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Restricted Cash (Note)
12 Months Ended
Dec. 31, 2019
Restricted Cash [Abstract]  
Restricted Assets Disclosure [Text Block] Restricted Cash

The restricted cash balances as of December 31, 2019 and 2018 were as follows:
 
 
As of December 31,
(in thousands)
 
2019
 
2018
Cash held in trust and/or cash held on behalf of others
 
$
34,301

 
$
31,237

Restricted cash
 
$
34,301

 
$
31,237

 
 
 
 
 
Cash held in trust and/or cash held on behalf of others
 
$
44,366

 
$
35,926

Collateral on bank credit arrangements and other
 
4,802

 
9,432

Restricted cash included within settlement assets
 
$
49,168

 
$
45,358

 
 
 
 
 
Total Restricted Cash
 
$
83,469

 
$
76,595



Cash held in trust and/or cash held on behalf of others is in connection with the administration of the customer collection and vendor remittance activities by certain subsidiaries within the Company's epay and EFT Processing Segments. Amounts collected on behalf of certain mobile phone operators and/or merchants are deposited into a restricted cash account. The bank credit arrangements primarily represent cash collateral on deposit with commercial banks to cover guarantees.