Allowance For Loan Losses And Credit Quality Of Financing Receivables (Tables)

3 Months Ended

Mar. 31, 2015

Allowance For Loan Losses And Credit Quality Of Financing Receivables [Abstract]

Changes In The Allowance For Loan Losses

	Commercial				Commercial		Residential		Consumer
	and				Real		Real		and
(Dollars in thousands)	Industrial		Construction		Estate		Estate		Other		Unallocated		Total
Three Months Ended:
March 31, 2015
Beginning balance	$	231	$	383	$	3,491	$	903	$	19	$	614	$	5,641
Charge-offs		(19)		-		(188)		-		(7)		-		(214)
Recoveries		4		-		12		12		3		-		31
Provision		(78)		5		472		(74)		73		(93)		305
Ending balance	$	138	$	388	$	3,787	$	841	$	88	$	521	$	5,763
March 31, 2014
Beginning balance	$	222		308	$	3,399	$	941	$	16	$	535	$	5,421
Charge-offs		-		-		(358)		(86)		(13)		-		(457)
Recoveries		12		-		4		1		3		-		20
Provision		55		7		642		6		13		(270)		453
Ending balance	$	289	$	315	$	3,687	$	862	$	19	$	265	$	5,437

Allowances Of Loan Losses And Loans Receivable By Class Disaggregated

	Allowance for Loan Losses						Loans Receivable
			Balance		Balance
			Related to		Related to
			Loans		Loans
			Individually		Collectively				Individually		Collectively
			Evaluated for		Evaluated for				Evaluated for		Evaluated for
(Dollars in thousands)	Balance		Impairment		Impairment		Balance		Impairment		Impairment
March 31, 2015
Commercial and industrial	$	138	$	1	$	137	$	18,822	$	21	$	18,801
Construction		388		-		388		13,239		-		13,239
Commercial real estate		3,787		334		3,453		325,742		5,944		319,798
Residential real estate		841		108		733		114,663		1,974		112,689
Consumer and other loans		88		73		15		1,324		138		1,186
Unallocated		521		-		-		-		-		-
Total	$	5,763	$	516	$	4,726	$	473,790	$	8,077	$	465,713
December 31, 2014
Commercial and industrial	$	231	$	51	$	180	$	20,549	$	94	$	20,455
Construction		383		-		383		12,379		-		12,379
Commercial real estate		3,491		136		3,355		326,370		5,105		321,265
Residential real estate		903		101		802		111,498		2,314		109,184
Consumer and other loans		19		-		19		1,665		-		1,665
Unallocated		614		-		-		-		-		-
Total	$	5,641	$	288	$	4,739	$	472,461	$	7,513	$	464,948

An Age Analysis Of Loans Receivable

													Recorded
													Investment
					Greater						Total		> 90 Days
	30-59 Days		60-89 days		Than		Total Past				Financing		and
(Dollars in thousands)	Past Due		Past Due		90 Days (a)		Due		Current		Receivables		Accruing
March 31, 2015
Commercial and industrial	$	10	$	15	$	20	$	45	$	18,777	$	18,822	$	-
Construction		-		-		-		-		13,239		13,239		-
Commercial real estate		2,165		1,107		4,917		8,189		317,553		325,742		-
Residential real estate		879		-		1,557		2,436		112,227		114,663		-
Consumer and other		2		-		139		141		1,183		1,324		1
Total	$	3,056	$	1,122	$	6,633	$	10,811	$	462,979	$	473,790	$	1
December 31, 2014
Commercial and industrial	$	9	$	-	$	94	$	103	$	20,446	$	20,549	$	-
Construction		1,354		-		-		1,354		11,025		12,379		-
Commercial real estate		2,395		1,209		3,936		7,540		318,830		326,370		-
Residential real estate		555		108		1,978		2,641		108,857		111,498		85
Consumer and other		5		-		1		6		1,659		1,665		-
Total	$	4,318	$	1,317	$	6,009	$	11,644	$	460,817	$	472,461	$	85
(a) includes loans greater than 90 days past due and still accruing and non-accrual loans.

Loans Which The Accrual Of Interest Has Been Discontinued

(Dollars in thousands)	March 31, 2015		December 31, 2014
Commercial and industrial	$	20	$	94
Commercial real estate		4,917		3,936
Residential real estate		1,557		1,893
Consumer and other		138		1
Total	$	6,632	$	5,924

Credit Risk Profile By Creditworthiness

			Special
(Dollars in thousands)	Pass		Mention		Substandard		Doubtful		Total
March 31, 2015
Commercial and industrial	$	18,794	$	8	$	20	$	-	$	18,822
Construction		13,239		-		-		-		13,239
Commercial real estate		311,692		7,519		6,531		-		325,742
Residential real estate		112,100		451		2,112		-		114,663
Consumer and other		1,186		-		138		-		1,324
	$	457,011	$	7,978	$	8,801	$	-	$	473,790
December 31, 2014
Commercial and industrial	$	20,446	$	9	$	94	$	-	$	20,549
Construction		12,379		-		-		-		12,379
Commercial real estate		312,172		8,257		5,941		-		326,370
Residential real estate		108,587		457		2,454		-		111,498
Consumer and other		1,527		138		-		-		1,665
	$	455,111	$	8,861	$	8,489	$	-	$	472,461

Impaired Loans

		March 31, 2015						December 31, 2014
			Unpaid						Unpaid
	Recorded		Principal		Related		Recorded		Principal		Related
(Dollars in thousands)	Investment		Balance		Allowance		Investment		Balance		Allowance
With no related allowance recorded:
Commercial and industrial	$	20	$	20	$	-	$	-	$	-	$	-
Commercial real estate		2,351		2,351		-		3,167		3,736		-
Residential real estate		1,433		1,432		-		1,829		1,835		-
With an allowance recorded:
Commercial and industrial		1		1		1		94		94		51
Commercial real estate		3,593		4,162		334		1,938		1,938		136
Residential real estate		541		552		108		485		489		101
Consumer and other		138		138		73		-		-		-
Total:
Commercial and industrial		21		21		1		94		94		51
Commercial real estate		5,944		6,513		334		5,105		5,674		136
Residential real estate		1,974		1,984		108		2,314		2,324		101
Consumer and other		138		138		73		-		-		-
	$	8,077	$	8,656	$	516	$	7,513	$	8,092	$	288

The following table presents the average recorded investment and income recognized for the three months ended March 31, 2015 and 2014:

	For the Three Months Ended March 31, 2015				For the Three Months Ended March 31, 2014
	Average		Interest		Average		Interest
	Recorded		Income		Recorded		Income
(Dollars in thousands)	Investment		Recognized		Investment		Recognized
With no related allowance recorded:
Commercial and industrial	$	10	$	-	$	-	$	-
Commercial real estate		2,759		5		4,968		8
Residential real estate		1,631		1		1,845		20
Total impaired loans without a related allowance		4,400		6		6,813		28
With an allowance recorded:
Commercial and industrial		47		-		-		-
Commercial real estate		2,766		8		5,319		1
Residential real estate		513		3		849		4
Consumer and other		69		-		1		-
Total impaired loans with an allowance		3,395		11		6,169		5
Total impaired loans	$	7,795	$	17	$	12,982	$	33

Troubled Debt Restructured On Recorded Investment

(Dollars in thousands)		Commercial Real Estate	Residential Real Estate		Total
March 31, 2015
Performing	$	1,162	$	418	$	1,580
Non-performing		2,725		223		2,948
Total	$	3,887	$	641	$	4,528
December 31, 2014
Performing	$	1,169	$	421	$	1,590
Non-performing		2,730		224		2,954
Total	$	3,899	$	645	$	4,544