SEGMENT INFORMATION (Tables)

6 Months Ended

Jun. 30, 2025

SEGMENT INFORMATION

Schedule of reportable segment results

The following tables present the Company's reportable segment results for the three months and six months ended June 30, 2025 and 2024:

		Three Months Ended June 30, 2025
(in millions)		EFT Processing		epay		Money Transfer		Corporate Services, Eliminations and Other		Consolidated
Total revenues	$	338.5	$	280.1	$	457.9	$	(2.2)	$	1,074.3
Operating expenses:
Direct operating costs, exclusive of depreciation		173.9		210.9		238.0		(2.2)		620.6
Salaries and benefits		39.7		26.6		88.2		19.0		173.5
Selling, general and administrative		14.3		9.8		60.1		3.6		87.8
Goodwill impairment		—		—		—		—		—
Depreciation and amortization		26.0		1.7		6.0		0.1		33.8
Total operating expenses		253.9		249.0		392.3		20.5		915.7
Operating income (Loss)	$	84.6	$	31.1	$	65.6	$	(22.7)	$	158.6

		Three Months Ended June 30, 2024
(in millions)		EFT Processing		epay		Money Transfer		Corporate Services, Eliminations and Other		Consolidated
Total revenues	$	305.4	$	260.9	$	421.8	$	(1.9)	$	986.2
Operating expenses:
Direct operating costs, exclusive of depreciation		152.5		198.5		231.7		(1.9)		580.8
Salaries and benefits		34.4		25.1		82.7		15.8		158.0
Selling, general and administrative		13.5		9.3		53.4		3.2		79.4
Goodwill impairment		—		—		—		—		—
Depreciation and amortization		25.1		1.8		6.7		0.1		33.7
Total operating expenses		225.5		234.7		374.5		17.2		851.9
Operating income (expense)	$	79.9	$	26.2	$	47.3	$	(19.1)	$	134.3

		Six Months Ended June 30, 2025
(in millions)		EFT Processing		epay		Money Transfer		Corporate Services, Eliminations and Other		Consolidated
Total revenues	$	571.0	$	547.5	$	875.6	$	(4.3)	$	1,989.8
Operating expenses:
Direct operating costs, exclusive of depreciation		310.4		413.0		462.5		(4.3)		1,181.6
Salaries and benefits		75.2		50.7		176.1		35.6		337.6
Selling, general and administrative		27.2		22.6		114.2		6.8		170.8
Goodwill impairment		—		—		—		—		—
Depreciation and amortization		50.3		3.3		12.1		0.3		66.0
Total operating expenses		463.1		489.6		764.9		38.4		1,756.0
Operating income (expense)	$	107.9	$	57.9	$	110.7	$	(42.7)	$	233.8

		Six Months Ended June 30, 2024
(in millions)		EFT Processing		epay		Money Transfer		Corporate Services, Eliminations and Other		Consolidated
Total revenues	$	522.6	$	518.0	$	806.4	$	(3.8)	$	1,843.2
Operating expenses:
Direct operating costs		283.6		393.6		441.1		(3.8)		1,114.5
Salaries and benefits		66.2		49.2		163.4		33.9		312.7
Selling, general and administrative		22.7		18.9		103.4		6.3		151.3
Goodwill impairment		—		—		—		—		—
Depreciation and amortization		48.7		3.5		14.0		0.2		66.4
Total operating expenses		421.2		465.2		721.9		36.6		1,644.9
Operating income (expense)	$	101.4	$	52.8	$	84.5	$	(40.4)	$	198.3

The following table presents the Company's total assets by reportable segment:

		Total Assets as of
		June 30, 2025		December 31, 2024
EFT Processing	$	3,288.3	$	2,762.2
epay		923.8		1,073.7
Money Transfer		2,008.9		1,745.5
Corporate Services, Eliminations and Other		333.9		253.1
Total	$	6,554.9	$	5,834.5

Schedule of Company's revenues disaggregated by segment and region

		Three Months Ended June 30, 2025								Six Months Ended June 30, 2025
(in millions)		EFT Processing		epay		Money Transfer		Total		EFT Processing		epay		Money Transfer		Total
Europe	$	253.5	$	189.3	$	201.7	$	644.5	$	403.1	$	362.6	$	379.1	$	1,144.8
North America		20.2		43.1		205.0		268.3		39.0		87.3		395.8		522.1
Asia Pacific		55.5		36.0		33.7		125.2		112.9		74.7		66.3		253.9
Other		9.3		11.7		17.5		38.5		16.0		22.9		34.4		73.3
Eliminations		—		—		—		(2.2)		—		—		—		(4.3)
Total	$	338.5	$	280.1	$	457.9	$	1,074.3	$	571.0	$	547.5	$	875.6	$	1,989.8

		Three Months Ended June 30, 2024								Six Months Ended June 30, 2024
(in millions)		EFT Processing		epay		Money Transfer		Total		EFT Processing		epay		Money Transfer		Total
Europe	$	230.2	$	161.5	$	173.4	$	565.1	$	377.3	$	328.1	$	334.5	$	1,039.9
North America		18.3		48.6		199.1		266.0		36.1		92.9		376.1		505.1
Asia Pacific		53.0		37.9		32.5		123.4		102.2		70.6		62.6		235.4
Other		3.9		12.9		16.8		33.6		7.0		26.4		33.2		66.6
Eliminations		—		—		—		(1.9)		—		—		—		(3.8)
Total	$	305.4	$	260.9	$	421.8	$	986.2	$	522.6	$	518.0	$	806.4	$	1,843.2