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Consolidated Statements Of Cash Flows (USD $)
In Thousands
6 Months Ended
Jun. 30, 2011
Jun. 30, 2010
Cash Flows from Operating Activities    
Net income $ 1,421 $ 948
Adjustments to reconcile net income to net cash provided by operating activities:    
Provision for loan losses 1,951 1,702
Provision for depreciation and amortization 307 330
Net change in trading securities   714
Net amortization of securities premiums and discounts 416 93
Net realized gain on sale of securities (269) (54)
Impairment charge on equity securities   171
Net realized loss (gain) on sale of foreclosed real estate 4 (5)
Provision for foreclosed assets 145  
Earnings on bank owned life insurance (209) (108)
Compensation expense for stock options and stock awards 46 29
(Increase) decrease in assets:    
Accrued interest receivable 135 141
Other assets (3,665) (142)
Increase in accrued interest payable and other liabilities 244 471
Net Cash Provided by Operating Activities 526 4,317
Cash Flows from Investing Activities    
Purchases (7,297) (17,830)
Sales 6,271 1,001
Maturities, calls and principal repayments 19,172 13,509
Securities held to maturity:    
Purchases (966)  
Net (increase) decrease in loans (4,842) 94
Proceeds from the sale of foreclosed assets 403 194
Purchases of interest bearing time deposits   (500)
Purchases of bank premises and equipment (69) (227)
Purchases of bank owned life insurance   (6,500)
Decrease (increase) in FHLB stock 398 (58)
Net Cash Provided by (Used in) Investing Activities 13,070 (10,317)
Cash Flows from Financing Activities    
Net increase in deposits 6,947 27,976
Repayments of borrowings (10,000) (30)
Net Cash (Used in) Provided by Financing Activities (3,053) 27,946
Net Increase in Cash and Cash Equivalents 10,543 21,946
Cash and Cash Equivalents - Beginning 17,749 23,079
Cash and Cash Equivalents - Ending 28,292 45,025
Supplementary Cash Flows Information    
Interest paid 2,194 3,051
Income taxes paid 834 499
Supplementary Schedule of Noncash Investing and Financing Activities    
Foreclosed real estate acquired in settlement of loans 2,700 937
Trading securities transferred to available for sale securities   $ 2,241