June 28, 2001


                              EURONET SERVICES INC.
                           SECOND AMENDMENT TO WARRANT


WHEREAS,  on June 28, 2000,  Euronet Services Inc., a Delaware  corporation (the
"Company"),  issued a warrant to DST Systems,  Inc. ("DST") to purchase from the
Company  60,000  shares of common  stock of the  Company at a price of $7.00 per
share on or before June 28, 2001 (as amended, the "Warrant");

WHEREAS,  in  consideration  for the grant by DST of an  extension  of a certain
Revolving  Credit  Agreement  dated June 28,  2001 under  which the  Warrant was
issued  (the  "Credit  Agreement"),  the  Company  granted an  extension  of the
Exercise Period to December 28, 2000.

WHEREAS,  in  consideration  for the grant by DST of an additional  extension of
certain time frames provided in the Credit Agreement,  the Company has agreed to
further extend the Warrant until June 28, 2002;

NOW THEREFORE,  in  consideration  of the above premises,  Euronet Services Inc.
agrees as follows:

1. AMENDMENTS TO WARRANT.

Section 2 of the Warrant is deleted and replaced by the following:

          2. PERIOD OF EXERCISE. This Warrant is exercisable at any time or from
     time to time on after the date first  listed  above,  and before  5:00 p.m.
     United  States  Eastern  Standard  Time on June  28,  2002  (the  "Exercise
     Period"),  provided, however, that if the Company is in default as provided
     in the last  sentence of Section 7.1.2 of the  Revolving  Credit  Agreement
     dated June 28, 2000  pursuant to which this  Warrant is issued (as amended,
     the "Credit  Agreement"),  then the  Exercise  Period  shall  expire  three
     business  days after the date on which all  Obligations,  as defined in the
     Credit Agreement, have been paid.

2. GOVERNING LAW.

THIS  AMENDMENT TO WARRANT  SHALL BE GOVERNED BY AND  CONSTRUED  AND ENFORCED IN
ACCORDANCE WITH THE INTERNAL LAWS OF THE STATE OF DELAWARE WITHOUT REGARD TO ITS
OR ANY OTHER JURISDICTION'S CONFLICTS OF LAW.

     IN WITNESS WHEREOF,  the Company has caused this Amendment to Warrant to be
signed by its duly authorized officer.

                                       EURONET SERVICES INC.


                                       By:
                                           ---------------------------
                                           Daniel R. Henry
                                           Chief Operating Officer