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Proc-Type: 2001,MIC-CLEAR
Originator-Name: webmaster@www.sec.gov
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MIC-Info: RSA-MD5,RSA,
 S9DXacbFLMBzSDvNC3//CznYXnCp53Fpm0eM2AD6KOjmjxzrRbqHz/8a3OwHHS06
 lhW16qlEjviZn7R0a16z7Q==

<SEC-DOCUMENT>0001181431-04-010446.txt : 20040218
<SEC-HEADER>0001181431-04-010446.hdr.sgml : 20040218
<ACCEPTANCE-DATETIME>20040218133827
ACCESSION NUMBER:		0001181431-04-010446
CONFORMED SUBMISSION TYPE:	4
PUBLIC DOCUMENT COUNT:		1
CONFORMED PERIOD OF REPORT:	20031226
FILED AS OF DATE:		20040218

REPORTING-OWNER:	

	OWNER DATA:	
		COMPANY CONFORMED NAME:			GARDINER JOHN A
		CENTRAL INDEX KEY:			0001253704

	FILING VALUES:
		FORM TYPE:		4
		SEC ACT:		1934 Act
		SEC FILE NUMBER:	001-31648
		FILM NUMBER:		04612627

	MAIL ADDRESS:	
		STREET 1:		LANGTONS 40 HIGH ROAD
		CITY:			CHIGWELL ESSEX ENGLAND
		STATE:			R9
		ZIP:			92200

ISSUER:		

	COMPANY DATA:	
		COMPANY CONFORMED NAME:			EURONET WORLDWIDE INC
		CENTRAL INDEX KEY:			0001029199
		STANDARD INDUSTRIAL CLASSIFICATION:	FUNCTIONS RELATED TO DEPOSITORY BANKING, NEC [6099]
		IRS NUMBER:				742806888
		STATE OF INCORPORATION:			DE
		FISCAL YEAR END:			1231

	BUSINESS ADDRESS:	
		STREET 1:		HORVAT UTCA 14-24
		CITY:			BUDAPEST
		STATE:			K5
		ZIP:			1027
		BUSINESS PHONE:		36-1-224-1000

	MAIL ADDRESS:	
		STREET 1:		4601 COLLEGE BOULEVARD
		STREET 2:		SUITE 300
		CITY:			LEAWOOD
		STATE:			KS
		ZIP:			66211

	FORMER COMPANY:	
		FORMER CONFORMED NAME:	EURONET SERVICES INC
		DATE OF NAME CHANGE:	19961218
</SEC-HEADER>
<DOCUMENT>
<TYPE>4
<SEQUENCE>1
<FILENAME>rrd33702.xml
<TEXT>
<XML>
<?xml version="1.0"?>
<ownershipDocument>

    <schemaVersion>X0201</schemaVersion>

    <documentType>4</documentType>

    <periodOfReport>2003-12-26</periodOfReport>

    <notSubjectToSection16>0</notSubjectToSection16>

    <issuer>
        <issuerCik>0001029199</issuerCik>
        <issuerName>EURONET WORLDWIDE INC</issuerName>
        <issuerTradingSymbol>EEFT</issuerTradingSymbol>
    </issuer>

    <reportingOwner>
        <reportingOwnerId>
            <rptOwnerCik>0001253704</rptOwnerCik>
            <rptOwnerName>GARDINER JOHN A</rptOwnerName>
        </reportingOwnerId>
        <reportingOwnerAddress>
            <rptOwnerStreet1>LANGTONS, 40 HIGH ROAD</rptOwnerStreet1>
            <rptOwnerStreet2>CHIGWELL, ESSEX</rptOwnerStreet2>
            <rptOwnerCity>ENGLAND IG76D</rptOwnerCity>
            <rptOwnerState>X0</rptOwnerState>
            <rptOwnerZipCode></rptOwnerZipCode>
            <rptOwnerStateDescription>POLAND</rptOwnerStateDescription>
        </reportingOwnerAddress>
        <reportingOwnerRelationship>
            <isDirector>0</isDirector>
            <isOfficer>1</isOfficer>
            <isTenPercentOwner>0</isTenPercentOwner>
            <isOther>0</isOther>
            <officerTitle>Executive Vice President</officerTitle>
        </reportingOwnerRelationship>
    </reportingOwner>

    <nonDerivativeTable>
        <nonDerivativeTransaction>
            <securityTitle>
                <value>Common Stock, par value $0.02 per share</value>
            </securityTitle>
            <transactionDate>
                <value>2003-12-26</value>
            </transactionDate>
            <transactionCoding>
                <transactionFormType>4</transactionFormType>
                <transactionCode>C</transactionCode>
                <equitySwapInvolved>0</equitySwapInvolved>
            </transactionCoding>
            <transactionAmounts>
                <transactionShares>
                    <value>334007</value>
                </transactionShares>
                <transactionPricePerShare>
                    <value>11.43</value>
                </transactionPricePerShare>
                <transactionAcquiredDisposedCode>
                    <value>A</value>
                </transactionAcquiredDisposedCode>
            </transactionAmounts>
            <postTransactionAmounts>
                <sharesOwnedFollowingTransaction>
                    <value>1022985</value>
                </sharesOwnedFollowingTransaction>
            </postTransactionAmounts>
            <ownershipNature>
                <directOrIndirectOwnership>
                    <value>D</value>
                </directOrIndirectOwnership>
            </ownershipNature>
        </nonDerivativeTransaction>
    </nonDerivativeTable>

    <derivativeTable>
        <derivativeTransaction>
            <securityTitle>
                <value>7% Convertible Promissory Note Due 2005</value>
            </securityTitle>
            <conversionOrExercisePrice>
                <value>11.43</value>
            </conversionOrExercisePrice>
            <transactionDate>
                <value>2003-12-26</value>
            </transactionDate>
            <transactionCoding>
                <transactionFormType>4</transactionFormType>
                <transactionCode>C</transactionCode>
                <equitySwapInvolved>0</equitySwapInvolved>
            </transactionCoding>
            <transactionAmounts>
                <transactionShares>
                    <value>334007</value>
                    <footnoteId id="F1"/>
                </transactionShares>
                <transactionPricePerShare>
                    <footnoteId id="F3"/>
                </transactionPricePerShare>
                <transactionAcquiredDisposedCode>
                    <value>D</value>
                </transactionAcquiredDisposedCode>
            </transactionAmounts>
            <exerciseDate>
                <footnoteId id="F2"/>
            </exerciseDate>
            <expirationDate>
                <value>2005-02-19</value>
            </expirationDate>
            <underlyingSecurity>
                <underlyingSecurityTitle>
                    <value>Common Stock</value>
                </underlyingSecurityTitle>
                <underlyingSecurityShares>
                    <value>334007</value>
                </underlyingSecurityShares>
            </underlyingSecurity>
            <postTransactionAmounts>
                <sharesOwnedFollowingTransaction>
                    <value>0</value>
                </sharesOwnedFollowingTransaction>
            </postTransactionAmounts>
            <ownershipNature>
                <directOrIndirectOwnership>
                    <value>D</value>
                </directOrIndirectOwnership>
            </ownershipNature>
        </derivativeTransaction>
    </derivativeTable>

    <footnotes>
        <footnote id="F1">The 7% Convertible Promissory Note Due 2005 (the &quot;Convertible Note&quot;) was denominated in British Pounds.   The number of shares set forth in column 5 was calculated by converting the original principal balance of the Covertible Note (GBP 2,186,667) by the exchange rate at the time of coversion ($1.7459 = 1 GBP) and then dividing by the conversion price of $11.43.</footnote>
        <footnote id="F2">The Convertible Note was convertible at any time after its issuance on February 19, 2003.  It was converted on December 26, 2003 at the option of the Issuer pursuant to the terms thereof.</footnote>
        <footnote id="F3">The principal amount of the Convertible note on issuance was GBP 2,186,667 (US $3,880,668 at an  exchange rate of $1.7459 = 1 GBP)</footnote>
    </footnotes>

    <ownerSignature>
        <signatureName>Jeffrey B. Newman, Attorney in fact</signatureName>
        <signatureDate>2004-02-18</signatureDate>
    </ownerSignature>
</ownershipDocument>

</XML>
</TEXT>
</DOCUMENT>
</SEC-DOCUMENT>
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