EX-24 5 ex24b14iliac0418_2011poa.htm EXHIBIT 24(B)(14) ILIAC POWER OF ATTORNEY iliac0418_2011poa.htm - Generated by SEC Publisher for SEC Filing
    POWER OF ATTORNEY     
Pursuant to Item 601(b)(24) of Regulation SK and Rule 462(b) of the Securities Act of 1933 
 
The undersigned, on behalf of the company set forth below, hereby constitutes and appoints the individuals set forth 
below and each of them individually as my true and lawful attorneys with full power to them and each of them to sign 
for me and in my name and in the capacity indicated below any and all amendments to the Registration Statements listed 
below filed with the Securities and Exchange Commission under the Securities Act of 1933 and the Investment 
Company Act of 1940 and any documentation, including Form N-8F, necessary to deregister any such registrations or to 
deregister any of the entities (including any issuing separate accounts) associated with the issuance of any such 
registrations.           
 
COMPANY: ING Life Insurance and Annuity Company       
INDIVIDUALS WITH POWER OF ATTORNEY: J. Neil McMurdie, Nicholas Morinigo and Julie Rockmore 
 
REGISTRATION STATEMENTS FILED UNDER THE SECURITIES ACT OF 1933:   
 
033-34370  033-75988  033-79122  333-105479  333-130827  333-162420 
033-61897  033-75992  033-81216  333-109622  333-130833  333-162593 
033-64277  033-75996  333-01107  333-109860  333-133157  333-166370 
033-75248  033-75998  333-09515  333-129091  333-133158  333-167182 
033-75962  033-76002  333-27337  333-130822  333-134760  333-167680 
033-75974  033-76004  333-56297  333-130825  333-153730   
033-75980  033-76018  333-72079  333-130826  333-158492   
 
REGISTRATION STATEMENTS FILED UNDER THE INVESTMENT COMPANY ACT OF 1940: 
 
811-02512  811-02513  811-04536  811-05906  811-08582   
 
I hereby ratify and confirm on this 25th day of February, 2011, my signature as it may be signed by my said attorneys to 
any such registration statements and any and all amendments thereto.     
 
    Signature       
 
    /s/ Donald Britton     
    Donald Britton, Director     

 



    POWER OF ATTORNEY     
Pursuant to Item 601(b)(24) of Regulation SK and Rule 462(b) of the Securities Act of 1933 
 
The undersigned, on behalf of the company set forth below, hereby constitutes and appoints the individuals set forth 
below and each of them individually as my true and lawful attorneys with full power to them and each of them to sign 
for me and in my name and in the capacity indicated below any and all amendments to the Registration Statements listed 
below filed with the Securities and Exchange Commission under the Securities Act of 1933 and the Investment 
Company Act of 1940 and any documentation, including Form N-8F, necessary to deregister any such registrations or to 
deregister any of the entities (including any issuing separate accounts) associated with the issuance of any such 
registrations.           
 
COMPANY: ING Life Insurance and Annuity Company       
INDIVIDUALS WITH POWER OF ATTORNEY: J. Neil McMurdie, Nicholas Morinigo and Julie Rockmore 
 
REGISTRATION STATEMENTS FILED UNDER THE SECURITIES ACT OF 1933:   
 
033-34370  033-75988  033-79122  333-105479  333-130827  333-162420 
033-61897  033-75992  033-81216  333-109622  333-130833  333-162593 
033-64277  033-75996  333-01107  333-109860  333-133157  333-166370 
033-75248  033-75998  333-09515  333-129091  333-133158  333-167182 
033-75962  033-76002  333-27337  333-130822  333-134760  333-167680 
033-75974  033-76004  333-56297  333-130825  333-153730   
033-75980  033-76018  333-72079  333-130826  333-158492   
 
REGISTRATION STATEMENTS FILED UNDER THE INVESTMENT COMPANY ACT OF 1940: 
 
811-02512  811-02513  811-04536  811-05906  811-08582   
 
I hereby ratify and confirm on this 24th day of February, 2011, my signature as it may be signed by my said attorneys to 
any such registration statements and any and all amendments thereto.     
 
    Signature       
 
    /s/ Patrick Flynn     
    Patrick G. Flynn, Director and Chairman     

 



POWER OF ATTORNEY
Pursuant to Item 601(b)(24) of Regulation SK and Rule 462(b) of the Securities Act of 1933 
The undersigned, on behalf of the company set forth below, hereby constitutes and appoints the 
individuals set forth below and each of them individually as my true and lawful attorneys with full power 
to them and each of them to sign for me and in my name and in the capacity indicated below any and all 
amendments to the Registration Statements listed below filed with the Securities and Exchange 
Commission under the Securities Act of 1933 and the Investment Company Act of 1940 and any 
documentation, including Form N-8F, necessary to deregister any such registrations or to deregister any 
of the entities (including any issuing separate accounts) associated with the issuance of any such 
registrations.           
 
COMPANY: ING Life Insurance and Annuity Company       
INDIVIDUALS WITH POWER OF ATTORNEY: J. Neil McMurdie, Nicholas Morinigo and 
Julie Rockmore           
 
REGISTRATION STATEMENTS FILED UNDER THE SECURITIES ACT OF 1933:   
033-34370  033-75988  033-79122  333-105479  333-130827  333-162420 
033-61897  033-75992  033-81216  333-109622  333-130833  333-162593 
033-64277  033-75996  333-01107  333-109860  333-133157  333-166370 
033-75248  033-75998  333-09515  333-129091  333-133158  333-167182 
033-75962  033-76002  333-27337  333-130822  333-134760  333-167680 
033-75974  033-76004  333-56297  333-130825  333-153730   
033-75980  033-76018  333-72079  333-130826  333-158492   
 
REGISTRATION STATEMENTS FILED UNDER THE INVESTMENT COMPANY ACT OF 
1940:           
811-02512  811-02513  811-04536  811-05906  811-08582   
 
I hereby ratify and confirm on this 25th day of February, 2011, my signature as it may be signed by my 
said attorneys to any such registration statements and any and all amendments thereto.   
 
Signature
/s/ Lynne R. Ford

Lynne R. Ford, Director and Executive Vice President
 
State of New York           
County of New York           
 
On the 25th day of February in the year 2011, before me, the undersigned, personally appeared Lynne R. Ford, 
personally known to me or proved to me on the basis of satisfactory evidence to be the individual whose name is 
subscribed to the within instrument and acknowledged to me that she executed the same in her capacity, and that by 
her signature on the instrument, the individual, or the person upon behalf of which the individual acted, executed the 
instrument.           
 
/s/ Helen M. Scheuer    Helen M. Scheuer     
Notary Public    Notary Public, State of New York     
No. 01SC3352985
    Qualified in New York County     
    Commission Expires 4-30-2011     

 



CAUTION TO THE PRINCIPAL: Your Power of Attorney is an important document. As the “principal,” 
you give the person whom you choose (your “agent”) authority to spend your money and sell or dispose 
of your property during your lifetime without telling you. You do not lose your authority to act even 
though you have given your agent similar authority. 
 
When your agent exercises this authority, he or she must act according to any instructions you have 
provided or, where there are no specific instructions, in your best interest. “Important Information for the 
Agent” at the end of this document describes your agent’s responsibilities. 
 
Your agent can act on your behalf only after signing the Power of Attorney before a notary public. 
 
You can request information from your agent at any time. If you are revoking a prior Power of Attorney 
by executing this Power of Attorney, you should provide written notice of the revocation to your prior 
agent(s) and to the financial institutions where your accounts are located. 
 
You can revoke or terminate your Power of Attorney at any time for any reason as long as you are of 
sound mind. If you are no longer of sound mind, a court can remove an agent for acting improperly. 
 
Your agent cannot make health care decisions for you. You may execute a “Health Care Proxy” to do this. 
 
The law governing Powers of Attorney is contained in the New York General Obligations Law, Article 5, 
Title 15. This law is available at a law library, or online through the New York State Senate or Assembly 
websites, www.senate.state.ny.us or www.assembly.state.ny.us. 
 
If there is anything about this document that you do not understand, you should ask a lawyer of your own 
choosing to explain it to you. 

 



Signature of Agents:   
 
 
/s/ Nicholas Morinigo  State of Pennsylvania 
Nicholas Morinigo  County of Chester 
 
  On this, the 31st day of March, 2011, before me 
Commonwealth of Pennsylvania  Tabitha E. Muniz, the undersigned officer, personally appeared 
Notarial Seal  Nicholas Morinigo, known to me (or satisfactorily proven) to 
Tabitha E. Muniz, Notary Public  be the person whose name is subscribed as attorney in fact for 
West Whiteland Twp., Chester County  Lynne R. Ford, and acknowledged that he executed the same as 
My Commission Expires Dec. 10, 2014  the act of his principal for the purposes therein contained. 
 
/s/ Tabitha E. Muniz

  Notary Public 
 
 
State of Connecticut
/s/ J. Neil McMurdie  County of Hartford Town of Windsor 
J. Neil McMurdie   
  The foregoing instrument was executed and acknowledged 
  before me this 25th day of March, 2011, by J. Neil McMurdie, 
Nicole L. Molleur  as attorney in fact on behalf of Lynne R. Ford. 
Notary Public Within and for   
The State of Connecticut   
My commission expires: Nov. 30,  /s/ Nicole L. Molleur 
2014  Notary Public 
 
 
 
/s/ Julie Rockmore  State of Connecticut 
Julie Rockmore  County of Hartford Town of Windsor 
 
  The foregoing instrument was executed and acknowledged 
Nicole L. Molleur  before me this 23rd day of March, 2011, by Julie Rockmore, as 
Notary Public Within and for  attorney in fact on behalf of Lynne R. Ford. 
The State of Connecticut   
My commission expires: Nov. 30,   
2014  /s/ Nicole L. Molleur 
  Notary Public 

 



IMPORTANT INFORMATION FOR THE AGENT: 
 
When you accept the authority granted under this Power of Attorney, a special legal relationship is 
created between you and the principal. This relationship imposes on you legal responsibilities that 
continue until you resign or the Power of Attorney is terminated or revoked. You must: 
 
(1) act according to any instructions from the principal, or, where there are no instructions, in the 
principal’s best interest; 
 
(2) avoid conflicts that would impair your ability to act in the principal’s best interest; 
 
(3) keep the principal’s property separate and distinct from any assets you own or control, unless 
otherwise permitted by law; 
 
(4) keep a record of all receipts, payments, and transactions conducted for the principal; and 
 
(5) disclose your identity as an agent whenever you act for the principal by writing or printing the 
principal’s name and signing your own name as “agent” in either of the following manner: (Principal’s 
Name) by (Your Signature) as Agent, or (your signature as Agent for (Principal’s Name). 
 
You may not use the principal’s assets to benefit yourself or give major gifts to yourself or anyone else 
unless the principal has specifically granted you that authority in this Power of Attorney or in a Statutory 
Major Gifts Rider attached to this Power of Attorney. If you have that authority, you must act according 
to any instructions of the principal or, where there are no such instructions, in the principal’s best 
interest.; You may resign by giving written notice to the principal and to any co-agent, successor agent, 
monitor if one has been named in this document, or the principal’s guardian if one has been appointed. If 
there is anything about this document or your responsibilities that you do not understand, you should seek 
legal advice. 
 
Liability of the agent: 
 
The meaning of the authority given to you is defined in New York’s General Obligations Law, Article 5, 
Title 15. If it is found that you have violated the law or acted outside the authority granted to you in the 
Power of Attorney, you may be liable under the law for your violation. 

 



POWER OF ATTORNEY
Pursuant to Item 601(b)(24) of Regulation SK and Rule 462(b) of the Securities Act of 1933 
The undersigned, on behalf of the company set forth below, hereby constitutes and appoints the 
individuals set forth below and each of them individually as my true and lawful attorneys with full power 
to them and each of them to sign for me and in my name and in the capacity indicated below any and all 
amendments to the Registration Statements listed below filed with the Securities and Exchange 
Commission under the Securities Act of 1933 and the Investment Company Act of 1940 and any 
documentation, including Form N-8F, necessary to deregister any such registrations or to deregister any 
of the entities (including any issuing separate accounts) associated with the issuance of any such 
registrations.           
 
COMPANY: ING Life Insurance and Annuity Company       
INDIVIDUALS WITH POWER OF ATTORNEY: J. Neil McMurdie, Nicholas Morinigo and 
Julie Rockmore           
 
REGISTRATION STATEMENTS FILED UNDER THE SECURITIES ACT OF 1933:   
033-34370  033-75988  033-79122  333-105479  333-130827  333-162420 
033-61897  033-75992  033-81216  333-109622  333-130833  333-162593 
033-64277  033-75996  333-01107  333-109860  333-133157  333-166370 
033-75248  033-75998  333-09515  333-129091  333-133158  333-167182 
033-75962  033-76002  333-27337  333-130822  333-134760  333-167680 
033-75974  033-76004  333-56297  333-130825  333-153730   
033-75980  033-76018  333-72079  333-130826  333-158492   
 
REGISTRATION STATEMENTS FILED UNDER THE INVESTMENT COMPANY ACT OF 
1940:           
811-02512  811-02513  811-04536  811-05906  811-08582   
 
 
I hereby ratify and confirm on this 1st day of April, 2011, my signature as it may be signed by my said 
attorneys to any such registration statements and any and all amendments thereto.   
 
Signature
/s/ Robert G. Leary

Robert G. Leary, President and Director
 
 
State of New York           
County of New York           
 
On the 1st day of April in the year 2011, before me, the undersigned, personally appeared Robert G. Leary, 
personally known to me or proved to me on the basis of satisfactory evidence to be the individual whose name is 
subscribed to the within instrument and acknowledged to me that he executed the same in his capacity, and that by 
his signature on the instrument, the individual, or the person upon behalf of which the individual acted, executed the 
instrument.           
Helen M. Scheuer
/s/ Helen M.Scheuer    Notary Public, State of New York     
Notary Public    No. 01SC3352985     
    Qualified in New York County     
    Commission Expires 4-30-2011     

 



CAUTION TO THE PRINCIPAL: Your Power of Attorney is an important document. As the “principal,” 
you give the person whom you choose (your “agent”) authority to spend your money and sell or dispose 
of your property during your lifetime without telling you. You do not lose your authority to act even 
though you have given your agent similar authority. 
 
When your agent exercises this authority, he or she must act according to any instructions you have 
provided or, where there are no specific instructions, in your best interest. “Important Information for the 
Agent” at the end of this document describes your agent’s responsibilities. 
 
Your agent can act on your behalf only after signing the Power of Attorney before a notary public. 
 
You can request information from your agent at any time. If you are revoking a prior Power of Attorney 
by executing this Power of Attorney, you should provide written notice of the revocation to your prior 
agent(s) and to the financial institutions where your accounts are located. 
 
You can revoke or terminate your Power of Attorney at any time for any reason as long as you are of 
sound mind. If you are no longer of sound mind, a court can remove an agent for acting improperly. 
 
Your agent cannot make health care decisions for you. You may execute a “Health Care Proxy” to do this. 
 
The law governing Powers of Attorney is contained in the New York General Obligations Law, Article 5, 
Title 15. This law is available at a law library, or online through the New York State Senate or Assembly 
websites, www.senate.state.ny.us or www.assembly.state.ny.us. 
 
If there is anything about this document that you do not understand, you should ask a lawyer of your own 
choosing to explain it to you. 

 



Signature of Agents:   
 
 
State of Pennsylvania
/s/ Nicholas Morinigo  County of Chester 
Nicholas Morinigo   
  On this, the 4th day of April, 2011, before me 
  Tabitha E. Muniz, the undersigned officer, personally appeared 
Commonwealth of Pennsylvania  Nicholas Morinigo, known to me (or satisfactorily proven) to 
Notarial Seal  be the person whose name is subscribed as attorney in fact for 
Tabitha E. Muniz, Notary Public  Robert G. Leary, and acknowledged that he executed the same 
West Whiteland Twp., Chester County  as the act of his principal for the purposes therein contained. 
My Commission Expires Dec. 10, 2014   
/s/ Tabitha E. Muniz

  Notary Public 
 
 
State of Connecticut
/s/ J. Neil McMurdie  County of Hartford Town of Windsor 
J. Neil McMurdie   
  The foregoing instrument was executed and acknowledged 
  before me this 1st day of April, 2011, by J. Neil McMurdie, as 
Nicole L. Molleur  attorney in fact on behalf of Robert G. Leary. 
Notary Public Within and for   
The State of Connecticut   
My commission expires: Nov. 30,  /s/ Nicole L. Molleur 
2014  Notary Public 
 
 
 
State of Connecticut
/s/ Julie Rockmore  County of Hartford Town of Windsor 
Julie Rockmore   
  The foregoing instrument was executed and acknowledged 
  before me this 18th day of April, 2011, by Julie Rockmore, as 
Nicole L. Molleur  attorney in fact on behalf of Robert G. Leary. 
Notary Public Within and for   
The State of Connecticut   
My commission expires: Nov. 30,  /s/ Nicole L. Molleur 
2014  Notary Public 

 



IMPORTANT INFORMATION FOR THE AGENT: 
 
When you accept the authority granted under this Power of Attorney, a special legal relationship is 
created between you and the principal. This relationship imposes on you legal responsibilities that 
continue until you resign or the Power of Attorney is terminated or revoked. You must: 
 
(1) act according to any instructions from the principal, or, where there are no instructions, in the 
principal’s best interest; 
 
(2) avoid conflicts that would impair your ability to act in the principal’s best interest; 
 
(3) keep the principal’s property separate and distinct from any assets you own or control, unless 
otherwise permitted by law; 
 
(4) keep a record of all receipts, payments, and transactions conducted for the principal; and 
 
(5) disclose your identity as an agent whenever you act for the principal by writing or printing the 
principal’s name and signing your own name as “agent” in either of the following manner: (Principal’s 
Name) by (Your Signature) as Agent, or (your signature as Agent for (Principal’s Name). 
 
You may not use the principal’s assets to benefit yourself or give major gifts to yourself or anyone else 
unless the principal has specifically granted you that authority in this Power of Attorney or in a Statutory 
Major Gifts Rider attached to this Power of Attorney. If you have that authority, you must act according 
to any instructions of the principal or, where there are no such instructions, in the principal’s best 
interest.; You may resign by giving written notice to the principal and to any co-agent, successor agent, 
monitor if one has been named in this document, or the principal’s guardian if one has been appointed. If 
there is anything about this document or your responsibilities that you do not understand, you should seek 
legal advice. 
 
Liability of the agent: 
 
The meaning of the authority given to you is defined in New York’s General Obligations Law, Article 5, 
Title 15. If it is found that you have violated the law or acted outside the authority granted to you in the 
Power of Attorney, you may be liable under the law for your violation. 

 



    POWER OF ATTORNEY     
Pursuant to Item 601(b)(24) of Regulation SK and Rule 462(b) of the Securities Act of 1933 
 
The undersigned, on behalf of the company set forth below, hereby constitutes and appoints the individuals set forth 
below and each of them individually as my true and lawful attorneys with full power to them and each of them to sign 
for me and in my name and in the capacity indicated below any and all amendments to the Registration Statements listed 
below filed with the Securities and Exchange Commission under the Securities Act of 1933 and the Investment 
Company Act of 1940 and any documentation, including Form N-8F, necessary to deregister any such registrations or to 
deregister any of the entities (including any issuing separate accounts) associated with the issuance of any such 
registrations.           
 
COMPANY: ING Life Insurance and Annuity Company       
INDIVIDUALS WITH POWER OF ATTORNEY: J. Neil McMurdie, Nicholas Morinigo and Julie Rockmore 
 
REGISTRATION STATEMENTS FILED UNDER THE SECURITIES ACT OF 1933:   
 
033-34370  033-75988  033-79122  333-105479  333-130827  333-162420 
033-61897  033-75992  033-81216  333-109622  333-130833  333-162593 
033-64277  033-75996  333-01107  333-109860  333-133157  333-166370 
033-75248  033-75998  333-09515  333-129091  333-133158  333-167182 
033-75962  033-76002  333-27337  333-130822  333-134760  333-167680 
033-75974  033-76004  333-56297  333-130825  333-153730   
033-75980  033-76018  333-72079  333-130826  333-158492   
 
REGISTRATION STATEMENTS FILED UNDER THE INVESTMENT COMPANY ACT OF 1940: 
 
811-02512  811-02513  811-04536  811-05906  811-08582   
 
I hereby ratify and confirm on this 25th day of February, 2011, my signature as it may be signed by my said attorneys to 
any such registration statements and any and all amendments thereto.     
 
    Signature       
 
    /s/ Michael S. Smith     
    Michael S. Smith, Director     

 



    POWER OF ATTORNEY     
Pursuant to Item 601(b)(24) of Regulation SK and Rule 462(b) of the Securities Act of 1933 
 
The undersigned, on behalf of the company set forth below, hereby constitutes and appoints the individuals set forth 
below and each of them individually as my true and lawful attorneys with full power to them and each of them to sign 
for me and in my name and in the capacity indicated below any and all amendments to the Registration Statements listed 
below filed with the Securities and Exchange Commission under the Securities Act of 1933 and the Investment 
Company Act of 1940 and any documentation, including Form N-8F, necessary to deregister any such registrations or to 
deregister any of the entities (including any issuing separate accounts) associated with the issuance of any such 
registrations.           
 
COMPANY: ING Life Insurance and Annuity Company       
INDIVIDUALS WITH POWER OF ATTORNEY: J. Neil McMurdie, Nicholas Morinigo and Julie Rockmore. 
 
REGISTRATION STATEMENTS FILED UNDER THE SECURITIES ACT OF 1933:   
 
033-34370  033-75988  033-79122  333-105479  333-130827   
033-61897  033-75992  033-81216  333-109622  333-130833  333-162420 
033-64277  033-75996  333-01107  333-109860  333-133157  333-162593 
033-75248  033-75998  333-09515  333-129091  333-133158  333-166370 
033-75962  033-76002  333-27337  333-130822  333-134760  333-167182 
033-75974  033-76004  333-56297  333-130825  333-153730  333-167680 
033-75980  033-76018  333-72079  333-130826  333-158492   
 
REGISTRATION STATEMENTS FILED UNDER THE INVESTMENT COMPANY ACT OF 1940: 
 
811-02512  811-02513  811-04536  811-05906  811-08582   
 
I hereby ratify and confirm on this 25th day of February, 2011, my signature as it may be signed by my said attorneys to 
any such registration statements and any and all amendments thereto.     
 
    Signature       
 
    /s/ Steven T. Pierson     
  Steven T. Pierson, Senior Vice President and Chief Accounting Officer   

 



POWER OF ATTORNEY
Pursuant to Item 601(b)(24) of Regulation SK and Rule 462(b) of the Securities Act of 1933 
The undersigned, on behalf of the company set forth below, hereby constitutes and appoints the 
individuals set forth below and each of them individually as my true and lawful attorneys with full power 
to them and each of them to sign for me and in my name and in the capacity indicated below any and all 
amendments to the Registration Statements listed below filed with the Securities and Exchange 
Commission under the Securities Act of 1933 and the Investment Company Act of 1940 and any 
documentation, including Form N-8F, necessary to deregister any such registrations or to deregister any 
of the entities (including any issuing separate accounts) associated with the issuance of any such 
registrations.           
 
COMPANY: ING Life Insurance and Annuity Company       
INDIVIDUALS WITH POWER OF ATTORNEY: J. Neil McMurdie, Nicholas Morinigo and 
Julie Rockmore           
 
REGISTRATION STATEMENTS FILED UNDER THE SECURITIES ACT OF 1933:   
033-34370  033-75988  033-79122  333-105479  333-130827  333-162420 
033-61897  033-75992  033-81216  333-109622  333-130833  333-162593 
033-64277  033-75996  333-01107  333-109860  333-133157  333-166370 
033-75248  033-75998  333-09515  333-129091  333-133158  333-167182 
033-75962  033-76002  333-27337  333-130822  333-134760  333-167680 
033-75974  033-76004  333-56297  333-130825  333-153730   
033-75980  033-76018  333-72079  333-130826  333-158492   
 
REGISTRATION STATEMENTS FILED UNDER THE INVESTMENT COMPANY ACT OF 
1940:           
811-02512  811-02513  811-04536  811-05906  811-08582   
 
 
I hereby ratify and confirm on this 8th day of March, 2011, my signature as it may be signed by my said 
attorneys to any such registration statements and any and all amendments thereto.   
 
Signature
/s/ Ewout Steenbergen

Ewout Steenbergen, Director, Executive Vice President and Chief Financial Officer
 
 
State of New York           
County of New York           
 
On the 8th day of March in the year 2011, before me, the undersigned, personally appeared Ewout Steenbergen, 
personally known to me or proved to me on the basis of satisfactory evidence to be the individual whose name is 
subscribed to the within instrument and acknowledged to me that he executed the same in his capacity, and that by 
his signature on the instrument, the individual, or the person upon behalf of which the individual acted, executed the 
instrument.           
Helen M. Scheuer
/s/ Helen M. Scheuer    Notary Public, State of New York     
Notary Public    No. 01SC3352985     
    Qualified in New York County     
    Commission Expires 4-30-2011     

 



CAUTION TO THE PRINCIPAL: Your Power of Attorney is an important document. As the “principal,” 
you give the person whom you choose (your “agent”) authority to spend your money and sell or dispose 
of your property during your lifetime without telling you. You do not lose your authority to act even 
though you have given your agent similar authority. 
 
When your agent exercises this authority, he or she must act according to any instructions you have 
provided or, where there are no specific instructions, in your best interest. “Important Information for the 
Agent” at the end of this document describes your agent’s responsibilities. 
 
Your agent can act on your behalf only after signing the Power of Attorney before a notary public. 
 
You can request information from your agent at any time. If you are revoking a prior Power of Attorney 
by executing this Power of Attorney, you should provide written notice of the revocation to your prior 
agent(s) and to the financial institutions where your accounts are located. 
 
You can revoke or terminate your Power of Attorney at any time for any reason as long as you are of 
sound mind. If you are no longer of sound mind, a court can remove an agent for acting improperly. 
 
Your agent cannot make health care decisions for you. You may execute a “Health Care Proxy” to do this. 
 
The law governing Powers of Attorney is contained in the New York General Obligations Law, Article 5, 
Title 15. This law is available at a law library, or online through the New York State Senate or Assembly 
websites, www.senate.state.ny.us or www.assembly.state.ny.us. 
 
If there is anything about this document that you do not understand, you should ask a lawyer of your own 
choosing to explain it to you. 

 



Signature of Agents:   
 
 
State of Pennsylvania
/s/ Nicholas Morinigo  County of Chester 
Nicholas Morinigo   
  On this, the 31st day of March, 2011, before me 
  Tabitha E. Muniz, the undersigned officer, personally appeared 
Commonwealth of Pennsylvania  Nicholas Morinigo, known to me (or satisfactorily proven) to 
Notarial Seal  be the person whose name is subscribed as attorney in fact for 
Tabitha E. Muniz, Notary Public  Ewout Steenbergen, and acknowledged that he executed the 
West Whiteland Twp., Chester County  same as the act of his principal for the purposes therein 
My Commission Expires Dec. 10, 2014  contained. 
 
/s/ Tabitha E. Muniz

  Notary Public 
 
 
State of Connecticut
/s/ J Neil McMurdie  County of Hartford Town of Windsor 
J. Neil McMurdie   
  The foregoing instrument was executed and acknowledged 
  before me this 25th day of March, 2011, by J. Neil McMurdie, 
Nicole L. Molleur  as attorney in fact on behalf of Ewout Steenbergen. 
Notary Public Within and for   
The State of Connecticut   
My commission expires: Nov. 30,  /s/ Nicole L. Molleur 
2014  Notary Public 
 
 
 
State of Connecticut
/s/ Julie Rockmore  County of Hartford Town of Windsor 
Julie Rockmore   
  The foregoing instrument was executed and acknowledged 
  before me this 23rd day of March, 2011, by Julie Rockmore, as 
Nicole L. Molleur  attorney in fact on behalf of Ewout Steenbergen. 
Notary Public Within and for   
The State of Connecticut   
My commission expires: Nov. 30,  /s/ Nicole L. Molleur 
2014  Notary Public 

 



IMPORTANT INFORMATION FOR THE AGENT: 
 
When you accept the authority granted under this Power of Attorney, a special legal relationship is 
created between you and the principal. This relationship imposes on you legal responsibilities that 
continue until you resign or the Power of Attorney is terminated or revoked. You must: 
 
(1) act according to any instructions from the principal, or, where there are no instructions, in the 
principal’s best interest; 
 
(2) avoid conflicts that would impair your ability to act in the principal’s best interest; 
 
(3) keep the principal’s property separate and distinct from any assets you own or control, unless 
otherwise permitted by law; 
 
(4) keep a record of all receipts, payments, and transactions conducted for the principal; and 
 
(5) disclose your identity as an agent whenever you act for the principal by writing or printing the 
principal’s name and signing your own name as “agent” in either of the following manner: (Principal’s 
Name) by (Your Signature) as Agent, or (your signature as Agent for (Principal’s Name). 
 
You may not use the principal’s assets to benefit yourself or give major gifts to yourself or anyone else 
unless the principal has specifically granted you that authority in this Power of Attorney or in a Statutory 
Major Gifts Rider attached to this Power of Attorney. If you have that authority, you must act according 
to any instructions of the principal or, where there are no such instructions, in the principal’s best 
interest.; You may resign by giving written notice to the principal and to any co-agent, successor agent, 
monitor if one has been named in this document, or the principal’s guardian if one has been appointed. If 
there is anything about this document or your responsibilities that you do not understand, you should seek 
legal advice. 
 
Liability of the agent: 
 
The meaning of the authority given to you is defined in New York’s General Obligations Law, Article 5, 
Title 15. If it is found that you have violated the law or acted outside the authority granted to you in the 
Power of Attorney, you may be liable under the law for your violation.