingReceivablesByIndustryOfCounterpartyTypeAxis
= slm_PrivateEducationLoansMember
/ slm_CreditQualityIndicatorsAxis
= slm_SchoolFicoMember
/ us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis
= slm_FICOscore710749Member
[1] 1,649,192slm_PrivateEducationLoansGross
/ us-gaap_AccountsNotesLoansAndFinancingReceivablesByIndustryOfCounterpartyTypeAxis
= slm_PrivateEducationLoansMember
/ slm_CreditQualityIndicatorsAxis
= slm_SchoolFicoMember
/ us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis
= slm_FICOscore710749Member
[1]
Total in percent 32.00%slm_PrivateEducationLoansGrossInPercent
/ us-gaap_AccountsNotesLoansAndFinancingReceivablesByIndustryOfCounterpartyTypeAxis
= slm_PrivateEducationLoansMember
/ slm_CreditQualityIndicatorsAxis
= slm_SchoolFicoMember
/ us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis
= slm_FICOscore710749Member
25.00%slm_PrivateEducationLoansGrossInPercent
/ us-gaap_AccountsNotesLoansAndFinancingReceivablesByIndustryOfCounterpartyTypeAxis
= slm_PrivateEducationLoansMember
/ slm_CreditQualityIndicatorsAxis
= slm_SchoolFicoMember
/ us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis
= slm_FICOscore710749Member
FICO score greater than 750 | Private Education Loans | School Type/FICO Scores    
Accounts, Notes, Loans and Financing Receivable [Line Items]    
Total $ 3,898,477slm_PrivateEducationLoansGross
/ us-gaap_AccountsNotesLoansAndFinancingReceivablesByIndustryOfCounterpartyTypeAxis
= slm_PrivateEducationLoansMember
/ slm_CreditQualityIndicatorsAxis
= slm_SchoolFicoMember
/ us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis
= slm_FICOscoregreaterthan750Member
[1] $ 3,088,452slm_PrivateEducationLoansGross
/ us-gaap_AccountsNotesLoansAndFinancingReceivablesByIndustryOfCounterpartyTypeAxis
= slm_PrivateEducationLoansMember
/ slm_CreditQualityIndicatorsAxis
= slm_SchoolFicoMember
/ us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis
= slm_FICOscoregreaterthan750Member
[1]
Total in percent 46.00%slm_PrivateEducationLoansGrossInPercent
/ us-gaap_AccountsNotesLoansAndFinancingReceivablesByIndustryOfCounterpartyTypeAxis
= slm_PrivateEducationLoansMember
/ slm_CreditQualityIndicatorsAxis
= slm_SchoolFicoMember
/ us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis
= slm_FICOscoregreaterthan750Member
47.00%slm_PrivateEducationLoansGrossInPercent
/ us-gaap_AccountsNotesLoansAndFinancingReceivablesByIndustryOfCounterpartyTypeAxis
= slm_PrivateEducationLoansMember
/ slm_CreditQualityIndicatorsAxis
= slm_SchoolFicoMember
/ us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis
= slm_FICOscoregreaterthan750Member
[1] Balance represents gross Private Education Loans.
[2] Number of months in active repayment for which a scheduled payment was due.