Consolidated Balance Sheets - USD ($) $ in Thousands	Sep. 30, 2016	Dec. 31, 2015
ASSETS
Cash and due from banks	$ 4,355	$ 2,914
Interest-bearing deposits with other banks	8,055	3,206
Cash and cash equivalents	12,410	6,120
Interest bearing time deposits with other banks	100	100
Securities available for sale, at fair value	91,630	93,776
Securities held to maturity, at amortized cost (fair value of $6,863 and $7,008 at September 30, 2016 and December 31, 2015, respectively)	6,628	6,834
Federal Home Loan Bank Stock, at cost	5,633	5,165
Loans receivable, net of unearned income	663,258	543,423
Less: allowance for loan losses	6,331	5,590
Net loans receivable	656,927	537,833
Foreclosed real estate	3,005	3,354
Premises and equipment, net	8,945	8,879
Accrued interest receivable	1,797	1,764
Goodwill	2,820	2,820
Bank-owned life insurance	12,749	12,524
Other assets	6,343	5,334
Total Assets	808,987	684,503
Deposits:
Non-interest bearing	127,198	87,209
Interest bearing	497,723	430,647
Total deposits	624,921	517,856
Short-term borrowings	36,500	34,650
Long-term borrowings	71,000	61,000
Accrued interest payable and other liabilities	5,046	4,169
Junior subordinated debentures	12,887	12,887
Total Liabilities	750,354	630,562
Stockholders' Equity:
Preferred stock, no par value, 1,000,000 shares authorized; none issued	0	0
Common stock, no par value, 10,000,000 shares authorized; 4,741,720 and 4,705,480 shares issued and 4,741,720 and 4,646,238 shares outstanding at September 30, 2016 and December 31, 2015, respectively	36,429	35,927
Treasury stock, at cost; 59,242 shares at December 31, 2015	0	(592)
Deferred compensation obligation under Rabbi Trust	1,359	0
Retained earnings	21,958	18,520
Accumulated other comprehensive income	246	86
Stock held by Rabbi Trust	(1,359)	0
Total Stockholders' Equity	58,633	53,941
Total Liabilities and Stockholders' Equity	$ 808,987	$ 684,503