VIA EDGAR

Securities and Exchange Commission

100 F Street NE

Washington, DC 20549

RE:Voya Retirement Insurance and Annuity Company

Variable Annuity Account B of Voya Retirement Insurance and Annuity Company

Post-Effective Amendment No. 65 to Form N-4

(File No. 333-56297) Voya Variable Annuity

Commissioners:

On behalf of Voya Retirement Insurance and Annuity Company (the “Company”) and its Variable Annuity Account B, (the “Separate Account”), we are transmitting a certification pursuant to paragraph (j) of Rule 497 under the Securities Act of 1933. In this regard, we certify that the form of Prospectus and Statement of Additional Information for the variable annuity contract offered by the Company through the Separate Account that would have been filed under paragraph (c) of Rule 497 would not have differed from that contained in the above-referenced post-effective amendment (the “Amendment”) to the registration statement on Form N-4 for the Separate Account. That Amendment was filed electronically with the Commission on May 1, 2025.

Sincerely,

/s/ Ian Macleod

Ian Macleod

Attorney-in-Fact

Security Life of Denver Insurance Company