Consolidated Balance Sheets (USD $) In Thousands	Jun. 30, 2011	Dec. 31, 2010
ASSETS
Cash and due from banks	$ 5,973	$ 4,672
Interest-bearing deposits with other banks	19,319	10,077
Federal funds sold	3,000	3,000
Cash and cash equivalents	28,292	17,749
Interest bearing time deposits with other banks	600	600
Securities available for sale, at estimated fair value	71,889	89,380
Securities held to maturity, at cost (estimated fair value of $2,006 at June 30, 2011 and $1,007 at December 31, 2010)	1,966	1,000
Federal Home Loan Bank Stock, at cost	1,837	2,235
Loans receivable, net of unearned income	339,564	338,234
Less: allowance for loan losses	7,536	6,397
Net loans receivable	332,028	331,837
Foreclosed real estate	4,545	2,397
Premises and equipment, net	6,516	6,749
Accrued interest receivable	1,781	1,916
Goodwill	2,820	2,820
Bank owned life insurance	10,382	10,173
Other assets	10,508	7,168
Total Assets	473,164	474,024
LIABILITIES AND STOCKHOLDERS' EQUITY
Non-interest bearing	41,601	35,362
Interest bearing	351,313	350,605
Total deposits	392,914	385,967
Short term borrowings		10,000
Long term borrowings	26,000	26,000
Accrued interest payable and other liabilities	2,748	2,504
Junior subordinated debentures	12,887	12,887
Total Liabilities	434,549	437,358
Stockholders' Equity:
Preferred stock, no par value, 1,000,000 shares authorized; none issued
Common stock, no par value, 10,000,000 shares authorized; issued shares 3,374,165 in 2011 and 3,352,346 in 2010; outstanding shares 3,373,385 in 2011 and 3,351,566 in 2010	27,916	27,870
Treasury stock, at cost; 780 shares in 2011and in 2010	(4)	(4)
Retained earnings	10,174	8,753
Accumulated other comprehensive income	529	47
Total Stockholders' Equity	38,615	36,666
Total Liabilities and Stockholders' Equity	$ 473,164	$ 474,024