Consolidated Statements Of Income And Comprehensive Income - USD ($) $ in Thousands		3 Months Ended		6 Months Ended
		Jun. 30, 2015	Jun. 30, 2014	Jun. 30, 2015	Jun. 30, 2014
INTEREST INCOME
Loans receivable, including fees		$ 5,275	$ 4,800	$ 10,447	$ 9,423
Securities:
Taxable		302	214	569	431
Tax-exempt		221	255	429	509
Interest bearing deposits		3	4	7	7
Total Interest Income		5,801	5,273	11,452	10,370
INTEREST EXPENSE
Deposits		438	415	854	805
Borrowings		380	361	760	709
Junior subordinated debentures		54	52	107	105
Total Interest Expense		872	828	1,721	1,619
Net Interest Income		4,929	4,445	9,731	8,751
PROVISION FOR LOAN LOSSES		200	400	505	853
Net Interest Income after Provision for Loan Losses		4,729	4,045	9,226	7,898
OTHER INCOME
Service fees on deposit accounts		213	265	426	529
ATM and debit card fees		201	185	375	352
Bank-owned life insurance		79	82	157	165
Insurance commissions and fees		736	696	1,891	1,669
Investment brokerage fees		41	37	63	68
Net gain on sales of securities		88	94	256	94
Net gain on sale of premises and equipment		8		8
Other		135	99	226	172
Total Other Income		1,501	1,458	3,402	3,049
OTHER EXPENSES
Salaries and employee benefits		2,789	2,441	5,569	4,859
Occupancy, net		443	397	920	850
Data processing		429	432	783	812
Furniture and equipment		214	112	424	276
Advertising and promotion		90	78	160	122
Professional fees		173	211	319	364
Director fees		147	105	313	242
FDIC assessment		124	175	248	351
Insurance		68	72	120	148
Stationary and supplies		49	52	105	107
Loan collection costs		59	169	156	246
Net expenses and write-downs related to foreclosed real estate		35	161	199	261
Other		302	332	676	567
Total Other Expenses		4,922	4,737	9,992	9,205
Income before Income Taxes		1,308	766	2,636	1,742
EXPENSE FOR INCOME TAXES	[1]	424	159	800	457
Net Income		884	607	1,836	1,285
OTHER COMPREHENSIVE INCOME:
Unrealized (losses) gains on available for sale securities arising during the period		(1,166)	1,636	(850)	3,353
Reclassification adjustment for net gain on securities transactions included in net income		(88)	(94)	(256)	(94)
Income tax benefit (expense) related to items of other comprehensive income		502	(617)	442	(1,304)
Other comprehensive (loss) income, net of income taxes		(752)	925	(664)	1,955
Comprehensive income		$ 132	$ 1,532	$ 1,172	$ 3,240
EARNINGS PER SHARE
Basic		$ 0.19	$ 0.13	$ 0.40	$ 0.28
Diluted		$ 0.19	$ 0.13	$ 0.40	$ 0.28

[1] Insurance Services calculated at statutory tax rate of 40%