Regulatory Capital Requirements (Tables)

12 Months Ended

Dec. 31, 2017

Regulatory Capital Requirements Abstract

Schedule of Compliance with Regulatory Capital Requirements under Banking Regulations [Table Text Block]

OFG Bancorp’s and the Bank’s actual capital amounts and ratios as of December 31, 2017 and 2016 are as follows:

				Minimum Capital			Minimum to be Well
	Actual			Requirement			Capitalized
	Amount		Ratio	Amount		Ratio		Amount	Ratio
	(Dollars in thousands)
OFG Bancorp Ratios
As of December 31, 2017
Total capital to risk-weighted assets	$	899,258	20.34%	$	353,653	8.00%	$	442,067	10.00%
Tier 1 capital to risk-weighted assets	$	842,133	19.05%	$	265,240	6.00%	$	353,653	8.00%
Common equity tier 1 capital to risk-weighted assets	$	644,804	14.59%	$	198,930	4.50%	$	287,343	6.50%
Tier 1 capital to average total assets	$	842,133	13.92%	$	242,057	4.00%	$	302,571	5.00%
As of December 31, 2016
Total capital to risk-weighted assets	$	876,657	19.62%	$	357,404	8.00%	$	446,756	10.00%
Tier 1 capital to risk-weighted assets	$	819,662	18.35%	$	268,053	6.00%	$	357,404	8.00%
Common equity tier 1 capital to risk-weighted assets	$	627,733	14.05%	$	201,040	4.50%	$	290,391	6.50%
Tier 1 capital to average total assets	$	819,662	12.99%	$	252,344	4.00%	$	315,430	5.00%

				Minimum Capital			Minimum to be Well
	Actual			Requirement			Capitalized
	Amount		Ratio	Amount		Ratio	Amount		Ratio
	(Dollars in thousands)
Bank Ratios
As of December 31, 2017
Total capital to risk-weighted assets	$	879,648	19.92%	$	353,265	8.00%	$	441,581	10.00%
Tier 1 capital to risk-weighted assets	$	822,776	18.63%	$	264,949	6.00%	$	353,265	8.00%
Common equity tier 1 capital to risk-weighted assets	$	822,776	18.63%	$	198,712	4.50%	$	287,028	6.50%
Tier 1 capital to average total assets	$	822,776	13.63%	$	241,417	4.00%	$	301,771	5.00%
As of December 31, 2016
Total capital to risk-weighted assets	$	857,259	19.23%	$	356,596	8.00%	$	445,745	10.00%
Tier 1 capital to risk-weighted assets	$	800,544	17.96%	$	267,447	6.00%	$	356,596	8.00%
Common equity tier 1 capital to risk-weighted assets	$	800,544	17.96%	$	200,585	4.50%	$	289,734	6.50%
Tier 1 capital to average total assets	$	800,544	12.75%	$	251,200	4.00%	$	314,000	5.00%