Allowance For Loan Losses And Credit Quality Of Financing Receivables (Tables)

12 Months Ended

Dec. 31, 2014

Allowance For Loan Losses And Credit Quality Of Financing Receivables [Abstract]

Changes In The Allowance For Loan Losses

	Commercial				Commercial		Residential		Consumer
	and				Real		Real		and
(Dollars in thousands)	Industrial		Construction		Estate		Estate		Other		Unallocated		Total
Year Ended:
December 31, 2014
Beginning balance	$	222	$	308	$	3,399	$	941	$	16	$	535	$	5,421
Charge-offs		(1)		-		(1,168)		(181)		(37)		-		(1,387)
Recoveries		17		-		39		4		10		-		70
Provision		(7)		75		1,221		139		30		79		1,537
Ending balance	$	231	$	383	$	3,491	$	903	$	19	$	614	$	5,641
December 31, 2013
Beginning balance	$	271		223		3,395		869		38		180	$	4,976
Charge-offs		(55)		(350)		(2,317)		(246)		(28)		-		(2,996)
Recoveries		-		122		450		112		12		-		696
Provision		6		313		1,871		206		(6)		355		2,745
Ending balance	$	222	$	308	$	3,399	$	941	$	16	$	535	$	5,421

Allowances Of Loan Losses And Loans Receivable By Class Disaggregated

	Allowance for Loan Losses						Loans Receivable
			Balance		Balance
			Related to		Related to
			Loans		Loans
			Individually		Collectively				Individually		Collectively
			Evaluated for		Evaluated for				Evaluated for		Evaluated for
(Dollars in thousands)	Balance		Impairment		Impairment		Balance		Impairment		Impairment
December 31, 2014
Commercial and industrial	$	231	$	51	$	180	$	20,549	$	94	$	20,455
Construction		383		-		383		12,379		-		12,379
Commercial real estate		3,491		136		3,355		326,370		5,105		321,265
Residential real estate		903		101		802		111,498		2,314		109,184
Consumer and other loans		19		-		19		1,665		-		1,665
Unallocated		614		-		-		-		-		-
Total	$	5,641	$	288	$	4,739	$	472,461	$	7,513	$	464,948
December 31, 2013
Commercial and industrial	$	222	$	-	$	222	$	15,205	$	-	$	15,205
Construction		308		-		308		7,307		-		7,307
Commercial real estate		3,399		322		3,077		260,664		10,894		249,770
Residential real estate		941		163		778		107,992		2,626		105,366
Consumer and other loans		16		-		16		1,617		-		1,617
Unallocated		535		-		-		-		-		-
Total	$	5,421	$	485	$	4,401	$	392,785	$	13,520	$	379,265

An Age Analysis Of Loans Receivable

													Recorded
													Investment
					Greater						Total		> 90 Days
	30-59 Days		60-89 days		Than		Total Past				Financing		and
(Dollars in thousands)	Past Due		Past Due		90 Days (a)		Due		Current		Receivables		Accruing
December 31, 2014
Commercial and industrial	$	9	$	-	$	94	$	103	$	20,446	$	20,549	$	-
Construction		1,354		-		-		1,354		11,025		12,379		-
Commercial real estate		2,395		1,209		3,936		7,540		318,830		326,370		-
Residential real estate		555		108		1,978		2,641		108,857		111,498		85
Consumer and other		5		-		1		6		1,659		1,665		-
Total	$	4,318	$	1,317	$	6,009	$	11,644	$	460,817	$	472,461	$	85
December 31, 2013
Commercial and industrial	$	13	$	-	$	-	$	13	$	15,192	$	15,205	$	-
Construction		-		-		-		-		7,307		7,307		-
Commercial real estate		2,139		775		9,823		12,737		247,927		260,664		123
Residential real estate		495		247		2,192		2,934		105,058		107,992		-
Consumer and other		7		1		-		8		1,609		1,617		-
Total	$	2,654	$	1,023	$	12,015	$	15,692	$	377,093	$	392,785	$	123
(a) includes loans greater than 90 days past due and still accruing and non-accrual loans.

Loans Which The Accrual Of Interest Has Been Discontinued

(Dollars in thousands)	December 31, 2014		December 31, 2013
Commercial and industrial	$	94	$	-
Commercial real estate		3,936		9,700
Residential real estate		1,893		2,192
Consumer and other		1		-
Total	$	5,924	$	11,892

Credit Risk Profile By Creditworthiness

			Special
(Dollars in thousands)	Pass		Mention		Substandard		Doubtful		Total
December 31, 2014
Commercial and industrial	$	20,446	$	9	$	94	$	-	$	20,549
Construction		12,379		-		-		-		12,379
Commercial real estate		312,172		8,257		5,941		-		326,370
Residential real estate		108,587		457		2,454		-		111,498
Consumer and other		1,527		138		-		-		1,665
	$	455,111	$	8,861	$	8,489	$	-	$	472,461
December 31, 2013
Commercial and industrial	$	15,192	$	13	$	-	$	-	$	15,205
Construction		7,307		-		-		-		7,307
Commercial real estate		240,204		7,378		12,917		165		260,664
Residential real estate		104,383		871		2,738		-		107,992
Consumer and other		1,477		140		-		-		1,617
	$	368,563	$	8,402	$	15,655	$	165	$	392,785

Impaired Loans

			Unpaid				Average		Interest
	Recorded		Principal		Related		Recorded		Income
(Dollars in thousands)	Investment		Balance		Allowance		Investment		Recognized
December 31, 2014
With no related allowance recorded:
Commercial real estate	$	3,167	$	3,736	$	-	$	3,923	$	41
Residential real estate		1,829		1,835		-		1,786		53
With an allowance recorded:
Commercial and industrial		94		94		51		39		2
Commercial real estate		1,938		1,938		136		3,968		37
Residential real estate		485		489		101		567		10
Total:
Commercial and industrial		94		94		51		39		2
Commercial real estate		5,105		5,674		136		7,891		78
Residential real estate		2,314		2,324		101		2,353		63
	$	7,513	$	8,092	$	288	$	10,283	$	143
			Unpaid				Average		Interest
	Recorded		Principal		Related		Recorded		Income
(Dollars in thousands)	Investment		Balance		Allowance		Investment		Recognized
December 31, 2013
With no related allowance recorded:
Construction	$	-	$	-	$	-	$	596	$	-
Commercial real estate		7,394		7,967		-		8,030		67
Residential real estate		1,849		1,874		-		2,157		49
With an allowance recorded:
Commercial and industrial		-		-		-		5		-
Construction		-		-		-		318		-
Commercial real estate		3,500		4,595		322		3,443		10
Residential real estate		777		871		163		978		12
Total:
Commercial and industrial		-		-		-		5		-
Construction		-		-		-		914		-
Commercial real estate		10,894		12,562		322		11,473		77
Residential real estate		2,626		2,745		163		3,135		61
	$	13,520	$	15,307	$	485	$	15,527	$	138

Troubled Debt Restructured On Recorded Investment

(Dollars in thousands)		Commercial Real Estate	Residential Real Estate		Total
December 31, 2014
Performing	$	1,169	$	421	$	1,590
Non-performing		2,730		224		2,954
Total	$	3,899	$	645	$	4,544
December 31, 2013
Performing	$	1,195	$	433	$	1,628
Non-performing		3,000		496		3,496
Total	$	4,195	$	929	$	5,124

Summary Of Troubled Debt Restructured

		Pre-Modification		Post-Modification
		Outstanding		Outstanding
	Number of	Recorded		Recorded
(Dollars in thousands)	Loans	Investment		Investment
December 31, 2013
Commercial real estate	3	$	3,100	$	3,100
Residential real estate	2		655		548

Summary Of Troubled Debt Restructured Subsequent Default

(Dollars in thousands)	Number of Loans	Recorded Investment
December 31, 2013
Commercial real estate	3	$	1,302
Residential real estate	1		269