EX-24 6 vriacpoadec2014.htm EXHIBIT 24(B)(13) VRIAC POWERS OF ATTORNEY vriacpoadec2014.htm - Generated by SEC Publisher for SEC Filing
    Exhibit 24(b)(13)     
    POWER OF ATTORNEY     
Pursuant to Item 601(b)(24) of Regulation SK and Rule 462(b) of the Securities Act of 1933 
 
The undersigned, on behalf of the company set forth below, hereby constitutes and appoints the individuals 
set forth below and each of them individually as my true and lawful attorneys with full power to them and 
each of them to sign for me and in my name and in the capacity indicated below any and all amendments to 
the Registration Statements listed below filed with the Securities and Exchange Commission under the 
Securities Act of 1933 and the Investment Company Act of 1940 and any documentation, including Form N- 
8F, necessary to deregister any such registrations or to deregister any of the entities (including any issuing 
separate accounts) associated with the issuance of any such registrations.     
 
COMPANY: Voya Retirement Insurance and Annuity Company     
INDIVIDUALS WITH POWER OF ATTORNEY: J. Neil McMurdie, Julie Rockmore and Megan Huddleston 
REGISTRATION STATEMENTS FILED UNDER THE SECURITIES ACT OF 1933:   
 
033-34370  033-75988  033-79122  333-105479  333-130827  333-162593 
033-61897  033-75992  033-81216  333-109622  333-130833  333-166370 
033-64277  033-75996  333-01107  333-109860  333-133157  333-167182 
033-75248  033-75998  333-09515  333-129091  333-133158  333-167680 
033-75962  033-76002  333-27337  333-130822  333-134760   
033-75974  033-76004  333-56297  333-130825  333-153730   
033-75980  033-76018  333-72079  333-130826  333-162420   
 
REGISTRATION STATEMENTS FILED UNDER THE INVESTMENT COMPANY ACT OF 1940: 
 
811-02512  811-02513  811-04536  811-05906  811-08582   
 
I hereby ratify and confirm on this 18th day of November, 2014, my signature as it may be signed by my said 
attorneys to any such registration statements and any and all amendments thereto.   
    Signature     
 
    /s/ Alain M. Karaoglan     
  Alain M. Karaoglan, President and Director     
 
    Witness & Notary     

Attested and subscribed in the presence of the principal and subsequent to the principal subscribing same: 		  

First Witness signs: 		    /s/ Anngharaad S. Reid  First Witness signs:          /s/ Maria Stewart 
Printed name of witness: Anngharaad S. Reid  Printed name of witness:     Maria Stewart 
  
State of Connecticut) 		          
County of Hartford ) ss: at Windsor on November 18, 2014.       
Personally Appeared Alain M. Karaoglan, Signer and Sealer of the foregoing instrument, and acknowledged the 
same to be his free act and deed, before me.       
                                                                                          /s/ Nicole L. Molleur                            
/s/ Nicole L. Molleur    Notary Public, State of Connecticut   
Notary Public    Commission Expires: 11/30/2019     

 

 

POWER OF ATTORNEY
Pursuant to Item 601(b)(24) of Regulation SK and Rule 462(b) of the Securities Act of 1933 
 
The undersigned, on behalf of the company set forth below, hereby constitutes and appoints the individuals 
set forth below and each of them individually as my true and lawful attorneys with full power to them and 
each of them to sign for me and in my name and in the capacity indicated below any and all amendments to 
the Registration Statements listed below filed with the Securities and Exchange Commission under the 
Securities Act of 1933 and the Investment Company Act of 1940 and any documentation, including Form N- 
8F, necessary to deregister any such registrations or to deregister any of the entities (including any issuing 
separate accounts) associated with the issuance of any such registrations.     
 
COMPANY: Voya Retirement Insurance and Annuity Company       
INDIVIDUALS WITH POWER OF ATTORNEY: J. Neil McMurdie, Julie Rockmore and Megan Huddleston 
REGISTRATION STATEMENTS FILED UNDER THE SECURITIES ACT OF 1933:   
 
033-34370  033-75988  033-79122  333-105479  333-130827  333-162593 
033-61897  033-75992  033-81216  333-109622  333-130833  333-166370 
033-64277  033-75996  333-01107  333-109860  333-133157  333-167182 
033-75248  033-75998  333-09515  333-129091  333-133158  333-167680 
033-75962  033-76002  333-27337  333-130822  333-134760   
033-75974  033-76004  333-56297  333-130825  333-153730   
033-75980  033-76018  333-72079  333-130826  333-162420   
 
REGISTRATION STATEMENTS FILED UNDER THE INVESTMENT COMPANY ACT OF 1940: 
 
811-02512  811-02513  811-04536  811-05906  811-08582   
 
I hereby ratify and confirm on this 18th day of November, 2014, my signature as it may be signed by my said 
attorneys to any such registration statements and any and all amendments thereto.   
    Signature       
 
    /s/ Mark B. Kaye       
Mark B. Kaye, Senior Vice President and Chief Financial Officer   
 
    Witness & Notary       

Attested and subscribed in the presence of the principal and subsequent to the principal subscribing same: 		  

First Witness signs: 		 /s/ Dawn Boothe  First Witness signs:  /s/ Trent MacCasland 
Printed name of witness: Dawn Boothe  Printed name of witness: Trent MacCasland 
 
State of Connecticut) 		            
County of Hartford ) ss: at Windsor on November 18, 2014.         
Personally Appeared Mark B. Kaye, Signer and Sealer of the foregoing instrument, and acknowledged the same to 
be his free act and deed, before me.           
/s/ Stephanie P. Rivera            
/s/ Stephanie P. Rivera    Notary Public, State of Connecticut   
Notary Public    Commission Expires  1/31/2019   

 

 

    POWER OF ATTORNEY     
Pursuant to Item 601(b)(24) of Regulation SK and Rule 462(b) of the Securities Act of 1933 
 
The undersigned, on behalf of the company set forth below, hereby constitutes and appoints the individuals 
set forth below and each of them individually as my true and lawful attorneys with full power to them and 
each of them to sign for me and in my name and in the capacity indicated below any and all amendments to 
the Registration Statements listed below filed with the Securities and Exchange Commission under the 
Securities Act of 1933 and the Investment Company Act of 1940 and any documentation, including Form N- 
8F, necessary to deregister any such registrations or to deregister any of the entities (including any issuing 
separate accounts) associated with the issuance of any such registrations.     
 
COMPANY: Voya Retirement Insurance and Annuity Company     
INDIVIDUALS WITH POWER OF ATTORNEY: J. Neil McMurdie, Julie Rockmore and Megan Huddleston 
REGISTRATION STATEMENTS FILED UNDER THE SECURITIES ACT OF 1933:   
 
033-34370  033-75988  033-79122  333-105479  333-130827  333-162593 
033-61897  033-75992  033-81216  333-109622  333-130833  333-166370 
033-64277  033-75996  333-01107  333-109860  333-133157  333-167182 
033-75248  033-75998  333-09515  333-129091  333-133158  333-167680 
033-75962  033-76002  333-27337  333-130822  333-134760   
033-75974  033-76004  333-56297  333-130825  333-153730   
033-75980  033-76018  333-72079  333-130826  333-162420   
 
REGISTRATION STATEMENTS FILED UNDER THE INVESTMENT COMPANY ACT OF 1940: 
 
811-02512  811-02513  811-04536  811-05906  811-08582   
 
I hereby ratify and confirm on this 18th day of November, 2014, my signature as it may be signed by my said 
attorneys to any such registration statements and any and all amendments thereto.   
    Signature     
 
    /s/ Steven T. Pierson     
Steven T. Pierson, Senior Vice President and Chief Accounting Officer   
 
    Statement of Witness     
   
On the date written above, the principal declared to me in my presence that this instrument is his general durable 
power of attorney and that he had willingly signed or directed another to sign for him, and that he executed it as his 
free and voluntary act for the purposes therein expressed.     

/s/ Joseph D. Horan 		     Signature of Witness #1     
Joseph D. Horan      Printed or typed name of Witness #1   
Voya Financial, 5780 Powers Ferry Rd., NW  Address of Witness #1     
Atlanta, GA 30327           

/s/ Edward A. Breunig 		     Signature of Witness #2     
Edward A. Breunig      Printed or typed name of Witness #2   
Voya Financial, 5780 Powers Ferry Rd., NW  Address of Witness #2     
Atlanta, GA 30327           

 

 

    POWER OF ATTORNEY     
Pursuant to Item 601(b)(24) of Regulation SK and Rule 462(b) of the Securities Act of 1933 
 
The undersigned, on behalf of the company set forth below, hereby constitutes and appoints the individuals 
set forth below and each of them individually as my true and lawful attorneys with full power to them and 
each of them to sign for me and in my name and in the capacity indicated below any and all amendments to 
the Registration Statements listed below filed with the Securities and Exchange Commission under the 
Securities Act of 1933 and the Investment Company Act of 1940 and any documentation, including Form N- 
8F, necessary to deregister any such registrations or to deregister any of the entities (including any issuing 
separate accounts) associated with the issuance of any such registrations.     
 
COMPANY: Voya Retirement Insurance and Annuity Company     
INDIVIDUALS WITH POWER OF ATTORNEY: J. Neil McMurdie, Julie Rockmore and Megan Huddleston 
REGISTRATION STATEMENTS FILED UNDER THE SECURITIES ACT OF 1933:   
 
033-34370  033-75988  033-79122  333-105479  333-130827  333-162593 
033-61897  033-75992  033-81216  333-109622  333-130833  333-166370 
033-64277  033-75996  333-01107  333-109860  333-133157  333-167182 
033-75248  033-75998  333-09515  333-129091  333-133158  333-167680 
033-75962  033-76002  333-27337  333-130822  333-134760   
033-75974  033-76004  333-56297  333-130825  333-153730   
033-75980  033-76018  333-72079  333-130826  333-162420   
 
REGISTRATION STATEMENTS FILED UNDER THE INVESTMENT COMPANY ACT OF 1940: 
 
811-02512  811-02513  811-04536  811-05906  811-08582   
 
I hereby ratify and confirm on this 18th day of November, 2014, my signature as it may be signed by my said 
attorneys to any such registration statements and any and all amendments thereto.   
    Signature     
 
    /s/ Rodney O. Martin, Jr.     
    Rodney O. Martin, Jr., Director     
 
    Witness & Notary     

Attested and subscribed in the presence of the principal and subsequent to the principal subscribing same: 		  

First Witness signs: 		 /s/ Anngharaad S. Reid  First Witness signs:  /s/ Maria Stewart 
Printed name of witness: Anngharaad S. Reid  Printed name of witness: Maria Stewart 

State of Connecticut) 		          
County of Hartford ) ss: at Windsor on November 18, 2014.       
Personally Appeared Rodney O. Martin, Jr., Signer and Sealer of the foregoing instrument, and acknowledged the 
same to be his free act and deed, before me.       
/s/ Nicole L. Molleur               
/s/ Nicole L. Molleur    Notary Public, State of Connecticut   
Notary Public            Commission Expires: 11/30/2019     

 

 

    POWER OF ATTORNEY     
Pursuant to Item 601(b)(24) of Regulation SK and Rule 462(b) of the Securities Act of 1933 
 
The undersigned, on behalf of the company set forth below, hereby constitutes and appoints the individuals 
set forth below and each of them individually as my true and lawful attorneys with full power to them and 
each of them to sign for me and in my name and in the capacity indicated below any and all amendments to 
the Registration Statements listed below filed with the Securities and Exchange Commission under the 
Securities Act of 1933 and the Investment Company Act of 1940 and any documentation, including Form N- 
8F, necessary to deregister any such registrations or to deregister any of the entities (including any issuing 
separate accounts) associated with the issuance of any such registrations.     
 
COMPANY: Voya Retirement Insurance and Annuity Company     
INDIVIDUALS WITH POWER OF ATTORNEY: J. Neil McMurdie, Julie Rockmore and Megan Huddleston 
REGISTRATION STATEMENTS FILED UNDER THE SECURITIES ACT OF 1933:   
 
033-34370  033-75988  033-79122  333-105479  333-130827  333-162593 
033-61897  033-75992  033-81216  333-109622  333-130833  333-166370 
033-64277  033-75996  333-01107  333-109860  333-133157  333-167182 
033-75248  033-75998  333-09515  333-129091  333-133158  333-167680 
033-75962  033-76002  333-27337  333-130822  333-134760   
033-75974  033-76004  333-56297  333-130825  333-153730   
033-75980  033-76018  333-72079  333-130826  333-162420   
 
REGISTRATION STATEMENTS FILED UNDER THE INVESTMENT COMPANY ACT OF 1940: 
 
811-02512  811-02513  811-04536  811-05906  811-08582   
 
I hereby ratify and confirm on this 18th day of November, 2014, my signature as it may be signed by my said 
attorneys to any such registration statements and any and all amendments thereto.   
   
Signature 		    
    /s/ Chetlur S. Ragavan     
    Chetlur S. Ragavan, Director     
 
    Witness & Notary     

Attested and subscribed in the presence of the principal and subsequent to the principal subscribing same: 		  

First Witness signs: 		 /s/ Anngharaad S. Reid  First Witness signs:  /s/ Maria Stewart 
Printed name of witness: Anngharaad S. Reid  Printed name of witness: Maria Stewart 

State of Connecticut) 		          
County of Hartford ) ss: at Windsor on November 18, 2014.       
Personally Appeared Chetlur S. Ragavan, Signer and Sealer of the foregoing instrument, and acknowledged the 
same to be his free act and deed, before me.       
/s/ Nicole L. Molleur                  
/s/ Nicole L. Molleur    Notary Public, State of Connecticut   
Notary Public    Commission Expires: 11/30/2019     

 

 

    POWER OF ATTORNEY     
Pursuant to Item 601(b)(24) of Regulation SK and Rule 462(b) of the Securities Act of 1933 
 
The undersigned, on behalf of the company set forth below, hereby constitutes and appoints the individuals 
set forth below and each of them individually as my true and lawful attorneys with full power to them and 
each of them to sign for me and in my name and in the capacity indicated below any and all amendments to 
the Registration Statements listed below filed with the Securities and Exchange Commission under the 
Securities Act of 1933 and the Investment Company Act of 1940 and any documentation, including Form N- 
8F, necessary to deregister any such registrations or to deregister any of the entities (including any issuing 
separate accounts) associated with the issuance of any such registrations.     
 
COMPANY: Voya Retirement Insurance and Annuity Company     
INDIVIDUALS WITH POWER OF ATTORNEY: J. Neil McMurdie, Julie Rockmore and Megan Huddleston 
REGISTRATION STATEMENTS FILED UNDER THE SECURITIES ACT OF 1933:   
 
033-34370  033-75988  033-79122  333-105479  333-130827  333-162593 
033-61897  033-75992  033-81216  333-109622  333-130833  333-166370 
033-64277  033-75996  333-01107  333-109860  333-133157  333-167182 
033-75248  033-75998  333-09515  333-129091  333-133158  333-167680 
033-75962  033-76002  333-27337  333-130822  333-134760   
033-75974  033-76004  333-56297  333-130825  333-153730   
033-75980  033-76018  333-72079  333-130826  333-162420   
 
REGISTRATION STATEMENTS FILED UNDER THE INVESTMENT COMPANY ACT OF 1940: 
 
811-02512  811-02513  811-04536  811-05906  811-08582   
 
I hereby ratify and confirm on this 18th day of November, 2014, my signature as it may be signed by my said 
attorneys to any such registration statements and any and all amendments thereto.   
   
Signature 		    
    /s/ Michael S. Smith     
    Michael S. Smith, Director     
 
    Witness & Notary     

Attested and subscribed in the presence of the principal and subsequent to the principal subscribing same: 		  

First Witness signs: 		 /s/ Anngharaad S. Reid  First Witness signs:  /s/ Maria Stewart 
Printed name of witness: Anngharaad S. Reid  Printed name of witness: Maria Stewart 

State of Connecticut) 		          
County of Hartford ) ss: at Windsor on November 18, 2014.       
Personally Appeared Michael S. Smith, Signer and Sealer of the foregoing instrument, and acknowledged the same 
to be his free act and deed, before me.         
/s/ Nicole L. Molleur         
/s/ Nicole L. Molleur    Notary Public, State of Connecticut   
Notary Public    Commission Expires: 11/30/2019     

 

 

    POWER OF ATTORNEY    
Pursuant to Item 601(b)(24) of Regulation SK and Rule 462(b) of the Securities Act of 1933
 
The undersigned, on behalf of the company set forth below, hereby constitutes and appoints the individuals
set forth below and each of them individually as my true and lawful attorneys with full power to them and
each of them to sign for me and in my name and in the capacity indicated below any and all amendments to
the Registration Statements listed below filed with the Securities and Exchange Commission under the
Securities Act of 1933 and the Investment Company Act of 1940 and any documentation, including Form N-
8F, necessary to deregister any such registrations or to deregister any of the entities (including any issuing
separate accounts) associated with the issuance of any such registrations.    
 
COMPANY: Voya Retirement Insurance and Annuity Company    
INDIVIDUALS WITH POWER OF ATTORNEY: J. Neil McMurdie, Julie Rockmore and Megan Huddleston
REGISTRATION STATEMENTS FILED UNDER THE SECURITIES ACT OF 1933:  
 
033-34370 033-75988 033-79122 333-105479 333-130827 333-162593
033-61897 033-75992 033-81216 333-109622 333-130833 333-166370
033-64277 033-75996 333-01107 333-109860 333-133157 333-167182
033-75248 033-75998 333-09515 333-129091 333-133158 333-167680
033-75962 033-76002 333-27337 333-130822 333-134760  
033-75974 033-76004 333-56297 333-130825 333-153730  
033-75980 033-76018 333-72079 333-130826 333-162420  
 
REGISTRATION STATEMENTS FILED UNDER THE INVESTMENT COMPANY ACT OF 1940:
 
811-02512 811-02513 811-04536 811-05906 811-08582  
 
I hereby ratify and confirm on this 24th day of November, 2014, my signature as it may be signed by my said
attorneys to any such registration statements and any and all amendments thereto.  
    Signature      
    /s/ Ewout L. Steenbergen    
    Ewout L. Steenbergen, Director    
 
    Notary      
State of New York          
County of New York          
On the 24th day of November in the year 2014, before me, the undersigned, personally appeared Ewout L.
Steenbergen, personally known to me or proved to me on the basis of satisfactory evidence to be the individual
whose name is subscribed to the within instrument and acknowledged to me that he executed the same in his
capacity, and that by his signature on the instrument, the individual, or the person upon behalf of which the
individual acted, executed the instrument.      
 
/s/ Pier Tisdel   Notary Public, State of New York    
Notary Public   No. 01TI6115336    
    Qualified in Kings County    
    Commission Expires 9/7/16