-----BEGIN PRIVACY-ENHANCED MESSAGE-----
Proc-Type: 2001,MIC-CLEAR
Originator-Name: webmaster@www.sec.gov
Originator-Key-Asymmetric:
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 TWSM7vrzLADbmYQaionwg5sDW3P6oaM5D3tdezXMm7z1T+B+twIDAQAB
MIC-Info: RSA-MD5,RSA,
 Rtm5O0TIHnQR0e47B6lEERaPaXe512TKsmn2rbR3EAsOS5dZ8NRKGTm93Va1wAcJ
 3jOAV3ioOWKc0KiLyWPqWw==

<SEC-DOCUMENT>0001253449-04-000001.txt : 20040610
<SEC-HEADER>0001253449-04-000001.hdr.sgml : 20040610
<ACCEPTANCE-DATETIME>20040610164322
ACCESSION NUMBER:		0001253449-04-000001
CONFORMED SUBMISSION TYPE:	4
PUBLIC DOCUMENT COUNT:		1
CONFORMED PERIOD OF REPORT:	20040609
FILED AS OF DATE:		20040610

REPORTING-OWNER:	

	OWNER DATA:	
		COMPANY CONFORMED NAME:			ARRIVI FRANCISCO J
		CENTRAL INDEX KEY:			0001253449

	FILING VALUES:
		FORM TYPE:		4
		SEC ACT:		1934 Act
		SEC FILE NUMBER:	001-12647
		FILM NUMBER:		04858703

	MAIL ADDRESS:	
		STREET 1:		208 MUNOZ RIVERA SUITE 1006
		STREET 2:		HATO REY TOWER
		CITY:			HATO REY
		STATE:			PR
		ZIP:			00918

ISSUER:		

	COMPANY DATA:	
		COMPANY CONFORMED NAME:			ORIENTAL FINANCIAL GROUP INC
		CENTRAL INDEX KEY:			0001030469
		STANDARD INDUSTRIAL CLASSIFICATION:	STATE COMMERCIAL BANKS [6022]
		IRS NUMBER:				660538893
		STATE OF INCORPORATION:			PR
		FISCAL YEAR END:			1231

	BUSINESS ADDRESS:	
		STREET 1:		MONACILLOS 1000
		STREET 2:		SAN ROBERTO ST
		CITY:			RIO PIEDRAS
		STATE:			PR
		ZIP:			00926
		BUSINESS PHONE:		7877661986

	MAIL ADDRESS:	
		STREET 1:		MONACILLOS 1000
		STREET 2:		SAN ROBERTO ST
		CITY:			RIO PIEDRAS
		STATE:			PR
		ZIP:			00926
</SEC-HEADER>
<DOCUMENT>
<TYPE>4
<SEQUENCE>1
<FILENAME>primary_doc.xml
<DESCRIPTION>PRIMARY DOCUMENT
<TEXT>
<XML>
<?xml version="1.0"?>
<ownershipDocument>

    <schemaVersion>X0202</schemaVersion>

    <documentType>4</documentType>

    <periodOfReport>2004-06-09</periodOfReport>

    <notSubjectToSection16>0</notSubjectToSection16>

    <issuer>
        <issuerCik>0001030469</issuerCik>
        <issuerName>ORIENTAL FINANCIAL GROUP INC</issuerName>
        <issuerTradingSymbol>ofg</issuerTradingSymbol>
    </issuer>

    <reportingOwner>
        <reportingOwnerId>
            <rptOwnerCik>0001253449</rptOwnerCik>
            <rptOwnerName>ARRIVI FRANCISCO J</rptOwnerName>
        </reportingOwnerId>
        <reportingOwnerAddress>
            <rptOwnerStreet1>208 MUNOZ RIVERA SUITE 1006</rptOwnerStreet1>
            <rptOwnerStreet2>HATO REY TOWER</rptOwnerStreet2>
            <rptOwnerCity>HATO REY</rptOwnerCity>
            <rptOwnerState>PR</rptOwnerState>
            <rptOwnerZipCode>00918</rptOwnerZipCode>
            <rptOwnerStateDescription>PUERTO RICO</rptOwnerStateDescription>
        </reportingOwnerAddress>
        <reportingOwnerRelationship>
            <isDirector>1</isDirector>
            <isOfficer>0</isOfficer>
            <isTenPercentOwner>0</isTenPercentOwner>
            <isOther>0</isOther>
        </reportingOwnerRelationship>
    </reportingOwner>

    <nonDerivativeTable>
        <nonDerivativeTransaction>
            <securityTitle>
                <value>Common Stock</value>
            </securityTitle>
            <transactionDate>
                <value>2004-06-09</value>
            </transactionDate>
            <transactionCoding>
                <transactionFormType>4</transactionFormType>
                <transactionCode>S</transactionCode>
                <equitySwapInvolved>0</equitySwapInvolved>
            </transactionCoding>
            <transactionTimeliness>
                <value></value>
            </transactionTimeliness>
            <transactionAmounts>
                <transactionShares>
                    <value>3402</value>
                </transactionShares>
                <transactionPricePerShare>
                    <value>27</value>
                </transactionPricePerShare>
                <transactionAcquiredDisposedCode>
                    <value>D</value>
                </transactionAcquiredDisposedCode>
            </transactionAmounts>
            <postTransactionAmounts>
                <sharesOwnedFollowingTransaction>
                    <value>0</value>
                </sharesOwnedFollowingTransaction>
            </postTransactionAmounts>
            <ownershipNature>
                <directOrIndirectOwnership>
                    <value>D</value>
                </directOrIndirectOwnership>
            </ownershipNature>
        </nonDerivativeTransaction>
    </nonDerivativeTable>

    <ownerSignature>
        <signatureName>Francisco Arrivi</signatureName>
        <signatureDate>2004-06-10</signatureDate>
    </ownerSignature>
</ownershipDocument>

</XML>
</TEXT>
</DOCUMENT>
</SEC-DOCUMENT>
-----END PRIVACY-ENHANCED MESSAGE-----