Exhibit 4.4

COMMON STOCK C U S I P 67103X LU 2 OFG Bancorp, a corporation organized under the laws of the commonwealth of Puerto Rice. The shares represented by this certificate are transferable only on stock transfer look s of the corporation by the holder hereof. In person or by duly authorized attorney, upon proper endorsement and surrender of this certificate. The stock evidence by this certificate is not an account of an insurable type and is not insured by the Federal Deposit insurance corporation . This certificate is not valid unless countersigned and register by the Transfer Agent and Registrar. this certificate. The stock by this cotificate is not countersigned and registered: american stock transfter & trust company, llc transfer agent and register authorized signature

The following abbrevlahons, when used In the rnscrlptlon on the face of thls Certlflcate, shall be construed as though they were wrttten out ln full according to applicable laws or regulations TEN COM -as tenants in m o n UNlF GIFT MIN ACT- Gustod~an iCos0 Ihnmor) TEN ENT -as tenants by the entlretles under Un~form Glfts to Mlnoffi JTTEN -as lolnt tenants wlth right of surv~voffih~p and not as tenants in common Act - (saw) Addnronal abbrevlatlms may also be used though not in the abow list. The Corporation’s CerWlcate of lncorparatlon, as amended, authorizes it to Issue more than one class of stock which may be issued In one or more serles The Corporatlon will furnish to any stookholder upon request and wlthout charge a full statement of the pawers, deslgnatlons, preferences and relativepartlcipatmg, optlond or other speclal nghts of the shares evfdenced by this Certificateand of each othn class or serges of sto& whlch the Corporatlon m authorized tO wsue, and the quallftcat~ons,llmltatlons or restnctlons of such preferences or rlghts Any such request should be made with the Secretary offhe Corporetlon. For value received, hereby sell, assign and transfer unto P-LASL NSTPT S ~ C I A II F ~ L ~ N cn 2 - - ~ r JLNI I\ hG h. h,n.-. 0 AS$ GELC (PLEASE PRLNT ORTYPEWRITE NAME AND ADDRESS INOLUDING ZIP CODE. OF ASSIGNEE) the shares of the Cmrnon Stock represented by this Cert~ficaZe,and do hereby ~rrevocably constitute and appoint Attorney to transfer the sa~d shares on the books of the Corporatlon with full power of substrtut~on in the prernaes. Dated Srgnature Signature THESIGNAWRETOTMSAGSIGNMENTWSTQURREFPONOM1mTHE WRmEN UPONTHE FACE OFTHE DWIROPITE IN EVERY PARTINIXR WITHOm M W E A S NOTICE bLxRATW2N W ENWnGEMUITDRRNV6 H m W W E 6