VARIABLE ANNUITY ACCT C OF VOYA RETIREMENT INSURANCE & ANNUITY Co

N-4

false

Charges for Early Withdrawals [Text Block]

Charges for Early Withdrawals

Under Contracts that permit Installment Purchase Payments for the SUNY Voluntary Legacy Plan Contract only, withdrawals of all or a portion of your Fixed Account value, or of Account Values held in the Subaccounts of the Guaranteed Accumulation Account that were attributable to amounts held in the Fixed Account any time, may be subject to a charge.

For example, if you make an early withdrawal from your Contract, you could pay a surrender charge of up to $5,000 on a $100,000 investment.

There is no early withdrawal charge under Purchase Payment contracts of amounts distributed under the terms of a settlement agreement with the New York Attorney General dated October 10, 2006, nor on any earnings attributable to such distributed amounts. In addition, there is no early withdrawal charge for any amounts withdrawn under single Purchase Payment Contracts.

See “FEE TABLE – Transaction Expenses” and “CHARGES AND FEES – Transaction Fees – Early Withdrawal Charge.”

Transaction Charges [Text Block]

Transaction Charges

• In addition to the early withdrawal charge which applies only to the SUNY Voluntary Legacy Plan Contract, the Investor may also be charged for other transactions. If you take a loan from your Account Value, you may be subject to a Loan Initiation Fee not to exceed $125 per loan and an annual loan administration fee not to exceed $50 per loan. Loan fees are not charged on new loans from the SUNY ORP (Post 11/15/2021) or SUNY Voluntary Legacy (Pre 11/15/2021) Plan taken after August 8, 2022;

• Certain Funds may impose redemption fees as a result of withdrawals, transfers, or other Fund transactions you may initiate; and

• Charges for advisory services due to an independent advisory services agreement between you and an investment advisor may be deducted from Contract value.

See “FEE TABLE – Transaction Expenses” and “CHARGES AND FEES.”

Base Contract (of Average Annual Net Assets) (N-4) Minimum [Percent]

0.12%

Base Contract (N-4) Footnotes [Text Block]

As a percentage of average Account Value.The base contract expenses include (1) the mortality and expense risk charge, which compensates us for the mortality and expense risks we assume under the Contract, including those risks associated with our funding of the death benefit, including any guaranteed death benefits; and (2) an administrative expense charge equal to 0.25% (we currently do not charge your contract this expense) annually of your Account Value invested in the Subaccounts. The administrative expense charge and the annual maintenance fee may be reduced or eliminated in certain circumstances. The minimum amount reflects these reductions or eliminations, while the maximum amount does not. See “CHARGES AND FEES – Periodic Fees and Charges.”

Lowest and Highest Annual Cost [Table Text Block]

Lowest Annual Cost Estimate

(SUNY ORP (Post 11/15/2021)):

$131

Highest Annual Cost Estimate

(SUNY ORP (Post 11/15/2021)):
$2,290

Lowest Annual Cost Estimate

(SUNY ORP Legacy (Pre 11/15/2021)):

$131

Highest Annual Cost Estimate

(SUNY ORP Legacy (Pre 11/15/2021)):
$2,290

Lowest Annual Cost Estimate

(SUNY ORP 403(b)):

$203

Highest Annual Cost Estimate

(SUNY ORP 403(b)):
$2,160

Lowest Annual Cost Estimate

(SUNY Voluntary Legacy Plan):

$203

Highest Annual Cost Estimate

(SUNY Voluntary Legacy Plan):
$3,195

Assumes:

• Investment of $100,000;

• 5% annual appreciation;

• No optional benefits;

• Fees and expenses of least expensive Fund;

• No sales charges or advisory fees; and

• No additional Purchase Payments, transfers, or withdrawals.

Assumes:

• Investment of $100,000;

• 5% annual appreciation;

• Fees and expenses of most expensive Fund;

• No sales charges or advisory fees; and

• No additional Purchase Payments, transfers, or withdrawals.

See “FEE TABLE – Periodic Fees and Expenses” and “CHARGES AND FEES – Periodic Fees and Charges.”

Investment Restrictions [Text Block]

• Generally, the Contract Holder or you, if permitted by the plan, may select no more than 25 investment options at enrollment. Thereafter, more than 25 investment options can be selected at any one time;

• Some Subaccounts and Fixed Interest Options may not be available through certain Contracts, your plan or in some states. See your Contract or certificate for any state specific variations;

• Not all Fixed Interest Options may be available for current or future investment;

• There are certain restrictions on transfers from the Fixed Interest Options;

• The Company reserves the right to combine two or more Subaccounts, close Subaccounts or substitute a new Fund for a Fund in which a Subaccount currently invests; and

• The Contract is not designed to serve as a vehicle for frequent transfers. We actively monitor Fund transfer and reallocation activity to identify violations of our Excessive Trading Policy. Electronic trading privileges will be suspended if the Company determines, in its sole discretion, that our Excessive Trading Policy has been violated.

See “THE INVESTMENT OPTIONS – Selecting Investment Options and Right to Change the Separate Account” and “THE CONTRACT – Limits on Frequent or Disruptive Transfers.”

Tax Implications [Text Block]

• You should consult with a tax and/or legal adviser to determine the tax implications of an investment in, and distributions received under, the Contract;

• There is no additional tax benefit to the Investor if the Contract is purchased through a tax-qualified plan or individual retirement account (“IRA”); and

• Withdrawals will be subject to ordinary income tax and may be subject to tax penalties.

See “FEDERAL TAX CONSIDERATIONS.”

Exchanges [Text Block]

Some investment professionals may have a financial incentive to offer you a new contract in place of the one you own. You should exchange your Contract only if you determine, after comparing the features, fees and risks of the contracts, that it is preferable for you to purchase the new contract rather than continue to own the existing Contract.

See “PRINCIPAL RISKS OF INVESTING IN THE CONTRACT.”

Transaction Expenses [Table Text Block]

Transaction Expenses

Maximum Early Withdrawal Charge⁴ (as a percentage of amount withdrawn, if applicable)
Applicable to SUNY Voluntary Legacy Plan Contract	5.00%
Maximum Loan Fees
Loan Initiation Fee⁵	$125.00
Premium Tax⁶	0.00% to 4.00%

Other Transaction Fee (of Other Amount), Footnotes [Text Block]

Certain Contracts may be subject to a loan initiation fee. If assessed, the loan initiation fee will apply to each outstanding loan taken and will be deducted from the Account Value. We reserve the right to change the fee charged for loan initiation, but not to exceed $125. Loan fees are no longer charged on new loans taken as of August 8, 2022. See “Loans ‒ Things to Consider Before Initiating a Loan.”Although we do not charge a premium tax, we reserve the right to deduct a charge for premium taxes from your Account Value or from payments to the Account at any time, but not before there is a tax liability under state law. See “CHARGES AND Fees ‒ Premium and Other Taxes.”

Administrative Expense, Current [Dollars]

$ 50

Base Contract Expense (of Average Account Value), Current [Percent]

0.12%

Annual Portfolio Company Expenses [Table Text Block]

Annual Fund Expenses

Applicable to SUNY ORP (Post 11/15/2021)

	Minimum		Maximum
Expenses that are deducted from Fund assets, including management fees, distribution and/or service (12b-1) fees, and other expenses (as of December 31, 2024).	0.015%		0.91%

Applicable to SUNY ORP Legacy (Pre 11/15/2021)

	Minimum		Maximum
Expenses that are deducted from Fund assets, including management fees, distribution and/or service (12b-1) fees, and other expenses (as of December 31, 2024).	0.015%		0.91%

Applicable to SUNY ORP 403(b) Plan

	Minimum		Maximum
Expenses that are deducted from Fund assets, including management fees, distribution and/or service (12b-1) fees, and other expenses (as of December 31, 2024).	0.09%		1.24%

Applicable to SUNY Voluntary Legacy Plan

	Minimum		Maximum
Expenses that are deducted from Fund assets, including management fees, distribution and/or service (12b-1) fees, and other expenses (as of December 31, 2024).	0.09%		1.24%

Item 10. Benefits Available (N-4) [Text Block]

BENEFITS AVAILABLE UNDER THE CONTRACT

The following table summarizes information about the benefits available under the Contract:

Name of Benefit

Purpose

Is Benefit Standard or Optional

Maximum Fee

Brief Description of Restrictions/Limitations

Adjusted Purchase Payment Guaranteed Death Benefit

Pays a death benefit equal to the Account Value.

Standard

No additional fee for this death benefit.

The Adjusted Purchase Payment Guaranteed Death Benefits are available under certain Contracts subject to the parameters set forth in the Contract. It guarantees that the death benefit payment under the contract will never be less than the amount of Adjusted Purchase Payment made to your Account, less a proportional adjustment for amounts withdrawn or borrowed from your account. Participants should refer to their plan documents for available benefits.

Any advisory fees deducted reduce Account Value and this reduces the amount of this death benefit.

Minimum Guaranteed Withdrawal Benefit Endorsement

Guarantees that you may withdraw specified amounts from your Account Value each calendar year.

Optional

No additional fee for this benefit.

The Minimum Guaranteed Withdrawal Benefit Endorsement is only available through the SUNY Voluntary Legacy Plan Contract and after April 29, 2011, no longer available for purchase.

Name of Benefit	Purpose	Is Benefit Standard or Optional	Maximum Fee	Brief Description of Restrictions/Limitations
Asset Rebalancing Program	Allows you to reallocate your Account Value in the investments and percentages you identify.	Standard	No additional fee for this benefit.	Account Values invested in certain investment options may not be available for rebalancing under this program. Subaccount reallocations or changes outside of the asset rebalancing program may affect the program. Changes such as Fund mergers, substitutions or closures may also affect the program. The benefit may not be available under your Contract. Participants should refer to their plan documents for available benefits.
Systematic Distribution Options	Allows you to receive regular payments from your account without moving into the Income Phase.	Standard	No additional fee for this benefit.	If not required under the plan, VRIAC may discontinue the availability of one or all of the systematic distribution options at any time and/or change the terms of future elections. The benefit may not be available under your Contract. Participants should refer to their plan documents for available benefits.
Loans	Allows you to borrow against your Account Value.	Standard	Loan Interest Rate Spread (per annum): 2.5% for loans taken prior to August 8, 2022, for the SUNY ORP Contracts. For loans taken August 8, 2022, and after, the Loan Interest Rate Spread for the SUNY Voluntary Legacy Plan Contract, is 0.0%; or Loan Initiation Fee: $125 per loan; and Annual Loan Administration Fee: $50 per loan.	Amounts borrowed under a Contract do not participate in the investment performance of the Subaccounts and the interest guarantees of the Fixed Interest Options and you may lose the benefit of tax-deferred growth on earnings. Loans, therefore, can affect the Account Value and death benefit whether or not the loan is repaid. The benefit may not be available under your Contract. Participants should refer to their plan documents for available benefits.

Name of Benefit

Purpose

Is Benefit Standard or Optional

Maximum Fee

Brief Description of Restrictions/Limitations

Deduction of Advisory Fees from Participant Account

Contract permits adviser retained by participant to have its fees deducted from participant account.

Standard

No additional fee for this benefit.

Advisory fees deducted reduce the amount of death benefit and may be treated as a withdrawal upon proper authorization – see discussion of each death benefit in this table above.

Withdrawal of advisory fees from a participant’s account may be subject to federal and state income taxes and a 10% federal penalty tax.

DEATH BENEFIT

The Contract provides a death benefit in the event of your death, which is payable to the Beneficiary named under the Contract (“Contract Beneficiary”). The designated Beneficiary may be changed at any time. Such change will not become effective until a request in Good Order is received by Customer Service. In the event there is no Beneficiary designated on your account, the death benefit will be payable to your estate.

During the Accumulation Phase (SUNY Voluntary Legacy Plan Contract only)

For death benefit information applicable to the Income Phase, see “THE Income Phase – Death Benefit During the Income Phase.”

Payment Process

•

Following your death, the Contract Beneficiary (on behalf of the Plan Beneficiary, if applicable) must provide the Company with proof of death acceptable to us and a payment request in Good Order;

•

The payment request should include selection of a benefit payment option (see below); and

•

Within seven calendar days after Customer Service receives proof of death acceptable to us and a payment request in Good Order, we will mail payment, unless otherwise requested.

Until a death benefit request is in Good Order and a payment option is selected, account dollars will remain invested as at the time of your death and no distributions will be made.

Benefit Payment Options

The following payment options are available, if allowed by the Tax Code:

•

Lump-sum payment;

•

Payment in accordance with any of the available Income Phase payment options (see “Income Phase – Income Phase Payment Options”); or

•

Payment in accordance with an available systematic distribution option (subject to certain limitations). See “Systematic Distribution Options.”

The Beneficiary may also leave the Account Value invested in the Contract, subject to Tax Code limits on the length of time amount may remain invested and subject to market fluctuation.

Payment of Death Benefit or Proceeds

Subject to the conditions and requirements of state law, full payment of the death benefit or proceeds (“Proceeds”) to a Beneficiary may be made either into an interest bearing retained asset account that is backed by our General Account (described in “The Retained Asset Account” below) or by check. For additional information about the payment options available to you, please refer to your claim forms or contact Customer Service. Beneficiaries should carefully review all settlement and payment options available under the Contract and are encouraged to consult with a financial professional or tax adviser before choosing a settlement or payment option.

The Retained Asset Account. The retained asset account, known as the Voya Personal Transition Account, is an interest-bearing account backed by our General Account. The retained asset account is not guaranteed by the Federal Deposit Insurance Corporation (“FDIC”) and, as part of our General Account, is subject to the claims of our creditors. Beneficiaries that receive their payment through the retained asset account may access the entire Proceeds in the account at any time without penalty through a draft book feature. The Company seeks to earn a profit on the account, and interest credited on the account may vary from time to time but will not be less than the minimum rate stated in the supplemental Contract delivered to the Beneficiary together with the paperwork to make a claim to the Proceeds. Interest earned on the Proceeds in the account may be less than could be earned if the Proceeds were invested outside of the account. Likewise, interest credited on the Proceeds in the account may be less than under other settlement or payment options available through the Contract.

Death Benefit Options

Adjusted Purchase Payment Guaranteed Death Benefit. Effective December 31, 2006, a guaranteed death benefit was made available under the Contract, which generally guarantees that the death benefit payable under the Contract will never be less than the amount of Adjusted Purchase payments made to your Account Value (as defined below), less a proportional adjustment for amounts withdrawn or borrowed from your Account Value. The guaranteed death benefit applies to all death benefits payable on or after December 31, 2006. There is no additional charge for the guaranteed death benefit.

Any advisory fee deducted reduces Account Value on a dollar-for-dollar basis, and this reduces the amount of this death benefit.

Calculating the Adjusted Purchase Payment Guaranteed Death Benefit. The death benefit under the Adjusted Purchase Payment Guaranteed Death Benefit is guaranteed to be the greater of (a) or (b) as calculated as of the next Valuation Date following Customer Service’s receipt of proof of death and a payment request in Good Order where:

(a)

is the adjusted Purchase Payment total, which is the sum of all net Purchase Payments to your account, minus a proportional adjustment for withdrawals and amounts taken as a loan, which amount will never be less than zero (see “Calculating Adjusted Purchase Payments” below); and

(b)

is the current Account Value, excluding amounts taken as a loan, plus any positive aggregate market value adjustment, as applicable. See Appendix B and the Guaranteed Accumulation Account prospectus for further information regarding the market value adjustment.

If the amount of the death benefit in (a) is greater than the amount in (b), the Company will deposit the difference into your account. The amount, if any, will be deposited into your account proportionally across your current investment allocations as of the Valuation Date following the date Customer Service receives proof of death acceptable to us and a payment request in Good Order.

If the Beneficiary in that situation requests an immediate payment or begins Income Phase payments, the amount paid will be the current Account Value, excluding any amounts taken as a loan, plus any aggregate positive market value adjustment, as of the Valuation Date following the date, we deposit the difference into your account.

If the amount of the death benefit in (a) is less than the amount in (b), and the Beneficiary requests an immediate payment or begins Income Phase payments, the amount paid will be the current Account Value, excluding any amounts taken as a loan, plus any aggregate positive market value adjustment, as of the Valuation Date following the date Customer Service receives proof of death acceptable to us and a payment request in Good Order.

In the event a Beneficiary elects to defer distribution of the death benefit, the amount paid to the Beneficiary when the Beneficiary elects to begin distribution of the death benefit will equal the current Account Value, excluding any amounts taken as a loan, plus or minus any applicable market value adjustment, as of the next Valuation Date following Customer Service’s receipt of the distribution request in Good Order. The amount paid may be more or less than the amount of the death benefit determined above on the date notice of death and an election to defer payment was received. No additional death benefit is payable upon the Beneficiary’s death.

Calculating Adjusted Purchase Payments. For accounts established on or after December 31, 2006, the adjusted Purchase Payment total above is initially equal to the first Purchase Payment. For accounts established before December 31, 2006, the adjusted Purchase Payment total is initially equal to the current account value, excluding any amounts taken as a loan, as of the close of the NYSE on the last business day in December 2006 on which the NYSE was open (December 29, 2006). For all accounts, the adjusted Purchase Payment total is then adjusted for each subsequent Purchase Payment, loan repayment or partial withdrawal. The adjustment for subsequent Purchase Payments and loan repayments will be dollar for dollar. The adjustment for partial withdrawals will be proportionate, reducing the adjusted Purchase Payment total in the same proportion that the current account value, excluding any amounts taken as loans, was reduced on the date of the partial withdrawal. The proportionate adjustment of the adjusted Purchase Payment total for each partial withdrawal is defined as the adjusted Purchase Payment total at that time, multiplied by the fraction A divided by B (A/B), where:

A

is the current Account Value, excluding amounts taken as a loan, immediately after the partial withdrawal; and

B

is the current Account Value, excluding amounts taken as a loan, before the partial withdrawal.

Any advisory fee deducted reduces the amount of this death benefit. In particular, withdrawals under your certificate to pay for such fees effect a proportional adjustment to the adjusted Purchase Payment total. Where the death benefit is reduced on a proportionate basis, the reduction could be greater than the amount withdrawn.

Tax Code Requirements

If the death benefit is not taken in a lump sum by the end of the calendar year following your death, your beneficiary must satisfy the distribution rules imposed by the Tax Code. These rules recently changed for death occurring after January 1, 2020. Subject to certain exceptions most non-spouse beneficiaries must now complete death benefit distributions within ten years of your death in order to satisfy required minimum distribution rules. A beneficiary should consult a tax adviser. Failure to satisfy these rules can result in tax penalties. See “FEDERAL Tax Considerations” for additional information.

Item 17. Portfolio Companies (N-4) [Text Block]

APPENDIX A: FUNDS AVAILABLE UNDER THE CONTRACT

The following is a list of Funds available under the Contract. The Funds available to you may vary based on employer and state approval and participants should refer to their plan documents for a list of available Funds.

More information about the Funds is available in the prospectuses for the Funds, which may be amended from time to time and can be found online at https://vpx.broadridge.com/getcontract1.asp?dtype=isp&cid=voyavpx&fid=NRVA00974. You can also request this information at no cost by calling Customer Service at 1-800-584-6001 or by sending an email request to ProspectusRequests@voya.com.

The current expenses and performance information below reflects fee and expenses of the Funds, but do not reflect the other fees and expenses that your Contract may charge. Expenses would be higher and performance would be lower if these other charges were included. Each Fund’s past performance is not necessarily an indication of future performance.

Funds Available for New Allocations: SUNY ORP Legacy (Pre 11/15/2021) Contract and

NYS VDC Legacy (Pre 11/15/2021) Contracts

INVESTMENT OBJECTIVE	FUND NAME INVESTMENT ADVISER/SUBADVISER	CURRENT EXPENSES^*	AVERAGE ANNUAL TOTAL RETURNS (as of 12/31/2024)
INVESTMENT OBJECTIVE	FUND NAME INVESTMENT ADVISER/SUBADVISER	CURRENT EXPENSES^*	1 Year	5 Years	10 Years
Seeks total return, consisting of current income and capital appreciation.	Allspring Core Plus Bond Fund (Class R6)¹ Investment Adviser: Allspring Funds Management, LLC Subadviser: Allspring Global Investments, LLC	0.30%	2.41%	1.13%	2.61%
Seeks to provide long-term growth of capital.	American Funds^® –EuroPacific Growth Fund^®(Class R6)¹ Investment Adviser: Capital Research and Management Company^SM	0.47%	5.04%	3.95%	5.66%

^*	Operating expenses reflecting applicable waivers or expense limitations as reported in the Fund’s prospectus.
¹	This Fund is available to the general public, in addition to being available through variable annuity contracts. See “FEDERAL TAX CONSIDERATIONS - Special Considerations for Section 403(b) Plans” for a discussion of investment in one of the public Funds under 403(b) or Roth 403(b) annuity contracts.

INVESTMENT OBJECTIVE	FUND NAME INVESTMENT ADVISER/SUBADVISER	CURRENT EXPENSES^*	AVERAGE ANNUAL TOTAL RETURNS (as of 12/31/2024)
INVESTMENT OBJECTIVE	FUND NAME INVESTMENT ADVISER/SUBADVISER	CURRENT EXPENSES^*	1 Year	5 Years	10 Years
Provide inflation protection and earn current income consistent with inflation-protected securities.	DFA Inflation-Protected Securities Portfolio (Class I)² Investment Adviser: Dimensional Fund Advisors LP	0.11%	2.01%	1.86%	2.29%
Seeks to maximize total returns. Total return is comprised of income and capital appreciation.	DFA Social Fixed Income Portfolio (Institutional Class)³ Investment Adviser: Dimensional Fund Advisors LP Subadvisers: Dimensional Fund Advisors Ltd. and DFA Australia Limited	0.22%	1.81%	0.27%	N/A
Seeks to provide investment results that correspond to the total return (i.e., the combination of capital changes and income) performance of common stocks publicly traded in the United States.	Fidelity^® 500 Index Fund² Investment Adviser: Fidelity Management & Research Company LLC Subadviser: Geode Capital Management, LLC	0.015%	25.00%	14.51%	13.09%
Seeks capital appreciation.	Fidelity Advisor^® Focused Emerging Markets (Class Z)^,2* Investment Adviser: Fidelity Management & Research Company LLC (FMR) Subadvisers: FMR UK, FMR HK, FIL Investments (Japan) LTD, FMR Japan, FIA, and FIA (UK)	0.81%	9.43%	3.98%	5.89%
Seeks to provide investment results that correspond to the total return of stocks of mid-capitalization United States companies.	Fidelity^® Mid Cap Index Fund^,² Investment Adviser: Fidelity Management & Research Company LLC Subadviser: Geode Capital Management, LLC	0.03%	15.35%	9.93%	9.63%

^*	Operating expenses reflecting applicable waivers or expense limitations as reported in the Fund’s prospectus.
^**	Effective March 31, 2025, the Fidelity Advisor^®Focused Emerging Markets Fund (Class Z) closed to new investors.
²	This Fund is available to the general public, in addition to being available through variable annuity contracts. See “FEDERAL TAX CONSIDERATIONS - Special Considerations for Section 403(b) Plans” for a discussion of investment in one of the public Funds under 403(b) or Roth 403(b) annuity contracts.

INVESTMENT OBJECTIVE	FUND NAME INVESTMENT ADVISER/SUBADVISER	CURRENT EXPENSES^*	AVERAGE ANNUAL TOTAL RETURNS (as of 12/31/2024)
INVESTMENT OBJECTIVE	FUND NAME INVESTMENT ADVISER/SUBADVISER	CURRENT EXPENSES^*	1 Year	5  Years	10 Years
Seeks to provide investment results that correspond to the total return of stocks of small-capitalization United States companies.	Fidelity^® Small Cap Index Fund³ Investment Adviser: Fidelity Management & Research Company LLC Subadviser: Geode Capital Management, LLC	0.03%	11.69%	7.50%	7.96%
Seeks to provide investment results that correspond to the total return of foreign developed and emerging stock markets.	Fidelity^®Total International Index Fund³ Investment Adviser: Fidelity Management & Research Company LLC Subadviser: Geode Capital Management, LLC	0.06%	4.99%	4.11%	N/A
Seeks long-term total return.	Franklin Small Cap Value Fund (Class R6) Investment Adviser: Franklin Mutual Advisers, LLC	0.60%	11.75%	8.77%	8.52%
Seek long term growth of capital by investing in innovative companies around the world whose businesses and technologies focus on environmental markets, including alternative energy and energy efficiency; water infrastructure technologies and pollution control; environmental support services and waste management technologies; and sustainable food, agriculture, and forestry.	Impax Global Environmental Markets Fund (Institutional Class) Investment Adviser: Impax Asset Management LLC Subadviser: Impax Asset Management Ltd.	0.91%	5.12%	7.98%	8.42%
Seeks long-term capital appreciation.	JPMorgan Large Cap Growth Fund (Class R6)³ Investment Adviser: J.P. Morgan Investment Management Inc.	0.44%	34.17%	20.27%	17.87%
Seeks to achieve both capital appreciation and current income.	Parnassus Core Equity Fund^SM (Investor Shares) Investment Adviser: Parnassus Investment	0.82%	18.52%	13.25%	12.02%

^*	Operating expenses reflecting applicable waivers or expense limitations as reported in the Fund’s prospectus.
³	This Fund is available to the general public, in addition to being available through variable annuity contracts. See “FEDERAL TAX CONSIDERATIONS - Special Considerations for Section 403(b) Plans” for a discussion of investment in one of the public Funds under 403(b) or Roth 403(b) annuity contracts.

INVESTMENT OBJECTIVE	FUND NAME INVESTMENT ADVISER/SUBADVISER	CURRENT EXPENSES^*	AVERAGE ANNUAL TOTAL RETURNS (as of 12/31/2024)
INVESTMENT OBJECTIVE	FUND NAME INVESTMENT ADVISER/SUBADVISER	CURRENT EXPENSES^*	1 Year	5 Years	10 Years
Seeks to maximize current income. As a secondary investment objective, the Fund will seek capital appreciation, but only when consistent with the Fund’s primarily investment objective of current income.	PGIM High Yield Fund (Class R6)⁴ Investment Adviser: PGIM Investments LLC Subadvisers: PGIM Fixed Income and PGIM Limited	0.38%	8.48%	3.94%	5.39%
Seeks to provide long-term capital growth by investing primarily in the common stocks of mid-cap growth companies.	T. Rowe Price Diversified Mid-Cap Growth Fund (Class I)⁴ Investment Adviser: T. Rowe Price Investment Management	0.68%	23.95%	11.24%	12.07%
Seeks an above average level of dividend income and reasonable long-term capital appreciation. The fund has two advisors who perform extensive research to identify dividend-paying, undervalued companies with catalysts for share-price appreciation.	Vanguard^® Equity Income Fund (Admiral Shares)^4,5 Investment Adviser: Vanguard Quantitative Equity Group Subadvisers: Wellington Management Company LLP (Wellington Management) and The Vanguard Group, Inc. (Vanguard)	0.18%	15.16%	9.97%	10.07%
Seeks to provide long-term capital appreciation.	Vanguard^® Explorer^TM Fund (Admiral^TMShares)^4,5 Investment Advisers: ArrowMark Colorado Holdings, LLC (ArrowMark Partners), ClearBridge Investment, LLC (ClearBridge), Stephens Investment Management Group, LLC (SIMG), Wellington Management Company LLP (Wellington Management), and The Vanguard Group, Inc. (Vanguard)	0.34%	10.37%	9.24%	10.22%
Seeks to provide current income while maintaining liquidity and a stable share price of $1.	Vanguard^® Federal Money Market Fund (Investor Shares)^4,5 Investment Adviser: The Vanguard Group, Inc. (Vanguard)	0.11%	5.24%	2.45%	1.73%
Seeks to track the performance of a benchmark index that measures the investment return of large- and mid-capitalization stocks.	Vanguard^® FTSE Social Index Fund (Institutional Shares)^4,5 Investment Adviser: The Vanguard Group, Inc. (Vanguard)	0.12%	26.01%	14.55%	13.48%

^*	Operating expenses reflecting applicable waivers or expense limitations as reported in the Fund’s prospectus.
⁴	This Fund is available to the general public, in addition to being available through variable annuity contracts. See “FEDERAL TAX CONSIDERATIONS - Special Considerations for Section 403(b) Plans” for a discussion of investment in one of the public Funds under 403(b) or Roth 403(b) annuity contracts.
⁵	Vanguard is a trademark of The Vanguard Group, Inc.

INVESTMENT OBJECTIVE	FUND NAME INVESTMENT ADVISER/SUBADVISER	CURRENT EXPENSES^*	AVERAGE ANNUAL TOTAL RETURNS (as of 12/31/2024)
INVESTMENT OBJECTIVE	FUND NAME INVESTMENT ADVISER/SUBADVISER	CURRENT EXPENSES^*	1 Year	5 Years	10 Years
Seeks to provide growth of capital and current income consistent with its current target allocation by investing in a gradually more conservative mix of the following Vanguard funds: Total Stock Market Index Fund, Total Bond Market II Index Fund, Total International Stock Index Fund, Total International Bond II Index Fund, and Short-Term Inflation-Protected Securities Fund. The combination of funds produces a portfolio that is diversified by asset class and holdings.	Vanguard Target Retirement 2020 Fund^6,7 Investment Adviser: The Vanguard Group, Inc. (Vanguard)	0.08%	7.75%	4.75%	5.58%
Seeks to provide growth of capital and current income consistent with its current target allocation by investing in a gradually more conservative mix of the following Vanguard funds: Total Stock Market Index Fund, Total Bond Market II Index Fund, Total International Stock Index Fund, Total International Bond II Index Fund, and Short-Term Inflation-Protected Securities Fund. The combination of funds produces a portfolio that is diversified by asset class and holdings.	Vanguard Target Retirement 2025 Fund^6,7 Investment Adviser: The Vanguard Group, Inc. (Vanguard)	0.08%	9.44%	5.66%	6.32%

^*	Operating expenses reflecting applicable waivers or expense limitations as reported in the Fund’s prospectus.
⁶	This Fund is available to the general public, in addition to being available through variable annuity contracts. See “FEDERAL TAX CONSIDERATIONS - Special Considerations for Section 403(b) Plans” for a discussion of investment in one of the public Funds under 403(b) or Roth 403(b) annuity contracts.
⁷	This Fund is structured as a Fund of Funds that invests directly in shares of underlying Funds. *See “THE INVESTMENT OPTIONS - The Variable Investment Options* - Funds of Funds” for more information.**

INVESTMENT OBJECTIVE	FUND NAME INVESTMENT ADVISER/SUBADVISER	CURRENT EXPENSES^*	AVERAGE ANNUAL TOTAL RETURNS (as of 12/31/2024)
INVESTMENT OBJECTIVE	FUND NAME INVESTMENT ADVISER/SUBADVISER	CURRENT EXPENSES^*	1 Year	5 Years	10 Years
Seeks to provide growth of capital and current income consistent with its current target allocation by investing in a gradually more conservative mix of the following Vanguard funds: Total Stock Market Index Fund, Total Bond Market II Index Fund, Total International Stock Index Fund, Total International Bond II Index Fund, and Short-Term Inflation-Protected Securities Fund. The combination of funds produces a portfolio that is diversified by asset class and holdings.	Vanguard Target Retirement 2030 Fund^8,9 Investment Adviser: The Vanguard Group, Inc. (Vanguard)	0.08%	10.64%	6.44%	6.92%
Seeks to provide growth of capital and current income consistent with its current target allocation by investing in a gradually more conservative mix of the following Vanguard funds: Total Stock Market Index Fund, Total Bond Market II Index Fund, Total International Stock Index Fund, Total International Bond II Index Fund, and Short-Term Inflation-Protected Securities Fund. The combination of funds produces a portfolio that is diversified by asset class and holdings.	Vanguard Target Retirement 2035 Fund^8,9 Investment Adviser: The Vanguard Group, Inc. (Vanguard)	0.08%	11.78%	7.20%	7.51%

^*	Operating expenses reflecting applicable waivers or expense limitations as reported in the Fund’s prospectus.
⁸	This Fund is available to the general public, in addition to being available through variable annuity contracts. See “FEDERAL TAX CONSIDERATIONS - Special Considerations for Section 403(b) Plans” for a discussion of investment in one of the public Funds under 403(b) or Roth 403(b) annuity contracts.
⁹	This Fund is structured as a Fund of Funds that invests directly in shares of underlying Funds. *See “THE INVESTMENT OPTIONS - The Variable Investment Options* - Funds of Funds” for more information.**

INVESTMENT OBJECTIVE	FUND NAME INVESTMENT ADVISER/SUBADVISER	CURRENT EXPENSES^*	AVERAGE ANNUAL TOTAL RETURNS (as of 12/31/2024)
INVESTMENT OBJECTIVE	FUND NAME INVESTMENT ADVISER/SUBADVISER	CURRENT EXPENSES^*	1 Year	5 Years	10 Years
Seeks to provide growth of capital and current income consistent with its current target allocation by investing in a gradually more conservative mix of the following Vanguard funds: Total Stock Market Index Fund, Total Bond Market II Index Fund, Total International Stock Index Fund, Total International Bond II Index Fund, and Short-Term Inflation-Protected Securities Fund. The combination of funds produces a portfolio that is diversified by asset class and holdings.	Vanguard Target Retirement 2040 Fund^10,11 Investment Adviser: The Vanguard Group, Inc. (Vanguard)	0.08%	12.88%	7.97%	8.08%
Seeks to provide growth of capital and current income consistent with its current target allocation by investing in a gradually more conservative mix of the following Vanguard funds: Total Stock Market Index Fund, Total Bond Market II Index Fund, Total International Stock Index Fund, Total International Bond II Index Fund, and Short-Term Inflation-Protected Securities Fund. The combination of funds produces a portfolio that is diversified by asset class and holdings.	Vanguard Target Retirement 2045 Fund^10,11 Investment Adviser: The Vanguard Group, Inc. (Vanguard)	0.08%	13.91%	8.73%	8.57%

^*	Operating expenses reflecting applicable waivers or expense limitations as reported in the Fund’s prospectus.
¹⁰	This Fund is available to the general public, in addition to being available through variable annuity contracts. See “FEDERAL TAX CONSIDERATIONS - Special Considerations for Section 403(b) Plans” for a discussion of investment in one of the public Funds under 403(b) or Roth 403(b) annuity contracts.
¹¹	This Fund is structured as a Fund of Funds that invests directly in shares of underlying Funds. *See “THE INVESTMENT OPTIONS - The Variable Investment Options* - Funds of Funds” for more information.**

INVESTMENT OBJECTIVE	FUND NAME INVESTMENT ADVISER/SUBADVISER	CURRENT EXPENSES^*	AVERAGE ANNUAL TOTAL RETURNS (as of 12/31/2024)
INVESTMENT OBJECTIVE	FUND NAME INVESTMENT ADVISER/SUBADVISER	CURRENT EXPENSES^*	1 Year	5 Years	10 Years
Seeks to provide growth of capital and current income consistent with its current target allocation by investing in a gradually more conservative mix of the following Vanguard funds: Total Stock Market Index Fund, Total Bond Market II Index Fund, Total International Stock Index Fund, Total International Bond II Index Fund, and Short-Term Inflation-Protected Securities Fund. The combination of funds produces a portfolio that is diversified by asset class and holdings.	Vanguard Target Retirement 2050 Fund^12,13 Investment Adviser: The Vanguard Group, Inc. (Vanguard)	0.08%	14.64%	9.03%	8.72%
Seeks to provide growth of capital and current income consistent with its current target allocation by investing in a gradually more conservative mix of the following Vanguard funds: Total Stock Market Index Fund, Total Bond Market II Index Fund, Total International Stock Index Fund, Total International Bond II Index Fund, and Short-Term Inflation-Protected Securities Fund. The combination of funds produces a portfolio that is diversified by asset class and holdings.	Vanguard Target Retirement 2055 Fund^12,13 Investment Adviser: The Vanguard Group, Inc. (Vanguard)	0.08%	14.64%	9.02%	8.70%

^*	Operating expenses reflecting applicable waivers or expense limitations as reported in the Fund’s prospectus.
¹²	This Fund is available to the general public, in addition to being available through variable annuity contracts. See “FEDERAL TAX CONSIDERATIONS - Special Considerations for Section 403(b) Plans” for a discussion of investment in one of the public Funds under 403(b) or Roth 403(b) annuity contracts.
¹³	This Fund is structured as a Fund of Funds that invests directly in shares of underlying Funds. *See “THE INVESTMENT OPTIONS - The Variable Investment Options* - Funds of Funds” for more information.**

INVESTMENT OBJECTIVE	FUND NAME INVESTMENT ADVISER/SUBADVISER	CURRENT EXPENSES^*	AVERAGE ANNUAL TOTAL RETURNS (as of 12/31/2024)
INVESTMENT OBJECTIVE	FUND NAME INVESTMENT ADVISER/SUBADVISER	CURRENT EXPENSES^*	1 Year	5 Years	10 Years
Seeks to provide growth of capital and current income consistent with its current target allocation by investing in a gradually more conservative mix of the following Vanguard funds: Total Stock Market Index Fund, Total Bond Market II Index Fund, Total International Bond II Index Fund, and Total International Stock Index Fund. The combination of funds produces a portfolio that is diversified by asset class and holdings.	Vanguard Target Retirement 2060 Fund^14,15 Investment Adviser: The Vanguard Group, Inc. (Vanguard)	0.08%	14.63%	9.02%	8.70%
Seeks to provide growth of capital and current income consistent with its current target allocation by investing in a gradually more conservative mix of the following Vanguard funds: Total Stock Market Index Fund, Total Bond Market II Index Fund, Total International Stock Index Fund, Total International Bond II Index Fund, and Short-Term Inflation-Protected Securities Fund. The combination of funds produces a portfolio that is diversified by asset class and holdings.	Vanguard Target Retirement 2065 Fund^14,15 Investment Adviser: The Vanguard Group, Inc. (Vanguard)	0.08%	14.62%	9.01%	N/A

^*	Operating expenses reflecting applicable waivers or expense limitations as reported in the Fund’s prospectus.
¹⁴	This Fund is available to the general public, in addition to being available through variable annuity contracts. See “FEDERAL TAX CONSIDERATIONS - Special Considerations for Section 403(b) Plans” for a discussion of investment in one of the public Funds under 403(b) or Roth 403(b) annuity contracts.
¹⁵	This Fund is structured as a Fund of Funds that invests directly in shares of underlying Funds. *See “THE INVESTMENT OPTIONS - The Variable Investment Options* - Funds of Funds” for more information.**

INVESTMENT OBJECTIVE	FUND NAME INVESTMENT ADVISER/SUBADVISER	CURRENT EXPENSES^*	AVERAGE ANNUAL TOTAL RETURNS (as of 12/31/2024)
INVESTMENT OBJECTIVE	FUND NAME INVESTMENT ADVISER/SUBADVISER	CURRENT EXPENSES^*	1 Year	5 Years	10 Years
Seeks to provide growth of capital and current income consistent with its current target allocation by investing in a gradually more conservative mix of the following Vanguard funds: Total Stock Market Index Fund, Total Bond Market II Index Fund, Total International Stock Index Fund, Total International Bond II Index Fund, and Short-Term Inflation-Protected Securities Fund. The combination of funds produces a portfolio that is diversified by asset class and holdings.	Vanguard Target Retirement 2070 Fund^16,17 Investment Adviser: The Vanguard Group, Inc. (Vanguard)	0.08%	14.59%	N/A	N/A
Seeks to provide current income and some growth of capital by investing in a mix of the following Vanguard funds: Total Stock Market Index Fund, Total Bond Market II Index Fund, Total International Stock Index Fund, Total International Bond II Index Fund, and Short-Term Inflation-Protected Securities Index Fund. The combination of funds produces a portfolio that is diversified by asset class and holdings. The combination of funds produces a portfolio that is diversified by asset class and holdings.	Vanguard Target Retirement Income Fund^16,17 Investment Adviser: The Vanguard Group, Inc. (Vanguard)	0.08%	6.58%	3.58%	4.19%
Seeks to provide long-term capital growth by investing primarily in common stocks.	Victory Sycamore Established Value Fund (Class R6)¹⁶ Investment Adviser: Victory Capital Management Inc.	0.54%	10.24%	11.11%	10.80%

^*	Operating expenses reflecting applicable waivers or expense limitations as reported in the Fund’s prospectus.
¹⁶	This Fund is available to the general public, in addition to being available through variable annuity contracts. See “FEDERAL TAX CONSIDERATIONS - Special Considerations for Section 403(b) Plans” for a discussion of investment in one of the public Funds under 403(b) or Roth 403(b) annuity contracts.
¹⁷	This Fund is structured as a Fund of Funds that invests directly in shares of underlying Funds. *See “THE INVESTMENT OPTIONS - The Variable Investment Options* - Funds of Funds” for more information.**

Funds Available for New Allocations: SUNY ORP Post (11/15/2021) Contracts

INVESTMENT OBJECTIVE	FUND NAME INVESTMENT ADVISER/SUBADVISER	CURRENT EXPENSES^*	AVERAGE ANNUAL TOTAL RETURNS (as of 12/31/2024)
INVESTMENT OBJECTIVE	FUND NAME INVESTMENT ADVISER/SUBADVISER	CURRENT EXPENSES^*	1 Year	5 Years	10 Years
Seeks total return, consisting of current income and capital appreciation.	Allspring Core Plus Bond Fund (Class R6)^18,19 Investment Adviser: Allspring Funds Management, LLC Subadviser: Allspring Global Investments, LLC	0.30%	2.41%	1.13%	2.61%
Seeks to provide long-term growth of capital.	American Funds^® - EuroPacific Growth Fund^® (Class R6) Investment Adviser: Capital Research and Management Company^SM	0.82%	4.68%	3.58%	5.30%
Provide inflation protection and earn current income consistent with inflation-protected securities.	DFA Inflation-Protected Securities Portfolio (Institutional Class) Investment Adviser: Dimensional Fund Advisors LP	0.11%	2.01%	1.86%	2.29%
Seeks to maximize total returns. Total return is comprised of income and capital appreciation.	DFA Social Fixed Income Portfolio (Institutional Class) Investment Adviser: Dimensional Fund Advisors LP Subadvisers: Dimensional Fund Advisors Ltd. and DFA Australia Limited	0.22%	1.81%	0.27%	N/A
Seeks to provide investment results that correspond to the total return (i.e., the combination of capital changes and income) performance of common stocks publicly traded in the United States.	Fidelity^®500 Index Fund¹⁸ Investment Adviser: Fidelity Management & Research Company LLC Subadviser: Geode Capital Management, LLC	0.015%	25.00%	14.51%	13.09%

^*	Operating expenses reflecting applicable waivers or expense limitations as reported in the Fund’s prospectus.
¹⁸	This Fund is available to the general public, in addition to being available through variable annuity contracts. See “FEDERAL TAX CONSIDERATIONS - Special Considerations for Section 403(b) Plans” for a discussion of investment in one of the public Funds under 403(b) or Roth 403(b) annuity contracts.
¹⁹	This Fund is available to the general public, in addition to being available through variable annuity contracts. See This Fund is structured as a Fund of Funds that invests directly in shares of underlying Funds. See “THE INVESTMENT OPTIONS - The Variable Investment Options - Funds of Funds” for more information.

INVESTMENT OBJECTIVE	FUND NAME INVESTMENT ADVISER/SUBADVISER	CURRENT EXPENSES^*	AVERAGE ANNUAL TOTAL RETURNS (as of 12/31/2024)
INVESTMENT OBJECTIVE	FUND NAME INVESTMENT ADVISER/SUBADVISER	CURRENT EXPENSES^*	1 Year	5 Years	10 Years
Seeks capital appreciation.	Fidelity Advisor^® Focused Emerging Markets Fund (Class Z)^,20 Investment Adviser: Fidelity Management & Research Company LLC (FMR) Subadvisers:** FMR UK, FMR HK, FIL Investments (Japan) LTD, FMR Japan, FIA, and FIA (UK)	0.81%	9.43%	3.98%	5.89%
Seeks to provide investment results that correspond to the total return of stocks of mid-capitalization United States companies.	Fidelity^®Mid Cap Index Fund Investment Adviser: Fidelity Management & Research Company LLC Subadviser: Geode Capital Management, LLC	0.03%	15.35%	9.93%	9.63%
Seeks to provide investment results that correspond to the total return of stocks of small-capitalization United States companies.	Fidelity^®Small Cap Index Fund²⁰ Investment Adviser: Fidelity Management & Research Company LLC Subadviser: Geode Capital Management, LLC	0.03%	11.69%	7.50%	7.96%
Seeks to provide investment results that correspond to the total return of foreign developed and emerging stock markets.	Fidelity^®Total International Index Fund Investment Adviser: Fidelity Management & Research Company LLC Subadviser: Geode Capital Management, LLC	0.06%	4.99%	4.11%	N/A
Seeks long-term total return.	Franklin Small Cap Value Fund (Class R6) Investment Adviser: Franklin Mutual Advisers, LLC	0.60%	11.75%	8.77%	8.52%

^*	Operating expenses reflecting applicable waivers or expense limitations as reported in the Fund’s prospectus.
^**	Effective March 31, 2025, the Fund closed to new investors.
²⁰	This Fund is available to the general public, in addition to being available through variable annuity contracts. See “FEDERAL TAX CONSIDERATIONS - Special Considerations for Section 403(b) Plans” for a discussion of investment in one of the public Funds under 403(b) or Roth 403(b) annuity contracts.

INVESTMENT OBJECTIVE	FUND NAME INVESTMENT ADVISER/SUBADVISER	CURRENT EXPENSES^*	AVERAGE ANNUAL TOTAL RETURNS (as of 12/31/2024)
INVESTMENT OBJECTIVE	FUND NAME INVESTMENT ADVISER/SUBADVISER	CURRENT EXPENSES^*	1 Year	5 Years	10 Years
Seek long term growth of capital by investing in innovative companies around the world whose businesses and technologies focus on environmental markets, including alternative energy and energy efficiency; water infrastructure technologies and pollution control; environmental support services and waste management technologies; and sustainable food, agriculture, and forestry.	Impax Global Environmental Markets Fund (Institutional Class)²¹ Investment Adviser: Impax Asset Management LLC Subadviser: Impax Asset Management Ltd.	0.91%	5.12%	7.98%	8.42%
Seeks long-term capital appreciation.	JPMorgan Large Cap Growth Fund (Class R6) Investment Adviser: J.P. Morgan Investment Management Inc.	0.44%	34.17%	20.27%	17.87%
Seeks to achieve both capital appreciation and current income.	Parnassus Core Equity Fund^SM (Investor Shares) Investment Adviser: Parnassus Investment	0.82%	18.52%	13.25%	12.02%
Seeks to maximize current income. As a secondary investment objective, the Fund will seek capital appreciation, but only when consistent with the Fund’s primarily investment objective of current income.	PGIM High Yield Fund (Class R6) Investment Adviser: PGIM Investments LLC Subadvisers: PGIM Fixed Income and PGIM Limited	0.38%	8.48%	3.94%	5.39%
Seeks to provide long-term capital growth by investing primarily in the common stocks of mid-cap growth companies.	T. Rowe Price Diversified Mid-Cap Growth Fund (Class I)²¹ Investment Adviser: T. Rowe Price Investment Management	0.80%	23.92%	11.22%	11.94%

^*	Operating expenses reflecting applicable waivers or expense limitations as reported in the Fund’s prospectus.
²¹	This Fund is available to the general public, in addition to being available through variable annuity contracts. See “FEDERAL TAX CONSIDERATIONS - Special Considerations for Section 403(b) Plans” for a discussion of investment in one of the public Funds under 403(b) or Roth 403(b) annuity contracts.

INVESTMENT OBJECTIVE	FUND NAME INVESTMENT ADVISER/SUBADVISER	CURRENT EXPENSES^*	AVERAGE ANNUAL TOTAL RETURNS (as of 12/31/2024)
INVESTMENT OBJECTIVE	FUND NAME INVESTMENT ADVISER/SUBADVISER	CURRENT EXPENSES^*	1 Year	5 Years	10 Years
Seeks to provide an above-average level of current income and reasonable long-term capital appreciation.	Vanguard^®Equity Income Fund (Admiral^TM Shares)^22,23 Investment Advisers: Wellington Management Company LLC (Wellington Management), and The Vanguard Group, Inc. (Vanguard)	0.18%	15.16%	9.97%	10.07%
Seeks to provide long-term capital appreciation.	Vanguard^®Explorer^TM Fund (Admiral^TM Shares)^22,23 Investment Advisers: ArrowMark Colorado Holdings, LLC (ArrowMark Partners), ClearBridge Investment, LLC (ClearBridge), Stephens Investment Management Group, LLC (SIMG), Wellington Management Company LLP (Wellington Management), and The Vanguard Group, Inc. (Vanguard)	0.34%	10.37%	9.24%	10.22%
Seeks to provide current income while maintaining liquidity and a stable share price of $1.	Vanguard^®Federal Money Market Fund (Investor Shares)^22,23 Investment Adviser: The Vanguard Group, Inc. (Vanguard)	0.11%	5.24%	2.45%	1.73%
Seeks to track the performance of a benchmark index that measures the investment return of large- and mid-capitalization stocks.	Vanguard^®FTSE Social Index Fund (Institutional Shares)^22,23 Investment Adviser: The Vanguard Group, Inc. (Vanguard)	0.12%	26.01%	14.55%	13.48%

^*	Operating expenses reflecting applicable waivers or expense limitations as reported in the Fund’s prospectus.
²²	This Fund is available to the general public, in addition to being available through variable annuity contracts. See “FEDERAL TAX CONSIDERATIONS - Special Considerations for Section 403(b) Plans” for a discussion of investment in one of the public Funds under 403(b) or Roth 403(b) annuity contracts.
²³	Vanguard is a trademark of The Vanguard Group, Inc.

INVESTMENT OBJECTIVE	FUND NAME INVESTMENT ADVISER/SUBADVISER	CURRENT EXPENSES^*	AVERAGE ANNUAL TOTAL RETURNS (as of 12/31/2024)
INVESTMENT OBJECTIVE	FUND NAME INVESTMENT ADVISER/SUBADVISER	CURRENT EXPENSES^*	1 Year	5 Years	10 Years
Seeks to provide growth of capital and current income consistent with its current target allocation by investing in a gradually more conservative mix of the following Vanguard funds: Total Stock Market Index Fund, Total Bond Market II Index Fund, Total International Stock Index Fund, Total International Bond II Index Fund, and Short-Term Inflation-Protected Securities Fund. The combination of funds produces a portfolio that is diversified by asset class and holdings.	Vanguard Target Retirement 2020 Fund^24,25 Investment Adviser The Vanguard Group, Inc. (Vanguard)	0.08%	7.75%	4.75%	5.58%
Seeks to provide growth of capital and current income consistent with its current target allocation by investing in a gradually more conservative mix of the following Vanguard funds: Total Stock Market Index Fund, Total Bond Market II Index Fund, Total International Stock Index Fund, Total International Bond II Index Fund, and Short-Term Inflation-Protected Securities Fund. The combination of funds produces a portfolio that is diversified by asset class and holdings.	Vanguard Target Retirement 2025 Fund^,^24,25 Investment Adviser:** The Vanguard Group, Inc. (Vanguard)	0.08%	9.44%	5.66%	6.32%

^*	Operating expenses reflecting applicable waivers or expense limitations as reported in the Fund’s prospectus.
^**	Effective on or about August 8, 2025, the Voya Target Retirement 2025 Fund (Class R6) will merge into the Voya Target In-Retirement Fund (Class R6).
²⁴	This Fund is available to the general public, in addition to being available through variable annuity contracts. See “FEDERAL TAX CONSIDERATIONS - Special Considerations for Section 403(b) Plans” for a discussion of investment in one of the public Funds under 403(b) or Roth 403(b) annuity contracts.
²⁵	This Fund is available to the general public, in addition to being available through variable annuity contracts. See This Fund is structured as a Fund of Funds that invests directly in shares of underlying Funds. See “THE INVESTMENT OPTIONS - The Variable Investment Options - Funds of Funds” for more information.

INVESTMENT OBJECTIVE	FUND NAME INVESTMENT ADVISER/SUBADVISER	CURRENT EXPENSES^*	AVERAGE ANNUAL TOTAL RETURNS (as of 12/31/2024)
INVESTMENT OBJECTIVE	FUND NAME INVESTMENT ADVISER/SUBADVISER	CURRENT EXPENSES^*	1 Year	5 Years	10 Years
Seeks to provide growth of capital and current income consistent with its current target allocation by investing in a gradually more conservative mix of the following Vanguard funds: Total Stock Market Index Fund, Total Bond Market II Index Fund, Total International Stock Index Fund, Total International Bond II Index Fund, and Short-Term Inflation-Protected Securities Fund. The combination of funds produces a portfolio that is diversified by asset class and holdings.	Vanguard Target Retirement 2030 Fund^26,27 Investment Adviser: The Vanguard Group, Inc. (Vanguard)	0.08%	10.64%	6.44%	6.92%
Seeks to provide growth of capital and current income consistent with its current target allocation by investing in a gradually more conservative mix of the following Vanguard funds: Total Stock Market Index Fund, Total Bond Market II Index Fund, Total International Stock Index Fund, Total International Bond II Index Fund, and Short-Term Inflation-Protected Securities Fund. The combination of funds produces a portfolio that is diversified by asset class and holdings.	Vanguard Target Retirement 2035 Fund^26,27 Investment Adviser: The Vanguard Group, Inc. (Vanguard)	0.08%	11.78%	7.20%	7.51%

^*	Operating expenses reflecting applicable waivers or expense limitations as reported in the Fund’s prospectus.
²⁶	This Fund is available to the general public, in addition to being available through variable annuity contracts. See “FEDERAL TAX CONSIDERATIONS - Special Considerations for Section 403(b) Plans” for a discussion of investment in one of the public Funds under 403(b) or Roth 403(b) annuity contracts.
²⁷	This Fund is structured as a Fund of Funds that invests directly in shares of underlying Funds. *See “THE INVESTMENT OPTIONS - The Variable Investment Options* - Funds of Funds” for more information.**

INVESTMENT OBJECTIVE	FUND NAME INVESTMENT ADVISER/SUBADVISER	CURRENT EXPENSES^*	AVERAGE ANNUAL TOTAL RETURNS (as of 12/31/2024)
INVESTMENT OBJECTIVE	FUND NAME INVESTMENT ADVISER/SUBADVISER	CURRENT EXPENSES^*	1 Year	5 Years	10 Years
Seeks to provide growth of capital and current income consistent with its current target allocation by investing in a gradually more conservative mix of the following Vanguard funds: Total Stock Market Index Fund, Total Bond Market II Index Fund, Total International Stock Index Fund, Total International Bond II Index Fund, and Short-Term Inflation-Protected Securities Fund. The combination of funds produces a portfolio that is diversified by asset class and holdings.	Vanguard Target Retirement 2040 Fund^28,29 Investment Adviser: The Vanguard Group, Inc. (Vanguard)	0.08%	12.88%	7.97%	8.08%
Seeks to provide growth of capital and current income consistent with its current target allocation by investing in a gradually more conservative mix of the following Vanguard funds: Total Stock Market Index Fund, Total Bond Market II Index Fund, Total International Stock Index Fund, Total International Bond II Index Fund, and Short-Term Inflation-Protected Securities Fund. The combination of funds produces a portfolio that is diversified by asset class and holdings.	Vanguard Target Retirement 2045 Fund^28,29 Investment Adviser: The Vanguard Group, Inc. (Vanguard)	0.08%	13.91%	8.73%	8.57%

^*	Operating expenses reflecting applicable waivers or expense limitations as reported in the Fund’s prospectus.
²⁸	This Fund is available to the general public, in addition to being available through variable annuity contracts. See “FEDERAL TAX CONSIDERATIONS - Special Considerations for Section 403(b) Plans” for a discussion of investment in one of the public Funds under 403(b) or Roth 403(b) annuity contracts.
²⁹	This Fund is structured as a Fund of Funds that invests directly in shares of underlying Funds. *See “THE INVESTMENT OPTIONS - The Variable Investment Options* - Funds of Funds” for more information.**

INVESTMENT OBJECTIVE	FUND NAME INVESTMENT ADVISER/SUBADVISER		AVERAGE ANNUAL TOTAL RETURNS (as of 12/31/2024)
INVESTMENT OBJECTIVE	FUND NAME INVESTMENT ADVISER/SUBADVISER	CURRENT EXPENSES^*	1 Year	5 Years	10 Years
Seeks to provide growth of capital and current income consistent with its current target allocation by investing in a gradually more conservative mix of the following Vanguard funds: Total Stock Market Index Fund, Total Bond Market II Index Fund, Total International Stock Index Fund, Total International Bond II Index Fund, and Short-Term Inflation-Protected Securities Fund. The combination of funds produces a portfolio that is diversified by asset class and holdings.	Vanguard Target Retirement 2050 Fund^30,31 Investment Adviser: The Vanguard Group, Inc. (Vanguard)	0.08%	14.64%	9.03%	8.72%
Seeks to provide growth of capital and current income consistent with its current target allocation by investing in a gradually more conservative mix of the following Vanguard funds: Total Stock Market Index Fund, Total Bond Market II Index Fund, Total International Stock Index Fund, Total International Bond II Index Fund, and Short-Term Inflation-Protected Securities Fund. The combination of funds produces a portfolio that is diversified by asset class and holdings.	Vanguard Target Retirement 2055 Fund^30,31 Investment Adviser: The Vanguard Group, Inc. (Vanguard)	0.08%	14.64%	9.02%	8.70%
Seeks to provide growth of capital and current income consistent with its current target allocation by investing in a gradually more conservative mix of the following Vanguard funds: Total Stock Market Index Fund, Total Bond Market II Index Fund, Total International Bond II Index Fund, and Total International Stock Index Fund. The combination of funds produces a portfolio that is diversified by asset class and holdings.	Vanguard Target Retirement 2060 Fund^30,31 Investment Adviser: The Vanguard Group, Inc. (Vanguard)	0.08%	14.63%	9.02%	8.70%

^*	Operating expenses reflecting applicable waivers or expense limitations as reported in the Fund’s prospectus.
³⁰	This Fund is available to the general public, in addition to being available through variable annuity contracts. See “FEDERAL TAX CONSIDERATIONS - Special Considerations for Section 403(b) Plans” for a discussion of investment in one of the public Funds under 403(b) or Roth 403(b) annuity contracts.
³¹	This Fund is structured as a Fund of Funds that invests directly in shares of underlying Funds. *See “THE INVESTMENT OPTIONS - The Variable Investment Options* - Funds of Funds” for more information.**

INVESTMENT OBJECTIVE	FUND NAME INVESTMENT ADVISER/SUBADVISER	CURRENT EXPENSES^*	AVERAGE ANNUAL TOTAL RETURNS (as of 12/31/2024)
INVESTMENT OBJECTIVE	FUND NAME INVESTMENT ADVISER/SUBADVISER	CURRENT EXPENSES^*	1 Year	5 Years	10 Years
Seeks to provide growth of capital and current income consistent with its current target allocation by investing in a gradually more conservative mix of the following Vanguard funds: Total Stock Market Index Fund, Total Bond Market II Index Fund, Total International Stock Index Fund, Total International Bond II Index Fund, and Short-Term Inflation-Protected Securities Fund. The combination of funds produces a portfolio that is diversified by asset class and holdings.	Vanguard Target Retirement 2065^32,33 Investment Adviser: The Vanguard Group, Inc. (Vanguard)	0.08%	14.62%	9.01%	N/A
Seeks to provide growth of capital and current income consistent with its current target allocation by investing in a gradually more conservative mix of the following Vanguard funds: Total Stock Market Index Fund, Total Bond Market II Index Fund, Total International Stock Index Fund, Total International Bond II Index Fund, and Short-Term Inflation-Protected Securities Fund. The combination of funds produces a portfolio that is diversified by asset class and holdings.	Vanguard Target Retirement 2070 Fund^32,33 Investment Adviser: The Vanguard Group, Inc. (Vanguard)	0.08%	14.59%	N/A	N/A

^*	Operating expenses reflecting applicable waivers or expense limitations as reported in the Fund’s prospectus.
³²	This Fund is available to the general public, in addition to being available through variable annuity contracts. See “FEDERAL TAX CONSIDERATIONS - Special Considerations for Section 403(b) Plans” for a discussion of investment in one of the public Funds under 403(b) or Roth 403(b) annuity contracts.
³³	This Fund is structured as a Fund of Funds that invests directly in shares of underlying Funds. *See “THE INVESTMENT OPTIONS - The Variable Investment Options* - Funds of Funds” for more information.**

INVESTMENT OBJECTIVE	FUND NAME INVESTMENT ADVISER/SUBADVISER	CURRENT EXPENSES^*	AVERAGE ANNUAL TOTAL RETURNS (as of 12/31/2024)
INVESTMENT OBJECTIVE	FUND NAME INVESTMENT ADVISER/SUBADVISER	CURRENT EXPENSES^*	1 Year	5 Years	10 Years
Seeks to provide current income and some growth of capital by investing in a mix of the following Vanguard funds: Total Stock Market Index Fund, Total Bond Market II Index Fund, Total International Stock Index Fund, Total International Bond II Index Fund, and Short-Term Inflation-Protected Securities Index Fund. The combination of funds produces a portfolio that is diversified by asset class and holdings. The combination of funds produces a portfolio that is diversified by asset class and holdings.	Vanguard Target Retirement Income Fund^34,35 Investment Adviser: The Vanguard Group, Inc. (Vanguard)	0.08%	6.58%	3.58%	4.19%
Seeks to provide long-term capital growth by investing primarily in common stocks.	Victory Sycamore Established Value Fund (Class R6)³⁴ Investment Adviser: Victory Capital Management Inc.	0.54%	10.24%	11.11%	10.80%

^*	Operating expenses reflecting applicable waivers or expense limitations as reported in the Fund’s prospectus.
³⁴	This Fund is available to the general public, in addition to being available through variable annuity contracts. See “FEDERAL TAX CONSIDERATIONS - Special Considerations for Section 403(b) Plans” for a discussion of investment in one of the public Funds under 403(b) or Roth 403(b) annuity contracts.
³⁵	This Fund is structured as a Fund of Funds that invests directly in shares of underlying Funds. *See “THE INVESTMENT OPTIONS - The Variable Investment Options* - Funds of Funds” for more information.**

Funds Available for New Allocations: SUNY ORP 403(b) Contract

INVESTMENT OBJECTIVE	FUND NAME INVESTMENT ADVISER/SUBADVISER	CURRENT EXPENSES^*	AVERAGE ANNUAL TOTAL RETURNS (as of 12/31/2024)
INVESTMENT OBJECTIVE	FUND NAME INVESTMENT ADVISER/SUBADVISER	CURRENT EXPENSES^*	1 Year	5 Years	10 Years
Seeks to provide total return and inflation protection consistent with investment in inflation-indexed securities.	American Century Inflation-Adjusted Bond Fund (Investor Class)³⁶ Investment Adviser: American Century Investment Management, Inc.	0.54%	1.68%	1.52%	1.82%
Seeks to provide long-term growth of capital.	American Funds -EuroPacific Growth Fund^® (Class R4)³⁶ Investment Adviser: Capital Research and Management Company^SM	0.47%	5.04%	3.95%	5.66%
Seeks to provide long-term growth of capital.	American Funds - New Perspective Fund^® (Class R4)³⁶ Investment Adviser: Capital Research and Management Company^SM	0.76%	16.74%	11.09%	11.08%
Seeks to provide long-term growth of capital.	American Funds -SMALLCAP World Fund^® (Class R4)³⁶ Investment Adviser: Capital Research and Management Company^SM	1.00%	2.36%	5.28%	7.72%
Seeks to provide growth of capital.	American Funds - The Growth Fund of America^®(Class R4)³⁶ Investment Adviser: Capital Research and Management Company^SM	0.64%	28.39%	14.92%	13.63%
Seeks to produce income and to provide an opportunity for growth of principal consistent with sound common stock investing.	American Funds -Washington Mutual Investors Fund (Class R4)³⁶ Investment Adviser: Capital Research and Management Company^SM	0.61%	18.96%	12.02%	11.30%

^*	Operating expenses reflecting applicable waivers or expense limitations as reported in the Fund’s prospectus.
³⁶	This Fund is available to the general public, in addition to being available through variable annuity contracts. See “FEDERAL TAX CONSIDERATIONS - Special Considerations for Section 403(b) Plans” for a discussion of investment in one of the public Funds under 403(b) or Roth 403(b) annuity contracts.

INVESTMENT OBJECTIVE	FUND NAME INVESTMENT ADVISER/SUBADVISER	CURRENT EXPENSES^*	AVERAGE ANNUAL TOTAL RETURNS (as of 12/31/2024)
INVESTMENT OBJECTIVE	FUND NAME INVESTMENT ADVISER/SUBADVISER	CURRENT EXPENSES^*	1 Year	5 Years	10 Years
Seeks to provide a competitive total return through an actively managed portfolio of stocks, bonds and money market instruments which offer income and capital growth opportunity.	Calvert VP SRI Balanced Portfolio (Class I)³⁷ Investment Adviser: Calvert Research and Management	0.65%	19.61%	9.42%	8.42%
Seeks to maximize capital appreciation.	Driehaus Emerging Markets Growth Fund (Institutional Class) Investment Adviser: Driehaus Capital Management LLC	1.09%	7.69%	3.18%	5.24%
Seeks long-term capital appreciation.	Fidelity^®VIP Contrafund Portfolio (Initial Class) Investment Adviser: Fidelity Management & Research Company LLC (“FMR”) Subadvisers: FMR Investment Management (UK) Limited, Fidelity Management & Research (Hong Kong) Limited and Fidelity Management & Research (Japan) Limited	0.56%	33.79%	17.04%	13.62%
Seeks reasonable income. Also considers the potential for capital appreciation. Seeks to achieve a yield which exceeds the composite yield on the securities comprising the S&P 500^® Index.	Fidelity^®VIP Equity-Income Portfolio (Initial Class)^ Investment Adviser: Fidelity Management & Research Company LLC (“FMR”) Subadvisers:** FMR Investment Management (UK) Limited, Fidelity Management & Research (Hong Kong) Limited and Fidelity Management & Research (Japan) Limited	0.47%	15.35%	10.08%	9.21%

^*	Operating expenses reflecting applicable waivers or expense limitations as reported in the Fund’s prospectus.
^**	The Fund is closed to investment by new Investors. Existing retirement plans and individual Investors who have investment in the Subaccount that corresponds to the fund may leave their investment in that Subaccount and may continue to make additional purchases and exchanges.
³⁷	This Fund is available to the general public, in addition to being available through variable annuity contracts. See “FEDERAL TAX CONSIDERATIONS - Special Considerations for Section 403(b) Plans” for a discussion of investment in one of the public Funds under 403(b) or Roth 403(b) annuity contracts.

INVESTMENT OBJECTIVE	FUND NAME INVESTMENT ADVISER/SUBADVISER	CURRENT EXPENSES^*	AVERAGE ANNUAL TOTAL RETURNS (as of 12/31/2024)
INVESTMENT OBJECTIVE	FUND NAME INVESTMENT ADVISER/SUBADVISER	CURRENT EXPENSES^*	1 Year	5 Years	10 Years
Seeks investment results that correspond to the total return of common stocks publicly traded in the United States, as represented by the S&P 500^® Index.	Fidelity^®VIP Index 500 Portfolio (Initial Class) Investment Adviser: Fidelity Management & Research Company LLC Subadviser: Geode Capital Management, LLC	0.09%	24.90%	14.40%	12.99%
Seeks long-term total return. Under normal market conditions, the fund invests at least 80% of its net assets in investments of small-capitalization companies.	Franklin Small Cap Value VIP Fund (Class 2)^,³⁸ Investment Adviser:** Franklin Mutual Advisers, LLC	0.91%	11.71%	8.36%	8.17%
Seeks long-term growth of capital.	Invesco EQV International Equity Fund (Class R5)³⁸ Investment Adviser: Invesco Advisers, Inc.	0.92%	0.59%	3.16%	4.30%
Seeks capital appreciation and current income.	JPMorgan Equity Income Fund (Class I)³⁸ Investment Adviser: J.P. Morgan Investment Management Inc.	0.70%	12.51%	8.44%	9.09%
Seeks a high level of current income with liquidity and safety of principal.	JPMorgan Government Bond Fund (Class I)³⁷ Investment Adviser: J.P. Morgan Investment Management Inc.	0.30%	1.53%	-0.36%	1.08%
Seeks to achieve both capital appreciation and current income.	Parnassus Core Equity Fund^SM(Investor Shares) Investment Adviser: Parnassus Investments	0.82%	18.52%	13.25%	12.02%
Seeks current income and long-term growth of capital from a portfolio consisting primarily of income producing equity securities of U.S. corporations.	Pioneer Equity Income Fund (Class Y)^,38* Investment Adviser: Amundi Asset Management US, Inc.	0.81%	11.53%	6.81%	8.25%

^*	Operating expenses reflecting applicable waivers or expense limitations as reported in the Fund’s prospectus.
^**	The Fund is closed to investment by new Investors. Existing retirement plans and individual Investors who have investment in the Subaccount that corresponds to the fund may leave their investment in that Subaccount and may continue to make additional purchases and exchanges.
^***	On July 9, 2024, Amundi announced that it had entered into a definitive agreement with Victory Capital Holdings, Inc. (“Victory Capital”) to combine the Adviser with Victory Capital, and for Amundi to become a strategic shareholder of Victory Capital (the “Transaction”).
³⁸	This Fund is available to the general public, in addition to being available through variable annuity contracts. See “FEDERAL TAX CONSIDERATIONS - Special Considerations for Section 403(b) Plans” for a discussion of investment in one of the public Funds under 403(b) or Roth 403(b) annuity contracts.

INVESTMENT OBJECTIVE	FUND NAME INVESTMENT ADVISER/SUBADVISER	CURRENT EXPENSES^*	AVERAGE ANNUAL TOTAL RETURNS (as of 12/31/2024)
INVESTMENT OBJECTIVE	FUND NAME INVESTMENT ADVISER/SUBADVISER	CURRENT EXPENSES^*	1 Year	5 Years	10 Years
Seeks to provide long-term capital growth by investing primarily in common stocks.	Victory Sycamore Established Value Fund (Class A)³⁹ Investment Adviser: Victory Capital Management Inc.	0.90%	9.87%	10.72%	10.42%
Seeks to maximize total return through a combination of current income and capital appreciation.	Voya Global Bond Portfolio (Initial Class)³⁹ Investment Adviser: Voya Investments, LLC Subadviser: Voya Investment Management Co. LLC	0.68%	-0.97%	-2.23%	0.52%
Seeks capital appreciation.	Voya Global Insights Portfolio (Initial Class)³⁹ Investment Adviser: Voya Investments, LLC Subadviser: Voya Investment Management Co. LLC	0.75%	9.31%	7.80%	9.02%
Seeks total return.	Voya Global Perspectives^®Portfolio (Class I) Investment Adviser: Voya Investments, LLC Subadviser: Voya Investment Management Co. LLC	0.83%	7.31%	3.80%	4.62%
Seeks to provide high current return consistent with preservation of capital and liquidity, through investment in high-quality money market instruments while maintaining a stable share price of $1.00.	Voya Government Money Market Portfolio (Class I) Investment Adviser: Voya Investments, LLC Subadviser: Voya Investment Management Co. LLC	0.43%	4.95%	2.28%	1.57%

^*	Operating expenses reflecting applicable waivers or expense limitations as reported in the Fund’s prospectus.
³⁹	This Fund is structured as a Fund of Funds that invests directly in shares of underlying Funds. *See “THE INVESTMENT OPTIONS - The Variable Investment Options* - Funds of Funds” for more information.**

INVESTMENT OBJECTIVE	FUND NAME INVESTMENT ADVISER/SUBADVISER	CURRENT EXPENSES^*	AVERAGE ANNUAL TOTAL RETURNS (as of 12/31/2024)
INVESTMENT OBJECTIVE	FUND NAME INVESTMENT ADVISER/SUBADVISER	CURRENT EXPENSES^*	1 Year	5 Years	10 Years
Seeks to maximize total return through investments in a diversified portfolio of common stock and securities convertible into common stocks. It is anticipated that capital appreciation and investment income will both be major factors in achieving total return.	Voya Growth and Income Portfolio (Class I) Investment Adviser: Voya Investments, LLC Subadviser: Voya Investment Management Co. LLC	0.67%	23.85%	15.28%	12.56%
Seeks to provide investors with a high level of current income and total return.	Voya High Yield Portfolio (Institutional Class) Investment Adviser: Voya Investments, LLC Subadviser: Voya Investment Management Co. LLC	0.47%	7.44%	3.39%	4.74%
Seeks to maximize total return consistent with reasonable risk. The Portfolio seeks its objective through investments in a diversified portfolio consisting primarily of debt securities. It is anticipated that capital appreciation and investment income will both be major factors in achieving total return.	Voya Intermediate Bond Portfolio (Class I) Investment Adviser: Voya Investments, LLC Subadviser: Voya Investment Management Co. LLC	0.55%	2.82%	0.17%	1.97%
Seeks maximum total return.	Voya International High Dividend Low Volatility Portfolio (Class I) Investment Adviser: Voya Investments, LLC Subadviser: Voya Investment Management Co. LLC	0.74%	7.23%	4.54%	4.09%
Seeks investment results (before fees and expenses) that correspond to the total return (which includes capital appreciation and income) of a widely accepted international index.	Voya International Index Portfolio (Class I) Investment Adviser: Voya Investments, LLC Subadviser: Voya Investment Management Co. LLC	0.46%	3.03%	4.39%	4.95%

^*	Operating expenses reflecting applicable waivers or expense limitations as reported in the Fund’s prospectus.

INVESTMENT OBJECTIVE	FUND NAME INVESTMENT ADVISER/SUBADVISER	CURRENT EXPENSES^*	AVERAGE ANNUAL TOTAL RETURNS (as of 12/31/2024)
INVESTMENT OBJECTIVE	FUND NAME INVESTMENT ADVISER/SUBADVISER	CURRENT EXPENSES^*	1 Year	5 Years	10 Years
A non-diversified Portfolio that seeks long-term capital growth.	Voya Large Cap Growth Portfolio (Class I) Investment Adviser: Voya Investments, LLC Subadviser: Voya Investment Management Co. LLC	0.67%	34.80%	15.11%	14.26%
Seeks long-term capital appreciation.	Voya MidCap Opportunities Portfolio (Class I) Investment Adviser: Voya Investments, LLC Subadviser: Voya Investment Management Co. LLC	0.75%	15.91%	11.16%	10.60%
Seeks investment results (before fees and expenses) that correspond to the total return (which includes capital appreciation and income) of the Russell Midcap^® Index.	Voya Russell™ Mid Cap Index Portfolio (Class I) Investment Adviser: Voya Investments, LLC Subadviser: Voya Investment Management Co. LLC	0.40%	14.90%	9.53%	9.22%
Seeks investment results (before fees and expenses) that correspond to the total return (which includes capital appreciation and income) of the Russell 2000^® Index.	Voya Russell™ Small Cap Index Portfolio (Class I) Investment Adviser: Voya Investments, LLC Subadviser: Voya Investment Management Co. LLC	0.45%	11.13%	7.05%	7.51%
Seeks growth of capital primarily through investment in a diversified portfolio of common stock of companies with smaller market capitalizations.	Voya Small Company Portfolio (Class I) Investment Adviser: Voya Investments, LLC Subadviser: Voya Investment Management Co. LLC	0.86%	10.56%	6.97%	7.42%

^*	Operating expenses reflecting applicable waivers or expense limitations as reported in the Fund’s prospectus.

INVESTMENT OBJECTIVE	FUND NAME INVESTMENT ADVISER/SUBADVISER	CURRENT EXPENSES^*	AVERAGE ANNUAL TOTAL RETURNS (as of 12/31/2024)
INVESTMENT OBJECTIVE	FUND NAME INVESTMENT ADVISER/SUBADVISER	CURRENT EXPENSES^*	1 Year	5 Years	10 Years
Seeks long-term capital appreciation.	Voya SmallCap Opportunities Portfolio (Class I) Investment Adviser: Voya Investments, LLC Subadviser: Voya Investment Management Co. LLC	0.86%	18.90%	7.90%	7.51%
Until the day prior to its Target Date, the Portfolio seeks to provide total return consistent with an asset allocation targeted at retirement in approximately 2025. On the Target Date, the Portfolio’s investment objective will be to seek to provide a combination of total return and stability of principal consistent with an asset allocation targeted to retirement.	Voya Solution 2025 Portfolio (Class I)^,^40,41 Investment Adviser: Voya Investments, LLC Subadviser:** Voya Investment Management Co. LLC	0.72%	8.88%	5.35%	5.96%
Until the day prior to its Target Date, the Portfolio seeks to provide total return consistent with an asset allocation targeted at retirement in approximately 2030. On the Target Date, the Portfolio’s investment objective will be to seek to provide a combination of total return and stability of principal consistent with an asset allocation targeted to retirement.	Voya Solution 2030 Portfolio (Class I)^40,41 Investment Adviser: Voya Investments, LLC Subadviser: Voya Investment Management Co. LLC	0.72%	10.57%	6.40%	6.82%

^*	Operating expenses reflecting applicable waivers or expense limitations as reported in the Fund’s prospectus.
^**	Effective on or about August 8, 2025, the Voya Solution 2025 Portfolio (Class I) will merge into the Voya Solution Income Portfolio (Class I).
⁴⁰	This Fund is structured as a Fund of Funds that invests directly in shares of underlying Funds. *See “THE INVESTMENT OPTIONS - The Variable Investment Options* - Funds of Funds” for more information.**
⁴¹	This Fund is currently available under your variable annuity contract. If this Fund was not added to your plan on September 1, 2021, it was automatically made available to your plan on or about November 12, 2021.

INVESTMENT OBJECTIVE	FUND NAME INVESTMENT ADVISER/SUBADVISER	CURRENT EXPENSES^*	AVERAGE ANNUAL TOTAL RETURNS (as of 12/31/2024)
INVESTMENT OBJECTIVE	FUND NAME INVESTMENT ADVISER/SUBADVISER	CURRENT EXPENSES^*	1 Year	5 Years	10 Years
Until the day prior to its Target Date, the Portfolio seeks to provide total return consistent with an asset allocation targeted at retirement in approximately 2035. On the Target Date, the Portfolio’s investment objective will be to seek to provide a combination of total return and stability of principal consistent with an asset allocation targeted to retirement.	Voya Solution 2035 Portfolio (Class I)⁴² Investment Adviser: Voya Investments, LLC Subadviser: Voya Investment Management Co. LLC	0.73%	12.01%	7.17%	7.29%
Until the day prior to its Target Date, the Portfolio seeks to provide total return consistent with an asset allocation targeted at retirement in approximately 2040. On the Target Date, the Portfolio’s investment objective will be to seek to provide a combination of total return and stability of principal consistent with an asset allocation targeted to retirement.	Voya Solution 2040 Portfolio (Class I)^42,43 Investment Adviser: Voya Investments, LLC Subadviser: Voya Investment Management Co. LLC	0.73%	13.55%	8.29%	8.06%
Until the day prior to its Target Date, the Portfolio seeks to provide total return consistent with an asset allocation targeted at retirement in approximately 2045. On the Target Date, the Portfolio’s investment objective will be to seek to provide a combination of total return and stability of principal consistent with an asset allocation targeted to retirement.	Voya Solution 2045 Portfolio (Class I)⁴² Investment Adviser: Voya Investments, LLC Subadviser: Voya Investment Management Co. LLC	0.75%	14.65%	8.81%	8.19%

^*	Operating expenses reflecting applicable waivers or expense limitations as reported in the Fund’s prospectus.
⁴²	This Fund is currently available under your variable annuity contract. If this Fund was not added to your plan on September 1, 2021, it was automatically made available to your plan on or about November 12, 2021.
⁴³	This Fund is structured as a Fund of Funds that invests directly in shares of underlying Funds. *See “THE INVESTMENT OPTIONS - The Variable Investment Options* - Funds of Funds” for more information.**

INVESTMENT OBJECTIVE	FUND NAME INVESTMENT ADVISER/SUBADVISER	CURRENT EXPENSES^*	AVERAGE ANNUAL TOTAL RETURNS (as of 12/31/2024)
INVESTMENT OBJECTIVE	FUND NAME INVESTMENT ADVISER/SUBADVISER	CURRENT EXPENSES^*	1 Year	5 Years	10 Years
Until the day prior to its Target Date, the Portfolio seeks to provide total return consistent with an asset allocation targeted at retirement in approximately 2050. On the Target Date, the Portfolio’s investment objective will be to seek to provide a combination of total return and stability of principal consistent with an asset allocation targeted to retirement.	Voya Solution 2050 Portfolio (Class I)^44,45 Investment Adviser: Voya Investments, LLC Subadviser: Voya Investment Management Co. LLC	0.76%	15.18%	8.91%	8.40%
Until the day prior to its Target Date, the Portfolio seeks to provide total return consistent with an asset allocation targeted at retirement in approximately 2055. On the Target Date, the Portfolio’s investment objective will be to seek to provide a combination of total return and stability of principal consistent with an asset allocation targeted to retirement.	Voya Solution 2055 Portfolio (Class I)⁴⁴ Investment Adviser: Voya Investments, LLC Subadviser: Voya Investment Management Co. LLC	0.78%	15.34%	8.95%	8.30%
Until the day prior to its Target Date, the Portfolio seeks to provide total return consistent with an asset allocation targeted at retirement in approximately 2060. On the Target Date, the Portfolio’s investment objective will be to seek to provide a combination of total return and stability of principal consistent with an asset allocation targeted to retirement.	Voya Solution 2060 Portfolio (Class I)⁴⁴ Investment Adviser: Voya Investments, LLC Subadviser: Voya Investment Management Co. LLC	0.78%	15.34%	8.87%	N/A

^*	Operating expenses reflecting applicable waivers or expense limitations as reported in the Fund’s prospectus.
⁴⁴	This Fund is structured as a Fund of Funds that invests directly in shares of underlying Funds. *See “THE INVESTMENT OPTIONS - The Variable Investment Options* - Funds of Funds” for more information.**
⁴⁵	This Fund is currently available under your variable annuity contract. If this Fund was not added to your plan on September 1, 2021, it was automatically made available to your plan on or about November 12, 2021.

INVESTMENT OBJECTIVE	FUND NAME INVESTMENT ADVISER/SUBADVISER	CURRENT EXPENSES^*	AVERAGE ANNUAL TOTAL RETURNS (as of 12/31/2024)
INVESTMENT OBJECTIVE	FUND NAME INVESTMENT ADVISER/SUBADVISER	CURRENT EXPENSES^*	1 Year	5 Years	10 Years
Until the day prior to its Target Date, the Portfolio seeks to provide total return consistent with an asset allocation targeted at retirement in approximately 2065. On the Target Date, the Portfolio’s investment objective will be to seek to provide a combination of total return and stability of principal consistent with an asset allocation targeted to retirement.	Voya Solution 2065 Portfolio (Class I)^46,47 Investment Adviser: Voya Investments, LLC Subadviser: Voya Investment Management Co. LLC	0.78%	15.47%	N/A	N/A
Seeks to provide a combination of total return and stability of principal consistent with an asset allocation targeted to retirement.	Voya Solution Income Portfolio (Class I)⁴⁶ Investment Adviser: Voya Investments, LLC Subadviser: Voya Investment Management Co. LLC	0.68%	6.47%	3.78%	4.33%
Seeks long-term capital growth. Income is a secondary objective.	VY^®American Century Small-Mid Cap Value Portfolio (Class I) Investment Adviser: Voya Investments, LLC Subadviser: American Century Investment Management, Inc.	0.85%	8.20%	8.15%	8.54%
Seeks high total return consisting of capital appreciation and current income.	VY^®CBRE Global Real Estate Portfolio (Class I) Investment Adviser: Voya Investments, LLC Subadviser: CBRE Investment Management Listed Real Assets, LLC	0.90%	0.38%	1.65%	3.16%

^*	Operating expenses reflecting applicable waivers or expense limitations as reported in the Fund’s prospectus.
⁴⁶	This Fund is currently available under your variable annuity contract. If this Fund was not added to your plan on September 1, 2021, it was automatically made available to your plan on or about November 12, 2021.
⁴⁷	This Fund is structured as a Fund of Funds that invests directly in shares of underlying Funds. See “THE INVESTMENT OPTIONS - The Variable Investment Options - Funds of Funds” for more information.

INVESTMENT OBJECTIVE	FUND NAME INVESTMENT ADVISER/SUBADVISER	CURRENT EXPENSES^*	AVERAGE ANNUAL TOTAL RETURNS (as of 12/31/2024)
INVESTMENT OBJECTIVE	FUND NAME INVESTMENT ADVISER/SUBADVISER	CURRENT EXPENSES^*	1 Year	5 Years	10 Years
Seeks total return consisting of long-term capital appreciation and current income.	VY^®Invesco Equity and Income Portfolio (Class I) Investment Adviser: Voya Investments, LLC Subadviser: Invesco Advisers, Inc.	0.64%	11.99%	8.31%	7.34%
Seeks growth from capital appreciation.	VY^®JPMorgan Mid Cap Value Portfolio (Class I) Investment Adviser: Voya Investments, LLC Subadviser: J.P. Morgan Investment Management Inc.	0.85%	14.30%	8.67%	7.95%
Seeks, over the long-term, a high total investment return, consistent with the preservation of capital and with prudent investment risk.	VY^®T. Rowe Price Capital Appreciation Portfolio (Class I) Investment Adviser: Voya Investments, LLC Subadviser: T. Rowe Price Associates, Inc.	0.64%	12.75%	10.63%	10.62%
Seeks long-term capital appreciation.	VY^®T. Rowe Price Diversified Mid Cap Growth Portfolio (Class I) Investment Adviser: Voya Investments, LLC Subadviser: T. Rowe Price Associates, Inc.	0.80%	23.92%	11.22%	11.94%
A non-diversified Portfolio that seeks long-term growth through investments in stocks.	VY^®T. Rowe Price Growth Equity Portfolio (Class I) Investment Adviser: Voya Investments, LLC Subadviser: T. Rowe Price Associates, Inc.	0.71%	29.69%	13.17%	13.70%
Seeks long-term capital appreciation.	Wanger Acorn Investment Adviser: Columbia Wanger Asset Management, LLC	0.95%	14.18%	4.58%	8.12%

^*	Operating expenses reflecting applicable waivers or expense limitations as reported in the Fund’s prospectus.

Funds Closed to New Allocations: SUNY Voluntary Legacy 403(b) Plan Contract^**

INVESTMENT OBJECTIVE	FUND NAME INVESTMENT ADVISER/SUBADVISER	CURRENT EXPENSES^*	AVERAGE ANNUAL TOTAL RETURNS (as of 12/31/2024)
INVESTMENT OBJECTIVE	FUND NAME INVESTMENT ADVISER/SUBADVISER	CURRENT EXPENSES^*	1 Year	5 Years	10 Years
Seeks to provide total return and inflation protection consistent with investment in inflation-indexed securities.	American Century Investments^® Inflation-Adjusted Bond Fund (Investor Class)⁴⁸ Investment Adviser: American Century Investment Management, Inc.	0.54%	1.68%	1.52%	1.82%
Seeks to provide long-term growth of capital.	American Funds^® –EuroPacific Growth Fund^®(Class R4)⁴⁸ Investment Adviser: Capital Research and Management Company^SM	0.82%	4.68%	3.58%	5.30%
Seeks to provide long-term growth of capital.	American Funds^® – New Perspective Fund^®(Class R4) ⁴⁸ Investment Adviser: Capital Research and Management Company^SM	0.76%	16.74%	11.09%	11.08%
Seeks to provide long-term growth of capital.	American Funds^® –SMALLCAP World Fund^®(Class R4)⁴⁸ Investment Adviser: Capital Research and Management Company^SM	1.00%	2.36%	5.28%	7.72%
Seeks to provide growth of capital.	American Funds^® – The Growth Fund of America^®(Class R4)⁴⁹ Investment Adviser: Capital Research and Management Company^SM	0.64%	28.39%	14.92%	13.63%
Seeks to produce income and to provide an opportunity for growth of principal consistent with sound common stock investing.	American Funds^® – Washington Mutual Investors Fund^SM(Class R4)⁴⁸ Investment Adviser: Capital Research and Management Company^SM	0.61%	18.96%	12.02%	11.30%

^*	Operating expenses reflecting applicable waivers or expense limitations as reported in the Fund’s prospectus.
⁴⁸	This Fund is available to the general public, in addition to being available through variable annuity contracts. See “FEDERAL TAX CONSIDERATIONS - Special Considerations for Section 403(b) Plans” for a discussion of investment in one of the public Funds under 403(b) or Roth 403(b) annuity contracts.

INVESTMENT OBJECTIVE	FUND NAME INVESTMENT ADVISER/SUBADVISER	CURRENT EXPENSES^*	AVERAGE ANNUAL TOTAL RETURNS (as of 12/31/2024)
INVESTMENT OBJECTIVE	FUND NAME INVESTMENT ADVISER/SUBADVISER	CURRENT EXPENSES^*	1 Year	5 Years	10 Years
Seeks to provide a competitive total return through an actively managed portfolio of stocks, bonds and money market instruments which offer income and capital growth opportunity.	Calvert VP SRI Balanced Portfolio (Class I)⁴⁹ Investment Adviser: Calvert Research and Management	0.65%	19.61%	9.42%	8.42%
Seeks to maximize capital appreciation.	Driehaus Emerging Markets Growth Fund (Institutional Class)⁴⁹ Investment Adviser: Driehaus Capital Management LLC	1.09%	7.69%	3.18%	5.24%
Seeks long-term capital appreciation.	Fidelity^®VIP Contrafund^SM Portfolio (Initial Class) Investment Adviser: Fidelity Management & Research Company LLC (“FMR”) Subadvisers: FMR Investment Management (UK) Limited, Fidelity Management & Research (Hong Kong) Limited and Fidelity Management & Research (Japan) Limited	0.56%	33.79%	17.04%	13.62%
Seeks reasonable income. Also considers the potential for capital appreciation. Seeks to achieve a yield which exceeds the composite yield on the securities comprising the S&P 500^® Index.	Fidelity^®VIP Equity-Income Portfolio (Initial Class)^ Investment Adviser: Fidelity Management & Research Company LLC (“FMR”) Subadvisers:** FMR Investment Management (UK) Limited, Fidelity Management & Research (Hong Kong) Limited and Fidelity Management & Research (Japan) Limited	0.47%	15.35%	10.08%	9.21%

*	Operating expenses reflecting applicable waivers or expense limitations as reported in the Fund’s prospectus.
^**	The Fund is closed to investment by new Investors. Existing retirement plans and individual Investors who have investment in the Subaccount that corresponds to the fund may leave their investment in that Subaccount and may continue to make additional purchases and exchanges.
⁴⁹	This Fund is available to the general public, in addition to being available through variable annuity contracts. See “FEDERAL TAX CONSIDERATIONS - Special Considerations for Section 403(b) Plans” for a discussion of investment in one of the public Funds under 403(b) or Roth 403(b) annuity contracts.

INVESTMENT OBJECTIVE	FUND NAME INVESTMENT ADVISER/SUBADVISER	CURRENT EXPENSES^*	AVERAGE ANNUAL TOTAL RETURNS (as of 12/31/2024)
INVESTMENT OBJECTIVE	FUND NAME INVESTMENT ADVISER/SUBADVISER	CURRENT EXPENSES^*	1 Year	5 Years	10 Years
Seeks investment results that correspond to the total return of common stocks publicly traded in the United States, as represented by the S&P 500^® Index.	Fidelity^®VIP Index 500 Portfolio (Initial Class) Investment Adviser: Fidelity Management & Research Company LLC Subadviser: Geode Capital Management, LLC	0.09%	24.90%	14.40%	12.99%
Seeks long-term total return.	Franklin Small Cap Value VIP Fund (Class 2)^ Investment Adviser:** Franklin Mutual Advisers, LLC	0.91%	11.71%	8.36%	8.17%
Seeks long-term growth of capital.	Invesco EQV International Equity Fund (Class R5)⁵⁰ Investment Adviser: Invesco Advisers, Inc.	0.92%	0.59%	3.16%	4.30%
Seeks capital appreciation and current income.	JPMorgan Equity Income Fund (Class I)⁵⁰ Investment Adviser: J.P. Morgan Investment Management Inc.	0.70%	12.51%	8.44%	9.09%
Seeks a high level of current income with liquidity and safety of principal.	JPMorgan Government Bond Fund (Class I)⁵⁰ Investment Adviser: J.P. Morgan Investment Management Inc.	0.30%	1.53%	-0.36%	1.08%
Seeks to achieve both capital appreciation and current income.	Parnassus Core Equity Fund^SM(Investor Shares)⁵⁰ Investment Adviser: Parnassus Investments	0.82%	18.52%	13.25%	12.02%

^*	Operating expenses reflecting applicable waivers or expense limitations as reported in the Fund’s prospectus.
^**	On June 20, 2021, the Subaccount that invests in the Franklin Small Cap Value VIP Fund closed to new investment by new Investors. Existing retirement plans and individual Investors who have investment in the Subaccount that corresponds to this Fund may leave their investment in that Subaccount and may continue to make additional purchases and exchanges.
⁵⁰	This Fund is available to the general public, in addition to being available through variable annuity contracts. See “FEDERAL TAX CONSIDERATIONS - Special Considerations for Section 403(b) Plans” for a discussion of investment in one of the public Funds under 403(b) or Roth 403(b) annuity contracts.

INVESTMENT OBJECTIVE	FUND NAME INVESTMENT ADVISER/SUBADVISER	CURRENT EXPENSES^*	AVERAGE ANNUAL TOTAL RETURNS (as of 12/31/2024)
INVESTMENT OBJECTIVE	FUND NAME INVESTMENT ADVISER/SUBADVISER	CURRENT EXPENSES^*	1 Year	5 Years	10 Years
Seeks current income and long-term growth of capital from a portfolio consisting primarily of income producing equity securities of U.S. corporations	Pioneer Equity Income Fund (Class Y),⁵¹ Investment Adviser:** Amundi Asset Management US, Inc.	0.81%	11.53%	6.81%	8.25%
Seeks to provide long-term capital growth by investing primarily in common stocks.	Victory Sycamore Established Value Fund (Class A)⁵² Investment Adviser: Victory Capital Management Inc.	0.90%	9.87%	10.72%	10.42%
Seeks to maximize income while maintaining prospects for capital appreciation.	Voya Balanced Income Portfolio (Class I) Investment Adviser: Voya Investments, LLC Subadviser: Voya Investment Management Co. LLC	0.61%	13.00%	4.23%	5.27%
Seeks to maximize total return through a combination of current income and capital appreciation.	Voya Global Bond Portfolio (Class I) Investment Adviser: Voya Investments, LLC Subadviser: Voya Investment Management Co. LLC	0.61%	13.00%	4.23%	5.27%
Seeks capital appreciation.	Voya Global Insights Portfolio (Class I) Investment Adviser: Voya Investments, LLC Subadviser: Voya Investment Management Co. LLC	0.75%	9.31%	7.80%	9.02%

^*	Operating expenses reflecting applicable waivers or expense limitations as reported in the Fund’s prospectus.
^**	On July 9, 2024, Amundi announced that it had entered into a definitive agreement with Victory Capital Holdings, Inc. (“Victory Capital”) to combine the Adviser with Victory Capital, and for Amundi to become a strategic shareholder of Victory Capital (the “Transaction”).
⁵¹	This Fund is available to the general public, in addition to being available through variable annuity contracts. See “FEDERAL TAX CONSIDERATIONS - Special Considerations for Section 403(b) Plans” for a discussion of investment in one of the public Funds under 403(b) or Roth 403(b) annuity contracts.
⁵²	This Fund employs a managed volatility strategy. *See “THE INVESTMENT OPTIONS - The Variable Investment Options* - Funds with Managed Volatility Strategies” for more information.**

INVESTMENT OBJECTIVE	FUND NAME INVESTMENT ADVISER/SUBADVISER	CURRENT EXPENSES^*	AVERAGE ANNUAL TOTAL RETURNS (as of 12/31/2024)
INVESTMENT OBJECTIVE	FUND NAME INVESTMENT ADVISER/SUBADVISER	CURRENT EXPENSES^*	1 Year	5 Years	10 Years
Seeks total return.	Voya Global Perspectives^® Portfolio (Class I) Investment Adviser: Voya Investments, LLC Subadviser: Voya Investment Management Co. LLC	0.83%	7.31%	3.80%	4.62%
Seeks to provide high current return consistent with preservation of capital and liquidity, through investment in high-quality money market instruments while maintaining a stable share price of $1.00.	Voya Government Money Market Portfolio (Class I) Investment Adviser: Voya Investments, LLC Subadviser: Voya Investment Management Co. LLC	0.43%	4.95%	2.28%	1.57%
Seeks to maximize total return through investments in a diversified portfolio of common stock and securities convertible into common stocks. It is anticipated that capital appreciation and investment income will both be major factors in achieving total return.	Voya Growth and Income Portfolio (Class I) Investment Adviser: Voya Investments, LLC Subadviser: Voya Investment Management Co. LLC	0.67%	23.85%	15.28%	12.56%
Seeks to provide investors with a high level of current income and total return.	Voya High Yield Portfolio (Class I) Investment Adviser: Voya Investments, LLC Subadviser: Voya Investment Management Co. LLC	0.47%	7.44%	3.39%	4.74%

^*	Operating expenses reflecting applicable waivers or expense limitations as reported in the Fund’s prospectus.

INVESTMENT OBJECTIVE	FUND NAME INVESTMENT ADVISER/SUBADVISER	CURRENT EXPENSES^*	AVERAGE ANNUAL TOTAL RETURNS (as of 12/31/2024)
INVESTMENT OBJECTIVE	FUND NAME INVESTMENT ADVISER/SUBADVISER	CURRENT EXPENSES^*	1 Year	5 Years	10 Years
Seeks to maximize total return consistent with reasonable risk. The Portfolio seeks its objective through investments in a diversified portfolio consisting primarily of debt securities. It is anticipated that capital appreciation and investment income will both be major factors in achieving total return.	Voya Intermediate Bond Portfolio (Class I) Investment Adviser: Voya Investments, LLC Subadviser: Voya Investment Management Co. LLC	0.55%	2.82%	0.17%	1.97%
Seeks maximum total return.	Voya International High Dividend Low Volatility Portfolio (Class I) Investment Adviser: Voya Investments, LLC Subadviser: Voya Investment Management Co. LLC	0.74%	7.23%	4.54%	4.09%
Seeks investment results (before fees and expenses) that correspond to the total return (which includes capital appreciation and income) of a widely accepted international index.	Voya International Index Portfolio (Class I) Investment Adviser: Voya Investments, LLC Subadviser: Voya Investment Management Co. LLC	0.46%	3.03%	4.39%	4.95%
A non-diversified Portfolio that seeks long-term capital growth.	Voya Large Cap Growth Portfolio (Class I) Investment Adviser: Voya Investments, LLC Subadviser: Voya Investment Management Co. LLC	0.67%	34.80%	15.11%	14.26%
Seeks long-term capital appreciation.	Voya MidCap Opportunities Portfolio (Class I) Investment Adviser: Voya Investments, LLC Subadviser: Voya Investment Management Co. LLC	0.75%	15.91%	11.16%	10.60%

^*	Operating expenses reflecting applicable waivers or expense limitations as reported in the Fund’s prospectus.

INVESTMENT OBJECTIVE	FUND NAME INVESTMENT ADVISER/SUBADVISER	CURRENT EXPENSES^*	AVERAGE ANNUAL TOTAL RETURNS (as of 12/31/2024)
INVESTMENT OBJECTIVE	FUND NAME INVESTMENT ADVISER/SUBADVISER	CURRENT EXPENSES^*	1 Year	5 Years	10 Years
Seeks investment results (before fees and expenses) that correspond to the total return (which includes capital appreciation and income) of the Russell Midcap^® Index.	Voya Russell^TMMid Cap Index Portfolio (Class I) Investment Adviser: Voya Investments, LLC Subadviser: Voya Investment Management Co. LLC	0.40%	14.90%	9.53%	9.22%
Seeks investment results (before fees and expenses) that correspond to the total return (which includes capital appreciation and income) of the Russell 2000^® Index.	Voya Russell^TMSmall Cap Index Portfolio (Class I) Investment Adviser: Voya Investments, LLC Subadviser: Voya Investment Management Co. LLC	0.45%	11.13%	7.05%	7.51%
Seeks growth of capital primarily through investment in a diversified portfolio of common stock of companies with smaller market capitalizations.	Voya Small Company Portfolio (Class I) Investment Adviser: Voya Investments, LLC Subadviser: Voya Investment Management Co. LLC	0.86%	10.56%	6.97%	7.42%
Seeks long-term capital appreciation.	Voya SmallCap Opportunities Portfolio (Class I) Investment Adviser: Voya Investments, LLC Subadviser: Voya Investment Management Co. LLC	0.86%	18.90%	7.90%	7.51%

*	Operating expenses reflecting applicable waivers or expense limitations as reported in the Fund’s prospectus.

INVESTMENT OBJECTIVE	FUND NAME INVESTMENT ADVISER/SUBADVISER	CURRENT EXPENSES^*	AVERAGE ANNUAL TOTAL RETURNS (as of 12/31/2024)
INVESTMENT OBJECTIVE	FUND NAME INVESTMENT ADVISER/SUBADVISER	CURRENT EXPENSES^*	1 Year	5 Years	10 Years
Until the day prior to its Target Date, the Portfolio seeks to provide total return consistent with an asset allocation targeted at retirement in approximately 2025. On the Target Date, the Portfolio’s investment objective will be to seek to provide a combination of total return and stability of principal consistent with an asset allocation targeted to retirement.	Voya Solution 2025 Portfolio (Class I)^,53 Investment Adviser: Voya Investments, LLC Subadviser:** Voya Investment Management Co. LLC	0.72%	8.88%	5.35%	5.96%
Until the day prior to its Target Date, the Portfolio seeks to provide total return consistent with an asset allocation targeted at retirement in approximately 2030. On the Target Date, the Portfolio’s investment objective will be to seek to provide a combination of total return and stability of principal consistent with an asset allocation targeted to retirement.	Voya Solution 2030 Portfolio (Class I)^53,54 Investment Adviser: Voya Investments, LLC Subadviser: Voya Investment Management Co. LLC	0.72%	10.57%	6.40%	6.82%
Until the day prior to its Target Date, the Portfolio seeks to provide total return consistent with an asset allocation targeted at retirement in approximately 2035. On the Target Date, the Portfolio’s investment objective will be to seek to provide a combination of total return and stability of principal consistent with an asset allocation targeted to retirement.	Voya Solution 2035 Portfolio (Class I)⁵³ Investment Adviser: Voya Investments, LLC Subadviser: Voya Investment Management Co. LLC	0.73%	12.01%	7.17%	7.29%

*	Operating expenses reflecting applicable waivers or expense limitations as reported in the Fund’s prospectus.
^**	Effective on or about August 8, 2025, the Voya Solution 2025 Portfolio (Class S) will merge into the Voya Solution Income Portfolio (Class S).
⁵³	This Fund is structured as a Fund of Funds that invests directly in shares of underlying Funds. See “THE INVESTMENT OPTIONS - The Variable Investment Options - Funds of Funds” for more information.
⁵⁴	This Fund is currently available under your variable annuity contract. If this Fund was not added to your plan on September 1, 2021, it was automatically made available to your plan on or about November 12, 2021.

INVESTMENT OBJECTIVE	FUND NAME INVESTMENT ADVISER/SUBADVISER	CURRENT EXPENSES^*	AVERAGE ANNUAL TOTAL RETURNS (as of 12/31/2024)
INVESTMENT OBJECTIVE	FUND NAME INVESTMENT ADVISER/SUBADVISER	CURRENT EXPENSES^*	1 Year	5 Years	10 Years
Until the day prior to its Target Date, the Portfolio seeks to provide total return consistent with an asset allocation targeted at retirement in approximately 2040. On the Target Date, the Portfolio’s investment objective will be to seek to provide a combination of total return and stability of principal consistent with an asset allocation targeted to retirement.	Voya Solution 2040 Portfolio (Class I)^55,56 Investment Adviser: Voya Investments, LLC Subadviser: Voya Investment Management Co. LLC	0.73%	13.55%	8.29%	8.06%
Until the day prior to its Target Date, the Portfolio seeks to provide total return consistent with an asset allocation targeted at retirement in approximately 2045. On the Target Date, the Portfolio’s investment objective will be to seek to provide a combination of total return and stability of principal consistent with an asset allocation targeted to retirement.	Voya Solution 2045 Portfolio (Class I)⁵⁵ Investment Adviser: Voya Investments, LLC Subadviser: Voya Investment Management Co. LLC	0.75%	14.65%	8.81%	8.19%
Until the day prior to its Target Date, the Portfolio seeks to provide total return consistent with an asset allocation targeted at retirement in approximately 2050. On the Target Date, the Portfolio’s investment objective will be to seek to provide a combination of total return and stability of principal consistent with an asset allocation targeted to retirement.	Voya Solution 2050 Portfolio (Class I)^55,56 Investment Adviser: Voya Investments, LLC Subadviser: Voya Investment Management Co. LLC	1.03%	15.07%	8.67%	8.04%

^*	Operating expenses reflecting applicable waivers or expense limitations as reported in the Fund’s prospectus.
⁵⁵	This Fund is structured as a Fund of Funds that invests directly in shares of underlying Funds. See “THE INVESTMENT OPTIONS - The Variable Investment Options - Funds of Funds” for more information.
⁵⁶	This Fund is currently available under your variable annuity contract. If this Fund was not added to your plan on September 1, 2021, it was automatically made available to your plan on or about November 12, 2021.

INVESTMENT OBJECTIVE	FUND NAME INVESTMENT ADVISER/SUBADVISER	CURRENT EXPENSES^*	AVERAGE ANNUAL TOTAL RETURNS (as of 12/31/2024)
INVESTMENT OBJECTIVE	FUND NAME INVESTMENT ADVISER/SUBADVISER	CURRENT EXPENSES^*	1 Year	5 Years	10 Years
Until the day prior to its Target Date, the Portfolio seeks to provide total return consistent with an asset allocation targeted at retirement in approximately 2055. On the Target Date, the Portfolio’s investment objective will be to seek to provide a combination of total return and stability of principal consistent with an asset allocation targeted to retirement.	Voya Solution 2055 Portfolio (Class I)⁵⁷ Investment Adviser: Voya Investments, LLC Subadviser: Voya Investment Management Co. LLC	0.78%	15.34%	8.95%	8.30%
Until the day prior to its Target Date, the Portfolio seeks to provide total return consistent with an asset allocation targeted at retirement in approximately 2060. On the Target Date, the Portfolio’s investment objective will be to seek to provide a combination of total return and stability of principal consistent with an asset allocation targeted to retirement.	Voya Solution 2060 Portfolio (Class I)^57,58 Investment Adviser: Voya Investments, LLC Subadviser: Voya Investment Management Co. LLC	0.78%	15.34%	8.87%	N/A
Until the day prior to its Target Date, the Portfolio seeks to provide total return consistent with an asset allocation targeted at retirement in approximately 2065. On the Target Date, the Portfolio’s investment objective will be to seek to provide a combination of total return and stability of principal consistent with an asset allocation targeted to retirement.	Voya Solution 2065 Portfolio (Class I)^57,58 Investment Adviser: Voya Investments, LLC Subadviser: Voya Investment Management Co. LLC	0.78%	15.47%	N/A	N/A

^*	Operating expenses reflecting applicable waivers or expense limitations as reported in the Fund’s prospectus.
⁵⁷	This Fund is structured as a Fund of Funds that invests directly in shares of underlying Funds. See “THE INVESTMENT OPTIONS - The Variable Investment Options - Funds of Funds” for more information.
⁵⁸	This Fund is currently available under your variable annuity contract. If this Fund was not added to your plan on September 1, 2021, it was automatically made available to your plan on or about November 12, 2021.

INVESTMENT OBJECTIVE	FUND NAME INVESTMENT ADVISER/SUBADVISER	CURRENT EXPENSES^*	AVERAGE ANNUAL TOTAL RETURNS (as of 12/31/2024)
INVESTMENT OBJECTIVE	FUND NAME INVESTMENT ADVISER/SUBADVISER	CURRENT EXPENSES^*	1 Year	5 Years	10 Years
Seeks growth of capital.	Voya Solution Aggressive Portfolio (Class I)^ Investment Adviser: Voya Investments, LLC Subadviser:** Voya Investment Management Co. LLC	0.89%	17.47%	9.74%	8.75%
Seeks to provide capital growth through a diversified asset allocation strategy.	Voya Solution Balanced Portfolio (Class I)^* Investment Adviser: Voya Investments, LLC Subadviser**: Voya Investment Management Co. LLC	0.80%	12.66%	6.89%	6.71%
Seeks to provide a combination of total return and stability of principal consistent with an asset allocation targeted to retirement.	Voya Solution Conservative Portfolio (Class I)^** Investment Adviser: Voya Investments, LLC Subadviser:** Voya Investment Management Co. LLC	0.66%	6.62%	3.29%	3.91%
Seeks to provide a combination of total return and stability of principal consistent with an asset allocation targeted to retirement.	Voya Solution Income Portfolio (Class I)^*** Investment Adviser: Voya Investments, LLC Subadviser:** Voya Investment Management Co. LLC	0.68%	6.47%	3.78%	4.33%

^*	Operating expenses reflecting applicable waivers or expense limitations as reported in the Fund’s prospectus.
^**	Effective July 12, 2024, the Voya Strategic Allocation Growth Portfolio (Class I) merged into the Voya Solution Aggressive Portfolio (Class I).
^***	Effective July 12, 2024, the Voya Strategic Allocation Moderate Portfolio (Class I) merged into the Voya Solution Balanced Portfolio (Class I).
^****	Effective July 12, 2024, the Voya Strategic Allocation Conservative Portfolio (Class I) merged into the Voya Solution Conservative Portfolio (Class I).
^*****	Effective on or about August 8, 2025, Voya Solution 2025 Portfolio (Class I) will merge into Voya Solution Income Portfolio (Class I).

INVESTMENT OBJECTIVE	FUND NAME INVESTMENT ADVISER/SUBADVISER	CURRENT EXPENSES^*	AVERAGE ANNUAL TOTAL RETURNS (as of 12/31/2024)
INVESTMENT OBJECTIVE	FUND NAME INVESTMENT ADVISER/SUBADVISER	CURRENT EXPENSES^*	1 Year	5 Years	10 Years
Seeks long-term capital growth. Income is a secondary objective.	VY^®American Century Small-Mid Cap Value Portfolio (Class I) Investment Adviser: Voya Investments, LLC Subadviser: American Century Investment Management, Inc.	0.85%	8.20%	8.15%	8.54%
Seeks high total return consisting of capital appreciation and current income.	VY^®CBRE Global Real Estate Portfolio (Class I) Investment Adviser: Voya Investments, LLC Subadviser: CBRE Investment Management Listed Real Assets, LLC	0.75%	4.57%	4.50%	5.36%
Seeks total return consisting of long-term capital appreciation and current income.	VY^®Invesco Equity and Income Portfolio (Class I) Investment Adviser: Voya Investments, LLC Subadviser: Invesco Advisers, Inc.	0.64%	11.99%	8.31%	7.34%
Seeks growth from capital appreciation.	VY^®JPMorgan Mid Cap Value Portfolio (Class I) Investment Adviser: Voya Investments, LLC Subadviser: J.P. Morgan Investment Management Inc.	0.85%	14.30%	8.67%	7.95%

^*	Operating expenses reflecting applicable waivers or expense limitations as reported in the Fund’s prospectus.

INVESTMENT OBJECTIVE	FUND NAME INVESTMENT ADVISER/SUBADVISER	CURRENT EXPENSES^*	AVERAGE ANNUAL TOTAL RETURNS (as of 12/31/2024)
INVESTMENT OBJECTIVE	FUND NAME INVESTMENT ADVISER/SUBADVISER	CURRENT EXPENSES^*	1 Year	5 Years	10 Years
Seeks, over the long-term, a high total investment return, consistent with the preservation of capital and with prudent investment risk.	VY^®T. Rowe Price Capital Appreciation Portfolio (Class S) Investment Adviser: Voya Investments, LLC Subadviser: T. Rowe Price Associates, Inc.	0.64%	12.75%	10.63%	10.62%
A non-diversified Portfolio that seeks long-term growth through investments in stocks.	VY^®T. Rowe Price Growth Equity Portfolio (Class I) Investment Adviser: Voya Investments, LLC Subadviser: T. Rowe Price Associates, Inc.	0.71%	29.69%	13.17%	13.70%
Seeks long-term capital appreciation.	VY^®T. Rowe Price Diversified Mid Cap Growth Portfolio (Class I) Investment Adviser: Voya Investments, LLC Subadviser: T. Rowe Price Associates, Inc.	0.80%	23.92%	11.22%	11.94%
Seeks long-term capital appreciation.	Wanger Acorn Investment Adviser: Columbia Wanger Asset Management, LLC	0.95%	14.18%	4.58%	8.12%

^*	Operating expenses reflecting applicable waivers or expense limitations as reported in the Fund’s prospectus.

Portfolio Companies [Table Text Block]

INVESTMENT OBJECTIVE	FUND NAME INVESTMENT ADVISER/SUBADVISER	CURRENT EXPENSES^*	AVERAGE ANNUAL TOTAL RETURNS (as of 12/31/2024)
INVESTMENT OBJECTIVE	FUND NAME INVESTMENT ADVISER/SUBADVISER	CURRENT EXPENSES^*	1 Year	5 Years	10 Years
Seeks total return, consisting of current income and capital appreciation.	Allspring Core Plus Bond Fund (Class R6)¹ Investment Adviser: Allspring Funds Management, LLC Subadviser: Allspring Global Investments, LLC	0.30%	2.41%	1.13%	2.61%
Seeks to provide long-term growth of capital.	American Funds^® –EuroPacific Growth Fund^®(Class R6)¹ Investment Adviser: Capital Research and Management Company^SM	0.47%	5.04%	3.95%	5.66%

^*	Operating expenses reflecting applicable waivers or expense limitations as reported in the Fund’s prospectus.
¹	This Fund is available to the general public, in addition to being available through variable annuity contracts. See “FEDERAL TAX CONSIDERATIONS - Special Considerations for Section 403(b) Plans” for a discussion of investment in one of the public Funds under 403(b) or Roth 403(b) annuity contracts.

INVESTMENT OBJECTIVE	FUND NAME INVESTMENT ADVISER/SUBADVISER	CURRENT EXPENSES^*	AVERAGE ANNUAL TOTAL RETURNS (as of 12/31/2024)
INVESTMENT OBJECTIVE	FUND NAME INVESTMENT ADVISER/SUBADVISER	CURRENT EXPENSES^*	1 Year	5 Years	10 Years
Provide inflation protection and earn current income consistent with inflation-protected securities.	DFA Inflation-Protected Securities Portfolio (Class I)² Investment Adviser: Dimensional Fund Advisors LP	0.11%	2.01%	1.86%	2.29%
Seeks to maximize total returns. Total return is comprised of income and capital appreciation.	DFA Social Fixed Income Portfolio (Institutional Class)³ Investment Adviser: Dimensional Fund Advisors LP Subadvisers: Dimensional Fund Advisors Ltd. and DFA Australia Limited	0.22%	1.81%	0.27%	N/A
Seeks to provide investment results that correspond to the total return (i.e., the combination of capital changes and income) performance of common stocks publicly traded in the United States.	Fidelity^® 500 Index Fund² Investment Adviser: Fidelity Management & Research Company LLC Subadviser: Geode Capital Management, LLC	0.015%	25.00%	14.51%	13.09%
Seeks capital appreciation.	Fidelity Advisor^® Focused Emerging Markets (Class Z)^,2* Investment Adviser: Fidelity Management & Research Company LLC (FMR) Subadvisers: FMR UK, FMR HK, FIL Investments (Japan) LTD, FMR Japan, FIA, and FIA (UK)	0.81%	9.43%	3.98%	5.89%
Seeks to provide investment results that correspond to the total return of stocks of mid-capitalization United States companies.	Fidelity^® Mid Cap Index Fund^,² Investment Adviser: Fidelity Management & Research Company LLC Subadviser: Geode Capital Management, LLC	0.03%	15.35%	9.93%	9.63%

^*	Operating expenses reflecting applicable waivers or expense limitations as reported in the Fund’s prospectus.
^**	Effective March 31, 2025, the Fidelity Advisor^®Focused Emerging Markets Fund (Class Z) closed to new investors.
²	This Fund is available to the general public, in addition to being available through variable annuity contracts. See “FEDERAL TAX CONSIDERATIONS - Special Considerations for Section 403(b) Plans” for a discussion of investment in one of the public Funds under 403(b) or Roth 403(b) annuity contracts.

INVESTMENT OBJECTIVE	FUND NAME INVESTMENT ADVISER/SUBADVISER	CURRENT EXPENSES^*	AVERAGE ANNUAL TOTAL RETURNS (as of 12/31/2024)
INVESTMENT OBJECTIVE	FUND NAME INVESTMENT ADVISER/SUBADVISER	CURRENT EXPENSES^*	1 Year	5  Years	10 Years
Seeks to provide investment results that correspond to the total return of stocks of small-capitalization United States companies.	Fidelity^® Small Cap Index Fund³ Investment Adviser: Fidelity Management & Research Company LLC Subadviser: Geode Capital Management, LLC	0.03%	11.69%	7.50%	7.96%
Seeks to provide investment results that correspond to the total return of foreign developed and emerging stock markets.	Fidelity^®Total International Index Fund³ Investment Adviser: Fidelity Management & Research Company LLC Subadviser: Geode Capital Management, LLC	0.06%	4.99%	4.11%	N/A
Seeks long-term total return.	Franklin Small Cap Value Fund (Class R6) Investment Adviser: Franklin Mutual Advisers, LLC	0.60%	11.75%	8.77%	8.52%
Seek long term growth of capital by investing in innovative companies around the world whose businesses and technologies focus on environmental markets, including alternative energy and energy efficiency; water infrastructure technologies and pollution control; environmental support services and waste management technologies; and sustainable food, agriculture, and forestry.	Impax Global Environmental Markets Fund (Institutional Class) Investment Adviser: Impax Asset Management LLC Subadviser: Impax Asset Management Ltd.	0.91%	5.12%	7.98%	8.42%
Seeks long-term capital appreciation.	JPMorgan Large Cap Growth Fund (Class R6)³ Investment Adviser: J.P. Morgan Investment Management Inc.	0.44%	34.17%	20.27%	17.87%
Seeks to achieve both capital appreciation and current income.	Parnassus Core Equity Fund^SM (Investor Shares) Investment Adviser: Parnassus Investment	0.82%	18.52%	13.25%	12.02%

^*	Operating expenses reflecting applicable waivers or expense limitations as reported in the Fund’s prospectus.
³	This Fund is available to the general public, in addition to being available through variable annuity contracts. See “FEDERAL TAX CONSIDERATIONS - Special Considerations for Section 403(b) Plans” for a discussion of investment in one of the public Funds under 403(b) or Roth 403(b) annuity contracts.

INVESTMENT OBJECTIVE	FUND NAME INVESTMENT ADVISER/SUBADVISER	CURRENT EXPENSES^*	AVERAGE ANNUAL TOTAL RETURNS (as of 12/31/2024)
INVESTMENT OBJECTIVE	FUND NAME INVESTMENT ADVISER/SUBADVISER	CURRENT EXPENSES^*	1 Year	5 Years	10 Years
Seeks to maximize current income. As a secondary investment objective, the Fund will seek capital appreciation, but only when consistent with the Fund’s primarily investment objective of current income.	PGIM High Yield Fund (Class R6)⁴ Investment Adviser: PGIM Investments LLC Subadvisers: PGIM Fixed Income and PGIM Limited	0.38%	8.48%	3.94%	5.39%
Seeks to provide long-term capital growth by investing primarily in the common stocks of mid-cap growth companies.	T. Rowe Price Diversified Mid-Cap Growth Fund (Class I)⁴ Investment Adviser: T. Rowe Price Investment Management	0.68%	23.95%	11.24%	12.07%
Seeks an above average level of dividend income and reasonable long-term capital appreciation. The fund has two advisors who perform extensive research to identify dividend-paying, undervalued companies with catalysts for share-price appreciation.	Vanguard^® Equity Income Fund (Admiral Shares)^4,5 Investment Adviser: Vanguard Quantitative Equity Group Subadvisers: Wellington Management Company LLP (Wellington Management) and The Vanguard Group, Inc. (Vanguard)	0.18%	15.16%	9.97%	10.07%
Seeks to provide long-term capital appreciation.	Vanguard^® Explorer^TM Fund (Admiral^TMShares)^4,5 Investment Advisers: ArrowMark Colorado Holdings, LLC (ArrowMark Partners), ClearBridge Investment, LLC (ClearBridge), Stephens Investment Management Group, LLC (SIMG), Wellington Management Company LLP (Wellington Management), and The Vanguard Group, Inc. (Vanguard)	0.34%	10.37%	9.24%	10.22%
Seeks to provide current income while maintaining liquidity and a stable share price of $1.	Vanguard^® Federal Money Market Fund (Investor Shares)^4,5 Investment Adviser: The Vanguard Group, Inc. (Vanguard)	0.11%	5.24%	2.45%	1.73%
Seeks to track the performance of a benchmark index that measures the investment return of large- and mid-capitalization stocks.	Vanguard^® FTSE Social Index Fund (Institutional Shares)^4,5 Investment Adviser: The Vanguard Group, Inc. (Vanguard)	0.12%	26.01%	14.55%	13.48%

^*	Operating expenses reflecting applicable waivers or expense limitations as reported in the Fund’s prospectus.
⁴	This Fund is available to the general public, in addition to being available through variable annuity contracts. See “FEDERAL TAX CONSIDERATIONS - Special Considerations for Section 403(b) Plans” for a discussion of investment in one of the public Funds under 403(b) or Roth 403(b) annuity contracts.
⁵	Vanguard is a trademark of The Vanguard Group, Inc.

INVESTMENT OBJECTIVE	FUND NAME INVESTMENT ADVISER/SUBADVISER	CURRENT EXPENSES^*	AVERAGE ANNUAL TOTAL RETURNS (as of 12/31/2024)
INVESTMENT OBJECTIVE	FUND NAME INVESTMENT ADVISER/SUBADVISER	CURRENT EXPENSES^*	1 Year	5 Years	10 Years
Seeks to provide growth of capital and current income consistent with its current target allocation by investing in a gradually more conservative mix of the following Vanguard funds: Total Stock Market Index Fund, Total Bond Market II Index Fund, Total International Stock Index Fund, Total International Bond II Index Fund, and Short-Term Inflation-Protected Securities Fund. The combination of funds produces a portfolio that is diversified by asset class and holdings.	Vanguard Target Retirement 2020 Fund^6,7 Investment Adviser: The Vanguard Group, Inc. (Vanguard)	0.08%	7.75%	4.75%	5.58%
Seeks to provide growth of capital and current income consistent with its current target allocation by investing in a gradually more conservative mix of the following Vanguard funds: Total Stock Market Index Fund, Total Bond Market II Index Fund, Total International Stock Index Fund, Total International Bond II Index Fund, and Short-Term Inflation-Protected Securities Fund. The combination of funds produces a portfolio that is diversified by asset class and holdings.	Vanguard Target Retirement 2025 Fund^6,7 Investment Adviser: The Vanguard Group, Inc. (Vanguard)	0.08%	9.44%	5.66%	6.32%

^*	Operating expenses reflecting applicable waivers or expense limitations as reported in the Fund’s prospectus.
⁶	This Fund is available to the general public, in addition to being available through variable annuity contracts. See “FEDERAL TAX CONSIDERATIONS - Special Considerations for Section 403(b) Plans” for a discussion of investment in one of the public Funds under 403(b) or Roth 403(b) annuity contracts.
⁷	This Fund is structured as a Fund of Funds that invests directly in shares of underlying Funds. *See “THE INVESTMENT OPTIONS - The Variable Investment Options* - Funds of Funds” for more information.**

INVESTMENT OBJECTIVE	FUND NAME INVESTMENT ADVISER/SUBADVISER	CURRENT EXPENSES^*	AVERAGE ANNUAL TOTAL RETURNS (as of 12/31/2024)
INVESTMENT OBJECTIVE	FUND NAME INVESTMENT ADVISER/SUBADVISER	CURRENT EXPENSES^*	1 Year	5 Years	10 Years
Seeks to provide growth of capital and current income consistent with its current target allocation by investing in a gradually more conservative mix of the following Vanguard funds: Total Stock Market Index Fund, Total Bond Market II Index Fund, Total International Stock Index Fund, Total International Bond II Index Fund, and Short-Term Inflation-Protected Securities Fund. The combination of funds produces a portfolio that is diversified by asset class and holdings.	Vanguard Target Retirement 2030 Fund^8,9 Investment Adviser: The Vanguard Group, Inc. (Vanguard)	0.08%	10.64%	6.44%	6.92%
Seeks to provide growth of capital and current income consistent with its current target allocation by investing in a gradually more conservative mix of the following Vanguard funds: Total Stock Market Index Fund, Total Bond Market II Index Fund, Total International Stock Index Fund, Total International Bond II Index Fund, and Short-Term Inflation-Protected Securities Fund. The combination of funds produces a portfolio that is diversified by asset class and holdings.	Vanguard Target Retirement 2035 Fund^8,9 Investment Adviser: The Vanguard Group, Inc. (Vanguard)	0.08%	11.78%	7.20%	7.51%

^*	Operating expenses reflecting applicable waivers or expense limitations as reported in the Fund’s prospectus.
⁸	This Fund is available to the general public, in addition to being available through variable annuity contracts. See “FEDERAL TAX CONSIDERATIONS - Special Considerations for Section 403(b) Plans” for a discussion of investment in one of the public Funds under 403(b) or Roth 403(b) annuity contracts.
⁹	This Fund is structured as a Fund of Funds that invests directly in shares of underlying Funds. *See “THE INVESTMENT OPTIONS - The Variable Investment Options* - Funds of Funds” for more information.**

INVESTMENT OBJECTIVE	FUND NAME INVESTMENT ADVISER/SUBADVISER	CURRENT EXPENSES^*	AVERAGE ANNUAL TOTAL RETURNS (as of 12/31/2024)
INVESTMENT OBJECTIVE	FUND NAME INVESTMENT ADVISER/SUBADVISER	CURRENT EXPENSES^*	1 Year	5 Years	10 Years
Seeks to provide growth of capital and current income consistent with its current target allocation by investing in a gradually more conservative mix of the following Vanguard funds: Total Stock Market Index Fund, Total Bond Market II Index Fund, Total International Stock Index Fund, Total International Bond II Index Fund, and Short-Term Inflation-Protected Securities Fund. The combination of funds produces a portfolio that is diversified by asset class and holdings.	Vanguard Target Retirement 2040 Fund^10,11 Investment Adviser: The Vanguard Group, Inc. (Vanguard)	0.08%	12.88%	7.97%	8.08%
Seeks to provide growth of capital and current income consistent with its current target allocation by investing in a gradually more conservative mix of the following Vanguard funds: Total Stock Market Index Fund, Total Bond Market II Index Fund, Total International Stock Index Fund, Total International Bond II Index Fund, and Short-Term Inflation-Protected Securities Fund. The combination of funds produces a portfolio that is diversified by asset class and holdings.	Vanguard Target Retirement 2045 Fund^10,11 Investment Adviser: The Vanguard Group, Inc. (Vanguard)	0.08%	13.91%	8.73%	8.57%

^*	Operating expenses reflecting applicable waivers or expense limitations as reported in the Fund’s prospectus.
¹⁰	This Fund is available to the general public, in addition to being available through variable annuity contracts. See “FEDERAL TAX CONSIDERATIONS - Special Considerations for Section 403(b) Plans” for a discussion of investment in one of the public Funds under 403(b) or Roth 403(b) annuity contracts.
¹¹	This Fund is structured as a Fund of Funds that invests directly in shares of underlying Funds. *See “THE INVESTMENT OPTIONS - The Variable Investment Options* - Funds of Funds” for more information.**

INVESTMENT OBJECTIVE	FUND NAME INVESTMENT ADVISER/SUBADVISER	CURRENT EXPENSES^*	AVERAGE ANNUAL TOTAL RETURNS (as of 12/31/2024)
INVESTMENT OBJECTIVE	FUND NAME INVESTMENT ADVISER/SUBADVISER	CURRENT EXPENSES^*	1 Year	5 Years	10 Years
Seeks to provide growth of capital and current income consistent with its current target allocation by investing in a gradually more conservative mix of the following Vanguard funds: Total Stock Market Index Fund, Total Bond Market II Index Fund, Total International Stock Index Fund, Total International Bond II Index Fund, and Short-Term Inflation-Protected Securities Fund. The combination of funds produces a portfolio that is diversified by asset class and holdings.	Vanguard Target Retirement 2050 Fund^12,13 Investment Adviser: The Vanguard Group, Inc. (Vanguard)	0.08%	14.64%	9.03%	8.72%
Seeks to provide growth of capital and current income consistent with its current target allocation by investing in a gradually more conservative mix of the following Vanguard funds: Total Stock Market Index Fund, Total Bond Market II Index Fund, Total International Stock Index Fund, Total International Bond II Index Fund, and Short-Term Inflation-Protected Securities Fund. The combination of funds produces a portfolio that is diversified by asset class and holdings.	Vanguard Target Retirement 2055 Fund^12,13 Investment Adviser: The Vanguard Group, Inc. (Vanguard)	0.08%	14.64%	9.02%	8.70%

^*	Operating expenses reflecting applicable waivers or expense limitations as reported in the Fund’s prospectus.
¹²	This Fund is available to the general public, in addition to being available through variable annuity contracts. See “FEDERAL TAX CONSIDERATIONS - Special Considerations for Section 403(b) Plans” for a discussion of investment in one of the public Funds under 403(b) or Roth 403(b) annuity contracts.
¹³	This Fund is structured as a Fund of Funds that invests directly in shares of underlying Funds. *See “THE INVESTMENT OPTIONS - The Variable Investment Options* - Funds of Funds” for more information.**

INVESTMENT OBJECTIVE	FUND NAME INVESTMENT ADVISER/SUBADVISER	CURRENT EXPENSES^*	AVERAGE ANNUAL TOTAL RETURNS (as of 12/31/2024)
INVESTMENT OBJECTIVE	FUND NAME INVESTMENT ADVISER/SUBADVISER	CURRENT EXPENSES^*	1 Year	5 Years	10 Years
Seeks to provide growth of capital and current income consistent with its current target allocation by investing in a gradually more conservative mix of the following Vanguard funds: Total Stock Market Index Fund, Total Bond Market II Index Fund, Total International Bond II Index Fund, and Total International Stock Index Fund. The combination of funds produces a portfolio that is diversified by asset class and holdings.	Vanguard Target Retirement 2060 Fund^14,15 Investment Adviser: The Vanguard Group, Inc. (Vanguard)	0.08%	14.63%	9.02%	8.70%
Seeks to provide growth of capital and current income consistent with its current target allocation by investing in a gradually more conservative mix of the following Vanguard funds: Total Stock Market Index Fund, Total Bond Market II Index Fund, Total International Stock Index Fund, Total International Bond II Index Fund, and Short-Term Inflation-Protected Securities Fund. The combination of funds produces a portfolio that is diversified by asset class and holdings.	Vanguard Target Retirement 2065 Fund^14,15 Investment Adviser: The Vanguard Group, Inc. (Vanguard)	0.08%	14.62%	9.01%	N/A

^*	Operating expenses reflecting applicable waivers or expense limitations as reported in the Fund’s prospectus.
¹⁴	This Fund is available to the general public, in addition to being available through variable annuity contracts. See “FEDERAL TAX CONSIDERATIONS - Special Considerations for Section 403(b) Plans” for a discussion of investment in one of the public Funds under 403(b) or Roth 403(b) annuity contracts.
¹⁵	This Fund is structured as a Fund of Funds that invests directly in shares of underlying Funds. *See “THE INVESTMENT OPTIONS - The Variable Investment Options* - Funds of Funds” for more information.**

INVESTMENT OBJECTIVE	FUND NAME INVESTMENT ADVISER/SUBADVISER	CURRENT EXPENSES^*	AVERAGE ANNUAL TOTAL RETURNS (as of 12/31/2024)
INVESTMENT OBJECTIVE	FUND NAME INVESTMENT ADVISER/SUBADVISER	CURRENT EXPENSES^*	1 Year	5 Years	10 Years
Seeks to provide growth of capital and current income consistent with its current target allocation by investing in a gradually more conservative mix of the following Vanguard funds: Total Stock Market Index Fund, Total Bond Market II Index Fund, Total International Stock Index Fund, Total International Bond II Index Fund, and Short-Term Inflation-Protected Securities Fund. The combination of funds produces a portfolio that is diversified by asset class and holdings.	Vanguard Target Retirement 2070 Fund^16,17 Investment Adviser: The Vanguard Group, Inc. (Vanguard)	0.08%	14.59%	N/A	N/A
Seeks to provide current income and some growth of capital by investing in a mix of the following Vanguard funds: Total Stock Market Index Fund, Total Bond Market II Index Fund, Total International Stock Index Fund, Total International Bond II Index Fund, and Short-Term Inflation-Protected Securities Index Fund. The combination of funds produces a portfolio that is diversified by asset class and holdings. The combination of funds produces a portfolio that is diversified by asset class and holdings.	Vanguard Target Retirement Income Fund^16,17 Investment Adviser: The Vanguard Group, Inc. (Vanguard)	0.08%	6.58%	3.58%	4.19%
Seeks to provide long-term capital growth by investing primarily in common stocks.	Victory Sycamore Established Value Fund (Class R6)¹⁶ Investment Adviser: Victory Capital Management Inc.	0.54%	10.24%	11.11%	10.80%

^*	Operating expenses reflecting applicable waivers or expense limitations as reported in the Fund’s prospectus.
¹⁶	This Fund is available to the general public, in addition to being available through variable annuity contracts. See “FEDERAL TAX CONSIDERATIONS - Special Considerations for Section 403(b) Plans” for a discussion of investment in one of the public Funds under 403(b) or Roth 403(b) annuity contracts.
¹⁷	This Fund is structured as a Fund of Funds that invests directly in shares of underlying Funds. *See “THE INVESTMENT OPTIONS - The Variable Investment Options* - Funds of Funds” for more information.**

Funds Available for New Allocations: SUNY ORP Post (11/15/2021) Contracts

INVESTMENT OBJECTIVE	FUND NAME INVESTMENT ADVISER/SUBADVISER	CURRENT EXPENSES^*	AVERAGE ANNUAL TOTAL RETURNS (as of 12/31/2024)
INVESTMENT OBJECTIVE	FUND NAME INVESTMENT ADVISER/SUBADVISER	CURRENT EXPENSES^*	1 Year	5 Years	10 Years
Seeks total return, consisting of current income and capital appreciation.	Allspring Core Plus Bond Fund (Class R6)^18,19 Investment Adviser: Allspring Funds Management, LLC Subadviser: Allspring Global Investments, LLC	0.30%	2.41%	1.13%	2.61%
Seeks to provide long-term growth of capital.	American Funds^® - EuroPacific Growth Fund^® (Class R6) Investment Adviser: Capital Research and Management Company^SM	0.82%	4.68%	3.58%	5.30%
Provide inflation protection and earn current income consistent with inflation-protected securities.	DFA Inflation-Protected Securities Portfolio (Institutional Class) Investment Adviser: Dimensional Fund Advisors LP	0.11%	2.01%	1.86%	2.29%
Seeks to maximize total returns. Total return is comprised of income and capital appreciation.	DFA Social Fixed Income Portfolio (Institutional Class) Investment Adviser: Dimensional Fund Advisors LP Subadvisers: Dimensional Fund Advisors Ltd. and DFA Australia Limited	0.22%	1.81%	0.27%	N/A
Seeks to provide investment results that correspond to the total return (i.e., the combination of capital changes and income) performance of common stocks publicly traded in the United States.	Fidelity^®500 Index Fund¹⁸ Investment Adviser: Fidelity Management & Research Company LLC Subadviser: Geode Capital Management, LLC	0.015%	25.00%	14.51%	13.09%

^*	Operating expenses reflecting applicable waivers or expense limitations as reported in the Fund’s prospectus.
¹⁸	This Fund is available to the general public, in addition to being available through variable annuity contracts. See “FEDERAL TAX CONSIDERATIONS - Special Considerations for Section 403(b) Plans” for a discussion of investment in one of the public Funds under 403(b) or Roth 403(b) annuity contracts.
¹⁹	This Fund is available to the general public, in addition to being available through variable annuity contracts. See This Fund is structured as a Fund of Funds that invests directly in shares of underlying Funds. See “THE INVESTMENT OPTIONS - The Variable Investment Options - Funds of Funds” for more information.

INVESTMENT OBJECTIVE	FUND NAME INVESTMENT ADVISER/SUBADVISER	CURRENT EXPENSES^*	AVERAGE ANNUAL TOTAL RETURNS (as of 12/31/2024)
INVESTMENT OBJECTIVE	FUND NAME INVESTMENT ADVISER/SUBADVISER	CURRENT EXPENSES^*	1 Year	5 Years	10 Years
Seeks capital appreciation.	Fidelity Advisor^® Focused Emerging Markets Fund (Class Z)^,20 Investment Adviser: Fidelity Management & Research Company LLC (FMR) Subadvisers:** FMR UK, FMR HK, FIL Investments (Japan) LTD, FMR Japan, FIA, and FIA (UK)	0.81%	9.43%	3.98%	5.89%
Seeks to provide investment results that correspond to the total return of stocks of mid-capitalization United States companies.	Fidelity^®Mid Cap Index Fund Investment Adviser: Fidelity Management & Research Company LLC Subadviser: Geode Capital Management, LLC	0.03%	15.35%	9.93%	9.63%
Seeks to provide investment results that correspond to the total return of stocks of small-capitalization United States companies.	Fidelity^®Small Cap Index Fund²⁰ Investment Adviser: Fidelity Management & Research Company LLC Subadviser: Geode Capital Management, LLC	0.03%	11.69%	7.50%	7.96%
Seeks to provide investment results that correspond to the total return of foreign developed and emerging stock markets.	Fidelity^®Total International Index Fund Investment Adviser: Fidelity Management & Research Company LLC Subadviser: Geode Capital Management, LLC	0.06%	4.99%	4.11%	N/A
Seeks long-term total return.	Franklin Small Cap Value Fund (Class R6) Investment Adviser: Franklin Mutual Advisers, LLC	0.60%	11.75%	8.77%	8.52%

^*	Operating expenses reflecting applicable waivers or expense limitations as reported in the Fund’s prospectus.
^**	Effective March 31, 2025, the Fund closed to new investors.
²⁰	This Fund is available to the general public, in addition to being available through variable annuity contracts. See “FEDERAL TAX CONSIDERATIONS - Special Considerations for Section 403(b) Plans” for a discussion of investment in one of the public Funds under 403(b) or Roth 403(b) annuity contracts.

INVESTMENT OBJECTIVE	FUND NAME INVESTMENT ADVISER/SUBADVISER	CURRENT EXPENSES^*	AVERAGE ANNUAL TOTAL RETURNS (as of 12/31/2024)
INVESTMENT OBJECTIVE	FUND NAME INVESTMENT ADVISER/SUBADVISER	CURRENT EXPENSES^*	1 Year	5 Years	10 Years
Seek long term growth of capital by investing in innovative companies around the world whose businesses and technologies focus on environmental markets, including alternative energy and energy efficiency; water infrastructure technologies and pollution control; environmental support services and waste management technologies; and sustainable food, agriculture, and forestry.	Impax Global Environmental Markets Fund (Institutional Class)²¹ Investment Adviser: Impax Asset Management LLC Subadviser: Impax Asset Management Ltd.	0.91%	5.12%	7.98%	8.42%
Seeks long-term capital appreciation.	JPMorgan Large Cap Growth Fund (Class R6) Investment Adviser: J.P. Morgan Investment Management Inc.	0.44%	34.17%	20.27%	17.87%
Seeks to achieve both capital appreciation and current income.	Parnassus Core Equity Fund^SM (Investor Shares) Investment Adviser: Parnassus Investment	0.82%	18.52%	13.25%	12.02%
Seeks to maximize current income. As a secondary investment objective, the Fund will seek capital appreciation, but only when consistent with the Fund’s primarily investment objective of current income.	PGIM High Yield Fund (Class R6) Investment Adviser: PGIM Investments LLC Subadvisers: PGIM Fixed Income and PGIM Limited	0.38%	8.48%	3.94%	5.39%
Seeks to provide long-term capital growth by investing primarily in the common stocks of mid-cap growth companies.	T. Rowe Price Diversified Mid-Cap Growth Fund (Class I)²¹ Investment Adviser: T. Rowe Price Investment Management	0.80%	23.92%	11.22%	11.94%

^*	Operating expenses reflecting applicable waivers or expense limitations as reported in the Fund’s prospectus.
²¹	This Fund is available to the general public, in addition to being available through variable annuity contracts. See “FEDERAL TAX CONSIDERATIONS - Special Considerations for Section 403(b) Plans” for a discussion of investment in one of the public Funds under 403(b) or Roth 403(b) annuity contracts.

INVESTMENT OBJECTIVE	FUND NAME INVESTMENT ADVISER/SUBADVISER	CURRENT EXPENSES^*	AVERAGE ANNUAL TOTAL RETURNS (as of 12/31/2024)
INVESTMENT OBJECTIVE	FUND NAME INVESTMENT ADVISER/SUBADVISER	CURRENT EXPENSES^*	1 Year	5 Years	10 Years
Seeks to provide an above-average level of current income and reasonable long-term capital appreciation.	Vanguard^®Equity Income Fund (Admiral^TM Shares)^22,23 Investment Advisers: Wellington Management Company LLC (Wellington Management), and The Vanguard Group, Inc. (Vanguard)	0.18%	15.16%	9.97%	10.07%
Seeks to provide long-term capital appreciation.	Vanguard^®Explorer^TM Fund (Admiral^TM Shares)^22,23 Investment Advisers: ArrowMark Colorado Holdings, LLC (ArrowMark Partners), ClearBridge Investment, LLC (ClearBridge), Stephens Investment Management Group, LLC (SIMG), Wellington Management Company LLP (Wellington Management), and The Vanguard Group, Inc. (Vanguard)	0.34%	10.37%	9.24%	10.22%
Seeks to provide current income while maintaining liquidity and a stable share price of $1.	Vanguard^®Federal Money Market Fund (Investor Shares)^22,23 Investment Adviser: The Vanguard Group, Inc. (Vanguard)	0.11%	5.24%	2.45%	1.73%
Seeks to track the performance of a benchmark index that measures the investment return of large- and mid-capitalization stocks.	Vanguard^®FTSE Social Index Fund (Institutional Shares)^22,23 Investment Adviser: The Vanguard Group, Inc. (Vanguard)	0.12%	26.01%	14.55%	13.48%

^*	Operating expenses reflecting applicable waivers or expense limitations as reported in the Fund’s prospectus.
²²	This Fund is available to the general public, in addition to being available through variable annuity contracts. See “FEDERAL TAX CONSIDERATIONS - Special Considerations for Section 403(b) Plans” for a discussion of investment in one of the public Funds under 403(b) or Roth 403(b) annuity contracts.
²³	Vanguard is a trademark of The Vanguard Group, Inc.

INVESTMENT OBJECTIVE	FUND NAME INVESTMENT ADVISER/SUBADVISER	CURRENT EXPENSES^*	AVERAGE ANNUAL TOTAL RETURNS (as of 12/31/2024)
INVESTMENT OBJECTIVE	FUND NAME INVESTMENT ADVISER/SUBADVISER	CURRENT EXPENSES^*	1 Year	5 Years	10 Years
Seeks to provide growth of capital and current income consistent with its current target allocation by investing in a gradually more conservative mix of the following Vanguard funds: Total Stock Market Index Fund, Total Bond Market II Index Fund, Total International Stock Index Fund, Total International Bond II Index Fund, and Short-Term Inflation-Protected Securities Fund. The combination of funds produces a portfolio that is diversified by asset class and holdings.	Vanguard Target Retirement 2020 Fund^24,25 Investment Adviser The Vanguard Group, Inc. (Vanguard)	0.08%	7.75%	4.75%	5.58%
Seeks to provide growth of capital and current income consistent with its current target allocation by investing in a gradually more conservative mix of the following Vanguard funds: Total Stock Market Index Fund, Total Bond Market II Index Fund, Total International Stock Index Fund, Total International Bond II Index Fund, and Short-Term Inflation-Protected Securities Fund. The combination of funds produces a portfolio that is diversified by asset class and holdings.	Vanguard Target Retirement 2025 Fund^,^24,25 Investment Adviser:** The Vanguard Group, Inc. (Vanguard)	0.08%	9.44%	5.66%	6.32%

^*	Operating expenses reflecting applicable waivers or expense limitations as reported in the Fund’s prospectus.
^**	Effective on or about August 8, 2025, the Voya Target Retirement 2025 Fund (Class R6) will merge into the Voya Target In-Retirement Fund (Class R6).
²⁴	This Fund is available to the general public, in addition to being available through variable annuity contracts. See “FEDERAL TAX CONSIDERATIONS - Special Considerations for Section 403(b) Plans” for a discussion of investment in one of the public Funds under 403(b) or Roth 403(b) annuity contracts.
²⁵	This Fund is available to the general public, in addition to being available through variable annuity contracts. See This Fund is structured as a Fund of Funds that invests directly in shares of underlying Funds. See “THE INVESTMENT OPTIONS - The Variable Investment Options - Funds of Funds” for more information.

INVESTMENT OBJECTIVE	FUND NAME INVESTMENT ADVISER/SUBADVISER	CURRENT EXPENSES^*	AVERAGE ANNUAL TOTAL RETURNS (as of 12/31/2024)
INVESTMENT OBJECTIVE	FUND NAME INVESTMENT ADVISER/SUBADVISER	CURRENT EXPENSES^*	1 Year	5 Years	10 Years
Seeks to provide growth of capital and current income consistent with its current target allocation by investing in a gradually more conservative mix of the following Vanguard funds: Total Stock Market Index Fund, Total Bond Market II Index Fund, Total International Stock Index Fund, Total International Bond II Index Fund, and Short-Term Inflation-Protected Securities Fund. The combination of funds produces a portfolio that is diversified by asset class and holdings.	Vanguard Target Retirement 2030 Fund^26,27 Investment Adviser: The Vanguard Group, Inc. (Vanguard)	0.08%	10.64%	6.44%	6.92%
Seeks to provide growth of capital and current income consistent with its current target allocation by investing in a gradually more conservative mix of the following Vanguard funds: Total Stock Market Index Fund, Total Bond Market II Index Fund, Total International Stock Index Fund, Total International Bond II Index Fund, and Short-Term Inflation-Protected Securities Fund. The combination of funds produces a portfolio that is diversified by asset class and holdings.	Vanguard Target Retirement 2035 Fund^26,27 Investment Adviser: The Vanguard Group, Inc. (Vanguard)	0.08%	11.78%	7.20%	7.51%

^*	Operating expenses reflecting applicable waivers or expense limitations as reported in the Fund’s prospectus.
²⁶	This Fund is available to the general public, in addition to being available through variable annuity contracts. See “FEDERAL TAX CONSIDERATIONS - Special Considerations for Section 403(b) Plans” for a discussion of investment in one of the public Funds under 403(b) or Roth 403(b) annuity contracts.
²⁷	This Fund is structured as a Fund of Funds that invests directly in shares of underlying Funds. *See “THE INVESTMENT OPTIONS - The Variable Investment Options* - Funds of Funds” for more information.**

INVESTMENT OBJECTIVE	FUND NAME INVESTMENT ADVISER/SUBADVISER	CURRENT EXPENSES^*	AVERAGE ANNUAL TOTAL RETURNS (as of 12/31/2024)
INVESTMENT OBJECTIVE	FUND NAME INVESTMENT ADVISER/SUBADVISER	CURRENT EXPENSES^*	1 Year	5 Years	10 Years
Seeks to provide growth of capital and current income consistent with its current target allocation by investing in a gradually more conservative mix of the following Vanguard funds: Total Stock Market Index Fund, Total Bond Market II Index Fund, Total International Stock Index Fund, Total International Bond II Index Fund, and Short-Term Inflation-Protected Securities Fund. The combination of funds produces a portfolio that is diversified by asset class and holdings.	Vanguard Target Retirement 2040 Fund^28,29 Investment Adviser: The Vanguard Group, Inc. (Vanguard)	0.08%	12.88%	7.97%	8.08%
Seeks to provide growth of capital and current income consistent with its current target allocation by investing in a gradually more conservative mix of the following Vanguard funds: Total Stock Market Index Fund, Total Bond Market II Index Fund, Total International Stock Index Fund, Total International Bond II Index Fund, and Short-Term Inflation-Protected Securities Fund. The combination of funds produces a portfolio that is diversified by asset class and holdings.	Vanguard Target Retirement 2045 Fund^28,29 Investment Adviser: The Vanguard Group, Inc. (Vanguard)	0.08%	13.91%	8.73%	8.57%

^*	Operating expenses reflecting applicable waivers or expense limitations as reported in the Fund’s prospectus.
²⁸	This Fund is available to the general public, in addition to being available through variable annuity contracts. See “FEDERAL TAX CONSIDERATIONS - Special Considerations for Section 403(b) Plans” for a discussion of investment in one of the public Funds under 403(b) or Roth 403(b) annuity contracts.
²⁹	This Fund is structured as a Fund of Funds that invests directly in shares of underlying Funds. *See “THE INVESTMENT OPTIONS - The Variable Investment Options* - Funds of Funds” for more information.**

INVESTMENT OBJECTIVE	FUND NAME INVESTMENT ADVISER/SUBADVISER		AVERAGE ANNUAL TOTAL RETURNS (as of 12/31/2024)
INVESTMENT OBJECTIVE	FUND NAME INVESTMENT ADVISER/SUBADVISER	CURRENT EXPENSES^*	1 Year	5 Years	10 Years
Seeks to provide growth of capital and current income consistent with its current target allocation by investing in a gradually more conservative mix of the following Vanguard funds: Total Stock Market Index Fund, Total Bond Market II Index Fund, Total International Stock Index Fund, Total International Bond II Index Fund, and Short-Term Inflation-Protected Securities Fund. The combination of funds produces a portfolio that is diversified by asset class and holdings.	Vanguard Target Retirement 2050 Fund^30,31 Investment Adviser: The Vanguard Group, Inc. (Vanguard)	0.08%	14.64%	9.03%	8.72%
Seeks to provide growth of capital and current income consistent with its current target allocation by investing in a gradually more conservative mix of the following Vanguard funds: Total Stock Market Index Fund, Total Bond Market II Index Fund, Total International Stock Index Fund, Total International Bond II Index Fund, and Short-Term Inflation-Protected Securities Fund. The combination of funds produces a portfolio that is diversified by asset class and holdings.	Vanguard Target Retirement 2055 Fund^30,31 Investment Adviser: The Vanguard Group, Inc. (Vanguard)	0.08%	14.64%	9.02%	8.70%
Seeks to provide growth of capital and current income consistent with its current target allocation by investing in a gradually more conservative mix of the following Vanguard funds: Total Stock Market Index Fund, Total Bond Market II Index Fund, Total International Bond II Index Fund, and Total International Stock Index Fund. The combination of funds produces a portfolio that is diversified by asset class and holdings.	Vanguard Target Retirement 2060 Fund^30,31 Investment Adviser: The Vanguard Group, Inc. (Vanguard)	0.08%	14.63%	9.02%	8.70%

^*	Operating expenses reflecting applicable waivers or expense limitations as reported in the Fund’s prospectus.
³⁰	This Fund is available to the general public, in addition to being available through variable annuity contracts. See “FEDERAL TAX CONSIDERATIONS - Special Considerations for Section 403(b) Plans” for a discussion of investment in one of the public Funds under 403(b) or Roth 403(b) annuity contracts.
³¹	This Fund is structured as a Fund of Funds that invests directly in shares of underlying Funds. *See “THE INVESTMENT OPTIONS - The Variable Investment Options* - Funds of Funds” for more information.**

INVESTMENT OBJECTIVE	FUND NAME INVESTMENT ADVISER/SUBADVISER	CURRENT EXPENSES^*	AVERAGE ANNUAL TOTAL RETURNS (as of 12/31/2024)
INVESTMENT OBJECTIVE	FUND NAME INVESTMENT ADVISER/SUBADVISER	CURRENT EXPENSES^*	1 Year	5 Years	10 Years
Seeks to provide growth of capital and current income consistent with its current target allocation by investing in a gradually more conservative mix of the following Vanguard funds: Total Stock Market Index Fund, Total Bond Market II Index Fund, Total International Stock Index Fund, Total International Bond II Index Fund, and Short-Term Inflation-Protected Securities Fund. The combination of funds produces a portfolio that is diversified by asset class and holdings.	Vanguard Target Retirement 2065^32,33 Investment Adviser: The Vanguard Group, Inc. (Vanguard)	0.08%	14.62%	9.01%	N/A
Seeks to provide growth of capital and current income consistent with its current target allocation by investing in a gradually more conservative mix of the following Vanguard funds: Total Stock Market Index Fund, Total Bond Market II Index Fund, Total International Stock Index Fund, Total International Bond II Index Fund, and Short-Term Inflation-Protected Securities Fund. The combination of funds produces a portfolio that is diversified by asset class and holdings.	Vanguard Target Retirement 2070 Fund^32,33 Investment Adviser: The Vanguard Group, Inc. (Vanguard)	0.08%	14.59%	N/A	N/A

^*	Operating expenses reflecting applicable waivers or expense limitations as reported in the Fund’s prospectus.
³²	This Fund is available to the general public, in addition to being available through variable annuity contracts. See “FEDERAL TAX CONSIDERATIONS - Special Considerations for Section 403(b) Plans” for a discussion of investment in one of the public Funds under 403(b) or Roth 403(b) annuity contracts.
³³	This Fund is structured as a Fund of Funds that invests directly in shares of underlying Funds. *See “THE INVESTMENT OPTIONS - The Variable Investment Options* - Funds of Funds” for more information.**

INVESTMENT OBJECTIVE	FUND NAME INVESTMENT ADVISER/SUBADVISER	CURRENT EXPENSES^*	AVERAGE ANNUAL TOTAL RETURNS (as of 12/31/2024)
INVESTMENT OBJECTIVE	FUND NAME INVESTMENT ADVISER/SUBADVISER	CURRENT EXPENSES^*	1 Year	5 Years	10 Years
Seeks to provide current income and some growth of capital by investing in a mix of the following Vanguard funds: Total Stock Market Index Fund, Total Bond Market II Index Fund, Total International Stock Index Fund, Total International Bond II Index Fund, and Short-Term Inflation-Protected Securities Index Fund. The combination of funds produces a portfolio that is diversified by asset class and holdings. The combination of funds produces a portfolio that is diversified by asset class and holdings.	Vanguard Target Retirement Income Fund^34,35 Investment Adviser: The Vanguard Group, Inc. (Vanguard)	0.08%	6.58%	3.58%	4.19%
Seeks to provide long-term capital growth by investing primarily in common stocks.	Victory Sycamore Established Value Fund (Class R6)³⁴ Investment Adviser: Victory Capital Management Inc.	0.54%	10.24%	11.11%	10.80%

^*	Operating expenses reflecting applicable waivers or expense limitations as reported in the Fund’s prospectus.
³⁴	This Fund is available to the general public, in addition to being available through variable annuity contracts. See “FEDERAL TAX CONSIDERATIONS - Special Considerations for Section 403(b) Plans” for a discussion of investment in one of the public Funds under 403(b) or Roth 403(b) annuity contracts.
³⁵	This Fund is structured as a Fund of Funds that invests directly in shares of underlying Funds. *See “THE INVESTMENT OPTIONS - The Variable Investment Options* - Funds of Funds” for more information.**

Funds Available for New Allocations: SUNY ORP 403(b) Contract

INVESTMENT OBJECTIVE	FUND NAME INVESTMENT ADVISER/SUBADVISER	CURRENT EXPENSES^*	AVERAGE ANNUAL TOTAL RETURNS (as of 12/31/2024)
INVESTMENT OBJECTIVE	FUND NAME INVESTMENT ADVISER/SUBADVISER	CURRENT EXPENSES^*	1 Year	5 Years	10 Years
Seeks to provide total return and inflation protection consistent with investment in inflation-indexed securities.	American Century Inflation-Adjusted Bond Fund (Investor Class)³⁶ Investment Adviser: American Century Investment Management, Inc.	0.54%	1.68%	1.52%	1.82%
Seeks to provide long-term growth of capital.	American Funds -EuroPacific Growth Fund^® (Class R4)³⁶ Investment Adviser: Capital Research and Management Company^SM	0.47%	5.04%	3.95%	5.66%
Seeks to provide long-term growth of capital.	American Funds - New Perspective Fund^® (Class R4)³⁶ Investment Adviser: Capital Research and Management Company^SM	0.76%	16.74%	11.09%	11.08%
Seeks to provide long-term growth of capital.	American Funds -SMALLCAP World Fund^® (Class R4)³⁶ Investment Adviser: Capital Research and Management Company^SM	1.00%	2.36%	5.28%	7.72%
Seeks to provide growth of capital.	American Funds - The Growth Fund of America^®(Class R4)³⁶ Investment Adviser: Capital Research and Management Company^SM	0.64%	28.39%	14.92%	13.63%
Seeks to produce income and to provide an opportunity for growth of principal consistent with sound common stock investing.	American Funds -Washington Mutual Investors Fund (Class R4)³⁶ Investment Adviser: Capital Research and Management Company^SM	0.61%	18.96%	12.02%	11.30%

^*	Operating expenses reflecting applicable waivers or expense limitations as reported in the Fund’s prospectus.
³⁶	This Fund is available to the general public, in addition to being available through variable annuity contracts. See “FEDERAL TAX CONSIDERATIONS - Special Considerations for Section 403(b) Plans” for a discussion of investment in one of the public Funds under 403(b) or Roth 403(b) annuity contracts.

INVESTMENT OBJECTIVE	FUND NAME INVESTMENT ADVISER/SUBADVISER	CURRENT EXPENSES^*	AVERAGE ANNUAL TOTAL RETURNS (as of 12/31/2024)
INVESTMENT OBJECTIVE	FUND NAME INVESTMENT ADVISER/SUBADVISER	CURRENT EXPENSES^*	1 Year	5 Years	10 Years
Seeks to provide a competitive total return through an actively managed portfolio of stocks, bonds and money market instruments which offer income and capital growth opportunity.	Calvert VP SRI Balanced Portfolio (Class I)³⁷ Investment Adviser: Calvert Research and Management	0.65%	19.61%	9.42%	8.42%
Seeks to maximize capital appreciation.	Driehaus Emerging Markets Growth Fund (Institutional Class) Investment Adviser: Driehaus Capital Management LLC	1.09%	7.69%	3.18%	5.24%
Seeks long-term capital appreciation.	Fidelity^®VIP Contrafund Portfolio (Initial Class) Investment Adviser: Fidelity Management & Research Company LLC (“FMR”) Subadvisers: FMR Investment Management (UK) Limited, Fidelity Management & Research (Hong Kong) Limited and Fidelity Management & Research (Japan) Limited	0.56%	33.79%	17.04%	13.62%
Seeks reasonable income. Also considers the potential for capital appreciation. Seeks to achieve a yield which exceeds the composite yield on the securities comprising the S&P 500^® Index.	Fidelity^®VIP Equity-Income Portfolio (Initial Class)^ Investment Adviser: Fidelity Management & Research Company LLC (“FMR”) Subadvisers:** FMR Investment Management (UK) Limited, Fidelity Management & Research (Hong Kong) Limited and Fidelity Management & Research (Japan) Limited	0.47%	15.35%	10.08%	9.21%

^*	Operating expenses reflecting applicable waivers or expense limitations as reported in the Fund’s prospectus.
^**	The Fund is closed to investment by new Investors. Existing retirement plans and individual Investors who have investment in the Subaccount that corresponds to the fund may leave their investment in that Subaccount and may continue to make additional purchases and exchanges.
³⁷	This Fund is available to the general public, in addition to being available through variable annuity contracts. See “FEDERAL TAX CONSIDERATIONS - Special Considerations for Section 403(b) Plans” for a discussion of investment in one of the public Funds under 403(b) or Roth 403(b) annuity contracts.

INVESTMENT OBJECTIVE	FUND NAME INVESTMENT ADVISER/SUBADVISER	CURRENT EXPENSES^*	AVERAGE ANNUAL TOTAL RETURNS (as of 12/31/2024)
INVESTMENT OBJECTIVE	FUND NAME INVESTMENT ADVISER/SUBADVISER	CURRENT EXPENSES^*	1 Year	5 Years	10 Years
Seeks investment results that correspond to the total return of common stocks publicly traded in the United States, as represented by the S&P 500^® Index.	Fidelity^®VIP Index 500 Portfolio (Initial Class) Investment Adviser: Fidelity Management & Research Company LLC Subadviser: Geode Capital Management, LLC	0.09%	24.90%	14.40%	12.99%
Seeks long-term total return. Under normal market conditions, the fund invests at least 80% of its net assets in investments of small-capitalization companies.	Franklin Small Cap Value VIP Fund (Class 2)^,³⁸ Investment Adviser:** Franklin Mutual Advisers, LLC	0.91%	11.71%	8.36%	8.17%
Seeks long-term growth of capital.	Invesco EQV International Equity Fund (Class R5)³⁸ Investment Adviser: Invesco Advisers, Inc.	0.92%	0.59%	3.16%	4.30%
Seeks capital appreciation and current income.	JPMorgan Equity Income Fund (Class I)³⁸ Investment Adviser: J.P. Morgan Investment Management Inc.	0.70%	12.51%	8.44%	9.09%
Seeks a high level of current income with liquidity and safety of principal.	JPMorgan Government Bond Fund (Class I)³⁷ Investment Adviser: J.P. Morgan Investment Management Inc.	0.30%	1.53%	-0.36%	1.08%
Seeks to achieve both capital appreciation and current income.	Parnassus Core Equity Fund^SM(Investor Shares) Investment Adviser: Parnassus Investments	0.82%	18.52%	13.25%	12.02%
Seeks current income and long-term growth of capital from a portfolio consisting primarily of income producing equity securities of U.S. corporations.	Pioneer Equity Income Fund (Class Y)^,38* Investment Adviser: Amundi Asset Management US, Inc.	0.81%	11.53%	6.81%	8.25%

^*	Operating expenses reflecting applicable waivers or expense limitations as reported in the Fund’s prospectus.
^**	The Fund is closed to investment by new Investors. Existing retirement plans and individual Investors who have investment in the Subaccount that corresponds to the fund may leave their investment in that Subaccount and may continue to make additional purchases and exchanges.
^***	On July 9, 2024, Amundi announced that it had entered into a definitive agreement with Victory Capital Holdings, Inc. (“Victory Capital”) to combine the Adviser with Victory Capital, and for Amundi to become a strategic shareholder of Victory Capital (the “Transaction”).
³⁸	This Fund is available to the general public, in addition to being available through variable annuity contracts. See “FEDERAL TAX CONSIDERATIONS - Special Considerations for Section 403(b) Plans” for a discussion of investment in one of the public Funds under 403(b) or Roth 403(b) annuity contracts.

INVESTMENT OBJECTIVE	FUND NAME INVESTMENT ADVISER/SUBADVISER	CURRENT EXPENSES^*	AVERAGE ANNUAL TOTAL RETURNS (as of 12/31/2024)
INVESTMENT OBJECTIVE	FUND NAME INVESTMENT ADVISER/SUBADVISER	CURRENT EXPENSES^*	1 Year	5 Years	10 Years
Seeks to provide long-term capital growth by investing primarily in common stocks.	Victory Sycamore Established Value Fund (Class A)³⁹ Investment Adviser: Victory Capital Management Inc.	0.90%	9.87%	10.72%	10.42%
Seeks to maximize total return through a combination of current income and capital appreciation.	Voya Global Bond Portfolio (Initial Class)³⁹ Investment Adviser: Voya Investments, LLC Subadviser: Voya Investment Management Co. LLC	0.68%	-0.97%	-2.23%	0.52%
Seeks capital appreciation.	Voya Global Insights Portfolio (Initial Class)³⁹ Investment Adviser: Voya Investments, LLC Subadviser: Voya Investment Management Co. LLC	0.75%	9.31%	7.80%	9.02%
Seeks total return.	Voya Global Perspectives^®Portfolio (Class I) Investment Adviser: Voya Investments, LLC Subadviser: Voya Investment Management Co. LLC	0.83%	7.31%	3.80%	4.62%
Seeks to provide high current return consistent with preservation of capital and liquidity, through investment in high-quality money market instruments while maintaining a stable share price of $1.00.	Voya Government Money Market Portfolio (Class I) Investment Adviser: Voya Investments, LLC Subadviser: Voya Investment Management Co. LLC	0.43%	4.95%	2.28%	1.57%

^*	Operating expenses reflecting applicable waivers or expense limitations as reported in the Fund’s prospectus.
³⁹	This Fund is structured as a Fund of Funds that invests directly in shares of underlying Funds. *See “THE INVESTMENT OPTIONS - The Variable Investment Options* - Funds of Funds” for more information.**

INVESTMENT OBJECTIVE	FUND NAME INVESTMENT ADVISER/SUBADVISER	CURRENT EXPENSES^*	AVERAGE ANNUAL TOTAL RETURNS (as of 12/31/2024)
INVESTMENT OBJECTIVE	FUND NAME INVESTMENT ADVISER/SUBADVISER	CURRENT EXPENSES^*	1 Year	5 Years	10 Years
Seeks to maximize total return through investments in a diversified portfolio of common stock and securities convertible into common stocks. It is anticipated that capital appreciation and investment income will both be major factors in achieving total return.	Voya Growth and Income Portfolio (Class I) Investment Adviser: Voya Investments, LLC Subadviser: Voya Investment Management Co. LLC	0.67%	23.85%	15.28%	12.56%
Seeks to provide investors with a high level of current income and total return.	Voya High Yield Portfolio (Institutional Class) Investment Adviser: Voya Investments, LLC Subadviser: Voya Investment Management Co. LLC	0.47%	7.44%	3.39%	4.74%
Seeks to maximize total return consistent with reasonable risk. The Portfolio seeks its objective through investments in a diversified portfolio consisting primarily of debt securities. It is anticipated that capital appreciation and investment income will both be major factors in achieving total return.	Voya Intermediate Bond Portfolio (Class I) Investment Adviser: Voya Investments, LLC Subadviser: Voya Investment Management Co. LLC	0.55%	2.82%	0.17%	1.97%
Seeks maximum total return.	Voya International High Dividend Low Volatility Portfolio (Class I) Investment Adviser: Voya Investments, LLC Subadviser: Voya Investment Management Co. LLC	0.74%	7.23%	4.54%	4.09%
Seeks investment results (before fees and expenses) that correspond to the total return (which includes capital appreciation and income) of a widely accepted international index.	Voya International Index Portfolio (Class I) Investment Adviser: Voya Investments, LLC Subadviser: Voya Investment Management Co. LLC	0.46%	3.03%	4.39%	4.95%

^*	Operating expenses reflecting applicable waivers or expense limitations as reported in the Fund’s prospectus.

INVESTMENT OBJECTIVE	FUND NAME INVESTMENT ADVISER/SUBADVISER	CURRENT EXPENSES^*	AVERAGE ANNUAL TOTAL RETURNS (as of 12/31/2024)
INVESTMENT OBJECTIVE	FUND NAME INVESTMENT ADVISER/SUBADVISER	CURRENT EXPENSES^*	1 Year	5 Years	10 Years
A non-diversified Portfolio that seeks long-term capital growth.	Voya Large Cap Growth Portfolio (Class I) Investment Adviser: Voya Investments, LLC Subadviser: Voya Investment Management Co. LLC	0.67%	34.80%	15.11%	14.26%
Seeks long-term capital appreciation.	Voya MidCap Opportunities Portfolio (Class I) Investment Adviser: Voya Investments, LLC Subadviser: Voya Investment Management Co. LLC	0.75%	15.91%	11.16%	10.60%
Seeks investment results (before fees and expenses) that correspond to the total return (which includes capital appreciation and income) of the Russell Midcap^® Index.	Voya Russell™ Mid Cap Index Portfolio (Class I) Investment Adviser: Voya Investments, LLC Subadviser: Voya Investment Management Co. LLC	0.40%	14.90%	9.53%	9.22%
Seeks investment results (before fees and expenses) that correspond to the total return (which includes capital appreciation and income) of the Russell 2000^® Index.	Voya Russell™ Small Cap Index Portfolio (Class I) Investment Adviser: Voya Investments, LLC Subadviser: Voya Investment Management Co. LLC	0.45%	11.13%	7.05%	7.51%
Seeks growth of capital primarily through investment in a diversified portfolio of common stock of companies with smaller market capitalizations.	Voya Small Company Portfolio (Class I) Investment Adviser: Voya Investments, LLC Subadviser: Voya Investment Management Co. LLC	0.86%	10.56%	6.97%	7.42%

^*	Operating expenses reflecting applicable waivers or expense limitations as reported in the Fund’s prospectus.

INVESTMENT OBJECTIVE	FUND NAME INVESTMENT ADVISER/SUBADVISER	CURRENT EXPENSES^*	AVERAGE ANNUAL TOTAL RETURNS (as of 12/31/2024)
INVESTMENT OBJECTIVE	FUND NAME INVESTMENT ADVISER/SUBADVISER	CURRENT EXPENSES^*	1 Year	5 Years	10 Years
Seeks long-term capital appreciation.	Voya SmallCap Opportunities Portfolio (Class I) Investment Adviser: Voya Investments, LLC Subadviser: Voya Investment Management Co. LLC	0.86%	18.90%	7.90%	7.51%
Until the day prior to its Target Date, the Portfolio seeks to provide total return consistent with an asset allocation targeted at retirement in approximately 2025. On the Target Date, the Portfolio’s investment objective will be to seek to provide a combination of total return and stability of principal consistent with an asset allocation targeted to retirement.	Voya Solution 2025 Portfolio (Class I)^,^40,41 Investment Adviser: Voya Investments, LLC Subadviser:** Voya Investment Management Co. LLC	0.72%	8.88%	5.35%	5.96%
Until the day prior to its Target Date, the Portfolio seeks to provide total return consistent with an asset allocation targeted at retirement in approximately 2030. On the Target Date, the Portfolio’s investment objective will be to seek to provide a combination of total return and stability of principal consistent with an asset allocation targeted to retirement.	Voya Solution 2030 Portfolio (Class I)^40,41 Investment Adviser: Voya Investments, LLC Subadviser: Voya Investment Management Co. LLC	0.72%	10.57%	6.40%	6.82%

^*	Operating expenses reflecting applicable waivers or expense limitations as reported in the Fund’s prospectus.
^**	Effective on or about August 8, 2025, the Voya Solution 2025 Portfolio (Class I) will merge into the Voya Solution Income Portfolio (Class I).
⁴⁰	This Fund is structured as a Fund of Funds that invests directly in shares of underlying Funds. *See “THE INVESTMENT OPTIONS - The Variable Investment Options* - Funds of Funds” for more information.**
⁴¹	This Fund is currently available under your variable annuity contract. If this Fund was not added to your plan on September 1, 2021, it was automatically made available to your plan on or about November 12, 2021.

INVESTMENT OBJECTIVE	FUND NAME INVESTMENT ADVISER/SUBADVISER	CURRENT EXPENSES^*	AVERAGE ANNUAL TOTAL RETURNS (as of 12/31/2024)
INVESTMENT OBJECTIVE	FUND NAME INVESTMENT ADVISER/SUBADVISER	CURRENT EXPENSES^*	1 Year	5 Years	10 Years
Until the day prior to its Target Date, the Portfolio seeks to provide total return consistent with an asset allocation targeted at retirement in approximately 2035. On the Target Date, the Portfolio’s investment objective will be to seek to provide a combination of total return and stability of principal consistent with an asset allocation targeted to retirement.	Voya Solution 2035 Portfolio (Class I)⁴² Investment Adviser: Voya Investments, LLC Subadviser: Voya Investment Management Co. LLC	0.73%	12.01%	7.17%	7.29%
Until the day prior to its Target Date, the Portfolio seeks to provide total return consistent with an asset allocation targeted at retirement in approximately 2040. On the Target Date, the Portfolio’s investment objective will be to seek to provide a combination of total return and stability of principal consistent with an asset allocation targeted to retirement.	Voya Solution 2040 Portfolio (Class I)^42,43 Investment Adviser: Voya Investments, LLC Subadviser: Voya Investment Management Co. LLC	0.73%	13.55%	8.29%	8.06%
Until the day prior to its Target Date, the Portfolio seeks to provide total return consistent with an asset allocation targeted at retirement in approximately 2045. On the Target Date, the Portfolio’s investment objective will be to seek to provide a combination of total return and stability of principal consistent with an asset allocation targeted to retirement.	Voya Solution 2045 Portfolio (Class I)⁴² Investment Adviser: Voya Investments, LLC Subadviser: Voya Investment Management Co. LLC	0.75%	14.65%	8.81%	8.19%

^*	Operating expenses reflecting applicable waivers or expense limitations as reported in the Fund’s prospectus.
⁴²	This Fund is currently available under your variable annuity contract. If this Fund was not added to your plan on September 1, 2021, it was automatically made available to your plan on or about November 12, 2021.
⁴³	This Fund is structured as a Fund of Funds that invests directly in shares of underlying Funds. *See “THE INVESTMENT OPTIONS - The Variable Investment Options* - Funds of Funds” for more information.**

INVESTMENT OBJECTIVE	FUND NAME INVESTMENT ADVISER/SUBADVISER	CURRENT EXPENSES^*	AVERAGE ANNUAL TOTAL RETURNS (as of 12/31/2024)
INVESTMENT OBJECTIVE	FUND NAME INVESTMENT ADVISER/SUBADVISER	CURRENT EXPENSES^*	1 Year	5 Years	10 Years
Until the day prior to its Target Date, the Portfolio seeks to provide total return consistent with an asset allocation targeted at retirement in approximately 2050. On the Target Date, the Portfolio’s investment objective will be to seek to provide a combination of total return and stability of principal consistent with an asset allocation targeted to retirement.	Voya Solution 2050 Portfolio (Class I)^44,45 Investment Adviser: Voya Investments, LLC Subadviser: Voya Investment Management Co. LLC	0.76%	15.18%	8.91%	8.40%
Until the day prior to its Target Date, the Portfolio seeks to provide total return consistent with an asset allocation targeted at retirement in approximately 2055. On the Target Date, the Portfolio’s investment objective will be to seek to provide a combination of total return and stability of principal consistent with an asset allocation targeted to retirement.	Voya Solution 2055 Portfolio (Class I)⁴⁴ Investment Adviser: Voya Investments, LLC Subadviser: Voya Investment Management Co. LLC	0.78%	15.34%	8.95%	8.30%
Until the day prior to its Target Date, the Portfolio seeks to provide total return consistent with an asset allocation targeted at retirement in approximately 2060. On the Target Date, the Portfolio’s investment objective will be to seek to provide a combination of total return and stability of principal consistent with an asset allocation targeted to retirement.	Voya Solution 2060 Portfolio (Class I)⁴⁴ Investment Adviser: Voya Investments, LLC Subadviser: Voya Investment Management Co. LLC	0.78%	15.34%	8.87%	N/A

^*	Operating expenses reflecting applicable waivers or expense limitations as reported in the Fund’s prospectus.
⁴⁴	This Fund is structured as a Fund of Funds that invests directly in shares of underlying Funds. *See “THE INVESTMENT OPTIONS - The Variable Investment Options* - Funds of Funds” for more information.**
⁴⁵	This Fund is currently available under your variable annuity contract. If this Fund was not added to your plan on September 1, 2021, it was automatically made available to your plan on or about November 12, 2021.

INVESTMENT OBJECTIVE	FUND NAME INVESTMENT ADVISER/SUBADVISER	CURRENT EXPENSES^*	AVERAGE ANNUAL TOTAL RETURNS (as of 12/31/2024)
INVESTMENT OBJECTIVE	FUND NAME INVESTMENT ADVISER/SUBADVISER	CURRENT EXPENSES^*	1 Year	5 Years	10 Years
Until the day prior to its Target Date, the Portfolio seeks to provide total return consistent with an asset allocation targeted at retirement in approximately 2065. On the Target Date, the Portfolio’s investment objective will be to seek to provide a combination of total return and stability of principal consistent with an asset allocation targeted to retirement.	Voya Solution 2065 Portfolio (Class I)^46,47 Investment Adviser: Voya Investments, LLC Subadviser: Voya Investment Management Co. LLC	0.78%	15.47%	N/A	N/A
Seeks to provide a combination of total return and stability of principal consistent with an asset allocation targeted to retirement.	Voya Solution Income Portfolio (Class I)⁴⁶ Investment Adviser: Voya Investments, LLC Subadviser: Voya Investment Management Co. LLC	0.68%	6.47%	3.78%	4.33%
Seeks long-term capital growth. Income is a secondary objective.	VY^®American Century Small-Mid Cap Value Portfolio (Class I) Investment Adviser: Voya Investments, LLC Subadviser: American Century Investment Management, Inc.	0.85%	8.20%	8.15%	8.54%
Seeks high total return consisting of capital appreciation and current income.	VY^®CBRE Global Real Estate Portfolio (Class I) Investment Adviser: Voya Investments, LLC Subadviser: CBRE Investment Management Listed Real Assets, LLC	0.90%	0.38%	1.65%	3.16%

^*	Operating expenses reflecting applicable waivers or expense limitations as reported in the Fund’s prospectus.
⁴⁶	This Fund is currently available under your variable annuity contract. If this Fund was not added to your plan on September 1, 2021, it was automatically made available to your plan on or about November 12, 2021.
⁴⁷	This Fund is structured as a Fund of Funds that invests directly in shares of underlying Funds. See “THE INVESTMENT OPTIONS - The Variable Investment Options - Funds of Funds” for more information.

INVESTMENT OBJECTIVE	FUND NAME INVESTMENT ADVISER/SUBADVISER	CURRENT EXPENSES^*	AVERAGE ANNUAL TOTAL RETURNS (as of 12/31/2024)
INVESTMENT OBJECTIVE	FUND NAME INVESTMENT ADVISER/SUBADVISER	CURRENT EXPENSES^*	1 Year	5 Years	10 Years
Seeks total return consisting of long-term capital appreciation and current income.	VY^®Invesco Equity and Income Portfolio (Class I) Investment Adviser: Voya Investments, LLC Subadviser: Invesco Advisers, Inc.	0.64%	11.99%	8.31%	7.34%
Seeks growth from capital appreciation.	VY^®JPMorgan Mid Cap Value Portfolio (Class I) Investment Adviser: Voya Investments, LLC Subadviser: J.P. Morgan Investment Management Inc.	0.85%	14.30%	8.67%	7.95%
Seeks, over the long-term, a high total investment return, consistent with the preservation of capital and with prudent investment risk.	VY^®T. Rowe Price Capital Appreciation Portfolio (Class I) Investment Adviser: Voya Investments, LLC Subadviser: T. Rowe Price Associates, Inc.	0.64%	12.75%	10.63%	10.62%
Seeks long-term capital appreciation.	VY^®T. Rowe Price Diversified Mid Cap Growth Portfolio (Class I) Investment Adviser: Voya Investments, LLC Subadviser: T. Rowe Price Associates, Inc.	0.80%	23.92%	11.22%	11.94%
A non-diversified Portfolio that seeks long-term growth through investments in stocks.	VY^®T. Rowe Price Growth Equity Portfolio (Class I) Investment Adviser: Voya Investments, LLC Subadviser: T. Rowe Price Associates, Inc.	0.71%	29.69%	13.17%	13.70%
Seeks long-term capital appreciation.	Wanger Acorn Investment Adviser: Columbia Wanger Asset Management, LLC	0.95%	14.18%	4.58%	8.12%

^*	Operating expenses reflecting applicable waivers or expense limitations as reported in the Fund’s prospectus.

Funds Closed to New Allocations: SUNY Voluntary Legacy 403(b) Plan Contract^**

INVESTMENT OBJECTIVE	FUND NAME INVESTMENT ADVISER/SUBADVISER	CURRENT EXPENSES^*	AVERAGE ANNUAL TOTAL RETURNS (as of 12/31/2024)
INVESTMENT OBJECTIVE	FUND NAME INVESTMENT ADVISER/SUBADVISER	CURRENT EXPENSES^*	1 Year	5 Years	10 Years
Seeks to provide total return and inflation protection consistent with investment in inflation-indexed securities.	American Century Investments^® Inflation-Adjusted Bond Fund (Investor Class)⁴⁸ Investment Adviser: American Century Investment Management, Inc.	0.54%	1.68%	1.52%	1.82%
Seeks to provide long-term growth of capital.	American Funds^® –EuroPacific Growth Fund^®(Class R4)⁴⁸ Investment Adviser: Capital Research and Management Company^SM	0.82%	4.68%	3.58%	5.30%
Seeks to provide long-term growth of capital.	American Funds^® – New Perspective Fund^®(Class R4) ⁴⁸ Investment Adviser: Capital Research and Management Company^SM	0.76%	16.74%	11.09%	11.08%
Seeks to provide long-term growth of capital.	American Funds^® –SMALLCAP World Fund^®(Class R4)⁴⁸ Investment Adviser: Capital Research and Management Company^SM	1.00%	2.36%	5.28%	7.72%
Seeks to provide growth of capital.	American Funds^® – The Growth Fund of America^®(Class R4)⁴⁹ Investment Adviser: Capital Research and Management Company^SM	0.64%	28.39%	14.92%	13.63%
Seeks to produce income and to provide an opportunity for growth of principal consistent with sound common stock investing.	American Funds^® – Washington Mutual Investors Fund^SM(Class R4)⁴⁸ Investment Adviser: Capital Research and Management Company^SM	0.61%	18.96%	12.02%	11.30%

^*	Operating expenses reflecting applicable waivers or expense limitations as reported in the Fund’s prospectus.
⁴⁸	This Fund is available to the general public, in addition to being available through variable annuity contracts. See “FEDERAL TAX CONSIDERATIONS - Special Considerations for Section 403(b) Plans” for a discussion of investment in one of the public Funds under 403(b) or Roth 403(b) annuity contracts.

INVESTMENT OBJECTIVE	FUND NAME INVESTMENT ADVISER/SUBADVISER	CURRENT EXPENSES^*	AVERAGE ANNUAL TOTAL RETURNS (as of 12/31/2024)
INVESTMENT OBJECTIVE	FUND NAME INVESTMENT ADVISER/SUBADVISER	CURRENT EXPENSES^*	1 Year	5 Years	10 Years
Seeks to provide a competitive total return through an actively managed portfolio of stocks, bonds and money market instruments which offer income and capital growth opportunity.	Calvert VP SRI Balanced Portfolio (Class I)⁴⁹ Investment Adviser: Calvert Research and Management	0.65%	19.61%	9.42%	8.42%
Seeks to maximize capital appreciation.	Driehaus Emerging Markets Growth Fund (Institutional Class)⁴⁹ Investment Adviser: Driehaus Capital Management LLC	1.09%	7.69%	3.18%	5.24%
Seeks long-term capital appreciation.	Fidelity^®VIP Contrafund^SM Portfolio (Initial Class) Investment Adviser: Fidelity Management & Research Company LLC (“FMR”) Subadvisers: FMR Investment Management (UK) Limited, Fidelity Management & Research (Hong Kong) Limited and Fidelity Management & Research (Japan) Limited	0.56%	33.79%	17.04%	13.62%
Seeks reasonable income. Also considers the potential for capital appreciation. Seeks to achieve a yield which exceeds the composite yield on the securities comprising the S&P 500^® Index.	Fidelity^®VIP Equity-Income Portfolio (Initial Class)^ Investment Adviser: Fidelity Management & Research Company LLC (“FMR”) Subadvisers:** FMR Investment Management (UK) Limited, Fidelity Management & Research (Hong Kong) Limited and Fidelity Management & Research (Japan) Limited	0.47%	15.35%	10.08%	9.21%

*	Operating expenses reflecting applicable waivers or expense limitations as reported in the Fund’s prospectus.
^**	The Fund is closed to investment by new Investors. Existing retirement plans and individual Investors who have investment in the Subaccount that corresponds to the fund may leave their investment in that Subaccount and may continue to make additional purchases and exchanges.
⁴⁹	This Fund is available to the general public, in addition to being available through variable annuity contracts. See “FEDERAL TAX CONSIDERATIONS - Special Considerations for Section 403(b) Plans” for a discussion of investment in one of the public Funds under 403(b) or Roth 403(b) annuity contracts.

INVESTMENT OBJECTIVE	FUND NAME INVESTMENT ADVISER/SUBADVISER	CURRENT EXPENSES^*	AVERAGE ANNUAL TOTAL RETURNS (as of 12/31/2024)
INVESTMENT OBJECTIVE	FUND NAME INVESTMENT ADVISER/SUBADVISER	CURRENT EXPENSES^*	1 Year	5 Years	10 Years
Seeks investment results that correspond to the total return of common stocks publicly traded in the United States, as represented by the S&P 500^® Index.	Fidelity^®VIP Index 500 Portfolio (Initial Class) Investment Adviser: Fidelity Management & Research Company LLC Subadviser: Geode Capital Management, LLC	0.09%	24.90%	14.40%	12.99%
Seeks long-term total return.	Franklin Small Cap Value VIP Fund (Class 2)^ Investment Adviser:** Franklin Mutual Advisers, LLC	0.91%	11.71%	8.36%	8.17%
Seeks long-term growth of capital.	Invesco EQV International Equity Fund (Class R5)⁵⁰ Investment Adviser: Invesco Advisers, Inc.	0.92%	0.59%	3.16%	4.30%
Seeks capital appreciation and current income.	JPMorgan Equity Income Fund (Class I)⁵⁰ Investment Adviser: J.P. Morgan Investment Management Inc.	0.70%	12.51%	8.44%	9.09%
Seeks a high level of current income with liquidity and safety of principal.	JPMorgan Government Bond Fund (Class I)⁵⁰ Investment Adviser: J.P. Morgan Investment Management Inc.	0.30%	1.53%	-0.36%	1.08%
Seeks to achieve both capital appreciation and current income.	Parnassus Core Equity Fund^SM(Investor Shares)⁵⁰ Investment Adviser: Parnassus Investments	0.82%	18.52%	13.25%	12.02%

^*	Operating expenses reflecting applicable waivers or expense limitations as reported in the Fund’s prospectus.
^**	On June 20, 2021, the Subaccount that invests in the Franklin Small Cap Value VIP Fund closed to new investment by new Investors. Existing retirement plans and individual Investors who have investment in the Subaccount that corresponds to this Fund may leave their investment in that Subaccount and may continue to make additional purchases and exchanges.
⁵⁰	This Fund is available to the general public, in addition to being available through variable annuity contracts. See “FEDERAL TAX CONSIDERATIONS - Special Considerations for Section 403(b) Plans” for a discussion of investment in one of the public Funds under 403(b) or Roth 403(b) annuity contracts.

INVESTMENT OBJECTIVE	FUND NAME INVESTMENT ADVISER/SUBADVISER	CURRENT EXPENSES^*	AVERAGE ANNUAL TOTAL RETURNS (as of 12/31/2024)
INVESTMENT OBJECTIVE	FUND NAME INVESTMENT ADVISER/SUBADVISER	CURRENT EXPENSES^*	1 Year	5 Years	10 Years
Seeks current income and long-term growth of capital from a portfolio consisting primarily of income producing equity securities of U.S. corporations	Pioneer Equity Income Fund (Class Y),⁵¹ Investment Adviser:** Amundi Asset Management US, Inc.	0.81%	11.53%	6.81%	8.25%
Seeks to provide long-term capital growth by investing primarily in common stocks.	Victory Sycamore Established Value Fund (Class A)⁵² Investment Adviser: Victory Capital Management Inc.	0.90%	9.87%	10.72%	10.42%
Seeks to maximize income while maintaining prospects for capital appreciation.	Voya Balanced Income Portfolio (Class I) Investment Adviser: Voya Investments, LLC Subadviser: Voya Investment Management Co. LLC	0.61%	13.00%	4.23%	5.27%
Seeks to maximize total return through a combination of current income and capital appreciation.	Voya Global Bond Portfolio (Class I) Investment Adviser: Voya Investments, LLC Subadviser: Voya Investment Management Co. LLC	0.61%	13.00%	4.23%	5.27%
Seeks capital appreciation.	Voya Global Insights Portfolio (Class I) Investment Adviser: Voya Investments, LLC Subadviser: Voya Investment Management Co. LLC	0.75%	9.31%	7.80%	9.02%

^*	Operating expenses reflecting applicable waivers or expense limitations as reported in the Fund’s prospectus.
^**	On July 9, 2024, Amundi announced that it had entered into a definitive agreement with Victory Capital Holdings, Inc. (“Victory Capital”) to combine the Adviser with Victory Capital, and for Amundi to become a strategic shareholder of Victory Capital (the “Transaction”).
⁵¹	This Fund is available to the general public, in addition to being available through variable annuity contracts. See “FEDERAL TAX CONSIDERATIONS - Special Considerations for Section 403(b) Plans” for a discussion of investment in one of the public Funds under 403(b) or Roth 403(b) annuity contracts.
⁵²	This Fund employs a managed volatility strategy. *See “THE INVESTMENT OPTIONS - The Variable Investment Options* - Funds with Managed Volatility Strategies” for more information.**

INVESTMENT OBJECTIVE	FUND NAME INVESTMENT ADVISER/SUBADVISER	CURRENT EXPENSES^*	AVERAGE ANNUAL TOTAL RETURNS (as of 12/31/2024)
INVESTMENT OBJECTIVE	FUND NAME INVESTMENT ADVISER/SUBADVISER	CURRENT EXPENSES^*	1 Year	5 Years	10 Years
Seeks total return.	Voya Global Perspectives^® Portfolio (Class I) Investment Adviser: Voya Investments, LLC Subadviser: Voya Investment Management Co. LLC	0.83%	7.31%	3.80%	4.62%
Seeks to provide high current return consistent with preservation of capital and liquidity, through investment in high-quality money market instruments while maintaining a stable share price of $1.00.	Voya Government Money Market Portfolio (Class I) Investment Adviser: Voya Investments, LLC Subadviser: Voya Investment Management Co. LLC	0.43%	4.95%	2.28%	1.57%
Seeks to maximize total return through investments in a diversified portfolio of common stock and securities convertible into common stocks. It is anticipated that capital appreciation and investment income will both be major factors in achieving total return.	Voya Growth and Income Portfolio (Class I) Investment Adviser: Voya Investments, LLC Subadviser: Voya Investment Management Co. LLC	0.67%	23.85%	15.28%	12.56%
Seeks to provide investors with a high level of current income and total return.	Voya High Yield Portfolio (Class I) Investment Adviser: Voya Investments, LLC Subadviser: Voya Investment Management Co. LLC	0.47%	7.44%	3.39%	4.74%

^*	Operating expenses reflecting applicable waivers or expense limitations as reported in the Fund’s prospectus.

INVESTMENT OBJECTIVE	FUND NAME INVESTMENT ADVISER/SUBADVISER	CURRENT EXPENSES^*	AVERAGE ANNUAL TOTAL RETURNS (as of 12/31/2024)
INVESTMENT OBJECTIVE	FUND NAME INVESTMENT ADVISER/SUBADVISER	CURRENT EXPENSES^*	1 Year	5 Years	10 Years
Seeks to maximize total return consistent with reasonable risk. The Portfolio seeks its objective through investments in a diversified portfolio consisting primarily of debt securities. It is anticipated that capital appreciation and investment income will both be major factors in achieving total return.	Voya Intermediate Bond Portfolio (Class I) Investment Adviser: Voya Investments, LLC Subadviser: Voya Investment Management Co. LLC	0.55%	2.82%	0.17%	1.97%
Seeks maximum total return.	Voya International High Dividend Low Volatility Portfolio (Class I) Investment Adviser: Voya Investments, LLC Subadviser: Voya Investment Management Co. LLC	0.74%	7.23%	4.54%	4.09%
Seeks investment results (before fees and expenses) that correspond to the total return (which includes capital appreciation and income) of a widely accepted international index.	Voya International Index Portfolio (Class I) Investment Adviser: Voya Investments, LLC Subadviser: Voya Investment Management Co. LLC	0.46%	3.03%	4.39%	4.95%
A non-diversified Portfolio that seeks long-term capital growth.	Voya Large Cap Growth Portfolio (Class I) Investment Adviser: Voya Investments, LLC Subadviser: Voya Investment Management Co. LLC	0.67%	34.80%	15.11%	14.26%
Seeks long-term capital appreciation.	Voya MidCap Opportunities Portfolio (Class I) Investment Adviser: Voya Investments, LLC Subadviser: Voya Investment Management Co. LLC	0.75%	15.91%	11.16%	10.60%

^*	Operating expenses reflecting applicable waivers or expense limitations as reported in the Fund’s prospectus.

INVESTMENT OBJECTIVE	FUND NAME INVESTMENT ADVISER/SUBADVISER	CURRENT EXPENSES^*	AVERAGE ANNUAL TOTAL RETURNS (as of 12/31/2024)
INVESTMENT OBJECTIVE	FUND NAME INVESTMENT ADVISER/SUBADVISER	CURRENT EXPENSES^*	1 Year	5 Years	10 Years
Seeks investment results (before fees and expenses) that correspond to the total return (which includes capital appreciation and income) of the Russell Midcap^® Index.	Voya Russell^TMMid Cap Index Portfolio (Class I) Investment Adviser: Voya Investments, LLC Subadviser: Voya Investment Management Co. LLC	0.40%	14.90%	9.53%	9.22%
Seeks investment results (before fees and expenses) that correspond to the total return (which includes capital appreciation and income) of the Russell 2000^® Index.	Voya Russell^TMSmall Cap Index Portfolio (Class I) Investment Adviser: Voya Investments, LLC Subadviser: Voya Investment Management Co. LLC	0.45%	11.13%	7.05%	7.51%
Seeks growth of capital primarily through investment in a diversified portfolio of common stock of companies with smaller market capitalizations.	Voya Small Company Portfolio (Class I) Investment Adviser: Voya Investments, LLC Subadviser: Voya Investment Management Co. LLC	0.86%	10.56%	6.97%	7.42%
Seeks long-term capital appreciation.	Voya SmallCap Opportunities Portfolio (Class I) Investment Adviser: Voya Investments, LLC Subadviser: Voya Investment Management Co. LLC	0.86%	18.90%	7.90%	7.51%

*	Operating expenses reflecting applicable waivers or expense limitations as reported in the Fund’s prospectus.

INVESTMENT OBJECTIVE	FUND NAME INVESTMENT ADVISER/SUBADVISER	CURRENT EXPENSES^*	AVERAGE ANNUAL TOTAL RETURNS (as of 12/31/2024)
INVESTMENT OBJECTIVE	FUND NAME INVESTMENT ADVISER/SUBADVISER	CURRENT EXPENSES^*	1 Year	5 Years	10 Years
Until the day prior to its Target Date, the Portfolio seeks to provide total return consistent with an asset allocation targeted at retirement in approximately 2025. On the Target Date, the Portfolio’s investment objective will be to seek to provide a combination of total return and stability of principal consistent with an asset allocation targeted to retirement.	Voya Solution 2025 Portfolio (Class I)^,53 Investment Adviser: Voya Investments, LLC Subadviser:** Voya Investment Management Co. LLC	0.72%	8.88%	5.35%	5.96%
Until the day prior to its Target Date, the Portfolio seeks to provide total return consistent with an asset allocation targeted at retirement in approximately 2030. On the Target Date, the Portfolio’s investment objective will be to seek to provide a combination of total return and stability of principal consistent with an asset allocation targeted to retirement.	Voya Solution 2030 Portfolio (Class I)^53,54 Investment Adviser: Voya Investments, LLC Subadviser: Voya Investment Management Co. LLC	0.72%	10.57%	6.40%	6.82%
Until the day prior to its Target Date, the Portfolio seeks to provide total return consistent with an asset allocation targeted at retirement in approximately 2035. On the Target Date, the Portfolio’s investment objective will be to seek to provide a combination of total return and stability of principal consistent with an asset allocation targeted to retirement.	Voya Solution 2035 Portfolio (Class I)⁵³ Investment Adviser: Voya Investments, LLC Subadviser: Voya Investment Management Co. LLC	0.73%	12.01%	7.17%	7.29%

*	Operating expenses reflecting applicable waivers or expense limitations as reported in the Fund’s prospectus.
^**	Effective on or about August 8, 2025, the Voya Solution 2025 Portfolio (Class S) will merge into the Voya Solution Income Portfolio (Class S).
⁵³	This Fund is structured as a Fund of Funds that invests directly in shares of underlying Funds. See “THE INVESTMENT OPTIONS - The Variable Investment Options - Funds of Funds” for more information.
⁵⁴	This Fund is currently available under your variable annuity contract. If this Fund was not added to your plan on September 1, 2021, it was automatically made available to your plan on or about November 12, 2021.

INVESTMENT OBJECTIVE	FUND NAME INVESTMENT ADVISER/SUBADVISER	CURRENT EXPENSES^*	AVERAGE ANNUAL TOTAL RETURNS (as of 12/31/2024)
INVESTMENT OBJECTIVE	FUND NAME INVESTMENT ADVISER/SUBADVISER	CURRENT EXPENSES^*	1 Year	5 Years	10 Years
Until the day prior to its Target Date, the Portfolio seeks to provide total return consistent with an asset allocation targeted at retirement in approximately 2040. On the Target Date, the Portfolio’s investment objective will be to seek to provide a combination of total return and stability of principal consistent with an asset allocation targeted to retirement.	Voya Solution 2040 Portfolio (Class I)^55,56 Investment Adviser: Voya Investments, LLC Subadviser: Voya Investment Management Co. LLC	0.73%	13.55%	8.29%	8.06%
Until the day prior to its Target Date, the Portfolio seeks to provide total return consistent with an asset allocation targeted at retirement in approximately 2045. On the Target Date, the Portfolio’s investment objective will be to seek to provide a combination of total return and stability of principal consistent with an asset allocation targeted to retirement.	Voya Solution 2045 Portfolio (Class I)⁵⁵ Investment Adviser: Voya Investments, LLC Subadviser: Voya Investment Management Co. LLC	0.75%	14.65%	8.81%	8.19%
Until the day prior to its Target Date, the Portfolio seeks to provide total return consistent with an asset allocation targeted at retirement in approximately 2050. On the Target Date, the Portfolio’s investment objective will be to seek to provide a combination of total return and stability of principal consistent with an asset allocation targeted to retirement.	Voya Solution 2050 Portfolio (Class I)^55,56 Investment Adviser: Voya Investments, LLC Subadviser: Voya Investment Management Co. LLC	1.03%	15.07%	8.67%	8.04%

^*	Operating expenses reflecting applicable waivers or expense limitations as reported in the Fund’s prospectus.
⁵⁵	This Fund is structured as a Fund of Funds that invests directly in shares of underlying Funds. See “THE INVESTMENT OPTIONS - The Variable Investment Options - Funds of Funds” for more information.
⁵⁶	This Fund is currently available under your variable annuity contract. If this Fund was not added to your plan on September 1, 2021, it was automatically made available to your plan on or about November 12, 2021.

INVESTMENT OBJECTIVE	FUND NAME INVESTMENT ADVISER/SUBADVISER	CURRENT EXPENSES^*	AVERAGE ANNUAL TOTAL RETURNS (as of 12/31/2024)
INVESTMENT OBJECTIVE	FUND NAME INVESTMENT ADVISER/SUBADVISER	CURRENT EXPENSES^*	1 Year	5 Years	10 Years
Until the day prior to its Target Date, the Portfolio seeks to provide total return consistent with an asset allocation targeted at retirement in approximately 2055. On the Target Date, the Portfolio’s investment objective will be to seek to provide a combination of total return and stability of principal consistent with an asset allocation targeted to retirement.	Voya Solution 2055 Portfolio (Class I)⁵⁷ Investment Adviser: Voya Investments, LLC Subadviser: Voya Investment Management Co. LLC	0.78%	15.34%	8.95%	8.30%
Until the day prior to its Target Date, the Portfolio seeks to provide total return consistent with an asset allocation targeted at retirement in approximately 2060. On the Target Date, the Portfolio’s investment objective will be to seek to provide a combination of total return and stability of principal consistent with an asset allocation targeted to retirement.	Voya Solution 2060 Portfolio (Class I)^57,58 Investment Adviser: Voya Investments, LLC Subadviser: Voya Investment Management Co. LLC	0.78%	15.34%	8.87%	N/A
Until the day prior to its Target Date, the Portfolio seeks to provide total return consistent with an asset allocation targeted at retirement in approximately 2065. On the Target Date, the Portfolio’s investment objective will be to seek to provide a combination of total return and stability of principal consistent with an asset allocation targeted to retirement.	Voya Solution 2065 Portfolio (Class I)^57,58 Investment Adviser: Voya Investments, LLC Subadviser: Voya Investment Management Co. LLC	0.78%	15.47%	N/A	N/A

^*	Operating expenses reflecting applicable waivers or expense limitations as reported in the Fund’s prospectus.
⁵⁷	This Fund is structured as a Fund of Funds that invests directly in shares of underlying Funds. See “THE INVESTMENT OPTIONS - The Variable Investment Options - Funds of Funds” for more information.
⁵⁸	This Fund is currently available under your variable annuity contract. If this Fund was not added to your plan on September 1, 2021, it was automatically made available to your plan on or about November 12, 2021.

INVESTMENT OBJECTIVE	FUND NAME INVESTMENT ADVISER/SUBADVISER	CURRENT EXPENSES^*	AVERAGE ANNUAL TOTAL RETURNS (as of 12/31/2024)
INVESTMENT OBJECTIVE	FUND NAME INVESTMENT ADVISER/SUBADVISER	CURRENT EXPENSES^*	1 Year	5 Years	10 Years
Seeks growth of capital.	Voya Solution Aggressive Portfolio (Class I)^ Investment Adviser: Voya Investments, LLC Subadviser:** Voya Investment Management Co. LLC	0.89%	17.47%	9.74%	8.75%
Seeks to provide capital growth through a diversified asset allocation strategy.	Voya Solution Balanced Portfolio (Class I)^* Investment Adviser: Voya Investments, LLC Subadviser**: Voya Investment Management Co. LLC	0.80%	12.66%	6.89%	6.71%
Seeks to provide a combination of total return and stability of principal consistent with an asset allocation targeted to retirement.	Voya Solution Conservative Portfolio (Class I)^** Investment Adviser: Voya Investments, LLC Subadviser:** Voya Investment Management Co. LLC	0.66%	6.62%	3.29%	3.91%
Seeks to provide a combination of total return and stability of principal consistent with an asset allocation targeted to retirement.	Voya Solution Income Portfolio (Class I)^*** Investment Adviser: Voya Investments, LLC Subadviser:** Voya Investment Management Co. LLC	0.68%	6.47%	3.78%	4.33%

^*	Operating expenses reflecting applicable waivers or expense limitations as reported in the Fund’s prospectus.
^**	Effective July 12, 2024, the Voya Strategic Allocation Growth Portfolio (Class I) merged into the Voya Solution Aggressive Portfolio (Class I).
^***	Effective July 12, 2024, the Voya Strategic Allocation Moderate Portfolio (Class I) merged into the Voya Solution Balanced Portfolio (Class I).
^****	Effective July 12, 2024, the Voya Strategic Allocation Conservative Portfolio (Class I) merged into the Voya Solution Conservative Portfolio (Class I).
^*****	Effective on or about August 8, 2025, Voya Solution 2025 Portfolio (Class I) will merge into Voya Solution Income Portfolio (Class I).

INVESTMENT OBJECTIVE	FUND NAME INVESTMENT ADVISER/SUBADVISER	CURRENT EXPENSES^*	AVERAGE ANNUAL TOTAL RETURNS (as of 12/31/2024)
INVESTMENT OBJECTIVE	FUND NAME INVESTMENT ADVISER/SUBADVISER	CURRENT EXPENSES^*	1 Year	5 Years	10 Years
Seeks long-term capital growth. Income is a secondary objective.	VY^®American Century Small-Mid Cap Value Portfolio (Class I) Investment Adviser: Voya Investments, LLC Subadviser: American Century Investment Management, Inc.	0.85%	8.20%	8.15%	8.54%
Seeks high total return consisting of capital appreciation and current income.	VY^®CBRE Global Real Estate Portfolio (Class I) Investment Adviser: Voya Investments, LLC Subadviser: CBRE Investment Management Listed Real Assets, LLC	0.75%	4.57%	4.50%	5.36%
Seeks total return consisting of long-term capital appreciation and current income.	VY^®Invesco Equity and Income Portfolio (Class I) Investment Adviser: Voya Investments, LLC Subadviser: Invesco Advisers, Inc.	0.64%	11.99%	8.31%	7.34%
Seeks growth from capital appreciation.	VY^®JPMorgan Mid Cap Value Portfolio (Class I) Investment Adviser: Voya Investments, LLC Subadviser: J.P. Morgan Investment Management Inc.	0.85%	14.30%	8.67%	7.95%

^*	Operating expenses reflecting applicable waivers or expense limitations as reported in the Fund’s prospectus.

INVESTMENT OBJECTIVE	FUND NAME INVESTMENT ADVISER/SUBADVISER	CURRENT EXPENSES^*	AVERAGE ANNUAL TOTAL RETURNS (as of 12/31/2024)
INVESTMENT OBJECTIVE	FUND NAME INVESTMENT ADVISER/SUBADVISER	CURRENT EXPENSES^*	1 Year	5 Years	10 Years
Seeks, over the long-term, a high total investment return, consistent with the preservation of capital and with prudent investment risk.	VY^®T. Rowe Price Capital Appreciation Portfolio (Class S) Investment Adviser: Voya Investments, LLC Subadviser: T. Rowe Price Associates, Inc.	0.64%	12.75%	10.63%	10.62%
A non-diversified Portfolio that seeks long-term growth through investments in stocks.	VY^®T. Rowe Price Growth Equity Portfolio (Class I) Investment Adviser: Voya Investments, LLC Subadviser: T. Rowe Price Associates, Inc.	0.71%	29.69%	13.17%	13.70%
Seeks long-term capital appreciation.	VY^®T. Rowe Price Diversified Mid Cap Growth Portfolio (Class I) Investment Adviser: Voya Investments, LLC Subadviser: T. Rowe Price Associates, Inc.	0.80%	23.92%	11.22%	11.94%
Seeks long-term capital appreciation.	Wanger Acorn Investment Adviser: Columbia Wanger Asset Management, LLC	0.95%	14.18%	4.58%	8.12%

^*	Operating expenses reflecting applicable waivers or expense limitations as reported in the Fund’s prospectus.

Prospectus:

Principal Risk [Text Block]

Account Value Risk – You bear the risk of any decline in the Account Value caused by the performance of the underlying Funds held by the Subaccounts;

Prospectus:

Principal Risk [Text Block]

Insurance Company Insolvency – It is possible that we could experience financial difficulty in the future and even become insolvent, and therefore become unable to provide all of the guarantees and benefits that exceed the assets in the Separate Account that we have promised;

Prospectus:

Principal Risk [Text Block]

Short-Term Investment – You should not participate in this Contract if you are looking for a short-term investment or expect to need to make withdrawals before you are age 59½; and

Prospectus:

Principal Risk [Text Block]

Payment of Advisory Fee from Contract Value - The Advisory Fee will be paid from the Contract Value. The amount is subject to the financial strength and claims paying ability of the Company; and

Prospectus:

Risk [Text Block]

An Investor can lose money by investing in the Contract.

See “PRINCIPAL RISKS OF INVESTING IN THE CONTRACT.”

Prospectus:

Risk [Text Block]

An investment in the Contract is subject to the risk of poor investment performance and can vary depending on the performance of the investment options available under the Contract. Each investment option (including the Guaranteed Accumulation Account and the other Fixed Interest Options) will have its own unique risks, and you should review these investment options before making an investment decision. If all or a portion of your Account Value in the Guaranteed Accumulation Account is withdrawn, you could experience a loss as to the amount invested in that account.

See “THE INVESTMENT OPTIONS – The Variable Investment Options” and “APPENDIX A, APPENDIX B, APPENDIX C, APPENDIX D, APPENDIX E, and APPENDIX F.”

Prospectus:

Portfolio Company Objective [Text Block]

Seeks long-term capital appreciation.

Prospectus:

Purpose of Benefit [Text Block]

Pays a death benefit equal to the Account Value.

Brief Restrictions / Limitations [Text Block]

The Adjusted Purchase Payment Guaranteed Death Benefits are available under certain Contracts subject to the parameters set forth in the Contract. It guarantees that the death benefit payment under the contract will never be less than the amount of Adjusted Purchase Payment made to your Account, less a proportional adjustment for amounts withdrawn or borrowed from your account. Participants should refer to their plan documents for available benefits.

Any advisory fees deducted reduce Account Value and this reduces the amount of this death benefit.

Name of Benefit [Text Block]

Minimum Guaranteed Withdrawal Benefit Endorsement

Optional Benefit [Flag]

true

Name of Benefit [Text Block]

Minimum Guaranteed Withdrawal Benefit Endorsement

Prospectus:

Purpose of Benefit [Text Block]

Allows you to reallocate your Account Value in the investments and percentages you identify.

Brief Restrictions / Limitations [Text Block]

Account Values invested in certain investment options may not be available for rebalancing under this program. Subaccount reallocations or changes outside of the asset rebalancing program may affect the program. Changes such as Fund mergers, substitutions or closures may also affect the program. The benefit may not be available under your Contract. Participants should refer to their plan documents for available benefits.

Name of Benefit [Text Block]

Systematic Distribution Options

Standard Benefit [Flag]

true

Name of Benefit [Text Block]

Systematic Distribution Options

Prospectus:

Purpose of Benefit [Text Block]

Allows you to borrow against your Account Value.

Standard Benefit Expense (of Other Amount), Current [Percent]

2.50%

Name of Benefit [Text Block]

Loans

Prospectus:

Purpose of Benefit [Text Block]

Contract permits adviser retained by participant to have its fees deducted from participant account.

Brief Restrictions / Limitations [Text Block]

Advisory fees deducted reduce the amount of death benefit and may be treated as a withdrawal upon proper authorization – see discussion of each death benefit in this table above.

Withdrawal of advisory fees from a participant’s account may be subject to federal and state income taxes and a 10% federal penalty tax.

Investment Options (of Average Annual Net Assets) Minimum [Percent]

0.015%

Lowest Annual Cost [Dollars]

$ 131

Portfolio Company Expenses [Text Block]

Expenses that are deducted from Fund assets, including management fees, distribution and/or service (12b-1) fees, and other expenses (as of December 31, 2024).

Portfolio Company Expenses Maximum [Percent]

0.91%

Surrender Expense, 1 Year, Maximum [Dollars]

$ 2,691

Surrender Expense, 5 Years, Maximum [Dollars]

14,100

No Surrender Example [Table Text Block]

Example B: If you do not withdraw your entire Account Value or if you select an Income Phase payment option at the end of the applicable time period:^*	1 Year	3 Years	5 Years	10 Years
	$2,691	$8,264	$14,100	$29,929

No Surrender Expense, 3 Years, Maximum [Dollars]

8,264

No Surrender Expense, 10 Years, Maximum [Dollars]

$ 29,929

Prospectus:

Portfolio Company Name [Text Block]

Allspring Core Plus Bond Fund (Class R6)^18,19

Portfolio Company Subadviser [Text Block]

Allspring Global Investments, LLC

Average Annual Total Returns, 1 Year [Percent]

2.41%

Average Annual Total Returns, 10 Years [Percent]

2.61%

Prospectus:

Portfolio Company Name [Text Block]

American Funds^® - EuroPacific Growth Fund^® (Class R6)

Current Expenses [Percent]

0.82%

Average Annual Total Returns, 5 Years [Percent]

3.58%

Portfolio Company Objective [Text Block]

Seeks to maximize total returns. Total return is comprised of income and capital appreciation.

Portfolio Company Adviser [Text Block]

Dimensional Fund Advisors LP

Current Expenses [Percent]

0.22%

Average Annual Total Returns, 5 Years [Percent]

0.27%

Prospectus:

Portfolio Company Name [Text Block]

Fidelity^®500 Index Fund¹⁸

Portfolio Company Subadviser [Text Block]

Geode Capital Management, LLC

Average Annual Total Returns, 1 Year [Percent]

25.00%

Average Annual Total Returns, 10 Years [Percent]

13.09%

Prospectus:

Portfolio Company Name [Text Block]

Fidelity^®Mid Cap Index Fund

Portfolio Company Subadviser [Text Block]

Geode Capital Management, LLC

Average Annual Total Returns, 1 Year [Percent]

15.35%

Average Annual Total Returns, 10 Years [Percent]

9.63%

Prospectus:

Portfolio Company Name [Text Block]

Fidelity^®Small Cap Index Fund²⁰

Portfolio Company Subadviser [Text Block]

Geode Capital Management, LLC

Average Annual Total Returns, 1 Year [Percent]

11.69%

Average Annual Total Returns, 10 Years [Percent]

7.96%

Prospectus:

Portfolio Company Name [Text Block]

Fidelity^®Total International Index Fund

Portfolio Company Subadviser [Text Block]

Geode Capital Management, LLC

Average Annual Total Returns, 1 Year [Percent]

4.99%

Portfolio Company Objective [Text Block]

Seeks long-term total return.

Portfolio Company Adviser [Text Block]

Franklin Mutual Advisers, LLC

Average Annual Total Returns, 1 Year [Percent]

11.75%

Average Annual Total Returns, 10 Years [Percent]

8.52%

Prospectus:

Portfolio Company Name [Text Block]

Impax Global Environmental Markets Fund (Institutional Class)²¹

Portfolio Company Subadviser [Text Block]

Impax Asset Management Ltd.

Average Annual Total Returns, 1 Year [Percent]

5.12%

Average Annual Total Returns, 10 Years [Percent]

8.42%

Prospectus:

Portfolio Company Name [Text Block]

JPMorgan Large Cap Growth Fund (Class R6)

Current Expenses [Percent]

0.44%

Average Annual Total Returns, 5 Years [Percent]

20.27%

Portfolio Company Objective [Text Block]

Seeks to achieve both capital appreciation and current income.

Portfolio Company Adviser [Text Block]

Parnassus Investment

Average Annual Total Returns, 1 Year [Percent]

18.52%

Average Annual Total Returns, 10 Years [Percent]

12.02%

Prospectus:

Portfolio Company Name [Text Block]

PGIM High Yield Fund (Class R6)

Portfolio Company Subadviser [Text Block]

PGIM Fixed Income and PGIM Limited

Average Annual Total Returns, 1 Year [Percent]

8.48%

Average Annual Total Returns, 10 Years [Percent]

5.39%

Prospectus:

Portfolio Company Name [Text Block]

T. Rowe Price Diversified Mid-Cap Growth Fund (Class I)²¹

Current Expenses [Percent]

0.80%

Average Annual Total Returns, 5 Years [Percent]

11.22%

Portfolio Company Objective [Text Block]

Seeks to provide long-term capital appreciation.

Portfolio Company Adviser [Text Block]

ArrowMark Colorado Holdings, LLC (ArrowMark Partners), ClearBridge Investment, LLC (ClearBridge), Stephens Investment Management Group, LLC (SIMG), Wellington Management Company LLP (Wellington Management), and The Vanguard Group, Inc. (Vanguard)

Average Annual Total Returns, 1 Year [Percent]

10.37%

Average Annual Total Returns, 10 Years [Percent]

10.22%

Prospectus:

Portfolio Company Name [Text Block]

Vanguard^®Federal Money Market Fund (Investor Shares)^22,23

Current Expenses [Percent]

0.11%

Average Annual Total Returns, 5 Years [Percent]

2.45%

Portfolio Company Objective [Text Block]

Seeks to track the performance of a benchmark index that measures the investment return of large- and mid-capitalization stocks.

Portfolio Company Adviser [Text Block]

The Vanguard Group, Inc. (Vanguard)

Average Annual Total Returns, 1 Year [Percent]

26.01%

Average Annual Total Returns, 10 Years [Percent]

13.48%

Prospectus:

Portfolio Company Name [Text Block]

Vanguard Target Retirement 2020 Fund^24,25

Current Expenses [Percent]

0.08%

Average Annual Total Returns, 5 Years [Percent]

4.75%

Portfolio Company Objective [Text Block]

Seeks to provide growth of capital and current income consistent with its current target allocation by investing in a gradually more conservative mix of the following Vanguard funds: Total Stock Market Index Fund, Total Bond Market II Index Fund, Total International Stock Index Fund, Total International Bond II Index Fund, and Short-Term Inflation-Protected Securities Fund. The combination of funds produces a portfolio that is diversified by asset class and holdings.

Portfolio Company Adviser [Text Block]

The Vanguard Group, Inc. (Vanguard)

Average Annual Total Returns, 1 Year [Percent]

9.44%

Average Annual Total Returns, 10 Years [Percent]

6.32%

Prospectus:

Portfolio Company Name [Text Block]

Vanguard Target Retirement 2030 Fund^26,27

Current Expenses [Percent]

0.08%

Average Annual Total Returns, 5 Years [Percent]

6.44%

Portfolio Company Objective [Text Block]

Seeks to provide growth of capital and current income consistent with its current target allocation by investing in a gradually more conservative mix of the following Vanguard funds: Total Stock Market Index Fund, Total Bond Market II Index Fund, Total International Stock Index Fund, Total International Bond II Index Fund, and Short-Term Inflation-Protected Securities Fund. The combination of funds produces a portfolio that is diversified by asset class and holdings.

Portfolio Company Adviser [Text Block]

The Vanguard Group, Inc. (Vanguard)

Average Annual Total Returns, 1 Year [Percent]

11.78%

Average Annual Total Returns, 10 Years [Percent]

7.51%

Prospectus:

Portfolio Company Name [Text Block]

Vanguard Target Retirement 2040 Fund^28,29

Current Expenses [Percent]

0.08%

Average Annual Total Returns, 5 Years [Percent]

7.97%

Portfolio Company Objective [Text Block]

Seeks to provide growth of capital and current income consistent with its current target allocation by investing in a gradually more conservative mix of the following Vanguard funds: Total Stock Market Index Fund, Total Bond Market II Index Fund, Total International Stock Index Fund, Total International Bond II Index Fund, and Short-Term Inflation-Protected Securities Fund. The combination of funds produces a portfolio that is diversified by asset class and holdings.

Portfolio Company Adviser [Text Block]

The Vanguard Group, Inc. (Vanguard)

Average Annual Total Returns, 1 Year [Percent]

13.91%

Average Annual Total Returns, 10 Years [Percent]

8.57%

Prospectus:

Portfolio Company Name [Text Block]

Vanguard Target Retirement 2050 Fund^30,31

Current Expenses [Percent]

0.08%

Average Annual Total Returns, 5 Years [Percent]

9.03%

Portfolio Company Objective [Text Block]

Seeks to provide growth of capital and current income consistent with its current target allocation by investing in a gradually more conservative mix of the following Vanguard funds: Total Stock Market Index Fund, Total Bond Market II Index Fund, Total International Stock Index Fund, Total International Bond II Index Fund, and Short-Term Inflation-Protected Securities Fund. The combination of funds produces a portfolio that is diversified by asset class and holdings.

Portfolio Company Adviser [Text Block]

The Vanguard Group, Inc. (Vanguard)

Average Annual Total Returns, 1 Year [Percent]

14.64%

Average Annual Total Returns, 10 Years [Percent]

8.70%

Prospectus:

Portfolio Company Name [Text Block]

Vanguard Target Retirement 2060 Fund^30,31

Current Expenses [Percent]

0.08%

Average Annual Total Returns, 5 Years [Percent]

9.02%

Portfolio Company Objective [Text Block]

Seeks to provide growth of capital and current income consistent with its current target allocation by investing in a gradually more conservative mix of the following Vanguard funds: Total Stock Market Index Fund, Total Bond Market II Index Fund, Total International Stock Index Fund, Total International Bond II Index Fund, and Short-Term Inflation-Protected Securities Fund. The combination of funds produces a portfolio that is diversified by asset class and holdings.

Portfolio Company Adviser [Text Block]

The Vanguard Group, Inc. (Vanguard)

Average Annual Total Returns, 1 Year [Percent]

14.62%

Portfolio Company Objective [Text Block]

Seeks to provide growth of capital and current income consistent with its current target allocation by investing in a gradually more conservative mix of the following Vanguard funds: Total Stock Market Index Fund, Total Bond Market II Index Fund, Total International Stock Index Fund, Total International Bond II Index Fund, and Short-Term Inflation-Protected Securities Fund. The combination of funds produces a portfolio that is diversified by asset class and holdings.

Portfolio Company Adviser [Text Block]

The Vanguard Group, Inc. (Vanguard)

Average Annual Total Returns, 1 Year [Percent]

14.59%

Prospectus:

Portfolio Company Name [Text Block]

Vanguard Target Retirement Income Fund^34,35

Current Expenses [Percent]

0.08%

Average Annual Total Returns, 5 Years [Percent]

3.58%

Portfolio Company Objective [Text Block]

Seeks to provide long-term capital growth by investing primarily in common stocks.

Portfolio Company Adviser [Text Block]

Victory Capital Management Inc.

Average Annual Total Returns, 1 Year [Percent]

10.24%

Average Annual Total Returns, 10 Years [Percent]

10.80%

Prospectus:

Portfolio Company Name [Text Block]

DFA Inflation-Protected Securities Portfolio (Institutional Class)

Current Expenses [Percent]

0.11%

Average Annual Total Returns, 5 Years [Percent]

1.86%

Portfolio Company Objective [Text Block]

Seeks capital appreciation.

Portfolio Company Adviser [Text Block]

Fidelity Management & Research Company LLC (FMR)

Current Expenses [Percent]

0.81%

Average Annual Total Returns, 5 Years [Percent]

3.98%

Portfolio Company Objective [Text Block]

Seeks to provide an above-average level of current income and reasonable long-term capital appreciation.

Portfolio Company Adviser [Text Block]

Wellington Management Company LLC (Wellington Management), and The Vanguard Group, Inc. (Vanguard)

Average Annual Total Returns, 1 Year [Percent]

15.16%

Average Annual Total Returns, 10 Years [Percent]

10.07%

Prospectus:

Investment Options (of Average Annual Net Assets) Maximum [Percent]

0.91%

Highest Annual Cost [Dollars]

$ 2,290

Portfolio Company Expenses Minimum [Percent]

0.015%

Surrender Example [Table Text Block]

Example A: If you withdraw your entire Account Value at the end of the applicable time period:	1 Year	3 Years	5 Years	10 Years
	$2,691	$8,264	$14,100	$29,929

Surrender Expense, 3 Years, Maximum [Dollars]

8,264

Surrender Expense, 10 Years, Maximum [Dollars]

$ 29,929

No Surrender Expense, 1 Year, Maximum [Dollars]

$ 2,691

No Surrender Expense, 5 Years, Maximum [Dollars]

14,100

Investment Options (of Average Annual Net Assets) Minimum [Percent]

0.09%

Lowest Annual Cost [Dollars]

$ 203

Portfolio Company Expenses [Text Block]

Expenses that are deducted from Fund assets, including management fees, distribution and/or service (12b-1) fees, and other expenses (as of December 31, 2024).

Portfolio Company Expenses Maximum [Percent]

1.24%

Surrender Expense, 1 Year, Maximum [Dollars]

$ 2,521

Surrender Expense, 5 Years, Maximum [Dollars]

13,255

No Surrender Example [Table Text Block]

Example B: If you do not withdraw your entire Account Value or if you select an Income Phase payment option at the end of the applicable time period:*	1 Year	3 Years	5 Years	10 Years
	$2,521	$7,755	$13,255	$28,259

No Surrender Expense, 3 Years, Maximum [Dollars]

7,755

No Surrender Expense, 10 Years, Maximum [Dollars]

$ 28,259

Prospectus:

Portfolio Company Name [Text Block]

Parnassus Core Equity Fund^SM(Investor Shares)

Current Expenses [Percent]

0.82%

Average Annual Total Returns, 5 Years [Percent]

13.25%

Portfolio Company Objective [Text Block]

Seeks to provide total return and inflation protection consistent with investment in inflation-indexed securities.

Portfolio Company Adviser [Text Block]

American Century Investment Management, Inc.

Average Annual Total Returns, 1 Year [Percent]

1.68%

Average Annual Total Returns, 10 Years [Percent]

1.82%

Prospectus:

Portfolio Company Name [Text Block]

American Funds -EuroPacific Growth Fund^® (Class R4)³⁶

Current Expenses [Percent]

0.47%

Average Annual Total Returns, 5 Years [Percent]

3.95%

Portfolio Company Objective [Text Block]

Seeks to provide long-term growth of capital.

Portfolio Company Adviser [Text Block]

Capital Research and Management Company^SM

Average Annual Total Returns, 1 Year [Percent]

16.74%

Average Annual Total Returns, 10 Years [Percent]

11.08%

Prospectus:

Portfolio Company Name [Text Block]

American Funds -SMALLCAP World Fund^® (Class R4)³⁶

Current Expenses [Percent]

1.00%

Average Annual Total Returns, 5 Years [Percent]

5.28%

Portfolio Company Objective [Text Block]

Seeks to provide growth of capital.

Portfolio Company Adviser [Text Block]

Capital Research and Management Company^SM

Average Annual Total Returns, 1 Year [Percent]

28.39%

Average Annual Total Returns, 10 Years [Percent]

13.63%

Prospectus:

Portfolio Company Name [Text Block]

American Funds -Washington Mutual Investors Fund (Class R4)³⁶

Current Expenses [Percent]

0.61%

Average Annual Total Returns, 5 Years [Percent]

12.02%

Portfolio Company Objective [Text Block]

Seeks to provide a competitive total return through an actively managed portfolio of stocks, bonds and money market instruments which offer income and capital growth opportunity.

Portfolio Company Adviser [Text Block]

Calvert Research and Management

Average Annual Total Returns, 1 Year [Percent]

19.61%

Average Annual Total Returns, 10 Years [Percent]

8.42%

Prospectus:

Portfolio Company Name [Text Block]

Driehaus Emerging Markets Growth Fund (Institutional Class)

Current Expenses [Percent]

1.09%

Average Annual Total Returns, 5 Years [Percent]

3.18%

Portfolio Company Objective [Text Block]

Seeks long-term capital appreciation.

Portfolio Company Adviser [Text Block]

Fidelity Management & Research Company LLC (“FMR”)

Current Expenses [Percent]

0.56%

Average Annual Total Returns, 5 Years [Percent]

17.04%

Portfolio Company Objective [Text Block]

Seeks reasonable income. Also considers the potential for capital appreciation. Seeks to achieve a yield which exceeds the composite yield on the securities comprising the S&P 500^® Index.

Portfolio Company Adviser [Text Block]

Fidelity Management & Research Company LLC (“FMR”)

Current Expenses [Percent]

0.47%

Average Annual Total Returns, 5 Years [Percent]

10.08%

Portfolio Company Objective [Text Block]

Seeks investment results that correspond to the total return of common stocks publicly traded in the United States, as represented by the S&P 500^® Index.

Portfolio Company Adviser [Text Block]

Fidelity Management & Research Company LLC

Current Expenses [Percent]

0.09%

Average Annual Total Returns, 5 Years [Percent]

14.40%

Portfolio Company Objective [Text Block]

Seeks long-term total return. Under normal market conditions, the fund invests at least 80% of its net assets in investments of small-capitalization companies.

Portfolio Company Adviser [Text Block]

Franklin Mutual Advisers, LLC

Average Annual Total Returns, 1 Year [Percent]

11.71%

Average Annual Total Returns, 10 Years [Percent]

8.17%

Prospectus:

Portfolio Company Name [Text Block]

Invesco EQV International Equity Fund (Class R5)³⁸

Current Expenses [Percent]

0.92%

Average Annual Total Returns, 5 Years [Percent]

3.16%

Portfolio Company Objective [Text Block]

Seeks capital appreciation and current income.

Portfolio Company Adviser [Text Block]

J.P. Morgan Investment Management Inc.

Average Annual Total Returns, 1 Year [Percent]

12.51%

Average Annual Total Returns, 10 Years [Percent]

9.09%

Prospectus:

Portfolio Company Name [Text Block]

JPMorgan Government Bond Fund (Class I)³⁷

Current Expenses [Percent]

0.30%

Average Annual Total Returns, 5 Years [Percent]

0.36%

Portfolio Company Objective [Text Block]

Seeks current income and long-term growth of capital from a portfolio consisting primarily of income producing equity securities of U.S. corporations.

Portfolio Company Adviser [Text Block]

Amundi Asset Management US, Inc.

Average Annual Total Returns, 1 Year [Percent]

11.53%

Average Annual Total Returns, 10 Years [Percent]

8.25%

Prospectus:

Portfolio Company Name [Text Block]

Victory Sycamore Established Value Fund (Class A)³⁹

Current Expenses [Percent]

0.90%

Average Annual Total Returns, 5 Years [Percent]

10.72%

Portfolio Company Objective [Text Block]

Seeks to maximize total return through a combination of current income and capital appreciation.

Portfolio Company Adviser [Text Block]

Voya Investments, LLC

Current Expenses [Percent]

0.68%

Average Annual Total Returns, 5 Years [Percent]

(2.23%)

Portfolio Company Objective [Text Block]

Seeks capital appreciation.

Portfolio Company Adviser [Text Block]

Voya Investments, LLC

Current Expenses [Percent]

0.75%

Average Annual Total Returns, 5 Years [Percent]

7.80%

Portfolio Company Objective [Text Block]

Seeks total return.

Portfolio Company Adviser [Text Block]

Voya Investments, LLC

Current Expenses [Percent]

0.83%

Average Annual Total Returns, 5 Years [Percent]

3.80%

Portfolio Company Objective [Text Block]

Seeks to provide high current return consistent with preservation of capital and liquidity, through investment in high-quality money market instruments while maintaining a stable share price of $1.00.

Portfolio Company Adviser [Text Block]

Voya Investments, LLC

Current Expenses [Percent]

0.43%

Average Annual Total Returns, 5 Years [Percent]

2.28%

Portfolio Company Objective [Text Block]

Seeks to maximize total return through investments in a diversified portfolio of common stock and securities convertible into common stocks. It is anticipated that capital appreciation and investment income will both be major factors in achieving total return.

Portfolio Company Adviser [Text Block]

Voya Investments, LLC

Current Expenses [Percent]

0.67%

Average Annual Total Returns, 5 Years [Percent]

15.28%

Portfolio Company Objective [Text Block]

Seeks to provide investors with a high level of current income and total return.

Portfolio Company Adviser [Text Block]

Voya Investments, LLC

Current Expenses [Percent]

0.47%

Average Annual Total Returns, 5 Years [Percent]

3.39%

Portfolio Company Objective [Text Block]

Seeks to maximize total return consistent with reasonable risk. The Portfolio seeks its objective through investments in a diversified portfolio consisting primarily of debt securities. It is anticipated that capital appreciation and investment income will both be major factors in achieving total return.

Portfolio Company Adviser [Text Block]

Voya Investments, LLC

Current Expenses [Percent]

0.55%

Average Annual Total Returns, 5 Years [Percent]

0.17%

Portfolio Company Objective [Text Block]

Seeks maximum total return.

Portfolio Company Adviser [Text Block]

Voya Investments, LLC

Current Expenses [Percent]

0.74%

Average Annual Total Returns, 5 Years [Percent]

4.54%

Portfolio Company Objective [Text Block]

Seeks investment results (before fees and expenses) that correspond to the total return (which includes capital appreciation and income) of a widely accepted international index.

Portfolio Company Adviser [Text Block]

Voya Investments, LLC

Current Expenses [Percent]

0.46%

Average Annual Total Returns, 5 Years [Percent]

4.39%

Portfolio Company Objective [Text Block]

A non-diversified Portfolio that seeks long-term capital growth.

Portfolio Company Adviser [Text Block]

Voya Investments, LLC

Current Expenses [Percent]

0.67%

Average Annual Total Returns, 5 Years [Percent]

15.11%

Portfolio Company Objective [Text Block]

Seeks long-term capital appreciation.

Portfolio Company Adviser [Text Block]

Voya Investments, LLC

Current Expenses [Percent]

0.75%

Average Annual Total Returns, 5 Years [Percent]

11.16%

Portfolio Company Objective [Text Block]

Seeks investment results (before fees and expenses) that correspond to the total return (which includes capital appreciation and income) of the Russell Midcap^® Index.

Portfolio Company Adviser [Text Block]

Voya Investments, LLC

Current Expenses [Percent]

0.40%

Average Annual Total Returns, 5 Years [Percent]

9.53%

Portfolio Company Objective [Text Block]

Seeks investment results (before fees and expenses) that correspond to the total return (which includes capital appreciation and income) of the Russell 2000^® Index.

Portfolio Company Adviser [Text Block]

Voya Investments, LLC

Current Expenses [Percent]

0.45%

Average Annual Total Returns, 5 Years [Percent]

7.05%

Portfolio Company Objective [Text Block]

Seeks growth of capital primarily through investment in a diversified portfolio of common stock of companies with smaller market capitalizations.

Portfolio Company Adviser [Text Block]

Voya Investments, LLC

Current Expenses [Percent]

0.86%

Average Annual Total Returns, 5 Years [Percent]

6.97%

Portfolio Company Objective [Text Block]

Seeks long-term capital appreciation.

Portfolio Company Adviser [Text Block]

Voya Investments, LLC

Current Expenses [Percent]

0.86%

Average Annual Total Returns, 5 Years [Percent]

7.90%

Portfolio Company Objective [Text Block]

Until the day prior to its Target Date, the Portfolio seeks to provide total return consistent with an asset allocation targeted at retirement in approximately 2025. On the Target Date, the Portfolio’s investment objective will be to seek to provide a combination of total return and stability of principal consistent with an asset allocation targeted to retirement.

Portfolio Company Adviser [Text Block]

Voya Investments, LLC

Current Expenses [Percent]

0.72%

Average Annual Total Returns, 5 Years [Percent]

5.35%

Portfolio Company Objective [Text Block]

Until the day prior to its Target Date, the Portfolio seeks to provide total return consistent with an asset allocation targeted at retirement in approximately 2030. On the Target Date, the Portfolio’s investment objective will be to seek to provide a combination of total return and stability of principal consistent with an asset allocation targeted to retirement.

Portfolio Company Adviser [Text Block]

Voya Investments, LLC

Current Expenses [Percent]

0.72%

Average Annual Total Returns, 5 Years [Percent]

6.40%

Portfolio Company Objective [Text Block]

Until the day prior to its Target Date, the Portfolio seeks to provide total return consistent with an asset allocation targeted at retirement in approximately 2035. On the Target Date, the Portfolio’s investment objective will be to seek to provide a combination of total return and stability of principal consistent with an asset allocation targeted to retirement.

Portfolio Company Adviser [Text Block]

Voya Investments, LLC

Current Expenses [Percent]

0.73%

Average Annual Total Returns, 5 Years [Percent]

7.17%

Portfolio Company Objective [Text Block]

Until the day prior to its Target Date, the Portfolio seeks to provide total return consistent with an asset allocation targeted at retirement in approximately 2040. On the Target Date, the Portfolio’s investment objective will be to seek to provide a combination of total return and stability of principal consistent with an asset allocation targeted to retirement.

Portfolio Company Adviser [Text Block]

Voya Investments, LLC

Current Expenses [Percent]

0.73%

Average Annual Total Returns, 5 Years [Percent]

8.29%

Portfolio Company Objective [Text Block]

Until the day prior to its Target Date, the Portfolio seeks to provide total return consistent with an asset allocation targeted at retirement in approximately 2045. On the Target Date, the Portfolio’s investment objective will be to seek to provide a combination of total return and stability of principal consistent with an asset allocation targeted to retirement.

Portfolio Company Adviser [Text Block]

Voya Investments, LLC

Current Expenses [Percent]

0.75%

Average Annual Total Returns, 5 Years [Percent]

8.81%

Portfolio Company Objective [Text Block]

Until the day prior to its Target Date, the Portfolio seeks to provide total return consistent with an asset allocation targeted at retirement in approximately 2050. On the Target Date, the Portfolio’s investment objective will be to seek to provide a combination of total return and stability of principal consistent with an asset allocation targeted to retirement.

Portfolio Company Adviser [Text Block]

Voya Investments, LLC

Current Expenses [Percent]

0.76%

Average Annual Total Returns, 5 Years [Percent]

8.91%

Portfolio Company Objective [Text Block]

Until the day prior to its Target Date, the Portfolio seeks to provide total return consistent with an asset allocation targeted at retirement in approximately 2055. On the Target Date, the Portfolio’s investment objective will be to seek to provide a combination of total return and stability of principal consistent with an asset allocation targeted to retirement.

Portfolio Company Adviser [Text Block]

Voya Investments, LLC

Current Expenses [Percent]

0.78%

Average Annual Total Returns, 5 Years [Percent]

8.95%

Portfolio Company Objective [Text Block]

Until the day prior to its Target Date, the Portfolio seeks to provide total return consistent with an asset allocation targeted at retirement in approximately 2060. On the Target Date, the Portfolio’s investment objective will be to seek to provide a combination of total return and stability of principal consistent with an asset allocation targeted to retirement.

Portfolio Company Adviser [Text Block]

Voya Investments, LLC

Current Expenses [Percent]

0.78%

Average Annual Total Returns, 5 Years [Percent]

8.87%

Prospectus:

Portfolio Company Name [Text Block]

Voya Solution 2065 Portfolio (Class I)^46,47

Portfolio Company Subadviser [Text Block]

Voya Investment Management Co. LLC

Average Annual Total Returns, 1 Year [Percent]

15.47%

Prospectus:

Portfolio Company Name [Text Block]

Voya Solution Income Portfolio (Class I)⁴⁶

Portfolio Company Subadviser [Text Block]

Voya Investment Management Co. LLC

Average Annual Total Returns, 1 Year [Percent]

6.47%

Average Annual Total Returns, 10 Years [Percent]

4.33%

Prospectus:

Portfolio Company Name [Text Block]

VY^®American Century Small-Mid Cap Value Portfolio (Class I)

Portfolio Company Subadviser [Text Block]

American Century Investment Management, Inc.

Average Annual Total Returns, 1 Year [Percent]

8.20%

Average Annual Total Returns, 10 Years [Percent]

8.54%

Prospectus:

Portfolio Company Name [Text Block]

VY^®CBRE Global Real Estate Portfolio (Class I)

Portfolio Company Subadviser [Text Block]

CBRE Investment Management Listed Real Assets, LLC

Average Annual Total Returns, 1 Year [Percent]

0.38%

Average Annual Total Returns, 10 Years [Percent]

3.16%

Prospectus:

Portfolio Company Name [Text Block]

VY^®Invesco Equity and Income Portfolio (Class I)

Portfolio Company Subadviser [Text Block]

Invesco Advisers, Inc.

Average Annual Total Returns, 1 Year [Percent]

11.99%

Average Annual Total Returns, 10 Years [Percent]

7.34%

Prospectus:

Portfolio Company Name [Text Block]

VY^®JPMorgan Mid Cap Value Portfolio (Class I)

Portfolio Company Subadviser [Text Block]

J.P. Morgan Investment Management Inc.

Average Annual Total Returns, 1 Year [Percent]

14.30%

Average Annual Total Returns, 10 Years [Percent]

7.95%

Prospectus:

Portfolio Company Name [Text Block]

VY^®T. Rowe Price Capital Appreciation Portfolio (Class I)

Portfolio Company Subadviser [Text Block]

T. Rowe Price Associates, Inc.

Average Annual Total Returns, 1 Year [Percent]

12.75%

Average Annual Total Returns, 10 Years [Percent]

10.62%

Prospectus:

Portfolio Company Name [Text Block]

VY^®T. Rowe Price Diversified Mid Cap Growth Portfolio (Class I)

Portfolio Company Subadviser [Text Block]

T. Rowe Price Associates, Inc.

Average Annual Total Returns, 1 Year [Percent]

23.92%

Average Annual Total Returns, 10 Years [Percent]

11.94%

Prospectus:

Portfolio Company Name [Text Block]

VY^®T. Rowe Price Growth Equity Portfolio (Class I)

Portfolio Company Subadviser [Text Block]

T. Rowe Price Associates, Inc.

Average Annual Total Returns, 1 Year [Percent]

29.69%

Average Annual Total Returns, 10 Years [Percent]

13.70%

Prospectus:

Portfolio Company Name [Text Block]

Wanger Acorn

Current Expenses [Percent]

0.95%

Average Annual Total Returns, 5 Years [Percent]

4.58%

Investment Options (of Average Annual Net Assets) Minimum [Percent]

0.09%

Lowest Annual Cost [Dollars]

$ 203

Sales Load (of Purchase Payments), Maximum [Percent]

5.00%

Other Transaction Fee (of Other Amount), Maximum [Percent]

4.00%

Portfolio Company Expenses [Text Block]

Expenses that are deducted from Fund assets, including management fees, distribution and/or service (12b-1) fees, and other expenses (as of December 31, 2024).

Portfolio Company Expenses Maximum [Percent]

1.24%

Surrender Expense, 1 Year, Maximum [Dollars]

$ 9,014

Surrender Expense, 5 Years, Maximum [Dollars]

24,445

No Surrender Example [Table Text Block]

Example B: If you do not withdraw your entire Account Value or if you select an Income Phase payment option at the end of the applicable time period:^**	1 Year	3 Years	5 Years	10 Years
	$3,961	$12,009	$20,229	$41,553

No Surrender Expense, 3 Years, Maximum [Dollars]

12,009

No Surrender Expense, 10 Years, Maximum [Dollars]

$ 41,553

Operation of Benefit [Text Block]

Death Benefit Options

Adjusted Purchase Payment Guaranteed Death Benefit. Effective December 31, 2006, a guaranteed death benefit was made available under the Contract, which generally guarantees that the death benefit payable under the Contract will never be less than the amount of Adjusted Purchase payments made to your Account Value (as defined below), less a proportional adjustment for amounts withdrawn or borrowed from your Account Value. The guaranteed death benefit applies to all death benefits payable on or after December 31, 2006. There is no additional charge for the guaranteed death benefit.

Any advisory fee deducted reduces Account Value on a dollar-for-dollar basis, and this reduces the amount of this death benefit.

Calculating the Adjusted Purchase Payment Guaranteed Death Benefit. The death benefit under the Adjusted Purchase Payment Guaranteed Death Benefit is guaranteed to be the greater of (a) or (b) as calculated as of the next Valuation Date following Customer Service’s receipt of proof of death and a payment request in Good Order where:

(a)

is the adjusted Purchase Payment total, which is the sum of all net Purchase Payments to your account, minus a proportional adjustment for withdrawals and amounts taken as a loan, which amount will never be less than zero (see “Calculating Adjusted Purchase Payments” below); and

(b)

is the current Account Value, excluding amounts taken as a loan, plus any positive aggregate market value adjustment, as applicable. See Appendix B and the Guaranteed Accumulation Account prospectus for further information regarding the market value adjustment.

If the amount of the death benefit in (a) is greater than the amount in (b), the Company will deposit the difference into your account. The amount, if any, will be deposited into your account proportionally across your current investment allocations as of the Valuation Date following the date Customer Service receives proof of death acceptable to us and a payment request in Good Order.

If the Beneficiary in that situation requests an immediate payment or begins Income Phase payments, the amount paid will be the current Account Value, excluding any amounts taken as a loan, plus any aggregate positive market value adjustment, as of the Valuation Date following the date, we deposit the difference into your account.

If the amount of the death benefit in (a) is less than the amount in (b), and the Beneficiary requests an immediate payment or begins Income Phase payments, the amount paid will be the current Account Value, excluding any amounts taken as a loan, plus any aggregate positive market value adjustment, as of the Valuation Date following the date Customer Service receives proof of death acceptable to us and a payment request in Good Order.

In the event a Beneficiary elects to defer distribution of the death benefit, the amount paid to the Beneficiary when the Beneficiary elects to begin distribution of the death benefit will equal the current Account Value, excluding any amounts taken as a loan, plus or minus any applicable market value adjustment, as of the next Valuation Date following Customer Service’s receipt of the distribution request in Good Order. The amount paid may be more or less than the amount of the death benefit determined above on the date notice of death and an election to defer payment was received. No additional death benefit is payable upon the Beneficiary’s death.

Calculating Adjusted Purchase Payments. For accounts established on or after December 31, 2006, the adjusted Purchase Payment total above is initially equal to the first Purchase Payment. For accounts established before December 31, 2006, the adjusted Purchase Payment total is initially equal to the current account value, excluding any amounts taken as a loan, as of the close of the NYSE on the last business day in December 2006 on which the NYSE was open (December 29, 2006). For all accounts, the adjusted Purchase Payment total is then adjusted for each subsequent Purchase Payment, loan repayment or partial withdrawal. The adjustment for subsequent Purchase Payments and loan repayments will be dollar for dollar. The adjustment for partial withdrawals will be proportionate, reducing the adjusted Purchase Payment total in the same proportion that the current account value, excluding any amounts taken as loans, was reduced on the date of the partial withdrawal. The proportionate adjustment of the adjusted Purchase Payment total for each partial withdrawal is defined as the adjusted Purchase Payment total at that time, multiplied by the fraction A divided by B (A/B), where:

A

is the current Account Value, excluding amounts taken as a loan, immediately after the partial withdrawal; and

B

is the current Account Value, excluding amounts taken as a loan, before the partial withdrawal.

Any advisory fee deducted reduces the amount of this death benefit. In particular, withdrawals under your certificate to pay for such fees effect a proportional adjustment to the adjusted Purchase Payment total. Where the death benefit is reduced on a proportionate basis, the reduction could be greater than the amount withdrawn.

Optional Benefit Expense (of Benefit Base), Maximum [Percent]

1.20%

Optional Benefit Expense (of Benefit Base), Maximum [Percent]

1.20%

Benefits Description [Table Text Block]

Calculation Method of Benefit [Text Block]

Benefit Payment Options

The following payment options are available, if allowed by the Tax Code:

•

Lump-sum payment;

•

Payment in accordance with any of the available Income Phase payment options (see “Income Phase – Income Phase Payment Options”); or

•

Payment in accordance with an available systematic distribution option (subject to certain limitations). See “Systematic Distribution Options.”

The Beneficiary may also leave the Account Value invested in the Contract, subject to Tax Code limits on the length of time amount may remain invested and subject to market fluctuation.

Prospectus:

Portfolio Company Name [Text Block]

Allspring Core Plus Bond Fund (Class R6)¹

Portfolio Company Subadviser [Text Block]

Allspring Global Investments, LLC

Average Annual Total Returns, 1 Year [Percent]

2.41%

Average Annual Total Returns, 10 Years [Percent]

2.61%

Prospectus:

Portfolio Company Name [Text Block]

American Funds^® –EuroPacific Growth Fund^®(Class R6)¹

Current Expenses [Percent]

0.47%

Average Annual Total Returns, 5 Years [Percent]

3.95%

Portfolio Company Objective [Text Block]

Provide inflation protection and earn current income consistent with inflation-protected securities.

Portfolio Company Adviser [Text Block]

Dimensional Fund Advisors LP

Average Annual Total Returns, 1 Year [Percent]

2.01%

Average Annual Total Returns, 10 Years [Percent]

2.29%

Prospectus:

Portfolio Company Name [Text Block]

DFA Social Fixed Income Portfolio (Institutional Class)³

Portfolio Company Subadviser [Text Block]

Dimensional Fund Advisors Ltd. and DFA Australia Limited

Average Annual Total Returns, 1 Year [Percent]

1.81%

Portfolio Company Objective [Text Block]

Seeks to provide investment results that correspond to the total return (i.e., the combination of capital changes and income) performance of common stocks publicly traded in the United States.

Portfolio Company Adviser [Text Block]

Fidelity Management & Research Company LLC

Current Expenses [Percent]

0.015%

Average Annual Total Returns, 5 Years [Percent]

14.51%

Portfolio Company Objective [Text Block]

Seeks capital appreciation.

Portfolio Company Adviser [Text Block]

Fidelity Management & Research Company LLC (FMR)

Current Expenses [Percent]

0.81%

Average Annual Total Returns, 5 Years [Percent]

3.98%

Portfolio Company Objective [Text Block]

Seeks to provide investment results that correspond to the total return of stocks of mid-capitalization United States companies.

Portfolio Company Adviser [Text Block]

Fidelity Management & Research Company LLC

Current Expenses [Percent]

0.03%

Average Annual Total Returns, 5 Years [Percent]

9.93%

Portfolio Company Objective [Text Block]

Seeks to provide investment results that correspond to the total return of stocks of small-capitalization United States companies.

Portfolio Company Adviser [Text Block]

Fidelity Management & Research Company LLC

Current Expenses [Percent]

0.03%

Average Annual Total Returns, 5 Years [Percent]

7.50%

Portfolio Company Objective [Text Block]

Seeks to provide investment results that correspond to the total return of foreign developed and emerging stock markets.

Portfolio Company Adviser [Text Block]

Fidelity Management & Research Company LLC

Current Expenses [Percent]

0.06%

Average Annual Total Returns, 5 Years [Percent]

4.11%

Prospectus:

Portfolio Company Name [Text Block]

Franklin Small Cap Value Fund (Class R6)

Current Expenses [Percent]

0.60%

Average Annual Total Returns, 5 Years [Percent]

8.77%

Portfolio Company Objective [Text Block]

Seek long term growth of capital by investing in innovative companies around the world whose businesses and technologies focus on environmental markets, including alternative energy and energy efficiency; water infrastructure technologies and pollution control; environmental support services and waste management technologies; and sustainable food, agriculture, and forestry.

Portfolio Company Adviser [Text Block]

Impax Asset Management LLC

Current Expenses [Percent]

0.91%

Average Annual Total Returns, 5 Years [Percent]

7.98%

Portfolio Company Objective [Text Block]

Seeks long-term capital appreciation.

Portfolio Company Adviser [Text Block]

J.P. Morgan Investment Management Inc.

Average Annual Total Returns, 1 Year [Percent]

34.17%

Average Annual Total Returns, 10 Years [Percent]

17.87%

Prospectus:

Portfolio Company Name [Text Block]

Parnassus Core Equity Fund^SM (Investor Shares)

Current Expenses [Percent]

0.82%

Average Annual Total Returns, 5 Years [Percent]

13.25%

Portfolio Company Objective [Text Block]

Seeks to maximize current income. As a secondary investment objective, the Fund will seek capital appreciation, but only when consistent with the Fund’s primarily investment objective of current income.

Portfolio Company Adviser [Text Block]

PGIM Investments LLC

Current Expenses [Percent]

0.38%

Average Annual Total Returns, 5 Years [Percent]

3.94%

Portfolio Company Objective [Text Block]

Seeks to provide long-term capital growth by investing primarily in the common stocks of mid-cap growth companies.

Portfolio Company Adviser [Text Block]

T. Rowe Price Investment Management

Average Annual Total Returns, 1 Year [Percent]

23.95%

Average Annual Total Returns, 10 Years [Percent]

12.07%

Prospectus:

Portfolio Company Name [Text Block]

Vanguard^® Equity Income Fund (Admiral Shares)^4,5

Portfolio Company Subadviser [Text Block]

Wellington Management Company LLP (Wellington Management) and The Vanguard Group, Inc. (Vanguard)

Average Annual Total Returns, 1 Year [Percent]

15.16%

Average Annual Total Returns, 10 Years [Percent]

10.07%

Prospectus:

Portfolio Company Name [Text Block]

Vanguard^® Explorer^TM Fund (Admiral^TMShares)^4,5

Current Expenses [Percent]

0.34%

Average Annual Total Returns, 5 Years [Percent]

9.24%

Portfolio Company Objective [Text Block]

Seeks to provide current income while maintaining liquidity and a stable share price of $1.

Portfolio Company Adviser [Text Block]

The Vanguard Group, Inc. (Vanguard)

Average Annual Total Returns, 1 Year [Percent]

5.24%

Average Annual Total Returns, 10 Years [Percent]

1.73%

Prospectus:

Portfolio Company Name [Text Block]

Vanguard^® FTSE Social Index Fund (Institutional Shares)^4,5

Current Expenses [Percent]

0.12%

Average Annual Total Returns, 5 Years [Percent]

14.55%

Portfolio Company Objective [Text Block]

Seeks to provide growth of capital and current income consistent with its current target allocation by investing in a gradually more conservative mix of the following Vanguard funds: Total Stock Market Index Fund, Total Bond Market II Index Fund, Total International Stock Index Fund, Total International Bond II Index Fund, and Short-Term Inflation-Protected Securities Fund. The combination of funds produces a portfolio that is diversified by asset class and holdings.

Portfolio Company Adviser [Text Block]

The Vanguard Group, Inc. (Vanguard)

Average Annual Total Returns, 1 Year [Percent]

7.75%

Average Annual Total Returns, 10 Years [Percent]

5.58%

Prospectus:

Portfolio Company Name [Text Block]

Vanguard Target Retirement 2025 Fund^6,7

Current Expenses [Percent]

0.08%

Average Annual Total Returns, 5 Years [Percent]

5.66%

Portfolio Company Objective [Text Block]

Seeks to provide growth of capital and current income consistent with its current target allocation by investing in a gradually more conservative mix of the following Vanguard funds: Total Stock Market Index Fund, Total Bond Market II Index Fund, Total International Stock Index Fund, Total International Bond II Index Fund, and Short-Term Inflation-Protected Securities Fund. The combination of funds produces a portfolio that is diversified by asset class and holdings.

Portfolio Company Adviser [Text Block]

The Vanguard Group, Inc. (Vanguard)

Average Annual Total Returns, 1 Year [Percent]

10.64%

Average Annual Total Returns, 10 Years [Percent]

6.92%

Prospectus:

Portfolio Company Name [Text Block]

Vanguard Target Retirement 2035 Fund^8,9

Current Expenses [Percent]

0.08%

Average Annual Total Returns, 5 Years [Percent]

7.20%

Portfolio Company Objective [Text Block]

Seeks to provide growth of capital and current income consistent with its current target allocation by investing in a gradually more conservative mix of the following Vanguard funds: Total Stock Market Index Fund, Total Bond Market II Index Fund, Total International Stock Index Fund, Total International Bond II Index Fund, and Short-Term Inflation-Protected Securities Fund. The combination of funds produces a portfolio that is diversified by asset class and holdings.

Portfolio Company Adviser [Text Block]

The Vanguard Group, Inc. (Vanguard)

Average Annual Total Returns, 1 Year [Percent]

12.88%

Average Annual Total Returns, 10 Years [Percent]

8.08%

Prospectus:

Portfolio Company Name [Text Block]

Vanguard Target Retirement 2045 Fund^10,11

Current Expenses [Percent]

0.08%

Average Annual Total Returns, 5 Years [Percent]

8.73%

Portfolio Company Objective [Text Block]

Seeks to provide growth of capital and current income consistent with its current target allocation by investing in a gradually more conservative mix of the following Vanguard funds: Total Stock Market Index Fund, Total Bond Market II Index Fund, Total International Stock Index Fund, Total International Bond II Index Fund, and Short-Term Inflation-Protected Securities Fund. The combination of funds produces a portfolio that is diversified by asset class and holdings.

Portfolio Company Adviser [Text Block]

The Vanguard Group, Inc. (Vanguard)

Average Annual Total Returns, 1 Year [Percent]

14.64%

Average Annual Total Returns, 10 Years [Percent]

8.72%

Prospectus:

Portfolio Company Name [Text Block]

Vanguard Target Retirement 2055 Fund^12,13

Current Expenses [Percent]

0.08%

Average Annual Total Returns, 5 Years [Percent]

9.02%

Portfolio Company Objective [Text Block]

Seeks to provide growth of capital and current income consistent with its current target allocation by investing in a gradually more conservative mix of the following Vanguard funds: Total Stock Market Index Fund, Total Bond Market II Index Fund, Total International Bond II Index Fund, and Total International Stock Index Fund. The combination of funds produces a portfolio that is diversified by asset class and holdings.

Portfolio Company Adviser [Text Block]

The Vanguard Group, Inc. (Vanguard)

Average Annual Total Returns, 1 Year [Percent]

14.63%

Average Annual Total Returns, 10 Years [Percent]

8.70%

Prospectus:

Portfolio Company Name [Text Block]

Vanguard Target Retirement 2065 Fund^14,15

Current Expenses [Percent]

0.08%

Average Annual Total Returns, 5 Years [Percent]

9.01%

Prospectus:

Portfolio Company Name [Text Block]

Vanguard Target Retirement 2070 Fund^16,17

Current Expenses [Percent]

0.08%

Portfolio Company Objective [Text Block]

Seeks to provide current income and some growth of capital by investing in a mix of the following Vanguard funds: Total Stock Market Index Fund, Total Bond Market II Index Fund, Total International Stock Index Fund, Total International Bond II Index Fund, and Short-Term Inflation-Protected Securities Index Fund. The combination of funds produces a portfolio that is diversified by asset class and holdings. The combination of funds produces a portfolio that is diversified by asset class and holdings.

Portfolio Company Adviser [Text Block]

The Vanguard Group, Inc. (Vanguard)

Average Annual Total Returns, 1 Year [Percent]

6.58%

Average Annual Total Returns, 10 Years [Percent]

4.19%

Prospectus:

Portfolio Company Name [Text Block]

Victory Sycamore Established Value Fund (Class R6)¹⁶

Current Expenses [Percent]

0.54%

Average Annual Total Returns, 5 Years [Percent]

11.11%

Portfolio Company Objective [Text Block]

Seeks to achieve both capital appreciation and current income.

Portfolio Company Adviser [Text Block]

Parnassus Investments

Average Annual Total Returns, 1 Year [Percent]

18.52%

Average Annual Total Returns, 10 Years [Percent]

12.02%

Prospectus:

Portfolio Company Name [Text Block]

American Funds^® –EuroPacific Growth Fund^®(Class R4)⁴⁸

Current Expenses [Percent]

0.82%

Average Annual Total Returns, 5 Years [Percent]

3.58%

Portfolio Company Objective [Text Block]

Seeks to provide long-term growth of capital.

Portfolio Company Adviser [Text Block]

Capital Research and Management Company^SM

Average Annual Total Returns, 1 Year [Percent]

16.74%

Average Annual Total Returns, 10 Years [Percent]

11.08%

Prospectus:

Portfolio Company Name [Text Block]

American Funds^® –SMALLCAP World Fund^®(Class R4)⁴⁸

Current Expenses [Percent]

1.00%

Average Annual Total Returns, 5 Years [Percent]

5.28%

Portfolio Company Objective [Text Block]

Seeks to provide growth of capital.

Portfolio Company Adviser [Text Block]

Capital Research and Management Company^SM

Average Annual Total Returns, 1 Year [Percent]

28.39%

Average Annual Total Returns, 10 Years [Percent]

13.63%

Prospectus:

Portfolio Company Name [Text Block]

Calvert VP SRI Balanced Portfolio (Class I)⁴⁹

Current Expenses [Percent]

0.65%

Average Annual Total Returns, 5 Years [Percent]

9.42%

Portfolio Company Objective [Text Block]

Seeks to maximize capital appreciation.

Portfolio Company Adviser [Text Block]

Driehaus Capital Management LLC

Average Annual Total Returns, 1 Year [Percent]

7.69%

Average Annual Total Returns, 10 Years [Percent]

5.24%

Prospectus:

Portfolio Company Name [Text Block]

Fidelity^®VIP Equity-Income Portfolio (Initial Class)^**

Portfolio Company Subadviser [Text Block]

FMR Investment Management (UK) Limited, Fidelity Management & Research (Hong Kong) Limited and Fidelity Management & Research (Japan) Limited

Average Annual Total Returns, 1 Year [Percent]

15.35%

Average Annual Total Returns, 10 Years [Percent]

9.21%

Prospectus:

Portfolio Company Name [Text Block]

Fidelity^®VIP Index 500 Portfolio (Initial Class)

Portfolio Company Subadviser [Text Block]

Geode Capital Management, LLC

Average Annual Total Returns, 1 Year [Percent]

24.90%

Average Annual Total Returns, 10 Years [Percent]

12.99%

Prospectus:

Portfolio Company Name [Text Block]

Franklin Small Cap Value VIP Fund (Class 2)^**

Current Expenses [Percent]

0.91%

Average Annual Total Returns, 5 Years [Percent]

8.36%

Portfolio Company Objective [Text Block]

Seeks long-term growth of capital.

Portfolio Company Adviser [Text Block]

Invesco Advisers, Inc.

Average Annual Total Returns, 1 Year [Percent]

0.59%

Average Annual Total Returns, 10 Years [Percent]

4.30%

Prospectus:

Portfolio Company Name [Text Block]

JPMorgan Equity Income Fund (Class I)⁵⁰

Current Expenses [Percent]

0.70%

Average Annual Total Returns, 5 Years [Percent]

8.44%

Portfolio Company Objective [Text Block]

Seeks a high level of current income with liquidity and safety of principal.

Portfolio Company Adviser [Text Block]

J.P. Morgan Investment Management Inc.

Average Annual Total Returns, 1 Year [Percent]

1.53%

Average Annual Total Returns, 10 Years [Percent]

1.08%

Prospectus:

Portfolio Company Name [Text Block]

Pioneer Equity Income Fund (Class Y)**,⁵¹

Current Expenses [Percent]

0.81%

Average Annual Total Returns, 5 Years [Percent]

6.81%

Portfolio Company Objective [Text Block]

Seeks to provide long-term capital growth by investing primarily in common stocks.

Portfolio Company Adviser [Text Block]

Victory Capital Management Inc.

Average Annual Total Returns, 1 Year [Percent]

9.87%

Average Annual Total Returns, 10 Years [Percent]

10.42%

Prospectus:

Portfolio Company Name [Text Block]

Voya Global Perspectives^® Portfolio (Class I)

Portfolio Company Subadviser [Text Block]

Voya Investment Management Co. LLC

Average Annual Total Returns, 1 Year [Percent]

7.31%

Average Annual Total Returns, 10 Years [Percent]

4.62%

Prospectus:

Portfolio Company Name [Text Block]

Voya Government Money Market Portfolio (Class I)

Portfolio Company Subadviser [Text Block]

Voya Investment Management Co. LLC

Average Annual Total Returns, 1 Year [Percent]

4.95%

Average Annual Total Returns, 10 Years [Percent]

1.57%

Prospectus:

Portfolio Company Name [Text Block]

Voya Growth and Income Portfolio (Class I)

Portfolio Company Subadviser [Text Block]

Voya Investment Management Co. LLC

Average Annual Total Returns, 1 Year [Percent]

23.85%

Average Annual Total Returns, 10 Years [Percent]

12.56%

Prospectus:

Portfolio Company Name [Text Block]

Voya Intermediate Bond Portfolio (Class I)

Portfolio Company Subadviser [Text Block]

Voya Investment Management Co. LLC

Average Annual Total Returns, 1 Year [Percent]

2.82%

Average Annual Total Returns, 10 Years [Percent]

1.97%

Prospectus:

Portfolio Company Name [Text Block]

Voya International High Dividend Low Volatility Portfolio (Class I)

Portfolio Company Subadviser [Text Block]

Voya Investment Management Co. LLC

Average Annual Total Returns, 1 Year [Percent]

7.23%

Average Annual Total Returns, 10 Years [Percent]

4.09%

Prospectus:

Portfolio Company Name [Text Block]

Voya International Index Portfolio (Class I)

Portfolio Company Subadviser [Text Block]

Voya Investment Management Co. LLC

Average Annual Total Returns, 1 Year [Percent]

3.03%

Average Annual Total Returns, 10 Years [Percent]

4.95%

Prospectus:

Portfolio Company Name [Text Block]

Voya Large Cap Growth Portfolio (Class I)

Portfolio Company Subadviser [Text Block]

Voya Investment Management Co. LLC

Average Annual Total Returns, 1 Year [Percent]

34.80%

Average Annual Total Returns, 10 Years [Percent]

14.26%

Prospectus:

Portfolio Company Name [Text Block]

Voya MidCap Opportunities Portfolio (Class I)

Portfolio Company Subadviser [Text Block]

Voya Investment Management Co. LLC

Average Annual Total Returns, 1 Year [Percent]

15.91%

Average Annual Total Returns, 10 Years [Percent]

10.60%

Prospectus:

Portfolio Company Name [Text Block]

Voya Small Company Portfolio (Class I)

Portfolio Company Subadviser [Text Block]

Voya Investment Management Co. LLC

Average Annual Total Returns, 1 Year [Percent]

10.56%

Average Annual Total Returns, 10 Years [Percent]

7.42%

Prospectus:

Portfolio Company Name [Text Block]

Voya SmallCap Opportunities Portfolio (Class I)

Portfolio Company Subadviser [Text Block]

Voya Investment Management Co. LLC

Average Annual Total Returns, 1 Year [Percent]

18.90%

Average Annual Total Returns, 10 Years [Percent]

7.51%

Prospectus:

Portfolio Company Name [Text Block]

Voya Solution 2025 Portfolio (Class I)^**,53

Portfolio Company Subadviser [Text Block]

Voya Investment Management Co. LLC

Average Annual Total Returns, 1 Year [Percent]

8.88%

Average Annual Total Returns, 10 Years [Percent]

5.96%

Prospectus:

Portfolio Company Name [Text Block]

Voya Solution 2030 Portfolio (Class I)^53,54

Portfolio Company Subadviser [Text Block]

Voya Investment Management Co. LLC

Average Annual Total Returns, 1 Year [Percent]

10.57%

Average Annual Total Returns, 10 Years [Percent]

6.82%

Prospectus:

Portfolio Company Name [Text Block]

Voya Solution 2035 Portfolio (Class I)⁵³

Portfolio Company Subadviser [Text Block]

Voya Investment Management Co. LLC

Average Annual Total Returns, 1 Year [Percent]

12.01%

Average Annual Total Returns, 10 Years [Percent]

7.29%

Prospectus:

Portfolio Company Name [Text Block]

Voya Solution 2040 Portfolio (Class I)^55,56

Portfolio Company Subadviser [Text Block]

Voya Investment Management Co. LLC

Average Annual Total Returns, 1 Year [Percent]

13.55%

Average Annual Total Returns, 10 Years [Percent]

8.06%

Prospectus:

Portfolio Company Name [Text Block]

Voya Solution 2045 Portfolio (Class I)⁵⁵

Portfolio Company Subadviser [Text Block]

Voya Investment Management Co. LLC

Average Annual Total Returns, 1 Year [Percent]

14.65%

Average Annual Total Returns, 10 Years [Percent]

8.19%

Prospectus:

Portfolio Company Name [Text Block]

Voya Solution 2050 Portfolio (Class I)^55,56

Portfolio Company Subadviser [Text Block]

Voya Investment Management Co. LLC

Average Annual Total Returns, 1 Year [Percent]

15.07%

Average Annual Total Returns, 10 Years [Percent]

8.04%

Prospectus:

Portfolio Company Name [Text Block]

Voya Solution 2055 Portfolio (Class I)⁵⁷

Portfolio Company Subadviser [Text Block]

Voya Investment Management Co. LLC

Average Annual Total Returns, 1 Year [Percent]

15.34%

Average Annual Total Returns, 10 Years [Percent]

8.30%

Prospectus:

Portfolio Company Name [Text Block]

Voya Solution 2060 Portfolio (Class I)^57,58

Portfolio Company Subadviser [Text Block]

Voya Investment Management Co. LLC

Average Annual Total Returns, 1 Year [Percent]

15.34%

Portfolio Company Objective [Text Block]

Until the day prior to its Target Date, the Portfolio seeks to provide total return consistent with an asset allocation targeted at retirement in approximately 2065. On the Target Date, the Portfolio’s investment objective will be to seek to provide a combination of total return and stability of principal consistent with an asset allocation targeted to retirement.

Portfolio Company Adviser [Text Block]

Voya Investments, LLC

Current Expenses [Percent]

0.78%

Portfolio Company Objective [Text Block]

Seeks to provide a combination of total return and stability of principal consistent with an asset allocation targeted to retirement.

Portfolio Company Adviser [Text Block]

Voya Investments, LLC

Current Expenses [Percent]

0.68%

Average Annual Total Returns, 5 Years [Percent]

3.78%

Portfolio Company Objective [Text Block]

Seeks long-term capital growth. Income is a secondary objective.

Portfolio Company Adviser [Text Block]

Voya Investments, LLC

Current Expenses [Percent]

0.85%

Average Annual Total Returns, 5 Years [Percent]

8.15%

Portfolio Company Objective [Text Block]

Seeks high total return consisting of capital appreciation and current income.

Portfolio Company Adviser [Text Block]

Voya Investments, LLC

Current Expenses [Percent]

0.75%

Average Annual Total Returns, 5 Years [Percent]

4.50%

Portfolio Company Objective [Text Block]

Seeks total return consisting of long-term capital appreciation and current income.

Portfolio Company Adviser [Text Block]

Voya Investments, LLC

Current Expenses [Percent]

0.64%

Average Annual Total Returns, 5 Years [Percent]

8.31%

Portfolio Company Objective [Text Block]

Seeks growth from capital appreciation.

Portfolio Company Adviser [Text Block]

Voya Investments, LLC

Current Expenses [Percent]

0.85%

Average Annual Total Returns, 5 Years [Percent]

8.67%

Portfolio Company Objective [Text Block]

Seeks long-term capital appreciation.

Portfolio Company Adviser [Text Block]

Voya Investments, LLC

Current Expenses [Percent]

0.80%

Average Annual Total Returns, 5 Years [Percent]

11.22%

Portfolio Company Objective [Text Block]

A non-diversified Portfolio that seeks long-term growth through investments in stocks.

Portfolio Company Adviser [Text Block]

Voya Investments, LLC

Current Expenses [Percent]

0.71%

Average Annual Total Returns, 5 Years [Percent]

13.17%

Portfolio Company Objective [Text Block]

Seeks long-term capital appreciation.

Portfolio Company Adviser [Text Block]

Columbia Wanger Asset Management, LLC

Average Annual Total Returns, 1 Year [Percent]

14.18%

Average Annual Total Returns, 10 Years [Percent]

8.12%

Prospectus:

Portfolio Company Name [Text Block]

American Century Investments^® Inflation-Adjusted Bond Fund (Investor Class)⁴⁸

Current Expenses [Percent]

0.54%

Average Annual Total Returns, 5 Years [Percent]

1.52%

Portfolio Company Objective [Text Block]

Seeks to produce income and to provide an opportunity for growth of principal consistent with sound common stock investing.

Portfolio Company Adviser [Text Block]

Capital Research and Management Company^SM

Average Annual Total Returns, 1 Year [Percent]

18.96%

Average Annual Total Returns, 10 Years [Percent]

11.30%

Prospectus:

Portfolio Company Adviser [Text Block]

Fidelity Management & Research Company LLC (“FMR”)

Current Expenses [Percent]

0.56%

Average Annual Total Returns, 5 Years [Percent]

17.04%

Portfolio Company Objective [Text Block]

Seeks to maximize income while maintaining prospects for capital appreciation.

Portfolio Company Adviser [Text Block]

Voya Investments, LLC

Current Expenses [Percent]

0.61%

Average Annual Total Returns, 5 Years [Percent]

4.23%

Portfolio Company Objective [Text Block]

Seeks to maximize total return through a combination of current income and capital appreciation.

Portfolio Company Adviser [Text Block]

Voya Investments, LLC

Current Expenses [Percent]

0.61%

Average Annual Total Returns, 5 Years [Percent]

4.23%

Portfolio Company Objective [Text Block]

Seeks capital appreciation.

Portfolio Company Adviser [Text Block]

Voya Investments, LLC

Current Expenses [Percent]

0.75%

Average Annual Total Returns, 5 Years [Percent]

7.80%

Portfolio Company Objective [Text Block]

Seeks to provide investors with a high level of current income and total return.

Portfolio Company Adviser [Text Block]

Voya Investments, LLC

Current Expenses [Percent]

0.47%

Average Annual Total Returns, 5 Years [Percent]

3.39%

Portfolio Company Objective [Text Block]

Seeks investment results (before fees and expenses) that correspond to the total return (which includes capital appreciation and income) of the Russell Midcap^® Index.

Portfolio Company Adviser [Text Block]

Voya Investments, LLC

Current Expenses [Percent]

0.40%

Average Annual Total Returns, 5 Years [Percent]

9.53%

Portfolio Company Objective [Text Block]

Seeks investment results (before fees and expenses) that correspond to the total return (which includes capital appreciation and income) of the Russell 2000^® Index.

Portfolio Company Adviser [Text Block]

Voya Investments, LLC

Current Expenses [Percent]

0.45%

Average Annual Total Returns, 5 Years [Percent]

7.05%