Income Taxes (Tables)

12 Months Ended

Dec. 31, 2014

Income Taxes [Abstract]

Components Of Income Tax Expense

(Dollars in thousands)	2014		2013
Current:
Federal	$	1,402	$	(1,117)
State		524		115
		1,926		(1,002)
Deferred:
Federal		(689)		1,000
State		(236)		135
		(925)		1,135
	$	1,001	$	133

Schedule Of Effective Income Tax Rate Reconciliation

(Dollars in thousands)	2014				2013
Federal income tax at statutory rate	$	1,224	34	%	$	531	34	%
Tax exempt interest		(327)	(9)			(357)	(23)
State income tax, net of federal income tax effect		190	5			76	5
Bank-owned life insurance		(110)	(3)			(120)	(8)
Other		24	1			3	0
	$	1,001	28	%	$	133	8	%

Components Of Net Deferred Tax Asset

(Dollars in thousands)	2014		2013
Deferred tax assets:
Allowance for loan losses	$	2,253	$	2,165
Deferred compensation		679		594
Foreclosed real estate		204		299
AMT credit		391		-
Intangible assets		22		28
Restricted stock		55		143
Other-than-temporary impairment		-		118
Unrealized loss on securities available for sale		-		1,434
Other		397		266
Total deferred tax assets		4,001		5,047
Deferred tax liabilities:
Depreciation		(285)		(804)
Prepaid expenses		(143)		(161)
Unrealized gain on securities, available for sale		(113)		-
Total deferred tax liabilities		(541)		(965)
Net deferred tax asset	$	3,460	$	4,082