XML 36 R52.htm IDEA: XBRL DOCUMENT v2.4.0.8
Allowance for Loan Losses - Age Analysis of Past Due Loans Delinquencies (Detail) (USD $)
In Thousands, unless otherwise specified
Dec. 31, 2013
Dec. 31, 2012
Dec. 31, 2011
Dec. 31, 2010
Loans in repayment and percentage of each status:        
Loans allowance for losses $ (68,081) $ (69,189) $ (69,492) $ (49,939)
Private Education Loans
       
Accounts, Notes, Loans and Financing Receivable [Line Items]        
Loans in-school/grace/deferment 2,574,711 [1] 1,748,757 [1] 917,442 [1]  
Loans in forbearance 16,314 [2] 8,928 [2] 5,224 [2]  
Loans in repayment and percentage of each status:        
Loans current 3,933,143 3,705,634 4,177,281  
Loans delinquent 31-60 days 28,854 [3] 33,412 [3] 55,689 [3]  
Loans delinquent 61-90 days 10,280 [3] 10,483 [3] 14,993 [3]  
Loans delinquent greater than 90 days 40 [3] 694 [3] 1,740 [3]  
Total loans in repayment 3,972,317 3,750,223 4,249,703  
Total loans, gross 6,563,342 5,507,908 5,172,369  
Loans unamortized premium (discount) 5,063 5,009 (40,491)  
Total loans 6,568,405 5,512,917 5,131,878  
Loans allowance for losses (61,763) (65,218) (69,090) (49,738)
Loans, net 6,506,642 5,447,699 5,062,788  
Loans current, in percentage 99.00% 98.80% 98.30%  
Loans delinquent 31-60 days, in percentage 0.70% [3] 0.90% [3] 1.30% [3]  
Loans delinquent 61-90 days, in percentage 0.30% [3] 0.30% [3] 0.40% [3]  
Loans delinquent greater than 90 days, in percentage 0.00% [3] 0.00% [3] 0.00% [3]  
Loans in repayment, in percentage 100.00% 100.00% 100.00%  
Percentage of loans in repayment 60.50% 68.10% 82.20%  
Delinquencies as a percentage of loans in repayment 1.00% 1.20% 1.70%  
Loans in forbearance as a percentage of loans in repayment and forbearance 0.40% 0.20% 0.10%  
Ffelp Loans
       
Accounts, Notes, Loans and Financing Receivable [Line Items]        
Loans in-school/grace/deferment 132,624 [1] 108,644 [1] 24,345 [1]  
Loans in forbearance 270,877 [2] 164,105 [2] 55,867 [2]  
Loans in repayment and percentage of each status:        
Loans current 667,025 502,128 142,928  
Loans delinquent 31-60 days 80,199 [3] 77,438 [3] 5,910 [3]  
Loans delinquent 61-90 days 55,954 [3] 47,742 [3] 3,162 [3]  
Loans delinquent greater than 90 days 220,293 [3] 143,464 [3] 6,436 [3]  
Total loans in repayment 1,023,471 770,772 158,436  
Total loans, gross 1,426,972 1,043,521 238,648  
Loans unamortized premium (discount) 4,081 205 1,206  
Total loans 1,431,053 1,043,726 239,854  
Loans allowance for losses (6,318) (3,971) (402) (201)
Loans, net $ 1,424,735 $ 1,039,755 $ 239,452  
Loans current, in percentage 65.20% 65.20% 90.20%  
Loans delinquent 31-60 days, in percentage 7.80% [3] 10.00% [3] 3.70% [3]  
Loans delinquent 61-90 days, in percentage 5.50% [3] 6.20% [3] 2.00% [3]  
Loans delinquent greater than 90 days, in percentage 21.50% [3] 18.60% [3] 4.10% [3]  
Loans in repayment, in percentage 100.00% 100.00% 100.00%  
Percentage of loans in repayment 71.70% 73.90% 66.40%  
Delinquencies as a percentage of loans in repayment 34.80% 34.90% 9.80%  
Loans in forbearance as a percentage of loans in repayment and forbearance 20.90% 17.60% 26.10%  
[1] Loans for customers who may still be attending school or engaging in other permitted educational activities and are not yet required to make payments on the loans (e.g., residency periods for medical students or a grace period for bar exam preparation) as well as loans for customers who have requested and qualify for other permitted program deferments such as military, unemployment, or economic hardships.
[2] Loans for customers who have used their allowable deferment time or do not qualify for deferment, that need additional time to obtain employment or who have temporarily ceased making full payments due to hardship or other factors.
[3] The period of delinquency is based on the number of days scheduled payments are contractually past due.