Exhibit 99-B.8.76

                                                       RULE 22C-2 AGREEMENT

This AGREEMENT, dated no later than April 16, 2007, is effective as of the 16th day of October,
2007, between ING Funds Services, LLC ("IFS") as administrator for each of the ING Funds listed on
the attached Schedule A (the "ING Funds") and ING Life Insurance and Annuity Company, ING
National Trust, ING USA Annuity and Life Insurance Company, ReliaStar Life Insurance Company,
ReliaStar Life Insurance Company of New York, Security Life of Denver Insurance Company and
Systematized Benefits Administrators Inc. (individually an "Intermediary" and collectively the
"Intermediaries").
WHEREAS, the Intermediaries have adopted policies and procedures to monitor and deter excessive
trading activity within the mutual funds, including the ING Funds, available through the variable
annuity, variable life insurance and variable retirement plan products which they offer (the "Variable
Products"); and
WHEREAS, the Intermediaries' policies and procedures to monitor and deter excessive trading
activity within the mutual funds available through their Variable Products are attached hereto and
made part of this Agreement as Schedule B (the "Excessive Trading Policy");
WHEREAS, IFS desires for the Intermediaries to monitor and deter excessive trading activity in the
ING Funds in accordance with the Intermediaries' Excessive Trading Policy, and
WHEREAS, the parties desire to otherwise comply with the requirements under Rule 22c-2 of the
Investment Company Act of 1940, as amended ("Rule 22c-2").
NOW, THEREFORE, in consideration of the mutual covenants herein contained, which consideration
is full and complete, IFS and the Intermediaries hereby agree as follows:
A.	Agreement to Monitor and Deter Excessive Trading Activity.
	1.	The Intermediaries agree to monitor and deter excessive trading activity in the ING
Funds which are available through their Variable Products in accordance with the Intermediaries'
Excessive Trading Policy.
	2.	The Intermediaries agree to provide IFS the taxpayer identification number ("TIN"), if
requested, or any other identifying factor that would provide acceptable assurances of the identity of
all shareholders that are restricted to regular U.S. mail trading under the Intermediaries' Excessive
Trading Policy.
B.	Agreement to Provide Shareholder Information.
	1.	Each Intermediary agrees to provide IFS, upon written request, the following shareholder
information with respect to Covered Transactions involving the ING Funds:
		a.	The taxpayer identification number ("TIN") or any other government issued
			identifier, if known, that would provide acceptable assurances of the identity of
			each shareholder that has purchased, redeemed, transferred or exchanged shares
			of an ING Fund through an account directly maintained by the Intermediaries
			during the period covered by the request;

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		b.	The amount and dates of, and the Variable Product(s) associated with, such
			shareholder purchases, redemptions, transfers and exchanges; and
		c.	Any other data mutually agreed upon in writing.
	2.	Under this Agreement the term "Covered Transactions" are those transactions
which the Intermediaries consider when determining whether trading activity is excessive as
described in their Excessive Trading Policy.
	3.	Requests to provide shareholder information shall set forth the specific period for
which transaction information is sought. However, unless otherwise agreed to by the
Intermediaries, any such request will not cover a period of more than 90 consecutive calendar days
from the date of the request.
	4.	Each Intermediary agrees to provide the requested shareholder information
promptly upon receipt of the request, but in no event later than 15 business days after receipt of
such request, provided that such information resides in its books and records. If shareholder
information is not on the Intermediary's books and records, the Intermediary agrees to use
reasonable efforts to obtain and transmit or have transmitted the requested information from the
holder of the account.
C.	Agreement to Restrict Trading.
	1.	Each Intermediary agrees to execute written instructions from IFS to restrict or prohibit
further Covered Transactions involving ING Fund shares by a shareholder who has been identified by
IFS as having engaged in transactions in shares of an ING Fund (through an account directly
maintained by the Intermediary) that violate the policies and procedures established by the ING Funds
for the purposes of eliminating or reducing frequent trading of ING Fund shares.
	2.	Each Intermediary agrees to use reasonable efforts to execute or have executed (for
those shareholders whose information is not on the Intermediary' s books and records) the written
instructions within 10 Business Days after actual receipt. The Intermediary will provide written
confirmation to IFS as soon as reasonably practicable that such instructions have or have not been
executed. If the written instructions have not been executed, then the written confirmation will also
provide an explanation.
	3.	Instructions to restrict or prohibit further Covered Transactions involving ING Fund
shares must include:
		a.	The reason for requesting the restriction(s) and/or prohibition(s), supporting
			details regarding the transaction activity which resulted in the restriction(s)
			and/or prohibition(s) and the applicable sections of IFS's frequent trading
			policy and procedures that have been violated;

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	b.	The specific restriction(s) and/or prohibition(s) to be executed, including the
		length of time such restriction(s) and/or prohibition(s) shall remain in place;
	c.	The TIN or any other government issued identifier, if known by IFS, that
		would help the Intermediaries determine the identity of affected
		shareholder(s); and
	d.	Whether such restriction(s) and/or prohibition(s) are to be executed in relation
		to all of the affected shareholder's Variable Products, only the type of Variable
		Product(s) through which the affected shareholder engaged in transaction
		activity which triggered the restriction(s) and/or prohibition(s) or in some
		other respect. In absence of direction from IFS in this regard, restriction(s)
		and/or prohibition(s) shall be executed as they relate to the Intermediary's
		Variable Product(s) through which the affected shareholder engaged in the
		transaction activity which triggered the restriction(s) and/or prohibition(s).
D.	Limitation on Use of Information.
IFS agrees neither to use the information received from the Intermediary for any purpose other than to
comply with SEC Rule 22c-2 and other applicable laws, rules and regulations, nor to share the
information with anyone other than its employees who legitimately need access to it. Neither IFS nor
any of its affiliates or subsidiaries may use any information provided pursuant to this Agreement for
marketing or solicitation purposes. IFS will take such steps as are reasonably necessary to ensure
compliance with this obligation.
IFS shall indemnify and hold the Intermediaries, individually and collectively, (and any of their
respective directors, officers, employees, or agents) harmless from any damages, loss, cost, or liability
(including reasonable legal fees and the cost of enforcing this indemnity) arising out of or resulting
from any unauthorized use of or disclosure by IFS of the information received from the Intermediaries
pursuant to this Agreement. In addition, because an award of money damages (whether pursuant to the
foregoing sentence or otherwise) may be inadequate for any breach of this provision and any such
breach may cause the Intermediaries irreparable harm, IFS also agrees that, in the event of any breach
or threatened breach of this provision, the Intermediaries will also be entitled, without the requirement
of posting a bond or other security, to seek equitable relief, including injunctive relief and specific
performance. Such remedies will not be the exclusive remedies for any breach of this provision but
will be in addition to all other remedies available at law or in equity to the Intermediaries.
E.	Prior Agreements.
The parties acknowledge that prior to the effective date of this Agreement efforts to monitor and deter
excessive trading activity within the Variable Products were governed by whatever practices IFS
and/or ING Funds and the Intermediaries agreed to follow in the absence of any formal agreement.
The parties also acknowledge having previously entered into fund participation and/or selling and
service agreements concerning the purchase and redemption of shares of ING Funds through the
Variable Products. The terms of this Agreement supplement the fund participation and/or selling and

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service agreements and to the extent the terms of this Agreement conflict with the terms of the fund
participation and/or selling and service agreements, the terms of this Agreement will control. This
Agreement will terminate upon termination of the fund participation and/or selling and service
agreements.
F.	Notices.
	1.	Except as otherwise provided, all notices and other communications hereunder shall be
in writing and shall be sufficient if delivered by band or if sent by confirmed facsimile or e-mail, or by
mail, postage prepaid, addressed:
		a.	If to Intermediaries, to:
			ING U.S. Financial Services
			Attention:	Jacqueline Salamon
			Address:	151 Farmington Avenue, TS31
				Hartford, CT 06156-8975
			Phone:	860-723-2242
			Fax:	860-723-2214
			Email:	jacqueline.salamon@us.ing.com
		b.	If to IFS, to:
			ING Funds Services, LLC
			Attention:	Steve Wastek
			Address:	7337 E. Doubletree Ranch Rd.
				Scottsdale, AZ 85258
			Phone:	480-477-2682
			Fax:	480-477-2744
			Email:	steve.wastek@ingfunds.com
	2.	The parties may by like notice, designate any future or different address to which
subsequent notices shall be sent. Any notice shall be deemed given when received.

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IN WITNESS WHEREOF, each of the parties hereto has caused this Agreement to be executed in
its name and on its behalf by its duly authorized officer as of the date first written above.

ING Life Insurance and Annuity Company		Security Life of Denver Insurance Company
By:	/s/ Jacqueline Salamon	By:	/s/ Jacqueline Salamon
Name	Jacqueline Salamon	Name	Jacqueline Salamon
and Title:	Authorized Representative	and Title:	Authorized Representative
ING National Trust		Systematized Benefits Administrators Inc.
By:	/s/ Jacqueline Salamon	By:	/s/ Jacqueline Salamon
Name	Jacqueline Salamon	Name	Jacqueline Salamon
and Title:	Authorized Representative	and Title:	Authorized Representative
ING USA Annuity and Life Insurance		ING Funds Services, LLC
Company
By:	/s/ Jacqueline Salamon	By:	/s/ Robert S. Naka
Name	Jacqueline Salamon	Name
and Title:	Authorized Representative	and Title:	Robert S. Naka, EVP
ReliaStar Life Insurance Company
By:	/s/ Jacqueline Salamon
Name	Jacqueline Salamon
and Title:	Authorized Representative
ReliaStar Life Insurance Company of New
York
By:	/s/ Jacqueline Salamon
Name	Jacqueline Salamon
and Title:	Authorized Representative

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                                                   Schedule A

ING Funds Distributor, LLC ("IFD") is administrator for each series/portfolio of the
following ING Funds:

• ING Investors Trust

• ING Partners, Inc.

• ING Strategic Allocation Portfolios, Inc.

• ING Variable Funds

• ING Variable Insurance Trust

• ING Variable Portfolios, Inc.

• ING Variable Products Trust

• ING VP Balanced Portfolio, Inc.

• ING VP Intermediate Bond Portfolio

• ING VP Money Market Portfolio

• [Add others as necessary]

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Schedule B
ING "Excessive Trading" Policy
The ING family of insurance companies ("ING"), as providers of multi-fund variable insurance and
retirement products, has adopted this Excessive Trading Policy to respond to the demands of the
various fund families which make their funds available through our variable insur ance and retirement
products to restrict excessive fund trading activity and to ensure compliance with Section 22c-2 of the
Investment Company Act of 1940, as amended. ING's current definition of Excessive Trading and our
policy with respect to such trading activity is outlined below.
1.	ING actively monitors fund transfer and reallocation activity within its variable insurance
	and retirement products to identify Excessive Trading.
	ING currently defines Excessive Trading as:
	a.	More than one purchase and sale of the same fund (including money market funds) within a
		60 calendar day period (hereinafter, a purchase and sale of the same fund is referred to as a
		"round-trip"). This means two or more round-trips involving the same fund within a 60
		calendar day period would meet ING's definition of Excessive Trading; or
	b.	Six round-trips within a twelve month period.
	The following transactions are excluded when determining whether trading activity is excessive:
	a.	Purchases or sales of shares related to non-fund transfers (for example, new purchase
		payments, withdrawals and loans);
	b.	Transfers associated with scheduled dollar cost averaging, scheduled rebalancing or
		scheduled asset allocation programs;
	c.	Purchases and sales of fund shares in the amount of $5,000 or less;
	d.	Purchases and sales of funds that affirmatively permit short-term trading in their fund
		shares, and movement between such funds and a money market fund; and
	e.	Transactions initiated by a member of the ING family of insurance companies.
2.	If ING determines that an individual has made a purchase of a fund within 60 days of a prior
	round-trip involving the same fund, ING will send them a letter warning that another sale of that
	same fund within 60 days of the beginning of the prior round-trip will be deemed to be Excessive
	Trading and result in a six month suspension of their ability to initiate fund transfers or
	reallocations through the Internet, facsimile, Voice Response Unit (VRU), telephone calls to the
	ING Customer Service Center, or other electronic trading medium that ING may make available
	from time to time ("Electronic Trading Privileges"). Likewise, if ING determines that an individual
	has made five round-trips within a twelve month period, ING will send them a letter warning that
	another purchase and sale of that same fund within twelve months of the initial purchase in the first
	round-trip in the prior twelve month period will be deemed to be Excessive Trading and result in a
	six month suspension of their Electronic Trading Privileges. According to the needs of the various
	business units, a copy of the warning letters may also be sent, as applicable, to the person(s) or
	entity authorized to initiate fund transfers or reallocations, the agent/registered representative or
	investment adviser for that individual. A copy of the warning letters and details of the individual's
	trading activity may also be sent to the fund whose shares were involved in the trading activity.

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3.	If ING determines that an individual has used one or more of its products to engage in Excessive  Trading, LTG will send a second letter to the individual. This letter will state that the individual's  Electronic Trading Privileges have been suspended for a period of six months. Consequently, all  fund transfers or reallocations, not just those which involve the fund whose shares were involved  in the Excessive Trading activity, will then have to be initiated by providing written instructions to  ING via regular U.S. mail. During the six month suspension period, electronic "inquiry only"  privileges will be permitted where and when possible. A copy of the letter restricting future  transfer and reallocation activity to regular U.S. mail and details of the individual's trading activity  may also be sent to the fund whose shares were involved in the Excessive Trading activity.
4.	Following the six month suspension period during which no additional Excessive Trading is  identified, Electronic Trading Privileges may again be restored. ING will continue to monitor the  fund transfer and reallocation activity, and any future Excessive Trading will result in an indefinite  suspension of the Electronic Trading Privileges. Excessive Trading activity during the six month  suspension period will also result in an indefinite suspension of the Electronic Trading Privileges.
5.	ING reserves the right to limit fund trading or reallocation privileges with respect to any  individual, with or without prior notice, if ING determines that the individual's trading activity is  disruptive, regardless of whether the individual's trading activity falls within the definition of  Excessive Trading set forth above. Also, ING' s failure to send or an individual's failure to receive  any warning letter or other notice contemplated under this Policy will not prevent ING from  suspending that individual's Electronic Trading Privileges or taking any other action provided for  in this Policy.
6.	Each fund available through ING's variable insurance and retirement products, either by prospectus  or stated policy, has adopted or may adopt its own excessive/frequent trading policy. ING reserves  the right, without prior notice, to implement restrictions and/or block future purchases of a fund by  an individual who the fund has identified as violating its excessive/frequent trading policy. All  such restrictions and/or blocking of future fund purchases will be done in accordance with the  directions ING receives from the fund.

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