CONSOLIDATED STATEMENTS OF INCOME AND COMPREHENSIVE INCOME - USD ($) $ in Thousands	12 Months Ended
	Dec. 31, 2019	Dec. 31, 2018
INTEREST INCOME
Loans receivable, including fees	$ 75,537	$ 51,359
Securities:
Taxable	5,466	3,507
Tax-exempt	1,048	1,744
Interest bearing deposits	258	99
Total Interest Income	82,309	56,709
INTEREST EXPENSE
Deposits	17,595	8,078
Borrowings	4,388	3,288
Subordinated debentures	1,266	1,263
Total Interest Expense	23,249	12,629
Net Interest Income	59,060	44,080
PROVISION FOR LOAN LOSSES	2,531	1,437
Net Interest Income after Provision for Loan Losses	56,529	42,643
NON -INTERST INCOME
Bank-owned life insurance	931	761
Investment brokerage fees	134	104
Net gain on sales of securities	2,055	36
Net (loss) gain on disposal of premises and equipment	(334)	9
Total Non-Interest Income	14,345	10,749
NON-INTEREST EXPENSES
Salaries and employee benefits	24,934	20,710
Occupancy, net	3,383	2,776
Data processing	3,992	3,351
Furniture and equipment	1,345	1,194
Advertising and promotion	545	587
Professional fees	1,687	1,412
Director fees	637	550
FDIC assessment	706	529
Insurance	126	210
Stationary and supplies	331	285
Merger-related expenses		5,804
Loan collection costs	276	255
Net expenses and write-downs related to foreclosed real estate	286	324
Amortization of intangible assets	406	247
Other	2,581	2,176
Total Non-Interest Expenses	41,235	40,410
Income before Income Taxes	29,639	12,982
EXPENSE FOR INCOME TAXES	7,096	3,059
Net Income	22,543	9,923
OTHER COMPREHENSIVE INCOME:
Unrealized gain (loss) on available for sale securities arising during the period	4,614	(1,966)
Fair value adjustments on derivatives	(4,538)	(116)
Fair value adjustments on retirement benefits		11
Reclassification adjustment for net (gain) on securities transactions included in net income	(2,055)	(36)
Income tax related to items of other comprehensive income	636	553
Other comprehensive (loss), net of income taxes	(1,343)	(1,554)
Comprehensive income	$ 21,200	$ 8,369
EARNINGS PER SHARE
Basic (in dollars per share)	$ 2.41	$ 1.26
Diluted (in dollars per share)	$ 2.40	$ 1.25
Service fees on deposit accounts
NON -INTERST INCOME
Revenue from contract with customer	$ 1,403	$ 1,290
ATM and debit card fees
NON -INTERST INCOME
Revenue from contract with customer	1,075	983
Insurance commissions and fees
NON -INTERST INCOME
Revenue from contract with customer	8,017	6,640
Other
NON -INTERST INCOME
Revenue from contract with customer	$ 1,064	$ 926