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Consolidated Statements Of Cash Flows (USD $)
In Thousands, unless otherwise specified
9 Months Ended
Sep. 30, 2014
Sep. 30, 2013
Cash Flows from Operating Activities    
Net income $ 1,877 $ 807
Adjustments to reconcile net income to net cash provided by operating activities:    
Provision for loan losses 1,231 2,342
Depreciation and amortization 508 510
Net amortization of securities premiums and discounts 1,313 2,496
Net realized gain on sale of securities (258) (399)
Net realized gain on sale of foreclosed real estate (8) (50)
Write-downs of and provisions for foreclosed real estate 110 995
Deferred income taxes (919) 648
Earnings on bank owned life insurance (243) (267)
Compensation expense for stock options and stock awards 230 174
(Increase) decrease in assets:    
Accrued interest receivable (107) 46
Other assets (402) (142)
Decrease (increase) in accrued interest payable and other liabilities 887 (27)
Net Cash Provided by Operating Activities 4,219 7,133
Securities available for sale:    
Purchases (1,160) (28,745)
Sales 13,261 13,029
Maturities, calls and principal repayments 9,484 33,431
Securities held to maturity:    
Purchases (1,450) (1,860)
Maturities, calls and principal repayments 2,383 1,222
Net increase in loans (51,987) (49,080)
Proceeds from the sale of foreclosed real estate 685 3,897
Purchases of bank premises and equipment (2,232) (589)
Increase in Federal Home Loan Bank stock (42) (500)
Net Cash Used in Investing Activities (31,058) (29,195)
Cash Flows from Financing Activities    
Net increase (decrease) in deposits 24,244 4,538
Increase in borrowed funds 5,000 10,000
Dividends paid, net of reinvestments (280) 6,896
Net Cash Provided by Financing Activities 28,964 21,434
Net Increase (Decrease) in Cash and Cash Equivalents 2,125 (628)
Cash and Cash Equivalents - Beginning 13,246 11,668
Cash and Cash Equivalents - Ending 15,371 11,040
Supplementary Cash Flows Information    
Interest paid 2,430 2,468
Income taxes paid 779 33
Supplementary Schedule of Noncash Investing and Financing Activities    
Foreclosed real estate acquired in settlement of loans $ 715 $ 2,853