Segment Information (Tables)

12 Months Ended

Dec. 31, 2019

Schedule of Segment Reporting Information, by Segment [Table Text Block]

The following tables present the Company’s reportable segment results for the years ended December 31, 2019, 2018 and 2017:



	For the Year Ended December 31, 2019
(in thousands)	EFT Processing		epay		Money Transfer		Corporate Services, Eliminations and Other			Consolidated
Total revenues	$	888,712	$	769,329	$	1,096,226	$	(4,158	)	$	2,750,109
Operating expenses:
Direct operating costs	397,132		576,757		586,730		(4,136		)	1,556,483
Salaries and benefits	87,603		61,540		208,792		36,809			394,744
Selling, general and administrative	35,518		35,054		133,068		8,304			211,944
Acquired intangible assets impairment	—		—		—		—			—
Depreciation and amortization	71,819		6,774		32,846		305			111,744
Total operating expenses	592,072		680,125		961,436		41,282			2,274,915
Operating income (expense)	$	296,640	$	89,204	$	134,790	$	(45,440	)	$	475,194
Other income (expense)
Interest income										1,969
Interest expense										(36,237		)
Loss from unconsolidated affiliates										—
Loss on early retirement of debt										—
Foreign currency exchange loss, net										2,701
Other gains, net										(9,820		)
Total other expense, net										(41,387		)
Income before income taxes										$	433,807
Segment assets as of December 31, 2019	$	1,914,144	$	962,671	$	1,560,136	$	220,715		$	4,657,666
Property and equipment, net as of December 31, 2019	$	266,872	$	41,539	$	51,519	$	50		$	359,980



	For the Year Ended December 31, 2018
(in thousands)	EFT Processing		epay		Money Transfer		Corporate Services, Eliminations and Other			Consolidated
Total revenues	$	753,651	$	743,784	$	1,042,962	$	(3,768	)	$	2,536,629
Operating expenses:
Direct operating costs	366,977		564,252		560,930		(3,753		)	1,488,406
Salaries and benefits	75,791		57,748		194,808		32,085			360,432
Selling, general and administrative	46,925		35,749		125,647		8,486			216,807
Goodwill and acquired intangible assets impairment	—		—		7,049		—			7,049
Depreciation and amortization	66,713		7,038		32,002		268			106,021
Total operating expenses	556,406		664,787		920,436		37,086			2,178,715
Operating income (expense)	$	197,245	$	78,997	$	122,526	$	(40,854	)	$	357,914
Other income (expense)
Interest income										1,320
Interest expense										(37,573		)
Income from unconsolidated affiliates										(117		)
Foreign currency exchange gain, net										(26,655		)
Other gains, net										27
Total other expense, net										(62,998		)
Income before income taxes										$	294,916
Segment assets as of December 31, 2018	$	1,220,141	$	780,220	$	1,310,775	$	10,019		$	3,321,155
Property and equipment, net as of December 31, 2018	$	215,106	$	31,172	$	45,517	$	74		$	291,869



	For the Year Ended December 31, 2017
(in thousands)	EFT Processing		epay		Money Transfer		Corporate Services, Eliminations and Other			Consolidated
Total revenues	$	634,559	$	733,998	$	886,858	$	(2,993	)	$	2,252,422
Operating expenses:
Direct operating costs	318,875		564,032		476,322		(2,979		)	1,356,250
Salaries and benefits	61,683		54,459		168,371		26,274			310,787
Selling, general and administrative	33,158		36,014		108,022		13,108			190,302
Goodwill impairment	2,286		31,770		—		—			34,056
Depreciation and amortization	55,660		9,622		29,598		150			95,030
Total operating expenses	471,662		695,897		782,313		36,553			1,986,425
Operating income (expense)	$	162,897	$	38,101	$	104,545	$	(39,546	)	$	265,997
Other income (expense)
Interest income										2,443
Interest expense										(32,571		)
Income from unconsolidated affiliates										48
Foreign currency exchange loss, net										20,300
Other gains, net										118
Total other expense, net										(9,662		)
Income before income taxes										$	256,335
Segment assets as of December 31, 2017	$	1,040,135	$	695,990	$	1,255,765	$	148,139		$	3,140,029
Property and equipment, net as of December 31, 2017	$	196,451	$	28,135	$	43,564	$	153		$	268,303

Schedule of Revenue from External Customers and Long-Lived Assets, by Geographical Areas [Table Text Block]

Total revenues for the years ended December 31, 2019, 2018 and 2017, and property and equipment and total assets as of December 31, 2019 and 2018, summarized by geographic location, were as follows:



	Revenues						Property and Equipment, net				Total Assets
	For the year ended December 31,						as of December 31,				as of December 31,
(in thousands)	2019		2018		2017		2019		2018		2019		2018
United States	$	716,576	$	721,977	$	572,383	$	49,904	$	29,499	$	717,894	$	493,428
Germany	518,146		476,122		495,778		35,824		25,302		660,730		508,062
Spain	189,104		155,619		115,473		55,240		39,238		371,882		198,082
United Kingdom	135,006		133,132		136,977		22,420		20,525		520,549		519,918
Italy	130,929		103,691		89,276		20,663		15,238		210,910		157,314
Poland	130,104		126,513		128,672		42,916		50,359		222,582		155,821
India	113,146		92,468		82,389		27,281		19,554		163,125		89,923
France	94,352		75,466		56,027		1,508		1,037		96,636		76,687
Greece	79,716		71,007		71,197		11,753		11,267		111,339		58,419
Malaysia	74,948		76,380		56,287		2,629		2,802		114,796		103,043
Australia	51,686		58,039		77,777		1,992		2,051		62,844		61,215
New Zealand	47,611		48,881		47,091		3,137		2,718		237,076		196,869
Other	468,785		397,334		323,095		84,713		72,279		1,167,303		702,374
Total foreign	2,033,533		1,814,652		1,680,039		310,076		262,370		3,939,772		2,827,727
Total	$	2,750,109	$	2,536,629	$	2,252,422	$	359,980	$	291,869	$	4,657,666	$	3,321,155